A 35-year-old client purchases a variable life insurance policy. Under current regulations, the maximum sales charge permitted over the life of the policy is A) 9% B) 8.5% per premium payment C) 9% per premium payment D) 8.5% of total premiums over the life of the plan

Answers

Answer 1

Answer: 9%

Explanation:

A variable life insurance policy is simply referred to as a contract between an individual and the insurance company. In the case of death to the individual, a certain amount would be paid to the family of the individual.

It should be noted that under current regulations, the maximum sales charge permitted over the life of the policy is 9% and this period should not be more than twenty years.


Related Questions

In the U.S., cash takes which two forms

Answers

its takes the form of paper money and coins

What is the best definition of technology?

Technology is replacing human workers with mechanical or electronic devices.
Technology is applying scientific knowledge to find answers and fix problems.
Technology is using fewer resources to manufacture goods more efficiently.
Technology is hiring workers from all over the world to manufacture goods.

Answers

Answer:

technology is applying scientific knowledge to find answers and fix problems.

Explanation:

thats what i think. sorry if its wrong

Answer:

EDG: A-Technology is applying scientific knowledge to find answers and fix problems.

Explanation:

For each employee, you are required to pay 1.45% federal Medicare tax and 6.2% federal Social Security tax. If an
employee makes $25,000 per year, how much must you pay in these two taxes?

Answers

Answer:

A) $1,912.50

Explanation:

Both the federal Medicare tax and federal social security taxes are calculated based gross pay.

The medicare tax will be

=1.45% of $25,000

= 1.45/100 x $25,000

=0.0145 x $25,000

=$362.5

Social security tax will be

=6.2/100 x $25,000

=0.062  x $25,000

=$1,550.00

Total taxes = $1550.00 + $362.50

=$1,912.50

For what purpose was Jims' superior going to recommend his name to the ATSL? Jim has been working as a logistician with a company for the past 25 years. He is a very efficient worker and has helped the company tremendously during crises. Thus, his superior, who is a member of the ATSL, told him that he is going to recommend his name for the membership.

Answers

Answer:

The main purpose that Jim's superior is recommending Jim to the ATSL is to enable Jim to be admitted as a member of the association.

Explanation:

The reward for work well done, they say, is more work.  Jim has proved that he is professional, efficient, and trustworthy.  No wonder, his superior is taking the responsibility of gaining him membership admission into the ATSL, a prestigious association for professional logisticians.  This is what a superior does for his subordinate to encourage him or her to grow professionally and acquire more relevant and up-to-date skills that will ensure his career growth and success.

Hammers, screwdrivers, drills, and saws are _____ a construction worker uses.


-tasks

-skills

-tools

-qualifications

Answers

Answer:

are a - tool - construction workers use

the answer is tools

One of the reasons why the discounted cash flow method of valuation is useful in assessing the value of fixed income instruments is A) the availability of ratings B) the predictability of income C) the priority of claim on earnings D) the known maturity date

Answers

Answer:

B

i just know im right

With your bill paid off and starting back at $0, the latest video game comes out and costs $60. You put it on your credit card and can’t afford to pay the whole bill all at once, so you make the minimum payment each month.
How much is that minimum payment?

Answers

Answer: 5 dollars per year

Suppose your state collects a sales tax, but a bordering state does not. A number of people cross the border each day in order to shop without paying sales tax. What must state officials consider when thinking about how to react to this situation?

Answers

Answer:

Explanation:

There are many factors that state officials should consider with regards to this situation such as what items are being bought, travel costs the individual is incurring, but most importantly how much are these purchases stimulating the state's economy. If many people are doing this, it means that a lot of money is being spent within the state which ultimately stimulates the economy as more shop owners are making sales and in term have more money to spend.

Could someone help with the answer please

Answers

Answer:

Explanation idea generation

Answer:

Idea generation , i just did it

Which of the following is the best example of clear and concise writing for a résumé?
a.
explored every avenue
b.
last but not least
c.
at this point in time
d.
finally


Please select the best answer from the choices provided

A
B
C
D

Answers

Answer: D. finally

Explanation:

Answer: D. Finally

Explanation: I just did it on edge. Hope this helps!

A business chartered by a state that legally operates as a separate entity from the owner(s) is called _____. a. franchise b. sole proprietorship c. partnership d. corporation

Answers

Answer:

D. Corporation

Explanation:

I majored in Business.

Answer:

The answer is D. corporation

Explanation:

I am taking the test but A corporation is a business chartered by a state that legally operates as a separate entity from the owner.

Saffron Industries most recent balance sheet reports total assets of $42,000,000, total liabilities of $16,000,000 and stockholders' equity of $26,000,000. Management is considering using $3,000,000 of excess cash to prepay $3,000,000 of outstanding bonds. What effect, if any, would prepaying the bonds have on the company's debt-to-equity ratio

Answers

Answer:

A) Prepaying the debt would cause the firm's debt-to-equity ratio to improve from .62 to .50.

Explanation:

The computation of the impact is as follows:

The Debt equity ratio is

= Total liabilities ÷ total equity

Now

Debt equity prior to payment is

= $16,000,000 ÷ $26,000,000

= 0.62

And,

Debt equity after payment is

= $13,000,000 ÷ $26,000,000

= 0.50

So here as we can see that the debt equity would be improved from 0.62 to 0.50

Therefore the correct option is a.

Directions, Based on the wormation given in the following problem, compute the gross pay.
Hours worked: 51
Overtime hours worked: 11
Regular rate of pay $7.35 per hour
Round your answers to two decimal places,

Answers

Answer: $374.85? Little confused why you would move two decimal places?

Explanation:

What are the dangers associated with having a high national debt?

Answers

Answer :

In addition to showing the path of future debt, CBO's Long-Term Budget Outlook described the consequences of a large and growing federal debt. The four main consequences are: Lower national savings and income. Higher interest payments, leading to large tax hikes and spending cuts.

Answer:

Explanation:

Lower income and economic opportunities for the people. Might lose investors and business opportunities.

Four-year colleges and universities usually accept transfer credits from _____. a. community and technical colleges b. trade schools c. apprenticeships d. vocational-technical centers

Answers

Answer:

The answer is "Option A"

Explanation:

The Community colleges were generally directly supported by two-year colleges, which provide corresponding degrees, certificates, and basic education loans, commonly called junior or technical colleges, in which sone of four-year universities and colleges recognize college programs' transition credits including University College Dublin will accept Kalamazoo Valley Public College's transition payment.

Answer:

ITS B

Explanation:

EDG 2021

The main purpose of a cover letter is to:
a. Get hired for a position
b. Be called in for an interview
C. Let yyour friends know how your job search is going
d. Obtain references from your network

Answers

Answer:

be called for an interview

Select two answers
Marcus is applying for a job as a guidance counselor at a high school. Which two details should he include in his résumé?

A. his ethnicity
B. his counselor certification
C. his country of origin
D. his years of teaching experience
E. his age

Answers

B.) his counselor certification

D.) His years of teaching experience
B and d! Have a good day and good luck

You plan to make a series of deposits in an interest-bearing account. You will deposit $1,000 today, $2,000 in 2 years, and $8,000 in 5 years. If you withdraw $3,000 in 3 years and $5,000 in 7 years, how much will you have after eight years if the interest rate is 9%?

Answers

Answer:

$5,641

Explanation:

DEPOSIT NOW  

$1000 * FVIF 9%,8 PERIODS

= $1000 * 1.9926

= $1992.6

IN 2 YEARS

= $2000 * FVIF 9%,6 PERIODS

= $2000 * 1.6771

= $3354.20

IN 5 YEARS

= $8000 * FVIF 9%, 3 PERIODS

= $8000*1.2950

= $10360

WITHDRAWAL: IN 3 YEARS

= ($3000) * FVIF 9%, 5 PERIODS

= ($3000) * 1.5386

= ($4615.80)

IN 7 YEARS

= ($5000) * FVIF 9%, 1 PERIOD

= ($5000) * 1.0900

= ($5450)

Total value = $1992.6  + $3354.20 + $10360  - $4615.80 - $5450

Total value = $5,641

So, the total future value after eight years is $5,641

1993 x 291

guys answer this and whoever gets brainly you have to comment on their stuff.
Lets get a lot of comments in one answer

Answers

Answer:

1993×291

=579963 is the answer

Explanation:

1993

×291

1993

17937×

+3986××

579963

Jaiden is in 6th grade and plans to attend college. He has created a college preparation plan.

1. He will fill out the FAFSA form and send it in immediately.

2. He will ask his parents if they have a college savings account.

3. When he gets to high school, he will start trying harder in school so he can qualify for academic scholarships.

4. During his last year of high school, he will get involved in sports and clubs he enjoys to qualify for scholarships.

5. Upon graduation, he will start saving money for college.


Which statements identify errors in Jaiden’s plan? Check all that apply.

Answers

Answer:

-He should wait until his last year in high school to fill out the FAFSA.

-He should start saving right away. It is never too early to start a savings account.

-He should work hard throughout middle school and high school or it might be too difficult for him to excel later, since bad habits are hard to break.

-He should try different sports and clubs in middle school and early high school. Then he should pick his favorites and invest more time in them.

Explanation:

"capital" investment is the major basic component of a business operation. "justify"this statement with examples ​

Answers

Answer:

See below

Explanation:

Capital investment is the sourcing of funds for business expansion and growth. It involves acquiring money to finance long term projects or assets that will add value to a business for many years.

Through capital investments, a business acquires assets used in producing goods or the provision of services. It enables a company to upgrade, expand, or diversify to meet customer demands or react to market changes.  

Capital investment has been useful to businesses in many ways. For example

1. When labor or the costs of doing business becomes costly in one country, a company may need to relocate to a country with more favorable conditions. It requires heavy financing to relocate. Capital investments make such moves possible.

2. With the advent of technological advancement, companies need to invest in new technology to remain competitive. Capital investments help a business acquire modern technology and remain in operations.

Health benefits are an example of ____ income.

Labor
rental
interest
non of the above

Answers

Health benefits are an example of interest income.
Interest income . Brainliest plss

following info were supplied to you
a Cheque deposited in total of 10000
only to the extent of 4000.
required:bank bank reconciliation statement
Please help​

Answers

Answer:

sorry I can't ans kygsstfzlfzlsrztlukyzkly

Mary works for a small computer software company. Her boss is constantly improving the company's products but neglects customers, billing, and promoting the company. Her boss is probably stuck in the

Answers

Answer:

A) production-oriented

Explanation:

Since in the question it is mentioned that Marry who works for a small computer software based company. Her boss is improving the products of the company in a constant way but at the same time he avoided the customers, billing and the company promotion

So here the boss is stuck in the production oriented as he full focused on improving the products so that he could produce the high quality products by applying the innovation

Therefore the correct option is A.

Loss of value due to a property's features or appearance going out of style or being replaced by a more appealing, effective version is called:

Answers

Answer:

Functional obsolescence

Explanation:

In simple words, Functional obsolescence can be understood as the drop in the functionality or attractiveness of an entity owing to an obsolete design component which can not be quickly adjusted. Depending on sector, the use of the word varies.

The measure is the discrepancy among the replacement expense within and against the treatable object as of the point of measurement with respect to a practical obsolescence loss that prevents anything.

what describes initial public offering?

Answers

Answer:

refers to the process of offering shares of a private corporation to the public in a new stock issuance. Public share issuance allows a company to raise capital from public investors.

Explanation:

as a good student ,what advice would you say to them​

Answers

Answer:do ur work and try hard

Explanation:to get good grades

Answer:

-dont punish yourself because of your mistakes (mistakes help you learn)

-dont procrasinate, use your time wisely

-study for atleast 10 min everyday

-pay attention during class

-take notes

-give yourself breaks every once in a while

-love yourself

Explanation:

explain eye strain and ways to help.

Answers

when you get eye strains there is a specific thing that happens to your eye sometimes you can get a big bump on your eye and it stays there for a while and you might have to get surgery a way to prevent this is to make sure you very very clean your eye if you have very oily eyes

Prepare journal entries,On 25 September, you pay payroll for all employees, out of the company's bank account. Total gross salary was 5,750,000 and PAYE was 2,000,000. The salary is paid to the employees out of your company's bank account but PAYE payments will be made to the authorities in October.

Answers

Answer:

On 25 September, we have:

Debit Salary expenses for $5,750,000; Credit Bank for $3,750,000; and Credit PAYE payable for $2,000,000.

Explanation:

On 25 September, the journal entries will look as follows:

Date             Account Title                    Dr ($)                 Cr ($)          

Sep. 25       Salary expenses          5,750,000

                     Bank (w.1)                                             3,750,000

                      PAYE payable                                     2,000,000

                    (To record total gross salary.)                                          

Note that when the PAYE is eventually paid to the authorities in October, let say on October 5, the journal entries will look as follows:

Date             Account Title                    Dr ($)                 Cr ($)          

Oct. 05        PAYE payable                2,000,000

                     Bank                                                         2,000,000

                    (To record PAYE paid to the authorities.)                        

Workings:

w.1: Bank = Total gross salary - PAYE = $5,750,000 - $2,000,000 = $3,750,000

90 + 150 is what
a 140
b 240
c 350
d150​

Answers

Answer:

B 240

Explanation:

the answer is letter B 240
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