Answer:
Build. Historically, long-term equity returns have been better than returns from cash or fixed-income investments such as bonds. ... Protect. Taxes and inflation can impact your wealth. ... Maximize. ... Common shares.Capital growth. ... Dividend income. ... Voting privileges. ... Liquidity.
Explanation:
What was the name of the Starbucks social media marketing campaign that allowed customers to customize a cup with art
Answer:
They did a doodling design contest.
Explanation:
Taking a cue from customers who have been doodling designs on cups for years, Starbucks is launching a White Cup Contest. The contest encourages customers in the U.S. and Canada to decorate a Starbucks cup with customized art, take a photo of it, and submit the design through social media using #WhiteCupContest
learn more here: https://stories.starbucks.com/stories/2014/starbucks-invites-you-to-decorate-its-iconic-white-cup/
Question 10 of 36
Jade is considering taking out a 14-year loan with monthly payments of $195
at an APR of 2.9%, compounded monthly, and this equates to a loan of
$26,898.98. Assuming that Jade's monthly payment and the length of the
loan remain fixed, which of these is a correct statement?
A. If the interest rate were 2.3%, the amount of the loan that Jade is
considering would be less than $26,898.98.
OB. If the interest rate were 3.1%, the amount of the loan that Jade is
considering would be more than $26,898.98.
O C. If the interest rate were 2.7%, the amount of the loan that Jade is
considering would be more than $26,898.98.
OD. If the interest rate were 2.5%, the amount of the loan that Jade is
considering would be less than $26,898.98.
SUBMIT
ws
Answer:
A
Explanation:
To answer the question, we look at an extreme scenario of 0% interest rate and see the minimum repayment Jade will make on the loan taken
Therefore,
Interest Rate = 0%
This means that the loan to be paid will be calculated as follows
Monthly payments x 12 Months x 14 Years
= $195 x 12 months x 14 years = $32, 760
The meaning of this outcome is that the lower the interest rate to be paid, the higher the size of the loan, because at 2.9% the loan= $26,898.98 and at 0% rate the loan= $32, 760.
The conclusion therefore is a 2.7% interest rate which is lower than 2.9% but not as low as the extreme 0% will cause the loan amount to be higher than $26,898.98. This affirms option A.
Options B and C are wrong because 2.5% and 2.3% are lower than 2.9%, therefore, the loan amount will be higher. Option D is also wrong because a 3.1% interest rate is higher than 2.9%, therefore, the amount should be lower not higher than $26,898.98
Answer:
it is C
Explanation:
:P
Which of the following is not one of the reasons to track expenses when creating a budget
A. It helps you to analyze your spending habits.
B.It allows you to determine patterns in spending.
C. It helps you to identify which purchases can be reduced.
D. It allows you to find out if you can afford to set a savings goal.
Answer:
D. It allows you to find out if you can afford to set a savings goal is not a reason to track expenses.
Explanation:
Regardless of income, an individual should track their expenses to ensure that their money is being spent appropriately.
Answer choice A, B, and C are correct because if someone were to monitor their spendings, they would be able to discern the following:
What different goods and services they spend their money onHow often they purchase certain goods and servicesWhich goods and services they can cut down on to save costs for other necessary goods and servicesIndividuals who track their expenses are more likely to make better financial decisions than those who don't. Regardless of if someone makes 6 figures a year or someone who is employed at minimum wage, tracking expenses can help anyone to spend their money efficiently.
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In 2015, your company had revenue of $78,524. In 2014, revenue was $56,976. What is the growth rate of your company
Assuming in 2014, the revenue was $56,976. The growth rate of your company is 38%.
Growth rateUsing this formula
Growth rate=2015 Revenue-2014 revenue/2014 revenue
Let plug in the formula
Growth rate=$78,524-$56,976/$56,976
Growth rate=$21,548/$56,976
Growth rate=0.378×100
Growth rate=38%(Approximately)
Inconclusion the growth rate of your company is 38%.
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If, for a given percentage increase in price, quantity demanded falls by a proportionately smaller percentage, then demand is:.
A demand is relatively inelastic if for an increase in price, the quantity demanded falls by a proportionately smaller percentage.
What is a relatively inelastic demand?A relatively inelastic demand refers to a when the percentage change produced in demand is less than the percentage change in the price of a product.
In conclusion, the inelastic demand are often seen in most essential goods.
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Performance goals are most likely to lead to performance improvement if: _________
a) they are set up as specific goals.
b) a copy of the final decision of the supervisor is given to the employee.
c) employees are told what took place by HRD.
d) the employee does not get involved in the process.
The best way to get performance goals to lead to performance improvement is if a) they are set up as specific goals.
How can performance goals be made more effective?When performance goals are set up as specific goals, employees know for certain what they are working towards.
This allows them to work harder because they will be working towards something specific that they don't have to think much about.
In conclusion, option A is correct.
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True/False: The most accurate method to calculate the amounts in a budget is to apply a specific percentage of increase or decrease.
Answer: The Answer is False
Explanation: Your welcome :)
A value _________ is accomplished when a company makes an effort to connect their internal value chains.
The blank space in the statement should be filled with Creation.
What is a Value Chain?A value chain is characterized by the combination of activities undertaken in a business in a bid to move a product or service along its life cycle, including design, marketing, distribution, and customer support. The company's objective is value creation, particularly in the form of profit.
On this note, Value creation is accomplished when the value chains are connected.
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Compute the increase or decrease in the pretax operating profit (loss) that would have been reported for the current year had GE employed FIFO accounting for all inventory for both years. 2. Compute the increase or decrease in pretax operating profit that would have been reported had GE employed LIFO but not reduced inventory quantities during the current year
The operating loss that would have been reported for the current year is $150 million.
How to calculate the pretax operating profit?The pretax operating profit or loss will be calculated thus:
Difference in beginning inventory = $2076
Less: Difference in ending inventory = $2226
Difference in cost of goods sold = $150
Therefore, the operating loss that would have been reported for the current year is $150 million.
The change in cost of goods sold of $23 million shows that it is a change in the pretax operating profit. Therefore, as prices increase, the net income before taxes would be $23 million lower.
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What is a company participating in when it directly invests in facilities to produce or market a product in a foreign country
Multinational enterprise is a term that refers to a situation whereby a company directly invests in facilities to produce or market a product in a foreign country.
What is multinational enterprise?Multinational enterprise can be regarded as type of enterprise where there is production of goods or delivering services in more than one country.
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The unethical practice of contractors supplying bid amounts from subcontractors to other subcontractors is known as ____.
The unethical process and ways by which contractors supply bid amounts from subcontractors to others are known as bid shopping.
What is Bid Shopping?
Bid shopping is the strategy of pressuring subcontractors to provide a cheaper price following a general contractor's proposal that has been approved and the contract is given. It's an unethical approach that jeopardizes the bidding process.
Bid shopping, at the very least, endangers relationships between agencies, contractors, as well as subcontractors. It also skews free-market prices by inflating early subcontracting estimates or deflating them with unsustainable low projections.
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How is email a useful component of online banking? i. email alerts can be used to warn you before you overdraw your account. ii. you can have your bank statements emailed to you, getting them to you faster. iii. only emailed bank statements can be used to support electronically-filed tax returns. a. i only b. ii only c. i and ii only d. i, ii, and iii please select the best answer from the choices provided a b c d
Due to its capabilities of email alerts, notifications, and having your bank statements directly addressed to you with quicker speed, email is a useful component of online banking.
What are the benefits of online banking?(i) E-banking delivers services to the bank's customers 24 hours a day, 365 days a year.
(ii) It reduces transaction fees.
(iii) It instills financial discipline and encourages transparency.
(iv) It alleviates the pressure on bank branches.
Therefore, option (c) is the correct answer, i.e., (i) and (ii) only.
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Which of the following is a type of machine safeguarding?
a) Punching
b) Feeding and ejection methods
c) Point of operation
d) In-going nip points
If you are a candidate for a position you should:
Answer:
Highlight the unique ways that you’ll be able to contribute in the role. Next, try to find the overlaps between your background and their needs. Look at your recent work, your education, and everything else you bring to the table. Think of everything from their point of view. your objective is to sell yourself to the hiring manager and convince him or her that you are a unique and strong candidate.
Explanation:
If the federal reserve increases the interest rate on bank deposits at the fed, banks will want to hold:.
Here is your answer:-
The Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises. Over the years, events such as the Great Depression in the 1930s and the Great Recession during the 2000s have led to the expansion of the roles and responsibilities of the Federal Reserve System.
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Compare tracking in affiliate marketing to that of e-mail and online advertising. What are the similarities/ differences? (Emphasis on the differences)
Similarities:
They both are ways to reach out to advertise products through the use of technology making them seen by a very wide range of buyers
Differences:
Emails are ignored and deleted by lots of people making them less effective however people may still see them unless they go to junk mail. Regular online advertising however, might reach more people as they might appeal more with photos or slogans to help get the advertisment stuck in the buyers mind. In my opinion, online advertising is more effective than emails.
The government proposes a tax on imported champagne. Buyers will bear the entire burden of the tax if the:.
The government proposes a tax on imported champagne. Buyers will bear the entire burden of the tax if the demand curve for imported champagne is vertical.
What do you mean by Champagne?Champagne is an expensive white or pink sparkling wine produced in the Champagne region of Eastern France.
Alcohol that has been made available for consumption in an EU nation is considered to have been duty-paid. You may use any of the following programs to bring it into Northern Ireland on a regular basis the registered commercial importer program secures the UK duty payable on your goods and then arranges for deferred payment by having you register with HMRC. the usual duty-paid arrangement, where you pay HMRC the duty before the products are sent, exempts you from registration.
Therefore, Buyers will bear the entire burden of the tax if the demand curve for imported champagne is vertical.
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When are you allowed to review your credit report?.
Credit reports should be review when there is need for loan to check credibility and also when there is mixed up in account to avoid error.
What is credit reports?Credit report is a sheet containing the details of creditors, showing the history of purchase and deposit or payment that is available at that time.
The report is important to check progress and to also track debtors.
Therefore, Credit reports should be review when there is need for loan by an individual and also when there is mixed up in account to avoid error.
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Compare tracking in affiliate marketing to that of e-mail and online advertising. What are the similarities/ differences? (Emphasis on the differences)
Similarities:
They both are ways to reach out to advertise products through the use of technology making them seen by a very wide range of buyers
Differences:
Emails are ignored and deleted by lots of people making them less effective however people may still see them unless they go to junk mail. Regular affiliate marketing, however, might reach more people as they might appeal more with photos or slogans to help get the advertisement stuck in the buyer's mind. In my opinion, affiliate marketing is more effective than emails.
The controversial practice that treats a range of scores as being similar and thus allows employers to give preference to underrepresented groups within these similar scores is known as Multiple Choice banding. generalizing. affirmative action.
When employers give preference to groups that are underrepresented, this is known as affirmative action.
What is affirmative action?It is a policy followed by employers where they treat job hiring results as similar.
This means that employees from minority groups will stand a better chance of being picked because they would have gotten lower scores otherwise.
It is a controversial policy because while some people argue that it isn't fair to some people, others argue that it is an important tool in equality.
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After a firm has determined its position in the global market, it will typically seek to meet the needs of global markets by ______.
After a firm has determined its position in the global market, it will typically seek to meet the needs of global markets by tailoring its marketing mix to the needs of consumers in individual markets.
What is global market?Global market involves planning, producing, placing, and promoting a business' products or services in the worldwide market.
It is not limited to specific geographic locations but rather involves the exchange of good, services, and labor anywhere.
Examples of global markets are :
Fast-moving consumer goodsClothingAutomobilesBanking,Fast food companiesHence, a firm will typically seek to meet the needs of global markets by tailoring its marketing mix to the needs of consumers in individual markets.
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Gabriella spent a lot of time shopping for her wedding dress, spending considerable time and effort visiting some of the finest bridal shops in the area. For Gabriella, her wedding dress is a(n) ________ product.
For Gabriella, given the time and effort spent shopping for her wedding dress is a type of specialty product.
What is a specialty product?A specialty product is a type of consumer product. It is a good that possesses unique characteristics or a unique brand identification which makes it attractive to consumers. As a result, consumers spend a considerable amount and time purchasing such items. An example of a specialty product are luxury items.
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Which principle of operational excellence refers to a long-term approach that favors quality and capabilities over short-term financial goals
Answer: The answer is Business Dictionary defines operational excellence as, “A philosophy of the workplace where problem-solving, teamwork, and leadership results in the ongoing improvement in an organization.
Explanation:
The business dictionary refers to a long-term approach that favors quality and capabilities over short-term financial goals.
What is the business dictionary?Business Dictionary is defined as a free, easy-to-use business vocabulary with over 30,000 definitions covering a wide range of key business issues such as entrepreneurship, management, small company, economics, human resources, recruiting, and corporate strategy.
A long-term approach that prioritizes quality and capability over short-term financial aims, Because your readers may have their own interpretation of the words, or may not be familiar with them at all, the “Definitions of Terms” section guarantees that they comprehend the components of your research in the manner in which you will deliver them.
Therefore, it is a business dictionary.
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When you borrow $50 from your rich cousin, then pay her back $60. What is the original $50 called
Mention ONE other source of wealth other than inheritance
Answer:
Power is another source other than inheritance.
Hope this helped you!
Explanation:
Should spreadsheets be used to maintain a checkbook?.
The above statement is correct because it maintains all the data collected and permits seeing the movement and growth of the data by automatically creating different types of charts to visualize the data.
What are spreadsheets?A spreadsheet is defined as an electronic record in which data is placed in the rows and columns of a facility and can be exploited and abused in arithmetic or calculations.
The above statement is correct that the spreadsheets be used to maintain a checkbook because it keeps the data organized and allows seeing the trends of the data by creating automatically the different types of the data.
Therefore, the above statement is true.
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The primary economic function of the financial system is to.
The main task of the financial system is to channel funding from savers to investors.
Complete the concept map to describe the process by which breakdown products of foodstuffs are absorbed in the small intestine.
The process through which amino acids are absorbed in the primary active transport usually starts with the intestinal epithelial cells.
The process through which food is broken down in the small intestineThen fructose would have to be absorbed through diffusion into the same cells.
Glucose and galactose on the other hand are moved through active transport with sodium to the epithelial cells.
Large polymers are absorbed if the food was digested first through thde amino acids. With fatty acids being absorbed through diffusion to the cells.
The fatty acids would then be combined with glycerides in order to form micelles.
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Fatty acids and glycerides must combine with bile salts to form micelles
Which of the following best describes how a free enterprise society answers the basic economic questions?
a
Allow the market to set prices for goods and services
b
Provide the state with ownership of all means of production.
c
Exchange goods by means of individual bartering.
d
Follow customs and traditions in deciding what to produce.
Answer:
the answer is a
Explanation:
ecnomic allows allow services and goods
The treasurer for the Macon Blue Sox baseball team is seeking a $20,100 loan for one year from the 4th National Bank of Macon. The stated interest rate is 19 percent, and there is a 23 percent compensating balance requirement. The treasurer always keeps a minimum of $1,670 in the baseball team’s checking accounts. These funds count toward meeting any compensating balance requirements.
The effective interest rate based on a compensating balance requirement of 23% for Macon Blue Sox is 24.675%.
What is the compensating balance requirement?The compensating balance requirement is the minimum amount of cash that a borrower cannot withdraw from a loan account.
The compensating balance requirement is a standard requirement of some lending institutions to reduce default risks.
Data and Calculations:Loan = $20,100
Stated interest rate = 19%
Interest expense = $3,819
Compensating balance requirement = 23%
= $4,623 ($20,100 x 23%)
Amount received as Cash = $15,477 ($20,100 - $4,623)
Effective interest rate = 24.675% ($3,819/$15,477 x 100)
Question Completion:What will be the effective rate of interest on this loan?
Thus, the effective interest rate based on a compensating balance requirement of 23% for Macon Blue Sox is 24.675%.
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