Jordan is 55 and wants to retire in 12 years. His family has a history of living well into their 90s. Therefore, he estimates that he will live to age 97. He currently has a salary of $100,000 and expects that he will need about 82% of that amount annually if he were retired. He can earn 9 percent in his portfolio and expects inflation to continue at 3 percent. Jordan currently has $325,000 invested for his retirement. His Social Security benefit in today's dollars is $30,000 per year at normal age retirement of age 67. How much does he need to save each year at year end to meet his retirement goals? a. $9,252. b. $8,432. c. $6,245. d. $7,659.

Answers

Answer 1

Answer:

$9,252.23 ≈ a. $9,252

Explanation:

Jordan will retire at 67 and expects to live 30 more years. Be believes that he will need approximately $82,000 (in current dollars) per year to live while he is retired. his social security benefits are $30,000 (in current dollars) per year, so that means that he needs to cover the remaining $52,000. In order to calculate this, I will assume that Jordan receives his first distribution on his 67th birthday (annuity due) and each distribution is made on an annual basis and received on the subsequent birthdays until he turns 96 (30th distribution).  

The $52,000 that Jordan expects to need once he retires must be adjusted to inflation (3%). In 12 years they will equal $52,000 x (1 + 3%)¹² = $74,139.57

Using an excel spreadsheet, I calculated the present value of Jordan's 30 distributions using a 9% discount rate = $1,100,465.22

Jordan currently has $325,000 in his retirement account and in 12 years (age 67), his account will be worth $325,000 x (1 + 9%)¹² = $914,116.05

this means that Jordan will be $1,100,465.22  - $914,116.05 = $186,349.17 short

using the future value of an annuity formula, we can calculate the annual contribution:

annual contribution = future value / annuity factor

future value = $186,349.17 FV annuity factor, 9%, 12 periods = 20.141

annual contribution = $186,349.17 / 20.141 = $9,252.23 ≈ $9,252


Related Questions

The founder of Alchemy Products Inc. discovered a way to turn gold into lead and patented this new technology. He then formed a corporation and invested $200,000 in setting up a production plant. He believes that he could sell his patent for $50 million. a. What is the book value of the firm? (Enter your answer in dollars.) b. What is the market value of the firm? (Enter your answer in dollars not in millions.) c. If there are 2 million shares of stock in the new corporation, what is the book value per share? (Round your answer to 2 decimal places.) d. What is the price per share? (Round your answer to 2 decimal places.)

Answers

Answer:

(A) $200,000

(B) $50,200,000

(C) $0.10 per share

(D) $25.10 per share

Explanation:

(A) The book value of the firm is $200,000

(B) The market value of the firm can be calculated as follows

= $200,000 + 50,000,000

= $50,200,000

(C) The book value per share can be calculated as follows

= 200,000/2,000,000

= $0.10 per share

(D) The price per share can be calculated as follows

= 50,200,000/2,000,000

= $25.10 per share

Use the following data to calculate the current ratio.

Kingbird, Inc. Balance Sheet December 31, 2022

Cash and cash equivalents $68000 Accounts payable $135500
Accounts receivable 103500 Salaries and wages payable 12300
Inventory 144500 Bonds payable 166000
Prepaid insurance 90000 Total liabilities $313800
Stock investments 181500
Land 195000
Buildings $225000 Common stock $239200
Less: Accumulated depreciation (64000) 161000 Retained earnings 502500
Trademarks 112000 Total stockholders' equity $741700
Total assets $1055500 Total liabilities and stockholders' equity $1055500

Answers

Answer:

Kingbird, Inc.

Current Ratio = Current Assets/Current Liabilities

= $406,000/$147,800

= 2.75

Explanation:

a) Data and Calculations:

Kingbird, Inc. Balance Sheet December 31, 2022

Cash and cash equivalents $68000   Accounts payable          $135500

Accounts receivable             103500   Salaries & wages payable 12300

Inventory                               144500    Bonds payable                166000

Prepaid insurance                 90000    Total liabilities                $313800

Stock investments                181500

Land                                     195000

Buildings         $225000                       Common stock           $239200

Less: Accumulated

    depreciation (64000)    161000       Retained earnings        502500

Trademarks                        112000   Total stockholders' equity $741700

Total assets                  $1055500   Total liabilities and stockholders'

                                                                                     equity $1055500

Current Assets:

Cash and cash equivalents $68,000

Accounts receivable             103,500

Inventory                               144,500

Prepaid insurance                 90,000

Total current assets        $406,000

Current Liabilities:

Accounts payable           $135,500

Salaries & wages payable  12,300

Total current liabilities  $147,800  

how will food delivery like deliveroo engage with local community​

Answers

Answer:

People can go around and help the economy continue flowing

Explanation:

The person ordering is supporting a restaurant in the community without having to leave the house if they don't want to but they are still able to get food from places and they are able to support them with their business. They are also paying the person who is delivering the food, helping give people in the community jobs and keep the economy flowing.

Flounder Corp. uses a periodic inventory system and reports the following for the month of June. Date Explanation Units Unit Cost Total Cost June 1 Inventory 100 $5 $ 500 12 Purchases 385 6 2,310 23 Purchases 200 7 1,400 30 Inventory 230 Calculate weighted-average unit cost. (Round answer to 3 decimal places, e.g. 5.125.) Weighted-average unit cost $enter a weighted-average unit cost in dollars eTextbook and Media Compute the cost of the ending inventory and the cost of goods sold under FIFO, LIFO, and average-cost. (Round answers to 0 decimal places, e.g. 125.) FIFO LIFO Average-cost The cost of the ending inventory $enter a dollar amount $enter a dollar amount $enter a dollar amount The cost of goods sold $enter a dollar amount $enter a dollar amount $enter a dollar amount

Answers

Answer:

Flounder Corp.

                                   Weighted Average      FIFO             LIFO

Ending Inventory              $1,414                   $1,580           $1,280

Cost of goods sold          $2,796                 $2,630          $2,930

Explanation:

a) Data and Calculations:

Date        Explanation      Units     Unit Cost     Total Cost

June 1     Inventory            100          $5               $ 500

June 12   Purchases         385            6                 2,310    

June 23  Purchases        200             7                 1,400

               Total units        685                            $ 4,210

June 30  Inventory          230

June 30  Units Sold        455  (685 - 230)

Weighted Average Cost = Total costs/Total units bought

= $4,210/685 = $6.146

Weighted Average:

Ending Inventory = $1,414 ($6.146 * 230)

Cost of goods sold = $2,796 ($6.146 * 455)

FIFO:

Ending Inventory  = (30 * $6) + (200 * $7) = $1,580

Cost of goods sold = (100 * $5) + (355 * $6) = $2,630

LIFO:

Ending Inventory = (100 * $5) + (130 * $6) = $1,280

Cost of goods sold = (200 * $7) + (255 * $6) = $2,930

The weighted average method is based on an average cost for estimating the cost of ending inventory and cost of goods sold.  The FIFO method assumes that goods bought initially are the first to be sold while the LIFO method assumes that goods bought last are the first to be sold.

Assume that Jackson is a​ price-taker and the current wholesale market price is $7.30 per can of paint. What is the target total of cost in producing and selling 6 million cans of​ paint? Given Jackson​'s current total​ costs, will the company reach​ stockholders' profit​ goals? Begin by calculating Jackson​'s target total cost. Select the formula labels and enter the amounts. ​(Enter currency amounts in​ dollars, not in millions. Round all currency amounts to the nearest whole​ dollar.) Revenue at market price $43,800,000 Less: Desired profit 6000000 Target total cost 31,800,000

Answers

Answer:

Jackson's target total cost of producing and selling 6 million cans of paint of $31,800,000 will enable it to reach stockholders' profit goals of $6 million.

The implication is that it should not allow its total costs (Production and other business expenses) to exceed $37,800,000.

This is because its sales revenue will be equal to $43,800,000 (6,000,000 * $7.30).

As such, Jackson can produce a can of paint for $5.30.  It can also incur an average business expense of $1.00 per can to maintain and reach its $6 million profit target.

Explanation:

Profit is the difference obtained after deducting all costs from the revenue.  There are some profit stages.  The first is the gross profit, which considers the sales revenue and the cost of goods sold.  The next profit stage is the operating profit, which subtracts the business running expenses from the gross profit.  There are also profits before and after interest and taxes.  The after tax profit is also called the net income or net profit.  If it is negative, then it is called the net loss.  It is from the net income that distributions are made to stockholders in the form of dividends while a part is retained in the business to increase its capital stock or stockholders' equity.

Suppose that each week Fiona buys 16 peaches and 4 apples at her local farmer's market. Both kinds of fruit cost $1 each. From this we can infer that:



multiple choice
The law of diminishing marginal utility does not hold for Fiona.
Fiona is not maximizing her utility.
If Fiona is maximizing her utility, then her marginal utility from the 16th peach she buys must be equal to her marginal utility from the 4th apple she buys.
If Fiona is maximizing her utility, then her marginal utility from the 16th peach she buys must be greater than her marginal utility from the 4th apple she buys.

Answers

If Fiona buys 16 peaches and 4 apples at her local farmer's market each week, we can infer that C. If Fiona is maximizing her utility, then her marginal utility from the 16th peach she buys must be equal to her marginal utility from the 4th apple she buys.

What is marginal utility?

Marginal utility describes the benefit derived from the consumption of one additional unit of a product or service.

The marginal utility can be computed using this formula:

Marginal utility = total utility difference/quantity of goods difference.

This means that marginal utility is equal to the change in total utility divided by the change in the number of goods consumed.

Thus, if Fiona buys 16 peaches and 4 apples at her local farmer's market each week, we can infer that Option C is correct.

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Swifty Corporation was started on April 1 by R. S. Francis and associates. The following selected events and transactions occurred during April. Apr. 1 Stockholders invested $49,800 cash in the business in exchange for common stock. 4 Purchased land costing $30,500 for cash. 8 Incurred advertising expense of $1,510 on account. 11 Paid salaries to employees $1,380. 12 Hired park manager at a salary of $4,600 per month, effective May 1. 13 Paid $1,620 cash for a one-year insurance policy. 17 Declared and paid a $1,810 cash dividend. 20 Received $6,200 in cash for admission fees. 25 Sold 113 coupon books for $51 each. Each book contains 10 coupons that entitle the holder to one admission to the park. 30 Received $9,000 in cash admission fees. 30 Paid $530 on balance owed for advertising incurred on April 8. Swifty uses the following accounts: Cash, Prepaid Insurance, Land, Accounts Payable, Unearned Service Revenue, Common Stock, Dividends, Service Revenue, Advertising Expense, and Salaries and Wages Expense.Required:Journalize the April transactions.

Answers

Answer:

Swifty Corporation

Journal Entries:

April 1:

Debit Cash Account $49,800

Credit Common Stock $49,800

To record the issue of common stock for cash.

April 4:

Debit Land $30,500

Credit Cash Account $30,500

To record the purchase of land for cash.

April 8:

Debit Advertising Expense $1,510

Credit Accounts Payable $1,510

To record advertising expense incurred on account.

April 11:

Debit Salaries and Wages Expense $1,380

Credit Cash Account $1,380

To record the payment of salaries to employees.

April 13:

Debit Prepaid Insurance $1,620

Credit Cash Account $1,620

To record the prepayment of Insurance for one year.

April 17:

Debit Dividends $1,810

Credit Cash Account $1,810

To record the declaration any payment of dividend.

April 20:

Debit Cash Account $6,200

Credit Service Revenue $6,200

To record the receipt of admission fees in cash.

April 25:

Debit Cash Account $5,763

Credit Unearned Service Revenue $5,763

To record the receipt of admission fees in advance.

April 30:

Debit Cash Account $9,000

Credit Service Revenue $9,000

To record the receipt of admission fees in cash.

April 30:

Debit Accounts Payable $1,510

Credit Cash Account $1,510

To record the payment of advertising on account.

Explanation:

Swifty Corporation uses journals to initially record its business transactions as they occur on a daily basis.  Journalizing transactions is an important step in the accounting process, as it identifies accounts involved and shows the accounts to be debited and the ones to be credited in the general ledger.

I learned that before application of shampoo it is important to​

Answers

Answer:

oil it I think!

Explanation:

massage hair oil into the scalp before shampooing it!

Duerr Company makes a $79,000, 30-day, 12% cash loan to Ryan Co. The note and interest to be collected at maturity is:

Answers

Answer:

The maturity value is "$79790".

Explanation:

The given values are:

Principal

= $79,000

Time

= 30/360

Rate

= 12%

The interest on the cash loan to Ryan and Co will be:

= [tex]79000\times 12 \ percent\times \frac{30}{360}[/tex]

= [tex]790[/tex] ($)

Maturity value

= [tex]Principal\times (1+rate\times time)[/tex]

= [tex]79000\times (1+(12 \ percent\times \frac{30}{360} )[/tex]

= [tex]79000\times 1.0100[/tex]

= [tex]79790[/tex]

he operations manager for the Blue Moon Brewing Co. produces two beers: Lite (L) and Dark (D). Two of his resources are constrained: production time, which is limited to 8 hours (480 minutes) per day; and malt extract (one of his ingredients), of which he can get only 675 gallons each day. To produce a keg of Lite beer requires 2 minutes of time and 5 gallons of malt extract, while each keg of Dark beer needs 4 minutes of time and 3 gallons of malt extract. Profits for Lite beer are $3.00 per keg, and profits for Dark beer are $2.00 per keg. For the production combination of 135 Lite and 0 Dark, which resource is slack (not fully used)?

Answers

The slack resource is the Production Time of 210 minutes.

What is a slack resource?

Slack resources are excess resources.  They are recognized as spare organizational capabilities and assets ready for use in productive activities.

Slack resources represent underutilized and hidden spare capacities and energies that a company can employ whenever it chooses or possesses other required resources to combine with the slack resource.

Data and Calculations:

Production time = 8 hours or 480 minutes per day

Malt extract = 675 gallons

                                  Lite (L)        Dark (D)

Production time          2 min         4 min

Malt extract                 5 gallons   3 gallons

Profits per keg          $3.00         $2.00

Required production 135 kegs

Total resources required:

Production time = 270 minutes (135 kegs x 2)  slack = 210 min (480 - 270)

Malt extract = 675 gallons (135 x 5) Slack = 0 min (675 - 675)

Thus, the slack resource is the Production Time of 210 minutes.

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The ______ is a corporate planning tool in which the corporation is viewed as a portfolio of business units.

Answers

It should be noted that a growth-share matrix is a corporate planning tool in which the corporation is viewed as a portfolio of business units.

What is growth-share matrix?

The growth-share matrix serves as  planning tool that uses graphical representations of a company's products .

It is a tool that help the company decide what it should keep, sell, or invest.

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A private investment club has $300,000 earmarked for investment in stocks. To arrive at an acceptable overall level of risk, the stocks that management is considering have been classified into three categories: high-risk, medium-risk, and low-risk. Management estimates that high-risk stocks will have a return rate of 15%; medium-risk stocks, 10%; and low-risk stocks, 6%. The members have decided that the investment in low-risk stocks should be equal to the sum of the investments in the stocks of the other two categories. Determine how much the club should invest in each type of stock if the investment goal is to have a return of $30,000 on the total investment. (Assume that all the money available for investment is invested. Let x, y, and z denote the amount, in dollars, invested in high-, medium-, and low-risk stocks, respectively.)

Answers

Answer:

Investment in low risk=$150,000

Investment in medium risk =$30,000

Investment in high risk=$120,000

Explanation:

✓We can denote the investment in high risk as $x

✓ We can denote the investment medium risk as $y

✓We can denote the investment in low risk as($x + $y)

The summation of the investment = x + y +( x + y )= $300,000

If we add the like-terms together we have,

2x + 2y = $300,000

If we divide the both sides by 2, we have

x+y = 150,000

If we make "x" as subject of the formula, we have

x =150,000 -y •••••••••••eqn(**)

Total return on investments is

0.15x +0.10y +0 .06(x+y) = $30,000••••••••••••••••••••••••••••eqn(#)

Substitute for x from eqn(**) into equation (#)

0.15(150,000 -y) + 0.10y + 0.06(150,000-y +y) = 30,000

22500-0.15y+0.10y+9000= 30,000

0.05y=1500

y=1500/0.05

y=30,000

Recall, x =150,000 -y

Then

x = 150,000 - 30,000 = 120,000

y=30,000

x=120,000

Investment in low risk = x + y

= 30,000+120,000= 150,000

Hence, the investment in high risk

is $120,000, the investment medium risk is $30,000 and the investment in low risk is $ 150,000.

Tom Zopf owns and manages a computer repair service, which had the following trial balance on December 31, 2018 (the end of its fiscal year). Wildhorse Co. Trial balance December 31, 2018


Debit Credit
Cash $8,200
Accounts Receivable 14,800
Supplies 13,300
Prepaid Rent 1,600
Equipment 19,200
Accounts Payable $15,900
Common Stock 31,000
Retained Earnings 10,200
$57,100 $57,100

Summarized transactions for January 2019 were as follows.

1. Advertising costs, paid in cash, $1,160.
2. Additional supplies acquired on account $4,460.
3. Miscellaneous expenses, paid in cash, $2,180.
4. Cash collected from customers in payment of accounts receivable $12,130.
5. Cash paid to creditors for accounts payable due $12,570.
6. Repair services performed during January: for cash $6,860; on account $9,040.
7. Wages for January, paid in cash, $2,500.
8. Dividends during January were $2,520.

Required:
a. Post the journal entries to the accounts in the ledger.
b. Prepare a trial balance as of January 31, 2019.

Answers

Answer:

a)

1. Advertising costs, paid in cash, $1,160.

Dr Advertising expense 1,160

    Cr Cash 1,160

2. Additional supplies acquired on account $4,460.

Dr Supplies 4,460

    Cr Accounts payable 4,460

3. Miscellaneous expenses, paid in cash, $2,180.

Dr Miscellaneous expenses 2,180

    Cr Cash 2,180

4. Cash collected from customers in payment of accounts receivable $12,130.

Dr Cash 12,130

    Cr Accounts receivable 12,130

5. Cash paid to creditors for accounts payable due $12,570.

Dr Accounts payable 12,750

    Cr Cash 12,750

6. Repair services performed during January: for cash $6,860; on account $9,040.

Dr Cash 6,860

Dr Accounts receivable 9,040

    Cr Service revenue 15,900

7. Wages for January, paid in cash, $2,500.

Dr Wages expense 2,500

   Cr Cash 2,500

8. Dividends during January were $2,520.

Dr Dividends 2,520

    Cr Cash 2,520

b)

                                                Debit             Credit

Cash                                     $6,080

Accounts Receivable           $11,710

Supplies                              $17,760

Prepaid Rent                        $1,600

Equipment                          $19,200

Accounts Payable                                        $7,610

Common Stock                                          $31,000

Retained Earnings                                     $10,200

Service revenue                                        $15,900

Advertising expense           $1,160

Miscellaneous expenses    $2,180

Wages expense                 $2,500

Dividends                          $2,520                          

TOTALS                             $64,710           $64,710

A self-driving car designer and a luxury automobile company partner together to develop a luxury, fully autonomous vehicle. By joining together, these companies can

Answers

The joining together of the self-driving car designer and a luxury automobile company can result in profit maximization.

What is profit maximization?

It should be noted that profit maximization simply means the process that's important to bring about the highest level of profit in a company.

In this case, the joining together of the self-driving car designer and a luxury automobile company can result in profit maximization and improvement in sales.

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Harbour Company makes two models of electronic tablets, the Home and the Work. Basic production information follows:

Home Work
Direct materials cost per unit $38 $72
Direct labor cost per unit 23 40
Sales price per unit 359 573
Expected production per month 620 units 490 units

Harbour has monthly overhead of $180,660, which is divided into the following cost pools:

Setup costs $80,840
Quality control 68,620
Maintenance 31,200
Total $180,660

The company has also compiled the following information about the chosen cost drivers:

Home Work Total
Number of setups 41 53 94
Number of inspections 320 410 730
Number of machine hours 1,200 1,400 2,600

Required:
a. Suppose Harbour uses a traditional costing system with machine hours as the cost driver. Determine the amount of overhead assigned to each product line.
b. Calculate the production cost per unit for each of Harbour's products under a traditional costing system.
c. Calculate Harbour's gross margin per unit for each product under the traditional costing system.

Answers

Answer:

Instructions are below.

Explanation:

a)

First, we need to calculate the predetermined overhead rate:

Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base

Predetermined manufacturing overhead rate= 180,660/2,600

Predetermined manufacturing overhead rate= $69.49 per machine hour

Now, we can allocate overhead to each product line:

Allocated MOH= Estimated manufacturing overhead rate* Actual amount of allocation base

Home= 69.49*1,200= $83,388

Work= 69.49*1,400= $97,286

b) We need to determine the unitary cost for each product:

Home:

Unitary cost= 38 + 23 + (83,388/620)= $195.50

Work:

Unitary cost= 72 + 40 + (97,286/490)= $310.54

c) Gross margin= selling price - unitary cost

Home:

Gross margin= 359 - 195.5= $163.4

Work:

Gross margin= 573 - 310.54= $262.46

A woman worked part-time as a clerk at a drug store. She worked mostly on weekdays from 5 PM to 9 PM, but was occasionally given other shifts. Due to glaucoma, she eventually lost all sight in her left eye. She had no difficulty performing her job, but she did experience problems getting to work. She asked to be given a "day shifts only" schedule because of the danger of driving home at night and the complete unavailability of public transportation. Her supervisor said that she would not be given the schedule she requested because that would not be fair to the storeâs other employees. The woman provided a doctorâs note recommending that she not drive during evening hours, but the store did not change its position. Her union representative met with store officials and reported that he "got nowhere." Other attempts to arrange meetings involving the woman fell through. She received rides from family members and did not miss any work following the denial of her request. However, it became too difficult to continue to arrange rides and she quit.

Required:
Did the store fail to reasonably accommodate this employee? Why or why not?

Answers

Answer:

Did the store fail to reasonably accommodate this employee? Why or why not?

Yes, the store did fail to accommodate this woman. Changing her work schedule was not an extra benefit, it was a necessity for her. Changing her schedule due to valid medical reasons isn't being nice to her, it is doing the right thing. She was a good employee since she tried to keep working despite being difficult for her to go to work, but was unable to continue doing so.

In legal terms, in order to determine if the supervisor's actions violated the American Disabilities Act, we must first know if the woman's glaucoma was so severe that it was considered a disability. Apparently due to the doctor's note, her condition could be considered a disability. If she was legally disabled, then the supervisor and the company should have been fined. They are legally required to change her work shift.

The two most common types of fraud impacting financial statements are:___________

a. corruption and fraudulent financial reporting.
b. misappropriation of assets and embezzlement.
c. fraudulent financial reporting and e-commerce fraud.
d. fraudulent financial reporting and misappropriation of assets.

Answers

The two most common types of fraud impacting financial statements are d. fraudulent financial reporting and misappropriation of assets.

What are the main financial statements frauds?

The main types of financial statement fraud include:

Improper revenue recognitionOverstatement of assetsUnderstatement of liabilitiesMisappropriation of assetsImproper disclosure.

Experience has shown that revenue recognition is the most common type of financial statement fraud.

Thus, the two most common types of fraud impacting financial statements are Option d.

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Snow Cap Company has a unit selling price of $250, variable costs per unit of $170, and fixed costs of $160,000. Compute the break-even point in units using (a) the mathematical equation and (b) unit contribution margin.

Answers

The break-even point in units using the mathematical equation  is 2,000 in units and the unit contribution margin is 80 per unit.

Break even points in units

a. Break-even point in unit

Using this formula

Break-even point in unit=Fixed cost/(Selling price-Variable cost)

TC = FC + VC

Sales - TC = Net Income

Sales - TC = 0

Sales - FC - VC = 0

2500(Q)-160,000-170(Q) = 0

80(Q)-160,000 = 0

80(Q)=160,000

Q=160,000/80

Q=2,000 break-even in units

b. Unit contribution margin

Unit contribution margin = Selling price- Variable cost

Unit contribution margin= $250 - $170

Unit contribution margin =$80 per unit

Inconclusion the break-even point in units using the mathematical equation  is 2,000 in units and the unit contribution margin is 80 per unit.

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Explain how integrity affects different stakeholder groups​

Answers



Operating a business with integrity will make customers feel safe and secure. They won't feel taken advantage of and they'll want to keep giving you their business time and time again. They'll recommend you to others and become your greatest advocates. Attracting employees with integrity.

Tookies Tacos’ next annual dividend will be $4.26 a share and all later dividends are expected to increase by 4.4 percent annually. What is the rate of return if this stock is currently selling for $48.74 a share?

Answers

The rate of return if this stock is currently selling for $48.74 a share is 13.14%.

Rate of return

Using this formula

Rate of return=(Annual dividend/Stock current price)+Expected rate

Let plug in the formula

Rate of return= ($4.26/$48.74) + .044

Rate of return=0.0874+0.044

Rate of return=0.1314×100

Rate of return=13.14%

Inconclusion the rate of return if this stock is currently selling for $48.74 a share is 13.14%.

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What are some Drawbacks of business Debt?​

Answers

Answer:Paying Back the Debt. Making payments to a bank or other lender can be stress-free if you have ample revenue flowing into your business. ...

High Interest Rates.

The Effect on Your Credit Rating.

Cash Flow Difficulties.

Explanation:

Whipple Corp. just issued 325,000 bonds with a coupon rate of 6.29 percent paid semiannually that mature in 30 years. The bonds have a YTM of 6.73 percent and have a par value of $2,000. How much money was raised from the sale of the bonds? (Round your intermediate calculations to two decimal places and final answer to the nearest whole dollar amount.)

Answers

Answer:

la bilirrubina me duve a 100

At Haddon, Inc., the office workers are employed for a 40-hour workweek and are paid on either an annual, monthly, or hourly basis. All office workers are entitled to overtime pay for all hours worked beyond 40 each workweek at 1.5 times the regular hourly rates. Company records show the following information for the week ended December 26, 20--. Employee Salary Hrs. WorkedCumulative Taxable Wages as of Last Pay Period (12/19/--) OFFICEKing, M.$135,200.00 per year40$132,600.00 Manera, E.$6,500.00 per month40$76,500.00 Tate, S.$3,900.00 per month48$45,900.00 Yee, L.$12.50 per hour44.5$27,675.13 PLANTDiaz, R.$12.50 per hour48$14,778.96 Zagst, J.$14.50 per hour52$24,703.02 On the form below, calculate for each worker: (a) regular earnings, (b) overtime earnings, (c) total regular and overtime earnings, (d) FICA taxable wages, (e) FICA taxes to be withheld, and (f) net pay for the week ended December 26, 20--. Assume that there are 52 weekly payrolls in 20--. Also, determine the total where indicated.

Answers

Answer:

Employee        Salary          Hrs. Worked        Cumulative Taxable

                                                                         Wages as of Last Pay Period

King, M.      $135,200 (year)     40                  $132,600.00

Manera, E.     $6,500 (month)  40                  $76,500.00

Tate, S.          $3,900 (month)  48                  $45,900.00

Yee, L.            $12.50 (hour)     44.5               $27,675.13

Diaz, R.           $12.50 (hour)     48                  $14,778.96

Zagst, J.          $14.50 (hour)     52                  $24,703.02

(a) regular earnings,  

King, M. $135,200 / 52 weeks = $2,600    

Manera, E. $1,500 weekly salary    

Tate, S. $900      

Yee, L. $12.50 x 40 = $500        

Diaz, R. $12.50 x 40 = $500        

Zagst, J. $14.50 x 40 = $580

(b) overtime earnings,

King, M. $0    

Manera, E. $0  

Tate, S. [($900 / 40) x 8 x 1.5] = $270      

Yee, L. $12.50 x 4.5 x 1.5 = $84.38        

Diaz, R. $12.50 x 8 x 1.5 = $150                  

Zagst, J. $14.50 x 12 x 1.5 = $261

(c) total regular and overtime earnings,

King, M. $2,600    

Manera, E. $1,500  

Tate, S. $1,170      

Yee, L. $584.38        

Diaz, R. $650                  

Zagst, J. $841

(d) FICA taxable wages (the FICA taxes limit for 2020 is $137,700, so everyone will be taxed)

King, M. $2,600    

Manera, E. $1,500  

Tate, S. $1,170      

Yee, L. $584.38        

Diaz, R. $650                  

Zagst, J. $841

(e) FICA taxes to be withheld

King, M. $2,600 x 7.65% = $198.90    

Manera, E. $1,500 x 7.65% = $114.75      

Tate, S. $1,170 x 7.65% = $89.51          

Yee, L. $584.38 x 7.65% = $44.71            

Diaz, R. $650 x 7.65% = $49.73                      

Zagst, J. $841 x 7.65% = $64.34    

(f) net pay for the week ended

King, M. $2,600 - $198.90 = $2,401.10    

Manera, E. $1,500 - $114.75 = $1,385.25      

Tate, S. $1,170 - $89.51 = $1,080.49          

Yee, L. $584.38 - $44.71 = $539.67            

Diaz, R. $650 - $49.73 = $600.27                      

Zagst, J. $841 - $64.34 = $776.66    

Kevin’s Bacon Company Inc. has earnings of $7 million with 2,500,000 shares outstanding before a public distribution. Eight hundred thousand shares will be included in the sale, of which 500,000 are new corporate shares, and 300,000 are shares currently owned by Ann Fry, the founder and CEO. The 300,000 shares that Ann is selling are referred to as a secondary offering and all proceeds will go to her. The net price from the offering will be $18.50 and the corporate proceeds are expected to produce $1.4 million in corporate earnings. a. What were the corporation’s earnings per share before the offering? (Do not round intermediate calculations and round your answer to 2 decimal places.)

Answers

Answer:

$2.80

Explanation:

The computation of the corporation’s earnings per share before the offering is shown below:-

Corporation’s earnings per share before the offering = Earnings ÷ Outstanding shares

= $7,000,000 ÷ 500,000

= $2.80

Therefore for computing the corporation’s earnings per share before the offering we simply applied the above formula.

The table below shows the annual change in the average nominal wage and inflation rate since 2008.


a. Compute the percentage change in real income for each year shown in the table.


Instructions: In part a, round your answers to two decimal places. In parts b and c, enter your answers as a whole number. If entering a negative number, include a minus sign.


(Table in the picture. If you could provide me with a formula and an example I can do it on my own after that. Thanks :) )


b. Of the years listed above, the paycheck of the average worker declined in

of the six years.


c. Of the years listed above, the purchasing power of the average worker declined in

of the six years.


d. The average real income of households can increase (Click to select)

Answers

Based on the given data in the table, the percentage change in real income per year are:

2008 = -3.512009 = - 0.842010 = -2.38.2011 = -1.79.2012 = 0.612013 = 0.77

The number of years the paycheck of the average worker declined was 2 years.

The number of years the purchasing power declined was 4 years.

The average real income of households can increase when nominal wage growth is larger than inflation.

What does the table show?

To find the percentage change in real income each year, subtract Annual inflation from Annual nominal wage growth.

= 0.33 - 3.84 = -3.51

= -1.20 - (-0.36) = -0.84

= -0.74 - 1.64 = -2.38

= 1.37 - 3.16 = -1.79

= 2.68 - 2.07 = 0.61

= 2.23 - 1.46 = 0.77

For two years, the average paycheck declined when in 2009 and 2010, the nominal wage growth was negative.

Purchasing power declined for 4 years from 2008 to 2011 when annual real wage growth was negative.

Find out more on real wages at https://brainly.com/question/1622389.

National orthopedics company issued 8% bonds dated january 1 with a face amount of 750000 on january 1 2021 the bonds mature on devember 21 2024 for bonds of similar risk and maturity the market rield was 10% interest is paid semiannually on june 30 and december 31 deteremine the price of the bonds at january 1 2021.

Required:
a. Prepare the journal entry to record their issuance by nation on january 1 2021.
b. Prepare an amortization schedule that determines interest a the effective rate each period.
c. Determine the price of the bonds at January 1, 2021.
d. Prepare the appropriate journal entries at maturity on December 31, 2021.

Answers

Answer:

a) January 1, 2021, bonds issued at a discount

Dr Cash 701,527.50

Dr Discount on bonds payable 48,472.50

    Cr Bonds payable 750,000

price per bond:

PV of face value = $1,000 / (1 + 5%)⁸ = $676.84

PV of coupons payments = $40 x 6.4632 (PV annuity factor, 5%, 8 periods) = $258.53

price = $935.37

b. I attached an excel spreadsheet

c. price of each bond at issuance = $935.37

d. December 31, 2024, last coupon payment

Dr Interest expense 37,140.61

    Cr Cash 30,000

    Cr Discount on bonds payable 7,140.61

December 31, 2024, bonds redeemed

Dr Bonds payable 750,000

    Cr cash 750,000

Bill and Laura are in the 39.6% tax bracket for ordinary income and the 20% bracket for capital gains (ignore the 3.8% additional tax on investment income for higher-income taxpayers.) They have owned several blocks of stock for many years. They are considering the sale of two blocks of stock. The sale of one block would produce a gain of $15,000. The sale of the other would produce a loss of $19,000. For purposes of this problem, ignore personal exemptions, itemized deductions and other phase-outs. They have no other gains or losses this year.

Required:
a. How much tax will they save if they sell the block of stock that produces a loss?
b. How much additional tax will they pay if they sell the block of stock that produces a gain?
c. What will be the impact on their taxes if they sell both blocks of stock?

Answers

Answer:

a) the maximum amount that Bill and Laura will be able to deduct during the current year is $3,000. Their remaining loss = $19,000 - $3,000 = $16,000. The remaining $16,000 loss must be carried forward and deducted in subsequent years, or year, depending on their future capital gains. Total tax saved during this year = $3,000 x 39.6% = $1,188.

b) additional tax liability = $15,000 x 20% = $3,000

c) if they sell both, then their long term capital gains = $15,000 - $19,000 = -$4,000. They can deduct $3,000 during the current year, and the remaining $1,000 loss can be deducted in subsequent years. Total tax saved during this year = $3,000 x 39.6% = $1,188.

2. Which is NOT an activity that requires training?
A ) Using ladders
B ) Using power tools
C ) Walking up and down stairs
D ) Working on catwalks and grids

Answers

I would say letter say C.

A local barnes and noble paid a 79.00 net price for each hardbound atlas. The publisher offered a 10% trade discount. What was the list price?

Answers

Answer:

87.78

Explanation:

The net price was $79.00 after a 10% discount. It means 79.00 was 90% of the list price.

The list price is 79.00/ 90 x 100

=0.87 x 100

=87.7777777

=87.78

Assessing the quality of reported earnings using cash flow data. Prior to the dominance of Netflix, Blockbuster was the leading movie rental company in the U.S. In 1989, Lee J. Seidler, a senior analyst with Bear Stearns & Co., issued a research report critical of Blockbuster’s earnings. Mr. Seidler observed that although Blockbuster’s 1988 net income was $15.5 million and its cash flow from operating activities was $48.4 million, his review of the firm’s cash flow data revealed that Blockbuster’s purchases of new videocassette rental inventory had been classified as an "investing activity" rather than as "operating activity" on the company’s statement of cash flows. Presented below is selected financial statement for Blockbuster (in millions of dollars): Blockbuster Cash Flow 1988 1987 Net Income $15.5 $4.09 Cash Flow from Operations 48.3 10.3 Purchases of videocassettes rental inventory (51.3) (14.3) Do you agree with Blockbuster’s decision to classify its videocassette inventory purchases as an "investing activity"? Why or Why not? How does Blockbuster’s cash flow classification of its video inventory purchases affect its cash flow from operations? In general, discuss how the statement of cash flow data can be used to help evaluate a company’s reported earnings?

Answers

Answer:

Follows are the solution to this question:

Explanation:

In 1988 blockbusters generated by operational cash flow exceeding $3 for each and every dollar of sales, which is defined in the below table:

                                               1988     1987

[tex]\left\begin{array}{ccc} \text{cash flow from opeations(a)}&\$ \ 48.30 & 10.30 \\\text{net income(b)} &\$ \ 15.50 &4.09 \\ratio( \frac{a}{b}) &\$ \ 3.12 &2.52\end{array}\right[/tex]

So, Mr. Seidler 's problem will be whether the cashflow for vidoe rentals will be reported throughout the operating activities or Whether investment.  

For the cash flow of such a behavioral pattern blockbuster, its ratio indicates also that blockbuster lost $0.19 for its net revenues reported by looks of mr. seidler in 1988 to each dollar in cash, as blockbuster was its world's largest video shop chain, getting its key sales from of the movie streaming of its operations.

                                                          1988     1987

[tex]\left\begin{array}{ccc} \text{cash flow from opeations(as report)}&\$ \ 48.30 & 10.30 \\\text{less:videocasette purchases} &\$ \ 15.30 &4.09 \\Cash \ flow &\$ \ 3.00 &4.00\end{array}\right[/tex]

            [tex]\left\begin{array}{ccc} \text{cash flow from opeations(a)}&\$ \ 3.00 & 4.00 \\\text{net income(b)} &\$ \ 15.50 &4.09 \\ratio( \frac{a}{b}) &\$ \ 0.19 &0.98\end{array}\right[/tex]

It rate means which,  Business retains stores since video cassettes have relatively low economic lives as the operational cash flow is much more consistent with the expected existence-generating sales of the asset.

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