Steve Hitchcock is 39 years old today and he wishes to accumulate $513,000 by his 63 rd birthday so he can retire to his summer place on Lake Hopatcong. He wishes to accumulate this amount by making equal deposits on his 39 th through his 62 th birthdays. What annual deposit must Steve make if the fund will earn 8% interest compounded annually

Answers

Answer 1

Answer:

Annual deposit = $8208

Explanation:

Below is the calculation:

Future value of money, FV = $513000

Time period from 39 to 62 = 23 years

Interest rate = 8%

Annual deposit = FV (A/F, n, r)

Annual deposit = 513000 (A/F, 23, 8%)

Annual deposit = 513000 x 0.016

Annual deposit = $8208


Related Questions

Review the following statements regarding a petty cash fund used in a business. Select the one that is correct. Multiple choice question. The cashier of a fund will write checks for small payments like postage, supplies and deliveries. Only the petty cashier is responsible for paying cash from the fund. A petty cash fund is controlled by top management. A check written against the fund is cashed when the fund is replenished.

Answers

Answer:

Only the petty cashier is responsible for paying cash from the fund.

Explanation:

A petty cash fund can be regarded as small amount of cash that is kept on hand or kept in a locked drawer which could be used in payment for minor expenses. These expenses could be office supplies expenses or reimbursements. There should be periodic reconciliations for a petty cash fund, and the transactions should also be recorded on the financial statements. As regards to petty cash fund used in a business, Only the petty cashier is responsible for paying cash from the fund.

Explain what the credit terms of 2/10,n/30 mean. (Check all that apply.) Multiple select question. The full payment is due within a 30-day credit period. The buyer can deduct 2% of the invoice amount if payment is made within 10 days of the invoice date. The buyer can take a discount of 10% if the invoice is paid with 30 days of the invoice date. The full payment is due within 10 days.

Answers

Answer:

The full payment is due within a 30-day credit period.

The buyer can deduct 2% of the invoice amount if payment is made within 10 days of the invoice date.

Explanation:

The credit terms of 2/10,n/30 means that

The credit period available is 30 days in which the fully payment is due

And, if the payment is made within the 10 days so the buyer could eligible for 2% discount on the total price

Therefore the above 2 options should be considered

A City Electric Utility Enterprise Fund made its annual interest payment on its outstanding $20 million of 6% bonds, which were originally issued at a premium. Assuming the City maintains it books and records in a manner that facilitates preparation of its fund financial statements, the entry to record this would include a credit to Cash for the amount of the interest checks written and debit(s) to ___________.

Answers

Answer:

Debit to Interest expenditure and bond premium.

Explanation:

Based on the information the Appropriate journal entry to record this would include a CREDIT TO CASH for the amount of the interest checks written and DEBIT(S) to INTEREST EXPENDITURE AND BOND PREMIUM reason been that we were told the ANNUAL INTEREST PAYMENT on the company its outstanding was the amount of $20 million of 6 percent bonds, which were ISSUED AT A PREMIUM.

Debit to Interest expenditure and bond premium $1.2 million

($20 million*6%)

Cr Cash $1.2 million

Dobris Networks Inc. provides network traffic awareness, analysis, and control solutions for broadband service providers in USA. The company plans to expand its business in Austria. The directors of the company want a group of top level managers to take a call on the expansion strategy by studying the situation on hand. The task assigned to the group is an example of _____ tasks.

Answers

Answer:

D. intellective

Explanation:

The Intellective task is the task that includes the group capability for making the decision or the judgement

Since in the given situation it is mentioned that the company directors wants the group of the top level manager where the expansion strategy should be called via having the situation on the hand so here the task allocated to the group represent the example of the intellective task

wich market structure is agriculture farming operates​

Answers

Answer:

Economists often use agricultural markets as an example of perfect competition. The same crops that different farmers grow are largely interchangeable.

hope that helps<3

explain the difference between a board meeting, a committee meeting and a staff meeting​

Answers

Answer:

Board meeting is a group of high ranked people coming together to discuss affairs.

committee meeting is the coming together of people in a particular organisation to talk on the matter of the place

staff meeting is the group of staff discussing the affair of where they work.

define inequality and poverty

Answers

Answer:

Inequality is the situation whereby there is a clear difference in access to certain economic and social resources by one sector of the population compared to others. Thus, the abysmal differences in income, levels of education, health or housing between the different social classes show this type of inequality situation.

On the other hand, poverty is a more concrete concept, in which one or several individuals have a situation of scarcity of elementary economic resources, which directly affects their quality of life.

Larry, the owner of small hotel resort, would like to advertise his hotel in major American newspapers and magazines as a part of his larger strategy. However, he doesn't have enough money to do so. One day, he meets Todd, the owner of a group of newspapers and magazines, who offers him advertising space in his publications on the condition that Larry provides him with a free stay at the hotel. This is an example of ________

Answers

Answer:

Serendipity

Explanation:

From the question we are informed about Larry, who is the owner of small hotel resort, would like to advertise his hotel in major American newspapers and magazines as a part of his larger strategy. However, he doesn't have enough money to do so. One day, he meets Todd, the owner of a group of newspapers and magazines, who offers him advertising space in his publications on the condition that Larry provides him with a free stay at the hotel. This is an example of Serendipity.

Serendipity can be regarded as unplanned fortunate discovery, which is a common occurrence that could take place throughout the history of a particular product invention as well as scientific discovery. It can be explained as the luck that comes to some people way as they are finding or creation of interesting things as well as valuable things by chance

business do not maximise output from the given inputs​

Answers

Answer:

Allocative inefficiency.

Explanation:

Factors of production can be defined as the fundamental building blocks used by individuals or business firms for the manufacturing of finished goods and services in order to meet the unending needs and requirements of their customers.

In Economics, there are four (4) main factors of production and these are;

I. Land.

II. Labor (working).

III. Capital resources.

IV. Entrepreneurship.

When these aforementioned factors of production are combined effectively and efficiently, they can be used for the manufacturing or production of goods and services to meet the unending requirements or needs of the consumers.

Basically, there are two (2) types of inefficiency associated with the production of goods and services to meet the unending requirements or needs of consumers, these includes;

1. Technical (productive) inefficiency: it occurs when a company or business firm produce goods and services that consumers do not want.​ This is typically as a result of the incorrect and inefficient allocation of scarce resources by a business firm or entity.

2. Allocative inefficiency: it occurs when a company or business firm do not maximise output from the given inputs such as raw materials, capital, etc. Thus, it arises when businesses fail to increase the level of their production or productivity from a number of given inputs.

Hence, when a business do not maximise output from the given inputs, it is referred to as an allocative inefficiency.

In conclusion, allocative inefficiency typically occurs when the price of a good or service isn't equal to its marginal cost i.e P ≠ MC.

Last year, Alfred earned $5,000, Betty earned $50,000, and Charlie earned $500,000. If they all pay a 35% tax on all their incomes, the tax would be described as a(n)
a progressive
b proportional
c excise
d regressive

The Federal Reserve can alter the business cycle through the use of
a monetary policy
b commercial banks
c fiscal policy
d unemployment legislation

The purpose of expansionary fiscal policy is to
a prevent hyperinflation
b increase the separation between Government and private industry.
c Increase output (GDP)
d slow the growth of GDP

Answers

Answer:

b. proportional

a. monetary policy

c?. increase output?

Explanation:

Hesitant on #3 because it could technically be considered a as well, but c marks its primary purpose.

When the production process is complete in process costing, the completed goods and the accumulated costs are transferred across departments using a journal entry that includes the following: multiple choice A debit to the Finished Goods Inventory account and a credit to the Work in Process account for the first department in the series of processes. A debit to the Finished Goods Inventory account and a credit to the Work in Process account for the final department in the series of processes. A debit to the Work in Process Inventory account for the first department in the series of processes and a credit to the Finished Goods Inventory account. A debit to the Work in Process Inventory account for the final department in the series of processes and a credit to the Finished Goods Inventory account.

Answers

Answer:

A debit to the Finished Goods Inventory account and a credit to the Work in Process account for the final department in the series of process

Explanation:

In the case when the process related to the production is finished so the completed goods and accumulated profits could be transferred

So, the following should be the journal entry

Finished goods inventory XXXXX

          To Work in Process Inventory - Final dept XXXXX

(Being the production process is completed recorded)

Here the finished goods is debited as it increased the assets and credited the work in process as it decreased the assets

Name the market structure in which agriculture farming operate​

Answers

Answer:

primary sector involves agricultural stuufs

hope it is helpful

Matching Question Match the following strategies for selling products globally with the correct definition. Product extension Product extension drop zone empty. Product adaption Product adaption drop zone empty. Product invention Product invention drop zone empty. Creating a totally new product to satisfy common needs across countries. Selling virtually the same product in other countries. Changing a product to make it more appropriate for a country's climate or consumer preferences. Need help

Answers

Answer:

1. Product invention.

2. Product extension.

3. Product adaptation.

Explanation:

A product can be defined as any physical object or material that typically satisfy and meets the demands, needs or wants of customers. Some examples of a product are mobile phones, television, microphone, microwave oven, bread, pencil, freezer, beverages, soft drinks etc.

1. Product invention: it involves creating a totally brand new product to satisfy or meet common consumer needs across countries.

2. Product extension: it involves selling virtually the same product in other counties i.e sales of product that are the same in various countries.

3. Product adaptation: it involves changing a product in order to make it more appropriate or convenient for a county's climate or consumer preferences.

Horizontal, vertical, and related acquisitions to build market power: Group of answer choices are likely to undergo regulatory review by various governmental entities. are rarely permitted to occur across international borders. concentrate on capturing value at more than one stage in the value chain. typically involve a firm purchasing one of its suppliers or distributors.

Answers

Answer:

likely to undergo regulatory review by various governmental entities.

Explanation:

A horizontal acquisition refers to the business strategy where the one company could take the other company that operates at the similar level while on the other hand the vertical integration is the integration where the business operation could be acquired with the similar kind of production

So these types of acquisition should established the market power through which the regulatory review could be undergone via a different government entities

Vance, a marketing major, was helping his sister develop her retail shop. Her business was not thriving, and Vance quickly determined that trying to please everyone was pleasing no one. Together they worked out an approach where she would identify groups of customers who had similar needs, and then work with each group to meet their needs. This basic process in marketing is called

Answers

Answer:

"Marketing segmentation" is the appropriate answer.

Explanation:

The technique of dividing large operations into communities having shared requirements, specifications as well as preferences, would be considered as Marketing segmentation.However, it is founded upon this notion that within an attempt to maintain their competitive edge as well as improved flexibility, organizations should identify organizational process categories.

Thus, the above is the correct response.

A cash equivalent is a short-term, highly liquid investment that is readily convertible into known amounts of cash and Group of answer choices is acceptable as a means to pay current liabilities. has a current market value that is greater than its original cost bears an interest rate that is at least equal to the prime rate of interest at the date of liquidation. is so near its maturity that it presents insignificant risk of changes in interest rates.

Answers

Answer:

so near its maturity that it presents insignificant risk of changes in interest rates.

Explanation:

As we know that the cash equivalent i.e .short term and also classified as the highly liquid investment that is always ready to convert into the cash amount i.e. near to its maturity also at the same time it represent the non-significant changes risk with respective to the rate of interest

Therefore the last option is correct

Chris laughed at some of the cultural mistakes companies made in advertising and promotion in international trade while he was in school. Now he was trying to determine what had gone wrong with the campaign he had planned in Latin America for his company's product, and it didn't seem quite as amusing. He narrowed the issues to sociocultural factors. He was looking at both __________ and __________. Group of answer choices

Answers

Answer:

He was looking at both visible artifacts and underlying values.

Explanation:

Visible artifacts are organizations attitude and behavior towards surroundings. Chris has identified some of the mistakes made in advertising by a company. He was trying to determine the issue with the marketing team of the company and he concluded the main reason to be sociocultural factor.

Germany and the U.S. both produce cars and airplanes. The U.S. has the comparative advantage in producing airplanes if a. the opportunity cost of producing an airplane is lower for Germany. b. Germany requires fewer resources than the U.S. to produce an airplane. c. the opportunity cost of producing an airplane is lower for the U.S. d. the U.S. has an absolute advantage over Germany in producing airplanes.

Answers

Answer:

Option C

Explanation:

In simple words, The capacity of a country to provide a certain item or service at a lower opportunity expense than its trade rivals is known as comparative advantages.  A comparative advantages allows a firm to sell goods as well as services at a cheaper cost than its rivals while maintaining higher profit margins.

Thus, from the above we can conclude that the correct option is C.

please can u explain 5 types of ledgers​

Answers

Answer:

1. Sales ledger

2. Purchase ledger

3. Cash ledger

4. General ledger

Answer:

What is professions in nepal

Why would decreased wages be an added problem for the Pullman workers?

Answers

Mark Brainliest please

Answer

The company cut their wages and extended their hours


Explanation:
Pullman was a company in the US that built and operated sleeping rail cars that operated on the railroads of the United states. These rail cars were also known as Pullman named after its company Pullman.
Pullman was founded by George Pullman and this company started from 1867 up until 1968. the workers working for Pullman had strike actions against their company as with many other workers who usually strike when not satisfied with the company. one reason of the strike was " The company cut their wages and extended their hours" this action was unfair and led to strikes against Pullman by the workers.

meaning of accounting​

Answers

Answer:

Accounting is the process of recording financial transactions pertaining to a business. 

mention any five types of small-scale retailers​

Answers

Answer:

Retail trade is carried on both at small scale and large scale. Small scale retailers are either mobile traders (itinerants) or fixed shops. Mobile Traders or Itinerants These retailers have no fixed place of business. They move from place to place and sell articles of daily use near to consumers. These include the following:Explanitaion:

1. Hawkers: A hawker moves about in residential localities. He carries his goods in a hand cart or bicycle. He deals in low-priced goods of daily use. E.g. combs, toys, soaps, mirrors, bangles, vegetables, fruits, ice-cream, etc. Read more on Sarthaks.

2. Peddlers: A peddler also moves from house to house and sells articles of daily use. But he carries his wares on his head or on the back of a mule. Read more on Sarthaks.

3. Cheap Jacks:A cheap jack hires a small shop in a residential locality for a temporary period. He shifts his business from one locality to another depending on the availability of customers. He deals in low-priced household articles. Read more on Sarthaks.

4. Pavement dealers or Street Traders: A pavement dealer displays his wares on footpath and outside public places such as railway station, bus stand, cinema, temple, etc. He sells low priced articles like newspapers, magazines, fruits, vegetables, footwear to the passersby. He is also called street trader. Read more on Sarthaks.

5. Market Traders:

A market trader sells goods at weekly markets when the shops are closed for weekly holiday. He displays goods outside the closed shops. He deals in lowpriced articles of daily use. He may also set up stalls on fairs and exhibitions. Fixed Shops (Small Scale Retail Shops) Small scale retail shops are the most popular form of retail trade. Read more on Sarthaks.

HOPE IT HELPS

The funds the Fed receives from selling government securities
a. are deposited in a commercial bank.
b. disappear into thin air.
c. are turned over to the Office of Management and Budget in Washington, D.C.
d. are deposited in the U.S. Treasury.

Answers

Answer:

d. are deposited in the U.S. Treasury

Explanation:

The Federal income is mostly generated from the interests on the government securities, Once each and every expenses of the Fed is paid, the remaining earning is deposited in the  U.S. Treasury.

Hence, the correct answer will be "d. are deposited in the U.S. Treasury."

If the actual unemployment rate (U) is greater than the natural rate of unemployment (UN), a(n): Multiple Choice recessionary gap exists and actual real GDP (QE) is less than natural real GDP (QN). inflationary gap exists and actual real GDP (QE) is greater than natural real GDP (QN). inflationary gap exists and actual real GDP (QE) is less than natural real GDP (QN). recessionary gap exists and actual real GDP (QE) is greater than natural real GDP (QN).

Answers

Answer:

Option b (Inflationary gap.....(QN)) is the correct option.

Explanation:

Unemployment rates naturally are not dependent upon business price movements. Everything just necessarily leads to friction as well as structure.Whenever natural rates are below official unemployment, therefore inflation seems to be on the way to the industry, this same manufacturing sector overheats or the actual growth rate is higher above inflationary pressures throughout economic growth.

There are three more alternatives that do not connect to the circumstance. Thus, the solution is right.

What are the three broad sections of a state or local government's CAFR? a. Introductory, financial, and statistical. b. Financial statements, notes to the financial statements, and component units. c. Introductory, statistical, and component units. d. Component units, financial, and statistical

Answers

Answer:

The answer is A.

Explanation:

CAFR means Comprehensive Annual Financial Report.

The CAFR has 3 sections - Introductory, Financial and Statistical

The Introductory section guides the user of the report through the report.

The Financial section presents the government's financial statements as well as notes to the statements and the independent auditors’ report.

The Statistical section provides statistical and financial data.

Do you think Ruby should change the payment method she uses for her employees? Justify your answer.

Give me the real answers or you will not be able to get brainlist ​

Answers

Answer:

Yes ✌️✌️✌️✌️✌️

Lightning strikes one of Christy’s trees in her backyard and starts a fire that spreads to two other trees before firefighters are able to put it out. The fire department charges her $600 for responding to her call. Christy’s DP-2 policy has a Coverage A limit of $95,000. What is the maximum amount of indemnification that Christy can expect to receive for this loss (ignoring any deductible)?

Answers

Answer:

$2000

Explanation:

The maximum amount of indemnification that Christy can expect to receive for the loss = $2000

Given that Indemnity is the payment made to an insured person that will cover the exact cost of the loss suffered

limit of Christy's DP-2 policy = $95,000

Cost of damages charged by fire department = $600

This is a partial loss  ( not considering depreciation )

Replacement cost = $95,000

assume percentage of loss = 2.1%

Max amount of Indemnification = 2.1% * 95,000 =  $1995 ≈ $2,000

Intra-industry trade between similar trading partners allows the gains from ______________________ that arise when firms and workers specialize in the production of a certain product.
a. comparative advantage
b. learning and innovation
c. creating the value chain
d. relative advantage

Answers

Answer:

b. learning and innovation

Explanation:

Intra-industry trade can be regarded trade involving exchange of similar products which belongs to the same industry. Intra-industry trade as a term

is usually used as regards to international trade, whereby same services or types of goods is been imported and exported. Learning and innovation skills usually spring out from a particular firm base it's speciality on one kind of products. It should be noted that Intra-industry trade between similar trading partners allows the gains from learning and innovation that arise when firms and workers specialize in the production of a certain product.

Answer:

Learning and innovation

Explanation:

points and freind requsts

Answers

Answer:

Thank you so much for points I will be your friend............

If you are unhappy about the current transportation system, which of the following politicians will you vote for?

A. Politicians who advocates going to war abroad

B. Politicians who wants to improve roads and highways

C. Politicians who aim to improve the educational system

D. Politicians who suggest increasing the sales tax

Answers

Answer:

It would be B because these politicians would improve the roads and the means of transportation

Answer : B) Politicians who wants to improve roads and highways.

This answer is most associated with the topic of the transportation system. The improvement roads and highways would also improve on transportation.
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