Key person insurance is the policy should the firm purchases from its project manager.
What is key person insurance?
A company will insure its most valuable employee or employees with key person insurance. A disability coverage rider can be added to a policy to assist if a crucial employee becomes disabled. An important employee's death or disability might put a small business at risk; key person insurance can help.
Why would a business owner choose the use of key person insurance?
If the sudden loss of a certain person would have a significant negative impact on the business operations, key person insurance provides a financial safety net. The death benefit simply buys the company some time to locate a replacement or to pursue other business-saving (or business-closing) actions
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A borrower expresses concern that once he signs all the documents he will be stuck with a second mortgage. a good response by a notary signing agent could be to
Good response by a notary signing agent could be to "A Notary Signing Agent could do well to respond by giving the Borrower the Lender's contact details and recommending that he make an instant phone call to the Lender before proceeding with the Signing." This is further explained below.
What is Borrower?Generally, The act of temporarily retaining another person's property with the goal of restoring it to its rightful owner.
In conclusion, A borrower worries that he will be "trapped" with a second mortgage if he signs all the paperwork required to get one. A Notary Signing Agent could do well to respond by giving the Borrower the Lender's contact details and recommending that he make an instant phone call to the Lender before proceeding with the Signing.
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Willing to give a lot of points
Please help
Question 4 of 10
What is one of the reasons marketing is essential to the free market system?
A. It ensures that companies make a healthy profit.
B. It helps educate consumers about competitive products.
OC. It employs more people that any other career group.
D. The sales of advertising makes television programming possible.
SUBMIT
One of the reasons marketing is essential to the free market system is that It ensures that companies make a healthy profit.
What is free market?A free market is a market structure where there is no interference from government but forces of demand and supply controls it.
With regards to the above, marketing ensures that products gets to the target audience to attract sales, thereby increase profits.
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the graph to the right depicts the per unit cost curves and demand curve facing a shirt manufacturer in a competitive industry 8.53
The perfectly competitive market profit mathematically given as
P = 131.76
What is the perfectly competitive market profit?Generally, the equation for a perfectly competitive market is mathematically given as
P = MC
Therefore
P= ( P -ATC) * Q
Hence
P= ( 8.53 - 6.70) * 72
P = 131.76
In conclusion, a perfectly competitive market profit
P = 131.76
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What conclusions can be reached about the airline industry using the five forces framework?
Conclusion can be drawn that airline must work tirelessly to sustain profitability. The key aspect of using Porter's Five Forces for airline industry in the United States is that industry has been buffeted by a slew of external factors such as declining passenger traffic, rising operating expenses, high fuel prices, and higher landing and maintenance costs.
The intense competition from low-cost carriers that has resulted in a price war that has severely harmed. The airline industry worldwide is in a "death spiral," particularly in the United States, where several prominent carriers have been forced into bankruptcy is the conclusion.
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After US companies objected that the Foreign Corrupt Practices Act would put them at a competitive disadvantage, the FCPA was eventually amended to allow for Blank______.Multiple choice question.grease paymentsimport tariffscommission paymentsexport tariffs
After US companies objected that the Foreign Corrupt Practices Act would put them at a competitive disadvantage, the FCPA was eventually amended to allow for grease payments.
Grease payments are what?While a grease payment is made to hasten a trade or transaction, the former. The purpose of a grease payment is to expedite the process rather than to actually complete a transaction. Grease payments are not allowed under the FCPA as a way to influence the decision-making process of foreign officials.
In the event that they did, the money would be seen as a bribe and would be prohibited. It all comes down to the purpose of the money, and there is a very thin line between a greasing payment and a foreign bribe.
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Correct question:
After US companies objected that the Foreign Corrupt Practices Act would put them at a competitive disadvantage, the FCPA was eventually amended to allow for ______.
Multiple choice question.
a) grease payments
b) import tariffs
c) commission payments
d) export tariffs
A written order to a bank to pay the stated amount to the person or business named is a.
A check is a written order to a bank to pay the stated amount to the person or business named on it. A checking account is also called a demand deposit, because the money may be withdrawn at any time—that is, “on demand.”
A check or draft is a written order from a depositor to a bank to pay a specified amount from the balance of a checking account. A negotiable instrument that instructs a bank to pay an amount from a personal checking account to an individual or entity is known as a bill of exchange or check.
Payment orders can be used when electronic payments are not possible. Accounts payable is like a check. It is much cheaper to pay electronically, but if this is not possible the department can place a payment order. They can be ordered through government banks.
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A growing need in the workplace is for ____ care, which provides emergency day care for children or dependent adults so that the employee does not need to lose a day of work.
A growing need in the workplace is for workplace daycare and , which provides emergency day care for children or dependent adults so that the employee does not need to lose a day of work.
Workplace daycare is generally a facility over the site that provides child-care services for employees' children. The facility is limited by age only. The services of workplace daycare are usually available at a fee that is subsidized by the employer, or any other companies which may offer this benefit for free.
When we talk about off-site care providers, these programs must be licensed, insured as well as staffed with trained teachers and assistants, and they must provide a safe environment for groups of children.
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An employee organization that represents workers in employee-management bargaining over job-related issues is called a(n)
When an employee organization is formed to represent workers in employee-management bargaining, they are called a Union.
What is a Union?This refers to an organization that is founded for workers to be able to collectively bargain with management over issues that affect them at work.
The union would therefore act as a representative for the workers when important job issues need to be discussed.
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Absorption costing can lead managers to mistakenly believe that fixed manufacturing overhead costs will Blank______ in total as the number of units produced increases. Multiple choice question. increase remain the same decrease
Absorption costing can lead managers to mistakenly believe that fixed manufacturing overhead costs will A)increase in total as the number of units produced increases.
Absorption costing includes constant overhead as part of the inventory value, and it's far expensed as the price of products offered whilst stock is offered.
in addition, the usage of absorption costing generates a scenario wherein really manufacturing more objects that move unsold with the aid of the quit of the duration will boom internet income. because constant prices are spread throughout all devices synthetic, the unit constant fee will decrease as more gadgets are produced.
the primary benefit of absorption costing is that it complies with GAAP and extra appropriately tracks income than variable costing. Absorption costing takes under consideration all product prices, unlike variable costing, which simplest considers variable charges.
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By offering more generous unemployment insurance programs, european countries can expect:_____.
By offering more generous unemployment insurance programs, European countries can expect Longer periods of unemployment for their workers.
The idea right here is that EU labor markets do now not cause unemployment immediately however instead lock in excessive prices of unemployment resulting from macroeconomic downturns, in this precise case, the OPEC shocks.
This stems from several reasons but is particularly because of the generous benefits that ECU nations offer the unemployed. in the u.s.a., people without jobs are offered unemployment blessings for simplest a brief time frame, whilst in Europe many countries allow individuals to acquire for years.
High unemployment indicates the economy is running beneath full capacity and is inefficient; this may cause lower output and earnings. The unemployed are also unable to purchase as many goods, so will contribute to decrease spending and decrease output. A rise in unemployment can purpose a bad multiplier impact.
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One difference between a hedger and a speculator is that the hedger Group of answer choices may not close out his position by taking an opposite position. may have either a profit or a loss. does not have to put up margin. faces a risk without the futures contract.
One difference between a hedger and a speculator is that the hedger (C) faces a risk without the futures contract.
Who is a hedger?A hedge is an investment position used to counterbalance prospective losses or benefits from a companion investment. Stocks, exchange-traded funds, insurance, forward contracts, swaps, options, bets, numerous types of over-the-counter and derivative products, and futures contracts can all be used to create a hedge.Who is a speculator?In finance, speculation is the acquisition of an asset with the expectation that it will increase in value in the near future. Many speculators pay little attention to a security's underlying value and instead focus solely on price changes.One distinction between a hedger and a speculator is that the hedger bears risk in the absence of a futures contract.
Therefore, one difference between a hedger and a speculator is that the hedger (C) faces a risk without the futures contract.
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Correct question;
One difference between a hedger and a speculator is that the hedger
Group of answer choices
(A) does not have to put up a margin.
(B) may not close out his position by taking an opposite position.
(C) faces a risk without the futures contract.
(D) may have either a profit or a loss.
Andy filed a fraudulent 2021 tax return on May 1, 2022. The statute of limitations for IRS assessment on Andy's 2021 tax return should end:
Andy filed a fraudulent 2021 tax return on May 1, 2022. The statute of limitations for IRS assessment on Andy's 2021 tax return should end is E)None of the choices are correct.
A tax go-back is a document filed with a tax authority that reviews earnings, expenses, and different applicable financial facts. On tax returns, taxpayers calculate their tax legal responsibility, schedule tax payments, or request refunds for the overpayment of taxes.
Whilst to anticipate Your Refund. Refunds are typically issued inside 21 days while you electronically filed your tax return or forty-two days of while you filed paper returns. If it is been longer, discover why your refund may be behind schedule or might not be the quantity you anticipated.
Taxpayer information precis, like AIS, can be downloaded from the e-filing portal of the earnings Tax branch. To get admission to your TIS, click on AIS underneath the offerings tab of the I-T portal. click "Taxpayer data declaration" on the subsequent web page to download it in a password-protected PDF.
Your question is incomplete. Please find below the complete question.
Andy filed a fraudulent 2021 tax return on May 1, 2022. The statute of limitations for IRS assessment on Andy's 2021 tax return should end:
A)May 1st, 2025.
B)April 15th, 2025.
C)May 1st, 2028.
D)April 15th, 2028.
E)None of the choices are correct.
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Computer cycle counting programs can produce a cycle count notice after which events?
A cycle count notice after the events is :
A positive balance but a backorder was created
A specified level of activity
A zero balance on-hand
A system cycle includes the stairs that a computer's processor executes whenever it receives a machine language practice. It's far the maximum primary CPU operation, and modern-day CPUs are capable of carrying out thousands and thousands of machine cycles in line with the second. The cycle includes three well-known steps: fetch, decode and execute.
The guidance cycle is the cycle that the vital processing unit follows from boot-up until the computer has closed down in an effort to technique instructions. It is composed of 3 primary tiers: the fetch level, the decode degree, and the execute degree.
The gadget practice cycle describes the order in that instructions is processed on a laptop. commands are processed below the path of the manipulated unit in a step-via-step manner.
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Morton’s steakhouse utilized a(n) ________ crm system to surprise a customer with a meal.
Morton’s steakhouse utilized a social CRM system to surprise a customer with a meal.
What do you mean by social CRM system?Here are some instances of Social CRM in use and some of its advantages: A firm or even a customer makes a fan page for your business or item. Fans are people who support your brand and the way you conduct business, and they provide a platform for marketing, networking, and communication.
With the aim of encouraging engagement in the business process, social CRM is a business strategy that comprises the expansion of marketing, sales, and customer support operations to incorporate the active participation of clients or visitors to an Internet channel.
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__________ are elements of information that the commander identifies as being critical to timely decision making.
Commander's critical information requirements are elements of information that the commander identifies as being critical to timely decision-making.
Commander (commonly abbreviated as Cmdr) is a common naval officer rank. Commander is also used as a rank or title in other formal organizations, including some police forces. In some countries, this naval rank is called frigate commander.
A commander is also a general term for officers who command units in an army, such as platoon commanders, brigade commanders, and squadron commanders. Police use terms such as "district commander" and "operations commander."
Commander is a rank used in the navy but is rarely used as a rank in the military. Originally, the title "master and commander" was used in the 18th century by a naval officer to command a warship, too large for a lieutenant to command, but too small to warrant the duties of a post-his captain (until about 1770). ) master; the commander served as his own master. In practice, these were unrated sloops, usually no more than 20 guns. The Royal Navy shortened "Master and Commander" to "Commander" in his 1794. However, the terms "master and commander" remained in common (unofficial) use for several years, until the equivalent American rank master commander continued to be used until 1838 when it was changed to the commander. I got
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All of the following countries would agree that a 6-month-old does not need their mother more than a 3-year-old EXCEPT:
All of the following countries would agree that a 6-month-old does not need their mother more than a 3-year-old except Norway.
What is Norway?
Norway is a Scandinavian country with mountains, glaciers, and deep coastal fjords. Oslo, the capital, is a city of parks and museums. The Viking Ship Museum in Oslo houses preserved 9th-century Viking ships. Bergen, with its beautiful wooden cottages, is the starting point for cruises to the majestic Sognefjord. Norway is also recognized for its fishing, hiking, and skiing, particularly in Lillehammer's Olympic resort.Norway is known as the Land of the Midnight Sun. It is well-known for its magnificent fjords, lakes, and breathtaking skies. Norway is also known for its languages, Vikings, and folklore, as well as its environmental friendliness and oil production. Furthermore, many Norwegians are well-known skiers, frozen pizza fans, and Tesla drivers!Except for Norway, all of the following countries would agree that a 6-month-old does not require their mother any more than a 3-year-old.As it is given in the description itself, except for Norway, all of the following countries would agree that a 6-month-old does not require their mother any more than a 3-year-old.
Therefore, all of the following countries would agree that a 6-month-old does not need their mother more than a 3-year-old except Norway.
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Cost-volume-profit analysis helps managers predict how changes in and levels affect income.
cost-volume-profit (CVP) analysis, helps managers predict how changes in costs and sales levels affect profit. In its basic form, CVP analysis involves computing the sales level at which a company neither earns an income nor incurs a loss, called the break-even point.
Core paper. Cost-Volume-Profit (CVP) analysis is a method of examining how changes in variable and fixed costs affect a company's profits. A company can use his CVP to see the break-even point (covering all costs) or the number of units that need to be sold to meet a certain minimum profit margin.
CVP analysis helps determine the level of all costs involved. This concept helps eliminate unnecessary information that can complicate management's decision-making process. For example, businesses use costs associated with management to determine whether new decisions are economical.
The main CVP formula is: Profit = Revenue – Cost. Of course, to use this formula, you must know how to calculate sales: (Retail Price x Quantity). You also need to know how to calculate the cost: fixed cost + (variable price x number of units).
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Sponsoring rock concerts or being at various events to promote products is known as ______.
Answer: sponsoring
Explanation:
In a process costing system, the application of factory overhead usually would be recorded as an increase in: (CPA adapted)
In a process costing system, the application of factory overhead usually would be recorded as an increase in (CPA adapted) Finished goods inventory control.
What is process costing system?
A process costing system serves as a method that manufacturing industry usually used in determining the total production cost for each unit of product.
Hence, In a process costing system, the application of factory overhead usually would be recorded as an increase in (CPA adapted) Finished goods inventory control.
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If all of your organization's data is centralized in a small number of data centers, than focusing security on perimiter defense is adequate to assure your data is safe.
a. True
b. False
The answer is false.
To stop attacks and secure essential data, defense-in-depth user protection entails a mix of security products (e.g., WAF, antivirus, antispam software, etc.) and training. Multiple security products can be bundled in the same package by a provider providing software to protect end users against cyberattacks.
If one protection fails, another is present to prevent an attack. This deliberate redundancy increases security and helps guard against a broader range of assaults.
Therefore, answer is false.
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You would like to use the fixed-time-period inventory model to compute the desired order quantity for a company. You know that vendor lead time is 5 days and the number of days between reviews is 7. Which of the following is the standard deviation of demand over the review and lead time if the standard deviation of daily demand is 8
The standard deviation of demand over the review is 10 days.
How to calculate the standard deviation?Lead time = 5 days
SD of demand = 7
Time gap between reviews = 8
The standard deviation will be:
= ✓(7 + 5) × 8
= ✓96
= 10 approximately
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Which of the following is true regarding an emergency exit plan? It visually identifies the locations of all AED machines It is located in all closets in a building It clearly labels all exit and entry doors, stairwells, and elevators It clearly identifies the location of the manager's office
Option C. The truth about the emergency exit is that It clearly labels all exit and entry doors, stairwells, and elevators.
What is the emergency exit?This is the door or gate that leads outside of a building. The emergency exit is very useful in buildings.
The reason for this is due to cases of serious emergencies such as fire outbreak or other issues.
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Banks are financial intermediaries because they:
Banks act as economic intermediaries due to the fact they stand among savers and debtors. Savers area deposits with banks, and then acquire interest bills and withdraw cash. Borrowers obtain loans from banks and pay off the loans with interest.
Commercial banks act as economic intermediaries because they receive the financial savings deposits of customers, and then lend out these funds to debtors. This pastime is referred to as economic intermediation or oblique finance.
A financial middleman is an entity that acts because the intermediary among two parties in a financial transaction, consisting of a commercial bank, funding bank, mutual fund, or pension fund.
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A recessionary gap occurs when:
a recessionary gap occurs when an economy is approaching recession
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Louisa is the delivery manager at a luggage manufacturing company. She must inform her supervisor that the shipment of a particular batch of luggage will be delayed because a team member made a mistake with the dates. What is the most effective way for Louisa to convey this bad news to her supervisor
Louisa to convey this bad news to her supervisor that she ought to endorse a solution on way to assist her manager to cope with the postponement.
A manager, or lead, is the project identify of a decrease-diploma manipulate characteristic that is based on authority over workers or place of job. A manager additionally may be one of the most seniors in the staff in the administrative center, which includes a professor who oversees a Ph.D. dissertation.
Supervisor responsibilities encompass:
managing workflow. education new hires. developing and coping with team schedules.The supervisor's everyday position is to speak approximately organizational needs, oversee employees' standard overall performance, provide steerage, and resources, grow to be privy to improvement needs, and control the reciprocal dating among the workforce and the company so that everybody is an achievement.
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What step in developing new products involves determining whether the product idea is compatible with company objectives, needs, and resources on a general level
The step in new product development that involves determining whether the product idea is compatible with the company's goals, needs, and resources at an overall level is called screening.
What is screening in product development?It corresponds to a stage where the focus is on the organization and structuring of ideas about the launch of a new product, understanding better about the characteristics and benefits of the product that will be better aligned with the needs and desires of potential consumers.
Screening is an essential process, being the first stage of product development, where there is a brainstorming of ideas to define the product, increasing the possibility of it being well accepted by consumers and generating profitability for the company.
Therefore, the screening process is essential in order to define the essential criteria for the launch of the product, such as its characteristics and those of the market, in order to increase knowledge, innovation and the value of the product for consumers.
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Assigning the perceived attributes of a group to individuals belonging to that group is referred to as?
Assigning the perceived attributes of a group to individuals belonging to that group is referred to as stereotyping
A stereotype in social psychology is a generalised opinion about a certain group of people. It is a presumption that individuals may hold regarding every member of a specific group. Expectations can be of several kinds, such as those regarding a group's personality, interests, appearance, or skill. Inaccurate stereotypes can occasionally exist despite being overgeneralized, unreliable, and resistant to fresh information.
While these broad generalisations about entire populations may be helpful for making snap judgments, they may be incorrect when applied to specific individuals and are one of the causes of prejudice.
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Which Agile principle is being practiced if a team chooses to focus on the highest priority product backlog items?
Agile model principle is being practiced if a team chooses to focus on the highest priority product backlog items.
What is Agile model?Agile model serves as one that is a systematic method that can be used to make any project even in the absence of concrete requirements .
In this case, Agile model principle is being practiced if a team chooses to focus on the highest priority product backlog items.
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Why does howe avoid using the term "market revolution?" What evidence does he cite to promote his avoidance? What term does he suggest be used instead, and why?
Since the expansion that followed the War of 1812 was more of an ongoing evolution than a sudden revolution, Daniel Walker Howe avoids using the term "Market Revolution" and there is evidence that a market economy already existed and had been established in the American colonies in the 18th century.
Since communication significantly improved starting around 1815 compared to earlier decades, he advocates using the term "communication revolution" to describe the early nineteenth century.
Finally, retorts Howe, the revolution that really mattered was the "communications revolution": the invention of the telegraph, the expansion of the postal system, improvements in printing technology, and the growth of the newspaper, magazine, and book-publishing industries, and the improvements in higher-speed transportation. Howe responds that the "communications revolution," which included the development of the telegraph, the expansion of the postal service, advancements in printing technology, the expansion of the newspaper, magazine, and book publishing industries, as well as the development of faster transportation, was the revolution that truly mattered.
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Charlies pizza collected $150 in sales tax for the quarter. which of the following accounts should be used in order to post the sales tax?
The account that should be used in order to post the sales tax is only Sales Taxes Payable.
What is sales tax?A sales tax is an indirect tax that is levied on certain goods meant for consumption. It is a tax levied on customers when they purchase goods or services, hence calculated as a percentage of the value of the goods sold.
The sales tax is the responsibility of the final consumer only; any intermediate buyer must produce a resale certificate to clear it and sales taxes are levied on any buyer who can not produce such a document.
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