marcia gadzera wants to retire in san diego when she is 65 years old. marcia is now 50 and believes she will need $90,000 to retire comfortably. to date, she has set no retirement money. if she gets interest of 10% compounded semiannually, how much must she invest today to meet her goal of $90,000

The WTO argues that by removing all tariff barriers and subsidies to agriculture, there would be overproduction of products that are heavily subsidized.

Since domestic consumers pay tariffs rather than the exporting nation, they have the effect of increasing the relative pricing of imported goods. Additional trade restrictions include quotas, licensing, and standardization, all of which aim to increase the cost of or restrict the supply of foreign goods.

Tariffs are a particular sort of protectionist trade restriction that can take many different shapes. While certain domestic industries could profit from tariffs, economists generally agree that free trade policies in a global market are the best option. In addition to being employed by more mature nations with existing industries, tariffs are frequently implemented to safeguard nascent sectors and developing economies.

The complete question is, " The WTO argues that by removing all tariff barriers and subsidies to agriculture, ________. Fill in the blanks"

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The given scenario is an example of CS-preexposure effect. Therefore, the correct option is C.

X-market uses a red light commonly found at traffic intersections to indicate a sale price. Y-market uses a blue light rarely seen by its customers to indicate a sale price. The customers at Y-market learn to run to the sale item much sooner than those at X-market. This is an example of the CS-preexposure effect.

The CS-preexposure effect is a phenomenon where a stimulus that has been exposed to a subject before it is paired with an unconditioned stimulus results in slower learning of the conditioned response. This is opposed to the normal phenomenon, which is known as the “standard” procedure.

Hence, the correct answer to the given situation is option C: CS-preexposure effect.

Note: The question is incomplete. The complete question probably is: X-market uses a red light commonly found at traffic intersections to indicate a sale price. Y-market uses a blue light rarely seen by its customers to indicate a sale price. The customers at Y-market learn to run to the sale item much sooner than those at X-market. This is an example of a. the compound stimulus principle. b. secondary inhibitory conditioning. c. CS-preexposure effect. d. a bidirectional response.

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The daily personal income that the United Nations considers to be poverty is around $2.00

Lack of resources to satisfy necessities like food, clothes, and shelter constitutes poverty. But poverty goes much beyond simply not having enough money. According to the World Bank Organization, hunger is a defining characteristic of poverty. Furthermore, it is also said to be the absence of shelter.

One billion children and nearly half of the world's population today live in poverty, which is defined as having a daily income of less than $2 US. Almost 800 million people worldwide suffer from extreme poverty, making do on less than US $1.25 each day. The most important thing to understand about the World Bank's new International Poverty Line is that, while the figure has increased from $1.90 to $2.15 per day, the value is largely the same.

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We can see consequences of an increase in long-run aggregate supply are:

Aggregate supply refers to the total quantity of goods and services that firms in a national economy are willing and able to produce in a given period of time, at a given price level. It is the sum of all individual supply curves for all goods and services in an economy.

Aggregate supply can be divided into short-run aggregate supply, which is affected by changes in the price level, and long-run aggregate supply, which is determined by the availability and productivity of factors of production.

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The purchase price of the machine was $71,052.40.

The factory paid $10,000 for the down payment and then made semiannual payments of $6,000 for seven years. The interest rate of 6.23% compounded semiannually means that the factory was paying an interest rate of 3.115% every six months. This rate was applied to the total amount owed, which was the purchase price plus the down payment. To calculate the purchase price, we need to use the formula A = P(1 + r/n)^(nt). In this formula, A is the amount owed, P is the principal or original amount borrowed, r is the interest rate, n is the number of times the interest rate is applied in a year, and t is the number of years the loan is active. Plugging in the given numbers, we get A = 10,000(1 + 0.03115/2)^(2*7) which gives us the purchase price of $71,052.40.

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Beth and Bob Martin have a total take-home pay of $3200 per month and their monthly expense total is $2800. And they need to establish a minimum emergency fund of $8400

We are required to calculate the minimum amount this couple needs to establish an emergency fund.

Step 1: Calculate the total amount saved by Beth and Bob Martin per month.

The total amount saved per month = Total take-home pay - Total monthly expenses= $3200 - $2800= $400

Step 2: Calculate the minimum amount needed to establish an emergency fund.

Usually, financial experts recommend keeping 3 to 6 months of living expenses in your emergency fund.

As we know the couple's monthly expense total is $2800.

So, the minimum amount that Beth and Bob Martin need to establish an emergency fund= 3 × monthly expense total

= 3 × $2800= $8400

Hence, Beth and Bob Martin need to establish a minimum emergency fund of $8400.

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Gerald Company buys stock FOB the shipment location. The cost of shipping is $300. Gerald's inventory includes the delivery expenses.

When things are shipped FOB shipping point, the buyer is in charge of paying for the cost of shipment, and ownership of the goods only transfers to the carrier once it has done so. These goods are a component of the buyer's inventory while they are in transit.

A few of the costs associated with FOB include shipping goods to the port, loading them, paying for marine freight and insurance, unloading them at the destination port, and paying for shipping all the way to the final location.

At the FOB shipping point, which is also the location at which the title of the shipment of goods is transferred, the buyer legally becomes the owner of the items. The seller is therefore exempt from responsibility for the goods while they are being delivered.

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When there is a 20% increase in the price of sweaters, and the price elasticity of supply is 1.5, the percentage change in the quantity supplied of sweaters is 30%.

According to the price elasticity of supply, when the price of a product is increased, the quantity supplied also increases. Therefore, it can be said that there is a positive relationship between price and quantity supplied.

The price elasticity of supply can be calculated by dividing the percentage change in quantity supplied by the percentage change in price.

Price elasticity of supply = (Percentage change in quantity supplied) / (Percentage change in price)

Given that the percentage increase in the price of sweaters is 20% and the price elasticity of supply is 1.5, we can calculate the percentage change in quantity supplied as follows:

1.5 = (Percentage change in quantity supplied) / 20%

1.5 × 20% = Percentage change in quantity supplied

30% = Percentage change in quantity supplied

Therefore, the percentage change in the quantity supplied of sweaters is 30%.

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To comprehend team in portfolio, we must first comprehend the term portfolio.

A portfolio is a collection of all shares in which the shares are purchased from different sectors of the economy, such as a good portfolio that contains shares from the health sector, the automobile sector, the telecom sector, the food industry sector, and so on. This strategy is also known as a hedging strategy because it reduces the risk of loss when a person invests in different types of sectors because if one of the sectors dips, the other sector will remain constant or rise, and the loss will be wiped out if we consider the portfolio.

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Between 1929 and 1932, U.S. gross domestic production fell by one-third. The answer is OPTION B.

However, the downturn significantly worsened in late 1929 and persisted until early 1933. Real output and prices both dropped sharply. The United States saw a 47 percent fall in industrial production during the downturn's height and a 30 percent decline in real gross domestic product (GDP).

GNP data show that between 1929 and 1932, company production fell sharply and consistently. 1932 saw the greatest rate of unemployment at 23.5 percent. The New York Stock Exchange's stocks lost 50% of their value in ten weeks in 1929, signaling the start of the Great Depression. The answer is OPTION B.

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Corporate bylaws, determine how a corporation regulates itself. These provide the fundamental guidelines for managing the company's activities and business.

The bylaws are the company's rules. Corporate bylaws are a set of rules and regulations adopted by a corporation to regulate its operations and management.

Corporate bylaws define the name by which the firm will operate, such as its legal name, and also provide details on how the firm will operate, the purpose of the organization, and the number of shares authorized.

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An expatriate is a person who lives outside of their home country. So, an expatriate is a person born in Germany but currently a US citizen working in the United States. Thus, option B is correct.

An expatriate is a person who lives outside their native country. Expatriates are also known as ex-pats.

They are individuals who are not originally from a specific country, but who have migrated to that country for a certain period. An expatriate can be of any nationality, gender, or age.

According to the definition provided in the given question, an example of an expatriate is a person born in Germany but currently a US citizen working in the United States.

Therefore, option B is the correct choice of answer for this question.

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If we select a random sample of 4 cars of this model, then the mean of the sample will approximately follow a normal distribution with mean $21,800 and standard deviation $100.

Standard deviation is a statistical measure of the amount of variation or dispersion of a set of data points relative to its mean or average value. It provides a numerical representation of how spread out the data is from the mean, and is widely used in many fields, including economics, finance, engineering, and social sciences.

To calculate the standard deviation of a set of data points, you first calculate the mean of the data set. Then, for each data point, you calculate the difference between the data point and the mean, square it, and then calculate the average of these squared differences. Finally, you take the square root of this average to obtain the standard deviation.

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Net exports might be negative if Americans spend more on imports than foreign countries spend on American exports. This is a possible scenario where net exports could be negative.

What are net exports? Net exports refer to the difference between the value of a country's exports and the value of its imports. In other words, it is the balance of trade between a country and other countries. If a country exports more than it imports, it has a positive net export, and if it imports more than it exports, it has a negative net export.

What is a negative net export? A negative net export occurs when a country's imports exceed its exports. The excess of imports over exports results in a trade deficit. A trade deficit, in turn, leads to a negative net export value. Therefore, a negative net export means that a country is importing more than it is exporting.

Why could net exports be negative? The scenario where Americans spend more on imports than foreign countries spend on American exports could lead to negative net exports. For example, if America imports $100 million worth of goods from China and China only imports $50 million worth of goods from America, the net export will be negative $50 million ($50 million less exported than imported).

Therefore, if Americans spend more on imports than foreign countries spend on American exports, the net export will be negative.

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The dividend is expected to increase at a constant rate of 5%. if you require a 12% return on the stock. The value of the stock is $28.57 per share.

We can use the Gordon Growth Model to calculate the value of the stock, which is based on the present value of all future dividends.

First, we need to calculate the dividend expected to be paid in the future after the next year. Using the constant growth rate of 5%

Expected dividend in year 2 = Dividend in year 1 * (1 + growth rate)

Expected dividend in year 2 = $2.00 * (1 + 0.05) = $2.10

Value of stock = D1 / (r - g)

D1 = Expected dividend in the next year = $2.00

r = Required rate of return = 12%

g = Growth rate of dividends = 5%

Plugging in the values

Value of stock = $2.00 / (0.12 - 0.05)

Value of stock = $2.00 / 0.07

Value of stock = $28.57

Therefore, the value of the stock is $28.57 per share.

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Below is a Purchase Invoice for A Ltd.:

Purchase Invoice

Date: 20 January 2022

To: A LTD

Address: [insert address]

Product: Rice

Quantity: 200 cases

Unit: 10*20kg

Cost per case: $40

Total Cost: $8,000

Payment Terms: On credit

Thank you for your business.

Sincerely,

C LTD

A Purchase Invoice is a document that is sent from a supplier to a buyer to request payment for goods or services that have been purchased. It is a formal record of a transaction that outlines the details of the purchase, including the quantity and cost of the goods or services, any applicable taxes or discounts, and the payment terms.

Purchase Invoices are an important part of the purchasing process because they provide a record of the transaction and can be used for accounting purposes. They also help to ensure that both the buyer and supplier are on the same page regarding the terms of the purchase.

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The correct option is b) more; less; higher.The use of debt and equity to fund purchases creates financial leverage

Financial leverage is the concept of the degree of the company's debt financing used to obtain assets. The use of debt and equity to fund purchases creates financial leverage.If a company believes it will have sufficient cash flows to cover interest payments, it may consider using more debt and less equity, implying a higher degree of financial leverage.The higher the financial leverage, the higher the company's financial risk. Therefore, it is important to strike a balance between risk and return in order to determine an optimal capital structure.

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To find the cost to produce one more textbook when you have already produced 10,000 textbooks, the following equation can be used: C = 140,000 + 6.5n. where C is the total cost to produce n books.

Given that 10,000 textbooks have already been produced, substituting n with 10,000 gives:

C = 140,000 + 6.5 × 10,000 = $205,000

The average cost per book can be found by dividing the total cost by the number of books produced:

Average cost = Total cost / Number of books

= $205,000 / 10,000= $20.50

To find the cost of one more textbook, the equation can be modified as follows: 

C = 140,000 + 6.5nC = 140,000 + 6.5(10,000 + 1) = $205,065

The cost of producing one more textbook is $65.

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Answer:

The type of decision that has an if statement with an else associated with it is a two-way decision.

Explanation:

An if statement is a type of control statement that allows programmers to control the flow of the program execution by testing a condition. This condition might be true or false, and based on the result, a corresponding action is taken. A two-way decisionTwo-way decision is also known as the binary decision, and it involves the execution of a statement based on whether a condition is true or false. If the condition is true, the statement following the if statement will be executed. On the other hand, if the condition is false, the statement following the else keyword will be executed, as illustrated in the code snippet below:if (condition) { // statement to execute when condition is true } else { // statement to execute when condition is false }Therefore, the correct answer is option A, two-way decision.

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In industry, if most businesses are earning a 13 percent rate of return on their assets, but your firm is earning 23 percent, your rate of economic profit is 10 percent. Thus, option d is correct.

Economic profit is the difference between total revenue and the opportunity cost of production. It's a concept that attempts to quantify the financial value of a company's total productive efforts in a given period, which can be measured by deducting all expenses from revenue.

Explicit costs are the actual expenses that a company pays, such as wages, rent, and materials, while implicit costs are the opportunity costs of using resources owned by the company, such as the time and effort of the business owner.

The formula for calculating economic profit is:

Economic Profit = Total Revenue - Total Costs (explicit and implicit) - Opportunity Costs.

23% - 13% = 10%.

Your rate of economic profit is d. 10 percent.

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In the following question, among the conditions given, Edward would end up paying $640 more in interest compared to what Jorge owes

The FICO score has a big impact on the interest rate that lenders will charge a borrower. Edward has a FICO score of 660 and pays an APR of 8.0%, while Jorge has a FICO score of 740 and pays an APR of 7.1%. If both persons have an average balance of $4,000 on their credit cards for three years, the difference in interest paid would be:

Edward would pay a total of $2,585 in interest, whereas Jorge would only pay $1,945 in interest. Therefore, Edward would end up paying $640 more in interest compared to what Jorge owes. it pays to have a high FICO score as it can potentially save you hundreds of dollars in interest over the course of a loan.

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The Small Business Administration (SBA) defines a business as one that is independently owned and operated, is not dominant in its field of operation, and meets certain standards of size in terms of employees or annual receipts. This definition is important because it allows the SBA to qualify businesses for certain loans, grants, and contracts.

To be considered independently owned and operated, the business must be at least 51% owned and controlled by one or more individuals. These individuals must also be US citizens or lawful permanent residents, or be in the US legally on a valid visa. The business must also not be dominant in its field of operation, meaning that it must not control the market or be the primary provider of a particular service or product.

The SBA also requires that businesses meet certain standards of size in terms of employees or annual receipts. For businesses with employees, this means that they must have fewer than 500 employees. For businesses with no employees, they must have an annual revenue of less than $7.5 million.

The definition of a business outlined by the SBA is important because it allows certain businesses to qualify for various programs and services. The SBA offers a variety of loan programs to small businesses that meet the outlined definition. These loans are often less restrictive and have lower interest rates than those offered by banks and other lenders. The SBA also offers grant and contract opportunities for businesses that meet its definition of a business.

Overall, the definition of a business provided by the SBA is an important factor for businesses seeking to qualify for certain programs and services. Businesses must be independently owned and operated, not dominant in their field of operation, and meet certain standards of size in terms of employees or annual receipts. Meeting these requirements allows businesses to qualify for various loans, grants, and contracts.

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Merchandising companies that sell to retailers are known as  wholesalers Option (b).

Wholesalers are merchandising companies that sell products in large quantities to retailers, other wholesalers, or businesses. Wholesalers typically purchase products from manufacturers and then sell them to retailers or other businesses at a markup. They may also provide services such as product storage, shipping, and handling.

Corporations are a type of legal entity that can engage in a variety of activities, including merchandising, but the term does not specifically refer to companies that sell to retailers. Service firms provide intangible services rather than physical products. Brokers are intermediaries who facilitate transactions between buyers and sellers, but they do not take ownership of the products being sold.

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Joe's Burgers Corporation would not legally be allowed to sell hamburgers with the same identification picture as their logo because it would be an act of copyright infringement.

Copyright law protects creators of unique works from the unauthorized use of their works. If Joe's Burgers Corporation is the original creator of the logo, then it is legally their property, and any unauthorized use of it would be a violation of their copyright.

Using the same identification picture on a different product would be a violation of Joe's Burgers Corporation's copyright, and they would be allowed to take legal action against the firm who used the same picture.

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"The net present value is equal to zero" is true, given that an investment has conventional cash flows and a profitability index of 10.

When an investment's net present value (NPV) is zero, it means that the present value of the anticipated cash inflows and outflows is the same. To put it another way, the investment is predicted to bring in exactly enough money to pay for itself, leaving no extra money to produce a positive NPV.

The profitability index is computed as shown below:

= Present value of future cash flows / Initial investment

If the profitability index is 1, it indicates that the present value of future cash flows is equal to the initial investment

The NPV is computed as follows:

= - Initial investment + Present value of future cash flows

If the initial investment and the present value of future cash flows, it means that the net present value is equal to zero.

So, the correct answer is option 2.

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The full question is:

An investment has conventional cash flows and a profitability index of 10 Given this, which one of the following must be true?

a)The net present value is greater than 10

b) The net present value is equal to zero

c)The investment never pays back

d)The internal rate of return exceeds the required rate of return

e) The average accounting return is 10

If the amount of ending inventory is overstated, the amount of Cost of goods sold will be understated.

The ending inventory balance is a key component of calculating the cost of goods sold (COGS) for a period. If ending inventory is overstated, it means that the cost of goods sold will be understated because the cost of the goods that were actually sold will be lower than what was recorded. This, in turn, will lead to an overstatement of net income because the expenses (COGS) will be lower than they should be. None of the other options are directly affected by an overstatement of ending inventory.

Inventory refers to the goods and materials that a company holds for sale or use in production. It can include raw materials, work-in-progress, and finished goods.

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Tycoon, a doctor, unexpectedly inherited a sizable amount of money from an eccentric millionaire. Tycoon decided to invest a part of her fortune in the development of industrial properties and she incurred expenses in making a preliminary investigation.

Deductibility under Section 162 and 195 of expenses incurred in the following situations can be ascertain as follows:

(A) Under Section 162 of the Internal Revenue Code (IRC), business-related expenses are deductible. In the case of Tycoon, the expenses incurred for a preliminary investigation for a business she is interested in are deductible under this section.

(b) The facts are the same as in (a), above, except that Tycoon, rather than having been a doctor, who was a successful developer of residential and shopping center properties.

The expenses are also deductible under Section 162 since Tycoon is a professional in this field, and the expenses she incurs are related to her line of work.

(c) The facts are the same as in (b), above, except that Tycoon, desiring to diversify her investments, incurs expenses in investing the possibility of purchasing a professional sports team.

The expenses incurred by Tycoon, in this case, cannot be deducted under Section 162 since it is unrelated to her business or line of work. However, under Section 195, these expenses are amortized over a 15-year period if the activity or business is not started or if the investment does not go through.

(d) The facts are the same as in (c), above, and Tycoon purchases a sports team. However, after two years Tycoon’s fortunes turn sour and she sells the team at a loss.

The deferred investigation expenses will be recognized in the year of the loss, and the unamortized amount of the expense will be deducted as an ordinary and necessary business expense in that year.

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True, a local university is facing some tough decisions, so they are using the decision tree, which contains individuals, websites, and organizations that specialize in handling sensitive and difficult decisions.

What is a decision tree?

A decision tree is a graphic depiction of the possible consequences of a sequence of decisions that helps with determining the best course of action for solving problems, determining opportunities, and making decisions.

A decision tree's objective is to provide a cost-effective method for decision-making that minimizes risks, uncertainty, and unanticipated outcomes. It also helps in selecting the most effective course of action to accomplish the predetermined objectives.

The advantages of using a decision tree are:

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US GDP is around $20.54 trillion. If you and your nine friends were to take almost all US GDP, then you would each get an amount of around $1.84 trillion. When you give $3,000 to everyone else in the US population, the remaining GDP would be around $17.24 trillion.

To put this into perspective, $1.72 trillion is an incredibly large amount of money. It is almost inconceivable to imagine how much this amount would be and what could be achieved with it. It could be used to fund numerous projects and initiatives.

However, even though it would be possible to achieve great things with this money, it is important to consider the ethical implications of taking and distributing such a huge amount of money. Taking almost all of the US GDP would undoubtedly have a large economic impact.

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Workflow structures processes so work proceeds in the most efficient order.

The activities in the process and the transitions between them determine the structure of a workflow process. As a result, a workflow is a Graph with activities as vertices. Arcs serve as transitions (the graph that is formed by a workflow can be viewed by using the Visualize Workflow Process feature in the Process Definition Tool).

The graph formed by a process must meet certain criteria in order for the workflow engine to successfully interpret and run it. These criteria are presented in the section under two main headings: Graph Structure and Block Structure.

When creating process definitions, workflow designers should be aware of certain structural rules. When a Cram workflow process is validated, the validations determine whether the process structure conforms to these rules.

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