Assuming that money is worth 10%, compute the present value of:

a. $15,000 received 15 years from today.
b. The right to inherit $4,250,000 14 years from now.
c. The right to receive $11,000 at the end of each of the next six years.
d. The obligation to pay $10,000 at the end of each of the next 10 years.
e. The right to receive $9,000 at the end of the 7th, 8th, 9th, and 10th years from today.

Answers

Answer 1

Answer:

a. ($3,590)

b. ($1,119,158)

c. ($47,908)

d. ($61,446)

e. $17,714

Explanation:

We use the Time Value of Money to compute the Present Value. Present Value is the Worth in Today`s Money of the Cash Flow Streams expected or to be received in the future.

Calculation of the Present Value for each case is shown below :

a.

FV = $15,000

N = 15

P/YR = 1

PMT = $0

I = 10 %

PV = ?

Using a Financial Calculator to Inpute the Values as above, the Present Value will be ($3,590)

b.

FV = $4,250,000

N = 14

P/YR = 1

PMT = $0

I = 10 %

PV = ?

Using a Financial Calculator to Inpute the Values as above, the Present Value will be ($1,119,158)

c.

FV = $ 0

N = 6

P/YR = 1

PMT = $11,000

I = 10 %

PV = ?

Using a Financial Calculator to Inpute the Values as above, the Present Value will be ($47,908)

d.

FV = $ 0

N = 10

P/YR = 1

PMT = - $10,000

I = 10 %

PV = ?

Using a Financial Calculator to Inpute the Values as above, the Present Value will be ($61,446)

e.

$ 0                          CFj

$ 0                          CFj

$ 0                          CFj

$ 0                          CFj

$ 0                          CFj

$ 0                          CFj

$9,000                   CFj

$9,000                   CFj

$9,000                   CFj

$9,000                   CFj

Shift NPV $17,714

This part of the question has uneven Cash Flows, so i used the CFj Function on the Financial to calculate the Net Present Value (NPV)


Related Questions

Mr. West wishes to purchase a condominium for $240,000 in cash upon his retirement 10 years from now. How much should he deposit at the end of each month into an annuity paying 2.7% interest compounded monthly in order to accumulate the required amount

Answers

Answer:

He should deposit $1,744.37 at the end of each month.

Explanation:

This can be calculated using the formula for calculating the Future Value (FV) of an Ordinary Annuity as follows:

FV = M * (((1 + r)^n - 1) / r) ................................. (1)

Where,

FV = Future value or the of condominium = $240,000

M = Monthly payment = ?

r = monthly interest rate = 2.7% / 12 = 0.027 / 12 = 0.00225

n = number of months = 10 years * 12 months = 120

Substituting the values into equation (1) and solve for M, we have:

$240,000 = M * (((1 + 0.00225)^120 - 1) / 0.00225)

$240,000 = M * 137.585424499073

M = $240,000 / 137.585424499073

M = $1,744.37

Therefore, he should deposit $1,744.37 at the end of each month.

Lakeshore Paints, Inc., operates a plant next to Clear Lake. The goals of the Clean Water Act include Select one: a. protecting fish and wildlife. b. all of the above. c. making water safe for boating. d. eliminating the discharge of anything into any water.

Answers

Answer: d. eliminating the discharge of anything into any water.

Explanation:

The Clean Water Act aims to clean up and restore the integrity of water sources in the United States and it hopes to do so by preventing and completely eliminating the discharge of anything into any water that could result in the water being polluted.

It is a Federal statute and is enforceable by the Environmental Protection Agency.

12. Which of the following statements are correct: A. Percentage ownership occurs with new issuance via rights offerings. B. Market value dilution occurs when the net present value of a project is negative. C. Market value dilution increases as the net present value of a project increases. D. Book value dilution has real impact on individual shareholders.

Answers

Answer:

B. Market value dilution occurs when the net present value of a project is negative.

Explanation:

In the case when the net present value is negative that represent the firm would lose its investment made that automatically reduce the valuation of the business in near future so the market again determine the current stock price also there would be decrease in the market value of the stock so here the dilution would be taken place

Therefore the option B is correct

If the reserve ratio is 10 percent, $1,000 of additional reserves can create A. $5,000 of new money. B. $9,000 of new money. C. $10,000 of new money. D. None of the above is correct.

Answers

Answer:

C. $10,000 of new money.

Explanation:

The computation of the additional reserve developed is as follows;

= Additional reserve ÷ reserve ratio

= $1,000 ÷ 0.10

= $10,000

Hence, it would create $10,000 of new money

We simply applied the above formula so that the correct value could come

And, the same is to be considered

Therefore the correct option is C

A restaurant Soup4u uses 60 bags of tomatoes each month. The tomatoes are purchased from a supplier for a price of $80 per bag and an ordering cost of $20 per order. Soup4u's annual inventory holding cost percentage is 40%. Soup4u always uses economic order quantity for deciding how many tomato bags it should order. Which of the following will reduce their inventory to 1/3 of its current value without increasing their cost?
a) Reduction in ordering cost to 1/9 of it current value
b) Increasing holding cost to 9 times its current value
c) Reduction in ordering cost to 1/3 of it current value
d) Increasing holding cost to 3 times its current value

Answers

Answer:

a) Reduction in ordering cost to 1/9 of it current value

Explanation:

EOQ = √(2SD/H)

S = ordering cost = $20D = annual demand = 60 x 12 = 720 bagsH = annual holding cost = $80 x 40% = $32

EOQ = √[(2 x $20 x 720) / $32] = 30

if you want to reduce inventory to 1/3 of its current value, then the order quantity should be 30 x 1/3 = 10 units per order

a) Reduction in ordering cost to 1/9 of it current value

EOQ = √[(2 x $20/9 x 720) / $32] = 10 ✓

inventory is decreased to 1/3 of current level

Marsha is 23 years old and single. She cannot be claimed as a dependent by another taxpayer. Marsha earned wages of $18,500 and had $1,500 of federal income tax withholding in tax year 2020. Marsha gave birth to Shelby on November 10, 2020. Marsha paid all the cost of keeping up a home and support for Shelby. Shelby and Marsha are U.S. citizens and have valid Social Security numbers. Marsha filed Single with no dependents on her 2019 tax return and received a $1,200 Economic Impact Payment in May 2020. 3. Marsha is not required to file a return, but should file a return to claim a refund of her federal income tax withholding. True False

Answers

Answer:

a. Marsha is required to file a tax return.

Explanation:

Since in the question it is mentioned that Marsha who is 23 years old and single she earned $18,500 wages and federal income tax of $1,500 also Shelby and Marsha are U.S citizens

So as per the given situation she needs to file a tax return

Hence, the correct option is a

And, the same is to be considered

Susan, a manager at Seattle Widgets, hires Bill as a file clerk, but does not inquire into Bills's criminal history. Bill has had several convictions for driving while intoxicated. On his lunch break, Bill gets drunk and assaults a cashier at a local Subway. The cashier discovers Bill's prior DUI convictions and sues Seattle Widgets for hiring Bill a convicted drunk driver. In this lawsuit against Bill, a court would most likely decide that:

Answers

Answer:

Seattle Widgets will be held liable because they are respondeat superior in this situation

Explanation:

The concept of respondeat superior states that an entity will be held liable for actions of their agents.

Usually when an agent acts in an official capacity or while performing duties for the employer the employer is held responsible for any wrongful act performed.

In the given instance Susan did not inquired into the criminal past of Bill. He now assaults a cashier while drunk.

If the cashier sues Seattle Widgets, the ruling will most likely hold Seattle Widgets liable because they are a respondeat superior and they were negligent in hiring Bill.

An insurance company is thinking about offering discounts on its life insurance policies to nonsmokers. As part of its analysis, it selects 200 men who are 50 years old and asks them if they smoke at least one pack of cigarettes per day, and if they have ever suffered from heart disease. The results indicate that 20 out of 80 smokers and 15 out of 120 nonsmokers suffer from heart disease. At 5% level of significance the conclusion is:

Answers

Answer:

Test statistic

|Z| = 2.996 > 1.96 at 5% level of significance

Null hypothesis is accepted

There is difference between smokers and non-smokers

Explanation:

Step(i):-

Given size of the sample = 200

First Sample proportion  

                                  [tex]p^{-} _{1} = \frac{20}{80} = 0.25[/tex]

Second sample proportion

                               [tex]p^{-} _{2} = \frac{15}{120} = 0.125[/tex]

Null Hypothesis : p₁ = p₂

Alternative Hypothesis : p₁≠p₂

Step(ii):-

Test statistic

                [tex]Z = \frac{p^{-} _{1}-p^{-} _{2} }{\sqrt{PQ(\frac{1}{n_{1} } +\frac{1}{n_{2} } )} }[/tex]

Where

             [tex]P = \frac{n_{1} p_{1} + n_{2} p_{2} }{n_{1}+n_{2} }[/tex]

             

          [tex]P = \frac{200X 0.25+ 200 X 0.125 }{400 } = 0.185[/tex]

         Q = 1-P = 0.8125

           [tex]Z = \frac{0.25-0.125 }{\sqrt{0.185X0.8125(\frac{1}{200} +\frac{1}{200 } )} }[/tex]

          Z =  -2.996

The calculated value |Z| = 2.996 > 1.96 at 5% level of significance

Null hypothesis is accepted

There is difference between smokers and non-smokers

               

Never, Inc., earns book net income before tax of $500,000. In computing its book income, Never expenses $50,000 more in warranty expense for book purposes than it is allowed to deduct for tax purposes. Never records no other temporary or permanent book-tax differences. Assuming that the U.S. tax rate is 21% and no valuation allowance is required, what is Never's deferred income tax asset reported on its GAAP financial statements

Answers

Answer:

$10,500

Explanation:

Calculation for Never's deferred income tax asset reported on its GAAP financial statements

Using this formula

Deferred income tax asset =Expenses*U.S. tax rate

Let plug in the formula

Deferred income tax asset =$50,000*21%

Deferred income tax asset $10,500

Therefore Never's deferred income tax asset reported on its GAAP financial statements will be $10,500

bear a coupon of 6 percent, payable semiannually. The bond matures in 20 years and has a $1,000 face value. Currently, the bond sells at $955. The yield to maturity (YTM) is

Answers

Answer:

6.4022%

Explanation:

The computation of the yield to maturity is as follows;

Here we applied the RATE formula

Given that

NPER = 20 × 2 = 40

PMT = $1,000 × 6% ÷ 2 = $30

PV = $955

FV = $1,000

The formula is shown below

= RATE(NPER;PMT;-PV;FV;TYPE)

The present value comes in negative

After applying the above formula, the yield to maturity is

= 3.2011% × 2

= 6.4022%

Marigold has the following inventory information. July 1 Beginning Inventory 30 units at $16 $480 7 Purchases 80 units at $22 1760 22 Purchases 20 units at $18 360 $2600 A physical count of merchandise inventory on July 31 reveals that there are 35 units on hand. Using the average-cost method, the value of ending inventory is

Answers

Answer:

$640

Explanation:

Calculation for the value of ending inventory using average-cost method

Value of ending inventory=[(2,600÷30 units+80 units+20 units)*35]

Value of ending inventory=[($2600 ÷ 130) × 35]

Value of ending inventory=$20×35

Value of ending inventory=$640

Therefore Using the average-cost method, the value of ending inventory is $640

Service firms generally include which of the following as product or job costs: _________

a. Utilities
b. Direct labor wages
c. Supervisor salaries
d. Service firms do not track job costs

Answers

Answer: Direct labor wages

Explanation:

Answer:

B.) Direct Labor Wages

Explanation:

The service firms track the costs of that services that they provide. Thats why service firms generally include Direct labor Wages as a product or job costs

Hope this helped a little!

Assuming a FICA tax rate of 8% on the first $100,000 in wages, and a federal income tax rate of 20% on all wages, what would be an employee's net pay for the year if he earned $120,000 for the year?

Answers

Answer:

the answer is c

Explanation:

Suppose that all social programs simultaneously become more generous. In particular suppose that there is an increase in UI benefits, and also an increase in welfare benefits, which are represented in the DMP model as payments to everyone who is not in the labor force. What will be the effects on the unemployment rate, the vacancy rate, the labor force, the number of firms, the aggregate output, and the labor market tightness? Explain your results.

Answers

Increase in unemployment Increase in vacancy rate Decrease in labor force Decrease in # of labor firms Tightening of the labor forces

The credit that is created when a supplier sells goods and services on an account with extended payment terms is called:_______

Answers

Answer:

Trade credit

Explanation:

The answer to this question is trade credit. Trade credit can be defined as a loan that is given by one trader to another trader when they buy goods and services without immediate payment. That is when these are bought on credit. Through trade credit, there is the facilitation in the purchase of supplies without paying for the suppliers immediately. It is mostly used as a way of short-term financing.

A client has created a budget based on their customer, Lou's Luggage. They want a report that shows actuals versus budget for this customer by quarter for the whole year.

Answers

Answer:

2. Select Lou's Luggage budget

3. Show grid Accounts vs. Quarters

4. Filter for Lou's Luggage customer  

From online research, the question and multiple choices

Which 3 customization are necessary?(Select all that apply)

1. Filter by Paid status

2. Select Lou's Luggage budget

3. Show grid Accounts vs. Quarters

4.  Filter for Lou's Luggage customer          

5. Filter by Product/Service = Specified

Explanation:

Getting to Lou's luggage customer reports requires drilling down to the specifics. the system will give the reports by following the steps below.

2. Select Lou's Luggage budget

3. Show grid Accounts vs. Quarters

4. Filter for Lou's Luggage customer  

Effective December 15th, 2018, the operating leases will be recorded: A) as an asset and liability on the balance sheet of the lessee with a value equal to the estimated residual value of the leased asset. B) in the footnotes rather than on the balance sheet of the lessee. C) on the balance sheet of the lessee with value equal to the present value of future lease payments. D) only on the balance sheet and income statement of the lessor. E) only on the income statement of the lessee as each lease payment is expensed.

Answers

Answer: C) on the balance sheet of the lessee with value equal to the present value of future lease payments.

Explanation:

According to IFRS 16 and US GAAP ASC 842 which commenced Jan 1, 2019 and Dec 15, 2018 respectively, Lease payments are to be recognized on the balance sheet of the Lessee at the present value of the future payments on the lease.

The discount rate to be used will be implicitly stated in the lease agreement if both parties were able to determine it.

Multiple Choice Question 38 Vaughn, Inc. has 1000 shares of 5%, $10 par value, cumulative preferred stock and 63000 shares of $1 par value common stock outstanding at December 31, 2020. What is the annual dividend on the preferred stock

Answers

Answer:

$0.5 per share

Explanation:

Preference Share Capital = 1000 shares * $10 = 10,000

Annual Dividend in Total = 10000*5% = $500

Annual Dividend Per Share = $500/1000 = $0.5 per share

Additional short-term borrowings $44,000
Purchase of short-term stock investments 11,100
Cash dividends paid $35,600
Interest paid 17,800

Required:
Compute cash flows from financing activities using the above company information.

Answers

Answer: $‭8,400‬

Explanation:

Financing cashflow relates to transactions concerning debt and equity as these are the capital vehicles for a company. Dividends concern Equity and so are included as a Cash outflow. Interest however, is classified an operating activity.

Cashflow from financing activities;

= Additional short-term borrowings - Cash dividends paid

= 44,000 - 35,600

= $‭8,400‬

Company A decided to expand its office space and purchased 20 new desks and chairs from a supplier on July 1st. The desks and chairs were purchased on credit, and the company had 60 days to pay for them. Company A paid for the desks and chairs on August 15th. How would the transaction on August 15th impact the accounting equation of Company A

Answers

Answer:

The July 1st purchase increased assets (furniture) and liabilities (accounts payable).

The August 15th payment decreases assets (cash) and decreases liabilities (accounts payable is gone)

Explanation:

The important thing about a balance sheet or the accounting equation is that they must balance. If the total numbers on both sides are not the same, then you did something wrong. If assets increase, liabilities or equity must increase also, and vice versa.

94. Averaging the deviations from the mean for a portfolio of securities will: A. compute the standard deviation. B. compute the variance. C. equal zero. D. equal the number of securities in the portfolio.

Answers

Answer: C. equal zero

Explanation:

The mean is average of the portfolio which means that some securities will be more than the mean and some will be less.

Some deviations will be positive, others will be negative.

When these deviations are added together, the negative deviations will cancel out the positive deviations which will lead to the average deviations being 0.

In the United States, bank deposits up to a certain amount are insured by the FDIC.

True or false

Answers

Answer:

true :)

Explanation:

The answer to this question is True.

Crane Company incurs the following costs to produce 8500 units of a subcomponent: Direct materials $7140 Direct labor 9605 Variable overhead 10710 Fixed overhead 16200 An outside supplier has offered to sell Crane the subcomponent for $2.85 a unit. If Crane could avoid $3000 of fixed overhead by accepting the offer, net income would increase (decrease) by $230. $(740). $(5465). $6230.

Answers

Answer: Net income would increase by $6,230

Explanation:

Cost if offer is not accepted and Crane produces inhouse;

= 7,140 + 9,605 + 10,710 + 16,200

= $43,655

Cost if Crane accepts offer;

Crane could avoid $3,000 of fixed overhead = 16,200 - 3,000 = $13,200

Purchase price = 2.85 * 8,500 units = $24,225

Total cost = 24,225 + 13,200

= $37,425

Difference = 43,655 - 37,425

= $6,230

Income would increase by $6,230.

Based on the following data for the current year, determine the accounts receivable turnover. Net sales on account during the year $550,000 Cost of merchandise sold during the year $350,000 Accounts receivable, beginning of year $35,000 Accounts receivable, end of year $25,000 Inventory, beginning of year $80,000 Inventory, end of year $125,000

Answers

Answer:

so hard fulgdgjsgjstjdykdykdyidyid

You need to turn $13,593 dollars into $18,359 dollars in 8 years. Assuming you make no extra deposits, what interest rate would you need from a bank in order to accomplish this

Answers

Answer: 3.83%

Explanation:

$13,593 has to accrue to $18,359.

13,593 * ( 1 + r)⁸ = 18,359

( 1 + r)⁸ = 18,359/ 13,593

(1 + r)⁸ = 1.35062

1 + r = ⁸√1.35062

1 + r = 1.0383

r = 1.0383 - 1

r = 3.83%

ABC Company has the following beginning balances in its stockholders' equity accounts on January 1, 2021: Common Stock ($2 par value), $1,100; Additional Paid-in Capital, $4,000; Retained Earnings, $27,000; Total Stockholders' equity, $32,100. ABC Company has the following transactions affecting stockholders' equity in 2021: May 18 Issues 220 additional shares of $2 par value common stock for $10 per share. May 31 Purchases 60 shares of treasury stock for $45 per share. July 1 Declares a cash dividend of $2 per share to all stockholders of record on July 15. Hint: Dividends are not paid on treasury stock. July 31 Pays the cash dividend declared on July 1. August 10 Resells 20 shares of treasury stock purchased on May 31 for $56 per share. December 31 Net income for the year ended December 31, 2021, is $800. Required: How many shares of common stock have been issued in total

Answers

Answer:

ABC Company has the following beginning balances in its stockholders' equity accounts on January 1, 2021: Common Stock ($2 par value), $1,100; Additional Paid-in Capital, $4,000; Retained Earnings, $27,000; Total Stockholders' equity, $32,100. ABC Company has the following transactions affecting stockholders' equity in 2021: May 18 Issues 220 additional shares of $2 par value common stock for $10 per share. May 31 Purchases 60 shares of treasury stock for $45 per share. July 1 Declares a cash dividend of $2 per share to all stockholders of record on July 15. Hint: Dividends are not paid on treasury stock. July 31 Pays the cash dividend declared on July 1. August 10 Resells 20 shares of treasury stock purchased on May 31 for $56 per share. December 31 Net income for the year ended December 31, 2021, is $800. Required: How many shares of common stock have been issued in total

Charlie's Chocolates' owner made investments of $66,000 and withdrawals of $28,000. The company has revenues of $99,000 and expenses of $72,000. Calculate its net income.

Answers

Answer:

$27,000

Explanation:

Charlie's chocolate has investments of $66,000

Withdrawals is $28,000

The company revenues is $99,000

Expenses is $72,000

Therefore the net income can be calculated as follows

= Revenue - expenses

= $99,000-$72,000

= $27,000

Hence the net income is $27,000

Explain the tax implications of compensation in the form of salary and wages from the perspectives of the employee and employer.

Answers

Answer:

The overview including its situation becomes discussed below.

Explanation:

Representatives provide Form W-4 continue providing recruitment information to another boss. Staff may use the W-4 to track retention mostly during the period as persistence becomes handled as if it has been maintained similarly mostly during the period again for benefits of the imposed fee. Employer's post-tax benefit of wages seems to be the benefit of employment minus the charitable donation of compensation. Throughout the case of open marketplace collaborations, the task presumption towards anti-performance compensation charged to something like the CEO as well as the 3 although the most deeply compensated officials, except the CFO, increases limited to $1,000,000 per individual annually.

Left ventricular mass (LVM), determined from echocardiograms, is an important risk factor for subsequent cardiovascular disease. The researchers are interested in assessing whether LVM changes in children over a 4-year period. To help plan the main study, a pilot study is conducted where echocardiograms are obtained from 10 random children from the Bogalusa Heart Study at baseline and after 4 years of follow-up. The sample mean of LVM change over the 4-year study period is 18.9 g and the sample standard deviation is 26.4 g. For answering the questions (a) and (b) below, assume that the sample variance of LVM change in this pilot study is the true variance of LVM change in the population.(a). If the expected increase in LVM is 10 g, what is the power of such a study if a two-sided test is to be used with α = 0.05? (b). Since this is a pilot study, the main question of interest is how many subjects would be needed to detect an increase of 10 g in mean LVM over 4 years using a two-sided test with α = 0.05 and power = 80%? Suppose the researchers also want to get an idea of the true population variance σ 2 of LVM change in children over a 4-year period based on the pilot data. (c). Perform a hypothesis test to assess whether σ 2 is significantly different from 300. Use both critical-value and p-value methods. (d). Find a 95% confidence interval (CI) of σ 2 . Is the result consistent with that of (c)? Justify your answer.

Answers

Answer:

jfggcktifylfykcycykvv

A physical count of supplies on hand at the end of May for Masters, Inc. indicated $1,253 of supplies on hand. The general ledger balance before any adjustment is $2,130. What is the adjusting entry for office supplies that should be recorded on May 31

Answers

Answer and Explanation:

The journal entry is as follows;

Supplies expense Dr ($2,130 - $1,253) $877

     To Supplies $877

(being the supplies expense is recorded)

Here the supplies expense is debited as it increased the expenses while on the other hand the supplies is credited as it decreased the assets. Also both the accounts contains normal debit balance

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