______ is recommended for promotion when a high degree of service or support, known as ancillary services, is required after the sale of the product.
Answer:
hard work recommended for promotion
With a 10% reserve requirement ratio, a $100 deposit into new bank means that the maximum amount new bank could lend is.
Answer:
If the reserve requirement is 10%, the deposit multiplier means that banks must keep 10% of all deposits in reserve, but they can create money and stimulate economic activity by lending out the other 90%. So, if someone deposits $100, the bank must keep $10 in reserve but can lend out $90.
Explanation:
:)
Exercise 20-17 Preparation of cash budgets (for three periods) LO P2 Kayak Co. Budgeted the following cash receipts (excluding cash receipts from loans received) and cash payments (excluding cash payments for loan principal and interest payments) for the first three months of next year. Cash Receipts Cash payments January $ 525,000 $ 475,000 February 400,000 350,000 March 450,000 525,000 According to a credit agreement with its bank, Kayak requires a minimum cash balance of $30,000 at each month-end. In return, the bank has agreed that the company can borrow up to $150,000 at a monthly interest rate of 1%, paid on the last day of each month. The interest is computed based on the beginning balance of the loan for the month. The company repays loan principal with any cash in excess of $30,000 on the last day of each month. The company has a cash balance of $30,000 and a loan balance of $60,000 at January 1. Prepare monthly cash budgets for January, February, and March. (Negative balances and Loan repayment amounts (if any) should be indicated with minus sign. )
The preparation of the cash budgets for the first three months of next year for Kayak Co. is as follows:
January February March
Beginning cash balance $30,000 $30,000 $69,294
Cash receipts 525,000 400,000 450,000
Total cash available $555,000 $430,000 $519,294
Cash disbursements 475,000 350,000 525,000
Ending cash balance $80,000 $80,000 ($5,706)
Required minimum balance 30,000 30,000 30,000
Available for Loan Payment 50,000 50,000 ($36,000)
Loan Interest & Principal Payment:
Interest repayment $600 $106
Loan:
Beginning balance $60,000 $10,600
Loan repayment ($49,400) ($10,600)
Ending balance $10,600 $0
Data and Calculations:Month Cash Receipts Cash Disbursements
January $ 525,000 $ 475,000
February 400,000 350,000
March 450,000 525,000
Minimum required cash balance = $30,000 per month-end
Loan limit = $150,000
Monthly interest rate = 1%
Interest payment and principal repayment = last day of each month
Interest computation = beginning balance
Beginning cash balance = $30,000
Beginning loan balance = $60,000
The beginning cash balance of March is $69,294 ($80,000 - $106 - $10,600)
Thus, at the end of March, Kayak Co. needs to borrow $36,000.
Learn more about preparing the cash budget at brainly.com/question/8707644
Factors that have contributed to heterogamy include a. higher college enrollments. b. geographical mobility. c. participation of women in the work force. d. all of the above please select the best answer from the choices provided a b c d
The factors that have changed to heterogamy include a higher college enrollments, geographical mobility, and participation of women in the work force.
Option D is correct.
What is heterogamy?Heterogamy is defined as the marriage between people of different characteristics.
These characteristics include different sociological backgrounds, educational levels and different races. Geographical mobility has aided Heterogamy in a beneficial way.
Interracial marriages are more common when people of different races meet as a result of travel.
Therefore, option D is correct.
Learn more about the heterogamy, refer to:
https://brainly.com/question/25626127
Answer:
The correct answer is D
Explanation:
Al of the above.
Suppose a firm receives $10 for selling one additional unit of its product but that additional unit costs the firm $1 to produce. The producer surplus for the additional unit of product is
The producer surplus from selling the additional unit of the product given the selling price and the cost of production is $9.
What is producer surplus?Producer surplus is the difference between the price of a good and the least price the seller is willing to sell the product. The least price the producer should be willing to collect is equal to the cost of production
Producer surplus = price – cost of proeuction
$10 - $1 = $9
To learn more about producer surplus, please check: https://brainly.com/question/15282739
________ are amounts owed to suppliers for products or services purchased on credit.
An investment promises to return $1,000 at the end of each of the next 5 years and then $2,000 at the end of each of the next 10 years (years 6 through 15). what is the value of this investment today at a 4% interest rate?
Answer:
sorry i dont know i was trying but cant figure it out
Explanation:
2. What does a correlation coefficient of 0.76 between two assets indicate?
(1 point)
Answer:
The two assets are highly correlated
Explanation:
Just took the test
kb uses water treatment recycling technologies due to lack of rain
Answer:
hello and i am only putting this because i have to complete this
Which feature of a bond contract allows the issuer to redeem a bond issue immediately in its entirety at an amount greater than par value prior to maturity?.
A call provision is a bond contract allows the issuer to redeem a bond issue immediately in its entirety at an amount greater than par value prior to maturity.
What is call provision?Call provision is charged with a bond and it allows an individual buy bond immediately.
It comes in form of fixed-income instrument that allows the issuer of the bond to repurchase.
Therefore, A call provision is a bond contract allows the issuer to redeem a bond issue immediately in its entirety at an amount greater than par value prior to maturity
Learn more on call provision here,
https://brainly.com/question/25965295
what are some economic choices teasha had to make
Answer:
The human resources that will be required by Teasha to open her business include a receptionist, cashier, and salesperson.
From the information given, Teasha has graduated from school and wants to open her own business. She has experience working in a gift store and wants to have her own gift store too.
Therefore, she'll need a receptionist, a cashier, and a salesperson. The receptionist will welcome customers and answer phone calls from clients.
The cashier will help with issuing and receiving payments. Lastly, the salesperson will be responsible for helping the customers find items in the store and increasing sales.
Explanation:
Inseparability in services refers to the fact that.
Inseparability refers to : The consumer cannot distinguish between the service provider from the service itself.
What Is Service Inseparability?Service inseparability means that the production and consumption of a service can't be separated from the provider of that service. It also requires that a customer is physically participating in the consumption of the service.
The above means every part of the experience is tied together. A customer can't separate the consumption of the service they've purchased from the provider.
Hence, Inseparability means consumer cannot distinguish between the service provider from the service itself.
Learn more about inseparability here : https://brainly.com/question/1286522
F. What effect does a low unemployment rate have on business? what effect does a high unemployment rate have on business?
Answer:reduces the productivity of the company as a whole<3
Explanation:
It comes when there's an increase demand for labor because of low unemployment. With less people available for work, employers have to increase their wages to find, and keep, employees. This can cause some organizations to settle for less-talented workers, which again reduces the productivity of the company as a whole
The effect of low unemployment rate on business is that the productivity of business will fall, and the effect of high unemployment rate on business is that the productivity of business will raise.
What is unemployment rate?The unemployment rate refers to the state of being unemployed. The unemployment rate is derived by dividing the total number of people in the labor force by the number of people who are jobless.
The labor force is the total number of people who are employed and unemployed. A low unemployment rate has the impact of lowering business productivity, whereas a high unemployment rate has the effect of increasing business productivity.
Therefore, the unemployment rate is defined as the state of being unemployed.
Learn more about the unemployment rate, refer to:
https://brainly.com/question/17255561
#SPJ4
Walmart sells a bike that cost $100 to a customer for $250 cash. using a perpetual inventory system, the entry to record the sale includes a debit to and credit to for $250. the entry to record the cost of the sale includes a debit to cost of goods sold and a credit to for $100.
i. true
ii. false
1. Using a perpetual inventory system, the entry to record the sale for Walmart includes a debit to the Cash account and a credit to the Sales Revenue account for $250.
2. The entry to record the cost of the sale under the perpetual inventory system includes a debit to the cost of goods sold and a credit to Inventory for $100.
What is the perpetual inventory system?The perpetual inventory system can be differentiated from the periodic inventory system by the fact that perpetual inventory continuously updates the inventory value without relying on the physical inventory count.
Under this system, the cost of goods sold is debited and the inventory account is credited.
Learn more about the perpetual inventory system at https://brainly.com/question/25014592
The federal funds rate is typically ________ the primary credit lending rate. a. greater than b. equal to c. less than d. None of these choices are correct.
The federal funds rate is typically equal the primary credit lending rate.
What is federal funds rate?Federal funds rate are rate given by the government over credits or loans.
The rate is which commercial banks borrow and lend money and it is often lower than private Organization.
Therefore, the federal funds rate is typically equal than the primary credit lending rate.
Learn more on federal funds here,
https://brainly.com/question/6270391
The downsloping aggregate demand curve can be explained by.
The downsloping aggregate demand curve can be explained by interest-rate effect
What is aggregate demand curve?Aggregate demand curve is a demand curve that shows or indicate all the money spent on the purchase of goods and services.
The goods and services represented on the curve are domestic i.e household and the price at each level is also indicated.
The curve can be explained by the knowing the rate if interest on the goods.
Therefore, The downsloping aggregate demand curve can be explained by interest-rate effect.
Learn more on aggregate demand here
https://brainly.com/question/17118208
What type of job can i get with a finance and marketing double major
1.24. If an investor borrows $100 and pays back $100 after a year to settle his loan, it implies that the rate of interest is ________. A) 0 percent B) 1 percent C) 10 percent D) 100 percent
,If an investor borrows $100 and pays back $100 after a year to settle his loan, it implies that the rate of interest is 0%
What is Interest Rate?This refers to the added amount which is to be repaid with respect to a loan after a given time period.
With this in mind, we can see that because after a period of 1 year, the principal amount which is $100 is paid back without any additional charge, then the rate of interest on the loan is 0%.
Read more about interest rate here:
https://brainly.com/question/25793394
Marginal cost increases as the quantity of output increases. This reflects the property o
The property of marginal cost increasing as the quantity of output increases is known as diminishing marginal product.
What is diminishing marginal product?
Diminishing marginal product states that says as more units of a variable input of production is added to a fixed factor of production, output might increase initially but after a point total output would increase at a decreasing rate and marginal product would begin to decrease.
To learn more about diminishing marginal product, please check: brainly.com/question/10511919
Marginal cost increases as the quantity of output increases. This reflects the property of diminishing marginal product.
What do you mean by Marginal cost?Marginal cost refers to the change in total production cost by producing one additional unit.
A company can maximize its profits by producing to where marginal cost equals marginal revenue. The law of diminishing marginal product where an advantage can be gained for a factor of production.
Learn more about Marginal Cost here:
https://brainly.com/question/7781429
#SPJ4
YASHARI earns $27,000 per year, is single, and lives in Wyoming. She has $7000 in Direct Subsidized loans and another $19,000 in Direct Unsubsidized loans. She is trying to save up an emergency fund of at least 6 months’ take-home pay, so she’s torn about how much she should devote to her student loans and how much to the emergency fund every month.
- Which plan has the highest total amount paid? How long is the repayment period for this plan?
a) The plan with the highest total amount paid is the Direct Unsubsidized Loan of $19,000 because, in addition to the interest, the principal amount is higher than the Direct Subsidized Loan.
b) The repayment period for the Direct Unsubsidized Loan is 10 years after graduation if the Standard Repayment Plan is chosen.
What are unsubsidized and subsidized loans?Subsidized Loans are student loans subsidized by the Federal Government, especially with respect to the interest payment.
Subsidized Loans do not accrue interest during school at least half-time or during deferment periods. They are available for undergraduate and graduate students in financial need.
Unsubsidized Loans are federal student loans for both undergraduate and graduate students that are not based on financial need. They accumulate interest during school if the student does not elect to make monthly interest payments.
Learn more about subsidized and unsubsidized loans at https://brainly.com/question/2651923
Because the government owns most of the urban land and uses it for fire, police, government buildings, parks, and roads, as well as holds zoning and tax violation rights over the rest, the government applies ____________ over urban land.
Based on the given scenario the government applies eminent domain over urban land.
What is eminent domain?Eminent domain can be defined as the way in which government take over private property or private land so as to turn those private property into public use.
Government can use eminent domain to collect a person or an individual property or land without the approval or consent of the owner of the property.
Inconclusion the government applies eminent domain over urban land.
Learn more about eminent domain here:https://brainly.com/question/4281421
Every time a company hires a new employee and trains them to take on the new role, what kind of risk are they
taking?
O
financial
legal
O
operations
strategic
The risk a company takes every time a company hires a new employee and trains them to take on the new role is known as financial risk.
What is a risk?Risk can be defined as a possibility or a situation which is uncertain and involves exposure to danger. A risk from an investment perspective is the possibility of incurring losses due to market uncertainties.
When a company hire new employee, the company would expend some cost towards training of the newly recruited employee; which is termed financial risk.
Hence, the risk a company takes every time a company hires a new employee and trains them to take on the new role is known as financial risk.
Learn more about risk here : https://brainly.com/question/1224221
You have been asked to calculate the internal rate of return for an investment with the following cash flows, using the Excel IRR function: The cost of the investment is $500,000. Cash flows in years 1 through 5 are $200,000; $160,000; $120,000; $80,000; and $40,000, respectively. There is no residual value to the investment. Using Excel's IRR function, what is the internal rate of return on the investment after 3 years
Answer:
9.92 %
Explanation:
Year 0 = ($500,000)
Year 1 = $200,000
Year 2 = $160,000
Year 3 = $120,000
Year 4 = $80,000
Year 5 = ($40,000 + $25,000) = $65,000
therefore,
the internal rate of return on the investment after 5 years is 9.92 %
You have been asked to calculate the internal rate of return for an investment with the following cash flows, using the Excel IRR function.
T internal rate of return for the investment after 3 years, we need to use the Excel IRR function. Here are the steps:
Step 1: Create a list of cash flows. In this case, the cash flows are as follows:
Year 0 (Initial Investment): -$500,000
Year 1: $200,000
Year 2: $160,000
Year 3: $120,000
Year 4: $80,000
Year 5: $40,000
Step 2: In Excel, use the IRR function to calculate the internal rate of return. In this example, the cash flows are in cells A1 to A6.
In cell A7, input the formula:
=IRR(A1:A6)
The internal rate of return on the investment after 5 years is 9.92 %
This means the internal rate of return on the investment after 3 years is 9.92%. It indicates the annualized rate of return the investment is expected to generate over the first three years.
To know more about cash flows here,
https://brainly.com/question/33885912
#SPJ2
44) Christopher, a department manager, is attending the monthly budget planning meeting where all the department managers report on their current status. Both before and after his own presentation, he sits forward in his chair and makes eye contact with all the other managers as they present. He asks questions and nods his head after their responses. He is exhibiting the ________ style of listening
When Christopher ask questions and nods his head after their responses. He is exhibiting the active style of listening.
What is active listening?Active listening is a type of listening where the listener give rapt attention to the person speaking including the guestures.
The individual also ask questions to confirm all that his learning.
Therefore, When Christopher ask questions and nods his head after their responses. He is exhibiting the active style of listening
Learn more on active listening here,
https://brainly.com/question/3185541
How many times has an inverted yield curve predicted a recession.
Answer:
[tex]says 10 - and - 2 \: yield \: curve \: has \: inverted \: 28 \: times [/tex]
1do you think jack is an entrepreneur? motivate your answer.
Answer: I think jack is an entrepreneur because he is allowing kids to jumpstart their entrepreneurial journey. Kids can operate their own drink stands or marketplace locations, all while learning the basics of business and making money. jack helps kids know that they can always start young and be successful.
Explanation:
Which of the following factors are considered when calculating gdp? i. goods produced within a country by citizens of that country ii. goods produced within a country by residents who are not citizens iii. goods produced within a country for use in production of other goods iv. goods produced by a country’s citizens outside of its borders a. ii and iii b. i only c. i and ii d. i, ii, iii, and iv
Gross domestic product (GDP) is the total amount or market worth of all finished products and services produced within the borders of a country in a given time period.
How is GDP calculated?GDP is often estimated on an annual basis, but it is also measured quarterly. The government of the United States, for example, produces an annualized GDP assessment for each fiscal quarter as well as for the entire calendar year.
The various data sets included in this study are presented in real terms, which means that the data has been adjusted for price changes and is thus net of inflation.
Thus, Option D is correct about the factors of GDP.
For more information about GDP refer to the link:
https://brainly.com/question/4131508
N the knowledge economy, if a large portion of company value is in intellectual and human assets, the difference between the market value and book value of the company should ________ a company with mostly physical and financial assets.
It will be expected that the difference between a company's market value and book value should be larger than a company with mostly physical and financial assets if the large portion of company value is in intellectual and human assets.
What is an intellectual/human assets?These are asset possessed by a firm that ranges from human capital, information capital, brand awareness, instructional capital etc.
These are assets that can be improved when a firm hires better employees, conduct training programs, develops new patents etc
In conclusion, since the large portion of company value is in intellectual and human assets, then, the market/book value would be larger than a company with mostly physical/financial assets.
Read more about assets
brainly.com/question/25504767
Knowing the slope of activities allows project managers to compare which ____ activities to shorten.
Answer:
Knowing the slope of activities allows project managers to compare which Critical activities to shorten
Jana has $100 to open a checking account. she can maintain a monthly balance of $300. she also has a savings account at the same bank. she plans to use online bill paying and write fewer than 10 checks per month. she currently uses her bank’s atm several times per month. jana does not overdraw her account. bank account terms and conditions bank account terms and conditions. bank b is best for jana. jana wants an account with the lowest fees. which checking account would be best for jana? account a account b account c account d
Bank account is opened in bank to save/ deposit money and generate interest from it. Jana should choose account b.
What is a bank account?It is an account in bank where money deposited, and it can be withdrawn by check or passbook and bank gives interest on deposit. A bank provides Current, Savings, Fixed Deposit Accounts, Recurring Deposits facilities.
It is better for Jana to choose account b as the minimun balance required is $250, and it charges 0 for ABC bank ATMs and check writing limit is more, i.e. 12/ month.
Therefore, Jana should choose account b.
learn more about bank account here:
https://brainly.com/question/11463590
Answer:
account b
Explanation: