How might a recent college graduates investment portfolio differ from someone who is nearing retirement?

Answers

Answer 1

Answer: someone who is retiring has more experience on what to invest in than someone who is still getting used to knowing what to invest in

Explanation:


Related Questions

what is consumer's Equilibrium?​

Answers

Answer:

[tex] \huge{ \red{A} \green{N} \blue{S} \orange{W} \pink{E} \red{R} \blue{:-}}[/tex]

When consumers make choices about the quantity of goods and services to consume, it is presumed that their objective is to maximize total utility. In maximizing total utility, the consumer faces a number of constraints, the most important of which are the consumer's income and the prices of the goods and services that the consumer wishes to consume. The consumer's effort to maximize total utility, subject to these constraints, is referred to as the consumer's problem. The solution to the consumer's problem, which entails decisions about how much the consumer will consume of a number of goods and services, is referred to as consumer equilibrium.

as susie left for work, she said "goodbye" to her husband and slammed the door. the loud sound of the door made her husband flinch. after many mornings of hearing "goodbye" followed by a door slam, her husband flinches when he hears her say "goodbye." in this scenario, hearing the word "goodbye" is the

Answers

In this scenario, hearing the word "goodbye" is the: conditioned stimulus.

Classical conditioning can be defined as a learning process through which two (2) stimuli are paired together repeatedly. Thus, it is a learning process which typically involves pairing two (2) stimuli, so as to help an individual anticipate an event that he or she has a reaction for.

In classical conditioning, the two (2) stimuli that are paired repeatedly include the following:

Unconditioned stimulusConditioned stimulus

A conditioned stimulus refers to a neutral stimulus that eventually triggers a conditioned response, after it is repeatedly paired (associated) with the unconditioned stimulus.

In this example, hearing the word "goodbye" is the conditioned stimulus because it made Susie's husband to elicit a response, which is flinching.

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Each department within an organization should develop a _______ strategy to outline how the department will improve its ability to perform task-specific activities in ways that add value to the organization's goods and services.

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The type of strategy that each department within an organization develop  to outline how the department will improve its ability in order to perform specific tasks in contributing value to the goods and services of the organization is: functional level strategy.

What is Functional Level Strategy?Functional level strategies can be defined as the goals and actions that are assigned to each department in an organization.The goals and actions in functional level strategy of every department are to support the business organization's business level and corporate level strategies.  They form part of the daily operations of the various specific departments of the business organization.

Therefore, the type of strategy that each department within an organization develop  to outline how the department will improve its ability in order to perform specific tasks in contributing value to the goods and services of the organization is: functional level strategy.

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Salmon, Incorporated issues 500,000 shares of preferred stock for $60 a share. The stock has a fixed annual dividend rate of 5% and a par value of $18 per share. The current price of the preferred stock is $64 a share. If sufficient dividends are declared, preferred stockholders can anticipate receiving annual dividends of: _________

Answers

If sufficient dividends are declared, preferred stockholders can anticipate receiving annual dividends of: $0.90 per share.

Using this formula

Annual dividends= Par value × Fixed Annual dividend rate

Where:

Par value= $18 per share

Fixed Annual dividend rate= 5% or 0.05

Let plug in the formula

Annual dividends= $18 per share × 0.05

Annual dividends= $0.90 per share

Inconclusion if sufficient dividends are declared, preferred stockholders can anticipate receiving annual dividends of: $0.90 per share.

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listed below are several transactions. for each transaction, indicate whether the cash effect of each transaction is reported in a statement of cash flows as an operating, investing, financing, or noncash activity. also, indicate whether the transaction is a cash inflow or cash outflow, or has no effect on cash. the first answer is provided as an example.

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Operating cash flow simply means the measure of the amount of cash that's generated by the normal business operations of a company.

Cashflow from investing activities refers to the cash that has been generated on non-current assets that are intended to produce a profit in the future.

Cash flow from financing activities is a section of a company's cash flow statement, that shows the net flows of cash that are used to fund the company.

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the amount of output in a specific amount of time with a given amount of resources is referred to as:

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Based on the definition described above, the best answer would be Productivity.

Productivity in business is:

The amount of goods produced in a certain amount of time.Based on a limited number of resources.

The productivity of a company is what most impacts its success because the higher the productivity, the more goods can be produced and sold to make more profit.

In conclusion, the answer is productivity.

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Possible careers related to my results that appeal to me most include:

Answers

Explanation:

ummmmn I don't get this lol

If Congress lowered taxes, then the FED would

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Answer: A decrease in taxes has the opposite effect on income, demand, and GDP. It will boost all three, which is why people cry out for a tax cut when the economy is sluggish. When the government decreases taxes, disposable income increases. That translates to higher demand (spending) and increased production (GDP).

why does global trade take place?

Answers

Answer:

because one country enjoys a comparative advantage in the production of a certain good or service.

Explanation:

pls give me brainliest

Pretend you are a highschool student who makes minimum wage. You want to buy a new car, but you are $10,000 short. You are looking at the two loans identified below. Explain which loan is more appealing and why you would choose that over the other. Use details to support your answer.


Thanks for the help!!!​

Answers

Firstly, Loan A has a lower interest rate (0.25% lower) and therefore the interest payed is lower ($209.49 cheaper) and of course the total paid is lower for Loan A.

The benefit of Loan B is the term of payment is longer and the monthly repayments are lower. This could be good for someone working minimum wage due to having a low income.

In conclusion, I think Loan A would be better due to the interest being lower which is always a plus for loans.

In AHP procedure, can you explain the reason why we need to check the consistency and briefly explain the method of consistency checking?

Answers

In AHP Procedure, the reason why we need to check the consistency is:

To make sure that the pairwise comparison results are accurate

The brief explanation of the method of consistency checking is:

The weights of the individual elements are are calculated using pairwise comparison so that there would be a comparison of two advantages

The AHP which means Analytical Hierarchy Process has to do with the organization of the various processes that is responsible for the analysis of complex decisions making use of mathematics and psychology.

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Shaquil receives total employee benefits that are 13. 5% of his gross annual pay. If Shaquil has a gross annual pay of $40,000, how much in total employee benefits does he receive? a. $5. 40 b. $54. 00 c. $540. 00 d. $5,400. 0.

Answers

The annual total employee benefits that are received by Shaquil are $5400 during the course of an entire year's salary. So the correct option matching the quoted statements is D.

The calculation of the total employee benefits derived are simple, as all such benefits are to be summed up in total by putting the values given under the summation.

Calculation of employee benefits

The annual total employee can be calculated by using the formula for the same as given below,

[tex]\rm Total\ annual\ employee\ benefits= Annual\ Salary\ x\ Percentage\ of\ Benefits\ Received[/tex]

We have been given the information that the employee benefits derived are as 13.5%. Now we put the values given in the formula assuming that the salary $40000 remains constant.

[tex]\rm Total\ Annual\ Employee\ Benefits= \$40000\ x\ 0.135\\\\\\\rm Total\ Annual\ Employee\ Benefits= \$5400[/tex]

So we get the values that the total annual benefits of being an employee received by Shaquil will be $5400.

Hence, the correct option is D that the total annual employee benefits derived by Shaquil will be $5400.

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Which of the following is something a "smart pick list" does NOT help pickers do?pick materials based on order of deliverypick materials based on due datephysically lift heavy itemspick materials using a pre-programmed, efficient route

Answers

Answer:

physically lift heavy items

Explanation:

pick materials based on order of delivery (that makes sense so you know when everything comes in)

pick materials based on due date (that makes sense so you how to plan and order everything to line up right)

pick materials using a pre-programmed, efficient route (that makes sense so you have a guide! You won't have to stress this way and it's seems simple.)

physically lift heavy items (that doesn't makes sense if they're heavy you'll be wasting your time fighting up with it. Have people help do that.)

Mary, who is licensed as an agent in State A, got a promotion and will turn her clients over to Julie, who is licensed only in State B. Before Julie can take over the accounts, she must A) register with State A B) receive permission from each of those clients C) register with FINRA D) register with the NYSE

Answers

Julie, who is taking over the clients of Mary in State A, but registered in State B, must first A) register with State A.

Julie does not need permission from all the clients in State A.  It is not required that she must register with FINRA or the NYSE because she was registered before.

Thus, Julie only needs to register with State A to take over Mary's clients in State A.

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True or False: In some small-market teams, current players who originally commanded a small salary but who have greatly succeeded on the team can become too expensive for the team to re-sign.

Answers

There are different kinds of market. In some small-market teams, current players who originally commanded a small salary but who have greatly succeeded on the team can become too expensive for the team to re-sign is a true statement.

There are a lot of terminology of professional sports in North America. A lot of teams are often based in the media market.

A small market team is known to have some form of  struggle as they compete financially against teams from larger markets

Because of this, they may be outbid in the competition for top talent. In most small-market teams, their main players who have achieved great success on the team can become too expensive for the team to re-sign them this is because they have become too big and they can no longer afford them.

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Answer:true

Explanation:

i got it right

Most people are very sensitive to risks and therefore will avoid them whenever possible. Please select the best answer from the choices provided T F.

Answers

The statement that the people very sensitive in taking risks totally avoid risks whenever possible is a TRUE statement. Such people do not fall under the category of risk-takers.

Risk ability is referred to as the desire to take risk based upon their risk profile and factors contributing to such decision like age, financial stability, responsibilities, etc.

Risk profile

The person who are willing to take risks and move ahead are called the risk-takers. Whereas, people who are very reluctant and hesitant in taking risks are referred as the risk aversers in business terms.

Risk aversion is the condition in which the person might not accept the difficult and extra rewarding alternative as there is a risk involved given that factors like age, stability, responsibilities, etc. also apply.

To explain this, it can be stated that a risky investor doesn't sell off his securities if their market value is declining, however a risk sensitive person will sell them early to avoid further losses.

Hence, the statement regarding the risk sensitive person's ability to avoid risk whenever possible is TRUE.

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Answer:

TRUE

Explanation:

EDGE2022

Consider Australian football, cricket, and field hockey. Of the three, list which of those sports you find the most interesting, why it interests you, and a few rules of the game.

Answers

Answer:

Basic Rules Of Cricket

Cricket is played between two teams each made up of eleven players. ...

Games comprise of at least one innings where each team will take turns in batting and fielding/bowling.

The fielding team will have a bowler bowl the ball to the batsman who tries to hit the ball with their bat.

Explanation:

hope this helps

Sample Response: Students should select one of the listed sports and be able to describe some unique features of the sport highlighted in the test. Their interest in the sport can be pretty much anything including their relative obscurity in the US mainstream, past experience playing with family, or because they seem uniquely challenging. 

wang wants to purchase a new computer from best buy. after he purchases the computer, the local best buy store notifies the buyer at corporate headquarters through the:

Answers

Answer:

Wang wants to purchase a new computer from Best Buy. After he purchases the computer, the local Best Buy store notifies the buyer at corporate headquarters through the

Explanation:

A savings account is a good choice for:
A. a high return on your investment.
B. retirement planning.
C. when you need easy access to your funds. .
о
D. basic savings and as an emergency fund.

Answers

Answer:

B. Basic savings and as an emergency fund

Explanation:

Vanessa uses credit cards because she likes to earn airline miles and cash-back rewards. She always pays off her balances in full each month and never has to pay interest or any finance charges. What is Vanessa in this scenario?

A.
a cosigner

B.
a credit counselor

C.
a convenience user

D.
a borrower

Answers

Answer:

c. a convenience user

Explanation:

i took test

Answer: c. a convenience user

Explanation:

how often should a financial checkup be completed

Answers

Answer:

a financial checkup should be completed annually.

Calculate the monthly payment for a 5-year car loan of $23,570 at 10. 43% interest, compounded monthly. A. $247. 44 b. $337. 56 c. $433. 88 d. $505. 79.

Answers

The monthly payment for this car loan is equal to: D. $505. 79.

Given the following data:

Time = 5 yearsPrincipal = $23,570Interest rate = 10.43%

To calculate the monthly payment for this car loan:

Mathematically, the monthly payment on a loan is given by this formula:

[tex]M = \frac{P(\frac{r}{12})(1 \;+\; \frac{r}{12})^{12t}}{(1 \;+ \; \frac{r}{12})^{12t} -1}[/tex]

Where:

P is the principal or amount borrowed.r is the interest rate.M is the monthly payment.t is the number of years.

Substituting the given parameters into the formula, we have;

[tex]M = \frac{23570(\frac{0.1043}{12})(1 \;+\; \frac{0.1043}{12})^{12 \times 5}}{(1 \;+\; \frac{0.1043}{12})^{12 \times 5}\; -\;1}\\\\M = \frac{23570(0.008692)(1 \;+\; 0.008692)^{60}}{(1 \;+\; 0.008692)^{60}\; -\;1}\\\\M = \frac{23570(0.008692)(1.008692)^{60}}{(1.008692)^{60}\; -\;1}\\\\M = \frac{23570(0.008692)(1.6808)}{1.6808\; -\;1}\\\\M = \frac{344.34}{0.6808}[/tex]

Monthly payment, M = $505.79

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in what fast food company do this famous tag line belongs " I'm loving 'it"​

Answers

Explanation:

McDonald's

I'm loving it

McDonald’s old jingle I believe

A government securities dealer quotes a 3 month Treasury Bill at 6.00 Bid - 5.90 Ask. A customer who wishes to sell 1 Treasury Bill will receive:

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The customer who wishes to sell one (1) Treasury Bill will receive $5.90 if a government securities dealer quotes a 3 month Treasury Bill at 6.00 Bid - 5.90 Ask.

The "bid" price is the rate at which the buyer will purchase the security, while the "ask" (offer) price is the rate at which the seller will be willing to sell.

Thus, in this situation, the selling customer will receive $5.90 per Treasury Bill while the dealer will sell it for $6.00, making profit of $0.10 ($6.00 - $5.90).

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What is the main advantage of having a skill set with a high market value?
A. Workers are more productive per hour using those skills.
B. Employers are willing to pay more for those skills.
C. Worker organizations have a major need for those skills.
D. There are fewer regulations restricting those skills.

Answers

B. Employers are willing to pay more for those skills.

Revenues and expenses arising from activities that are not part of the company's operations are classified as ______ revenues and expenses.

Answers

Answer:

Nonoperating

Explanation:

The activities through which revenue and expenses occur which do not take part in the operations of business is consider as nonoperating.

how does credit utilization affect your credit score?

Answers

A high utilization rate is a sign that you may be experiencing financial difficulty and is a strong indicator of lending risk. As a result, high utilization hurts credit scores and can cause lenders to be reluctant to extend additional credit

It takes six weeks for a tire order to be delivered to the Auto & Tire Center in the Walmart Supercenter in Wisconsin. Tires are ordered every five weeks. Currently, there are 90 tires on hand and another 340 on order. Sales are expected to use 120 tires per week and the department maintains a reserve of 40 tires. It's time to reorder tires.
How many tires is the department open to receive?
If the tires that are ordered cost the company $43 per tire, and the retail price of the tires is determined by marking up the cost by 57%, what is the total retail value of the tires being ordered?

Answers

The department should be open to receive 760 tires with a total retail value of $51,307.60.

Data and Calculations:

Beginning inventory = 90

New order of tires = 340

Total units available = 430 (90 + 340)

Sales of tires per week = 120

Expected ending inventory = 40

Therefore, the number of tires the department should be open to receive is 760 (40 + (120 x 6).

Cost per tire = $43

Markup = 57%

Retail price per tire = $67.51 ($43 x 1.57)

Thus, the total retail value of the 760 tires being ordered is $51,307.60.

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why is getting a large tax refund or having to pay a large tax bill at the end of the year a sign of poor planning?

Answers

Considering the financial implication, getting a large tax refund or paying a large tax bill at the end of the year is considered a sign of poor planning because you are overpaying taxes to IRS, thereby reducing your take-home paycheck.

Also, it is poor planning when you pay a large tax bill at the end of the year because there would be a risk of owing the IRS the subsequent year, which would affect your paycheck.

Typically, it is recommended that individuals should calculate their taxes very well and aim for zero refund or additional taxes owed.

Hence, in this case, it is concluded that it is poor planning to get a large tax refund or pay a large tax bill at the end of the year.

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when some resources used in production are only available in limited quantities, it is likely that the long-run supply curve in a competitive market is

Answers

Answer:  The correct option therefore is > upward sloping

Explanation:

When resources are limited in quantity, the cost of production would increase. Hence, in the long run, the supply curve will be upward sloping.

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