Of the following statements, which one or ones indicate possible effects of a low credit score? I. You will have a difficult time qualifying for loans. II. Any loans you take out will be relatively short-term. III. You will have to pay higher than average interest rates. A. I only b. I and II c. III only d. I and III Please select the best answer from the choices provided A B C D.

Answers

Answer 1

The statements that are correct about the low credit scorer are:

I.  The holder has a difficult time qualifying for loans.

II. The holder have to pay higher than average interest rates.

Option D is correct.

What is a credit score?

A credit score is defined as a numeric statement. That statement is on a level analysis of a person's credit files, to represent the creditworthiness of an individual.

A credit score is primarily founded on a credit statement or report, and the information is naturally sourced from credit departments.

The low credit scores are bad for the credit card holders, this arises due to them having a difficult time qualifying for loans.

If the credit score becomes low, then the credit card holder has to pay more taxes than the average interest rates.

Therefore, option D is correct.

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Answer 2

Answer:

D

Explanation:

Just took the test


Related Questions

True or False: Producers benefit most from falling production costs when the demand for flat-screen TVs is very elastic.

Answers

False because they don’t need a falling production

Identify 3 duties you would expect a bookkeeper to perform​

Answers

Answer:

1.  Maintain accurate financial records

2. Pay suppliers, customers, and debts on time

3. Ensure the prompt collection of receivables

Missy's company just went through the process of downsizing. missy retained her job, but now she has a much heavier workload. since the layoffs, missy has been worried about her future and more reluctant to take risks on the job. missy is showing the symptoms of ________.
a) unemployment anxiety.
b) survivor's syndrome.
c) downsizing disorientation.
d) downsizing anxiety.
e) employee depression.

Answers

Answer:

b

Explanation:

It is survivors syndrome

This tectonic plate pushes against the Eurasian plate to form the Alps and other geographical features

Answers

Answer:

African

Explanation:

A promissory note: Multiple Choice Is a short-term investment for the maker. Is a written promise to pay a specified amount, usually with interest, either on demand or at a stated future date. Is a liability to the payee. Is created when a company sells its receivables to a finance company or bank. Cannot be used in payment of an account receivable

Answers

A promissory note is a written promise to pay a specified amount, usually with interest, either on demand or at a stated future date.

What is a promissory note?

A promissory note is a debt instrument used by the note issuer to promise payment to the payee. The amount promised is ususally a definite amount of money and the date is usally specified. A promissory note is also known as notes payable.

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The Department of Transportation built a new highway interchange outside of Raymond's town. Many of the businesses are suffering because the amount of traffic in town has been reduced. This is forcing employers to reduce their number of employees. What factor that affects the labor market is represented in this situation? a. World event b. Government action c. Social change d. Population shift

Answers

Answer: Government action

Explanation:

Government action simply means the approval, consent or authorization by the government for a particular thing to be done.

In this case, we are informed that the Department of Transportation built a new highway interchange outside of Raymond's town and this brought about traffic. This is an example of government action as the highway interchange built is the function of the government.

Answer:

pretty sure its b government action

Explanation:

sorry if im incorrect

Which of the following items are reasons to acquire debt?

A. Default
B. Keep emergency cash available
C. Establish credit history
D. Both keeping emergency cash available and establishing credit history

Answers

The reasons to acquire debt is: D. Both keeping emergency cash available and establishing credit history

What is debt?

Debt means to borrow money from a lender in which the borrower is expected to pay at a due date.

The reason why a person or an individual should  borrow  money is to have  available cash in case of emergency or unforeseen circumstance so as to have something to fall back to and to as well establish credit history in  a case were you intend to borrow another money in the future.

Therefore The reasons to acquire debt is: D. Both keeping emergency cash available and establishing credit history

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Answer:

D.) Both keeping emergency cash available and establishing credit history

Explanation:

I got it correct on founders edtell

In industrial economies, the term alienation is used to describe a situation in which a worker has produced something but :__________ a) is bullied by coworkers and therefore feels like an outsider. b) cannot expect to be paid an adequate wage for the work that was done. c) sees it shipped overseas, to be used by foreign aliens. d) sees that product as belonging to someone else, rather than to the man or woman whose labor actually produced it.

Answers

When a person is said to suffer alienation in industrial economies, it means that the worker produced something but d) sees that product as belonging to someone else, rather than to the man or woman whose labor actually produced it.

What is alienation?

This is a process when whereby a person makes something but is made to feel as though it isn't theirs.

In other words, they begin to look at the very thing they produced as belonging to someone else instead of them who were the ones who actually produced the good.

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An urban center that is disproportionately larger than the second largest city in a country and that dominates the country’s social, political, and economic activities can be best classified as.

Answers

A primate city is an urban center that is disproportionately larger than the second largest city in a country and that dominates a country's social, political and economic activities.

How are primate cities developed?

Some factors that contribute to the development of a city in relation to others are related to:

UrbanizationEconomic opportunitiesPolitical centralizationIndustrialization

Therefore, some primate cities, such as Paris and Bangkok, are cities that show great social and economic development, in addition to being target cities for internal migration.

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All of the following costs should be charged against revenue in the period in which costs are incurred except for costs from idle manufacturing capacity resulting from an unexpected plant shutdown. manufacturing overhead costs for a product manufactured and sold in the same accounting period. costs of normal shrinkage and scrap incurred for the manufacture of a product. costs which will not benefit any future period.

Answers

The cost which SHOULD NOT be charged against revenue in which costs are incurred is d. costs of normal shrinkage and scrap incurred for the manufacture of a product in ending inventory.

What is Cost?

This refers to the price of something which is used to produce a particular good and there are different costs.

With this in mind, we can see that when charging against revenue, it is important to add the manufacturing overhead costs, costs from idle manufacturing capacity but adding the costs of normal shrinkage is not needed.

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An official accounting statement that helps to explain the change in cash and cash equivalents is called the ____

Answers

Answer:

An official accounting statement that helps to explain the change in cash and cash equivalents is called the statement of cash flows.

Explanation:

Pls, choose me as brainliest!

How does starbucks make their product different than their competitor like Dunkin’ Dounts and mcdonald’s (examples of similar products) please answer

Answers

Answer: they make "COFFEE"

Explanation: "COFFEE"

Foreign companies with manufacturing plants that are allowed to operate in Mexico with special privileges in exchange for employing Mexican citizens are known as _______. Multiple choice question

Answers

Answer:

It is Maquiladoras

Explanation:

hope this helps.

Answer:

I think it is Maquiladoras ...........

PLS I NEED THIS REALLLLLYYYY FAST !!!!!!!

Which of the following would make a person well suited for entrepreneurship?
a. prefers to follow others on projects

b. likes making decisions

c. doesn't like people

d. likes to work regular hours


APEX

Answers

Answer:

B bc I took that same test

Explanation:

A person who likes decision-making is well suited for entrepreneurship. The correct option is C.

Why decision-making skills is important to entrepreneurs?

Being able to make quick decisions that, more often than not, determine the future of your business is one of the most crucial characteristics of an entrepreneur. Entrepreneurs frequently have to make that crucial decision at the right time while in charge of their business because it will determine how it will develop in the future.

An individual's decision-making process consists of a number of steps they take to choose the best option or course of action for their needs. In the context of business, it refers to a series of actions taken by managers within an organization to decide the intended course for business initiatives and to initiate particular actions.

Thus, the ideal selection is option C.

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Vhich of the following is a description of a pullback device?

a) Device that uses cable attached to hands which allows access to the point of operation when the slide/ram is up and automatically
withdraws hands when the slide/ram begins to descend.

b) Device with a probe or contact bar which descend a specific distance when the machine is started.

c) Device that requires simultaneous pressure by the operator to the controls, set away from the danger area, to activate the machine.

d) Device that uses cables or straps attached to the hands at a fixed point that allows movement within a specific safe area.

Answers

Answer:

Explanation:

A

a straight line passes through the point (3,7) and its Y intercept is 5 times that of X intercept find its equation​

Answers

Explanation:

usual line equation :

y = ax + b

a being the slope (the ratio "y coordinate change / x coordinate change" when going from one point on the line to another). and b being the y intercept (the y value when x = 0).

the x intercept is the x value when y = 0.

so,

y = a×0 + b = b

and

0 = ax + b

ax = -b

x = -b/a

b = 5 × -b/a

we have the 2 points (0, b) and (-b/a, 0).

the slope is then (b-0)/(0 - -b/a) = (-5b/a)/(b/a) = -5

to get b we use the given point in the line equation :

y = -5x + b

7 = -5×3 + b = -15 + b

22 = b

so, the full line equation is

y = -5x + 22

Why do you think they recommend saving 3-6 months’ of expenses in your emergency fund?.

Answers

It is recommended to save 3-6 months’ of expenses in your emergency fund so as to have temporary holdover and ample time to find another job.

What is Emergency fund?

Thus us defined as a bank account with money set aside to pay for unexpected expenses.

Unexpected expenses could be repair of vehicles or loss of jobs which it is safe to save 3-6 months’ of expenses in your emergency fund.

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2) Match the scenarios with the ethical frameworks. Certain-Tees, Inc., executives believe in absolute values including the wise use of resources and fair treatment of employees. Therefore, they only sell T-shirts made of natural, renewable resources and require suppliers to follow strict guidelines in caring for employees. The goal of Sahara, Inc., is to become the world's largest online retailer. This will create many new jobs and provide a good return to investors. The owners of Positron Auto Parts rely heavily on cultural aspects to define ethical practices in each country where the company operates. Perfect Paper executives focus on keeping costs low in order to provide paper towels and toilet paper to all Americans at affordable prices.

Answers

Explanation:

1. As in the case of Certain-Tees, Inc., their approach follows The Fairness or Justice ethical framework. This ethical framework involves the basic belief that everyone or everything should be treated or done fairly.

2. As in the case of  Sahara, Inc., and Perfect Paper executives, their approach follows the Utilitarian ethical framework. Which is the belief in doing what brings the greatest or most good to the majority.

3. As in the case of Positron Auto Parts, their approach follows The Common Good ethical framework, which relies heavily on cultural aspects to define ethical practices.

Exhibit 14-2 A $500,000, ten-year, 7% bond issue was sold to yield 6% interest payable annually. Actuarial information for 10 periods is as follows: 6% 7% Present value of 1 0.50835 0.55839 Present value of an annuity of 1 7.02359 7.36009 Refer to Exhibit 14-2. The discount or premium at the date of bond issuance would be: ______.
a. $36.798 premium
b. $10,097 discount
c. $35,117 discount
d. $11.778 premium

Answers

Based on the price of the bond, the coupon rate and the interest, the premium on the bond at issuance would be a. $36.798 premium.

What is the price of the bond?

This can be found as:

= (Coupon x Present value of an annuity 10 years, 6%) + (Face value of bond x Present value factor, 10 years, 6%)

Coupon is:

= 7% x 500,000

= $35,000

Solving for price is:

= (35,000 x 7.36009) + (500,000 x 0.55839)

= $536,798.15

What is the premium?

Because the current selling price is higher than the face value, the bond is said to be trading at a premium of;

=536,798.15 - 500,000

= $36,798

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________ provide(s) a methodology and tools for dealing with the organization's ongoing need to revise and optimize its numerous business processes.

Answers

The answer : Business process management

What does Expected Family Contribution mean?

Answers

what is expected from family members to contributes

Answer:it means that

Explanation: In the post-secondary education system of the United States, an expected family contribution is an estimate of a student's, and for a dependent student, their parent' or guardian', ability to pay the costs of a year of post-secondary education

Which account is used to reduce assets for the amount of estimated bad debts?.

Answers

Answer:

Bad Debt And Doubtful Accounts

Explanation:

The account is used to reduce assets for the amount of estimated bad debts that is Bad Debt And Doubtful Accounts.

What is Asset?

An asset is considered a resource of the business which has an economic value in the future to the business which helps business activities to take place smoothly.

Bad debts are those that the business can't obtain and that have typically been identified explicitly. Liabilities with doubt are less likely to be paid back and are referred to as Doubtful Accounts.

The account, which is entered as the contra-asset account and appears as Allowance for Doubtful Accounts, is used to decrease assets to reflect the amount of projected bad debts.

Debit and credit entries for the provision for doubtful debts account to serve as the entry for this objective.

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Electrical engineers install electrical wiring. True or False?

Answers

Answer:

TRUE

Explanation:

Electricians install electrical systems and the wiring that connects them to a power source. While they ensure the electrical systems they install work properly they do not create those electrical systems; that's what electrical engineers do.

Answer:

Your answer would be (A) True

Explanation:

Which depreciation method generally results in the lowest net income for the first year a plant asset is utilized?.

Answers

The double declining-balance  is a depreciation method generally results in the lowest net income for the first year a plant asset is utilized.

What is double declining balance (DDB) method all about?

The double declining balance  method  can  e explained as type of declining balance method that uses double the normal depreciation rate.

Some of the Depreciation rates used  are;

150%, 200% (double) 250% of the straight-line rate.

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Table 1 shows the financial position of the Smithville Bank once $4895.00 has been deposited. Assume that the required reserve ratio is 5.00%. The bank manager decides to lend Billy Bob Smith all of the bank's excess reserves. Billy Bob takes the funds to Eula Mae's Used Machines and buys a pickup truck. Eula Mae then deposits the money in her account back at the Smithville Bank. Table 2 should show the bank's accounts after the loan is made and the funds again deposited.
Table 1: Original Assets and Liabilities
Assets Liabilities
Reserves: $4895.00 Deposits: $4895.00
Table 2: Original Assets and Liabilities after Bank Makes a Loan
Assets Liabilities
Reserves:? Deposits: ?
Loans" ?
1. What are the bank's loans in Table 2?
2. What are the bank's reserves in Table 2?
3. What are the bank's deposi

Answers

Based on the details given in the table, the following are true of the Smithville Bank:

Bank loans are $4,650.25.Bank reserves are $4,895Bank deposits are $9,545.25.

What are the bank loans?

These can be found as:

= Amount deposited x ( 1 - required reserves)

= 4,895 x (1 - 5%)

= $4,650.25

What the bank's reserves?

The bank's reserves are the same as the new deposits without the reserve requirement being taken.

This leaves it as the amount that was deposited of $4,895.

What are the bank's deposits?

This is found as:

= Initial deposit + Loan created

= 4,895 + 4,650.25

= $9,545.25

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what is y=x^3+7x^2+14x+8​

Answers

Answer:

x=−2,−1,−4

Explanation:

you need to be more specific in what you want. These are the zeros for the problem

You should write down everything a speaker says when you take notes.
Please select the best answer from the choices provided
T
F

Answers

False- you should write key points not the whole thing

intro to business edmentum notes for unit 3 and 4? vv high points

Answers

Answer:

The notes can be found on brain.com someone is giving out the notes

Explanation:

I don't remember his name but if you ask nicely then them notes will be yours.

Seema is heading into her junior year of high school and received a large financial gift from her grandmother. She kind of wants to buy some new clothes, but she has a financial goal of saving for her college education, but she also wants to be able to buy a used car to get her to and from campus. What should Seema do with the money she's received?

Answers

Based on the given information Seema should deposit the money into a savings account.

What is savings account?

A savings account is an account that allow a person to save while you earn an interest on the saved amount.

Since she has a financial goal of saving for her college education the best choice is for her to open a saving account and deposit the money given to her by her grandmother into the saving account as this will help her to achieve her set goal.

Inconclusion Seema should deposit the money into a savings account.

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If you have a favorable sales volume variance, what must be true?.

Answers

Answer:

higher actual revenue than the standard revenue

Explanation:

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