Three key takeaways from the history of credit in America segment are:
1. Credit has been an integral part of the American economy since the early days of the nation. The first forms of credit were issued by banks and merchants in order to provide customers with access to goods and services that they would not have otherwise been able to purchase. This practice allowed the economy to expand quickly and gave people the ability to purchase items that they had not been able to previously.
2. Over the years, the credit industry has grown and changed in order to meet the demands of an ever-changing economy. From the introduction of credit cards in the 1950s to the more modern forms of online banking in the 2000s, credit has become a staple of everyday life.
3. Despite the benefits that credit has provided, it has also had its drawbacks. Many people have been unable to manage their debt and have ended up in financial hardship. It is important to understand the credit industry, the different types of credit products, and the risks associated with each in order to make informed decisions about how to use credit in a responsible manner.
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Generally, the order of cost, from the least expensive to the most expensive, for long-term capital of a corporation is
Long-term debt, preferred stock, retained earnings, and new common stock typically rank highest in cost for a company's long-term capital, starting with the least expensive.
Option D is correct.
Which source of capital is the cheapest?Retained earnings are the most cost-effective means of increasing a company's equity capital. This is the accounting term for profits that are kept in the business to fund operations and expansion rather than being distributed to shareholders or owners.
What purpose does long-term debt serve?A loan with a repayment term of more than one year is considered to be long-term debt. This is in contrast to debt with a shorter duration, such as short-term notes or credit lines. Equipment, vehicles, inventory, and real estate can all be purchased with longer loans. Working capital can be financed in this manner in some instances.
Long term debts :Non-current liabilities, also known as long-term liabilities, are obligations that are due after one year or the company's normal operating period. The amount of time it takes for a business to convert its inventory into cash is known as the normal operation period.
Question is incomplete,missing part is given below :
Generally, the order of cost, from the least expensive to the most expensive, for long-term capital of a corporation is ________.
A) new common stock, retained earnings, preferred stock, long-term debt
B) common stock, preferred stock, long-term debt, short-term debt
C) preferred stock, new common stocks, common stock, retained earnings
D) long-term debt, preferred stock, retained earnings, new common stock
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What are the features of a command economy check all that apply?
A command economy is considered an economic system where the central government makes all economic decisions.
What is a command economy, exactly?
The means of production are owned by the general public in a command economy, and one central entity controls all aspects of the economy. This organization sets quantifiable output goals and supplies raw resources to productive businesses.
What does it imply under socialism to have a command economy?
The majority of communist nations have a command economy. An overview of market-based socialism is provided below. In communist nations, the state controls and centralizes economic decisions. What will be produced, who will manufacture it, how much will be produced, and who will buy it are all decided by a dictator or central planning committee
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BUSINESS FLOOR STAFF
15. Executive floors sometimes have a stocked
Hotels frequently refer to their executive floors as a "hotel within a hotel." You get special treatment from the employees on these levels, a dedicated desk for checking in and out, and solitude from the throng of guests on the hotel's standard floors.
What causes my flooring to sag?These are the most frequent causes: Being a natural product, solid wood is highly sensitive to moisture in the air and on the walls. The wooden floor can absorb moisture if your home has a wet issue or if there is excessive moisture in the space, which will eventually cause the boards to wobble.
What is the hotel executive lounge?It's a lounge inside the hotel reserved for top-tier members or guests staying in Executive or better rooms. Free snacks and beverages are offered in the lounge, and alcohol is occasionally made available (normally for a few hours in the evening).
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What were the bank failures during the Great Depression?
The Great Depression saw a wave of bank failures across the United States. At the beginning of 1929, approximately 25,000 banks were in operation in the United States, but by 1933 that number had been reduced to just over 14,000.
The major causes of the bank failures during the Great Depression included the stock market crash of 1929, tightening of credit by banks, and the failure of businesses, leading to a decrease in deposits. As more people withdrew their money from the banks, it became increasingly difficult for the banks to keep up with demands, leading to a number of closures. Additionally, many banks had invested heavily in the stock market, leading to further losses when the market crashed in 1929.
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11
Select the correct answer from each drop-down menu.
Joseph is a practicing public accountant of the State of Virginia. Which certification has he acquired to legally practice in the state? Which authority
renews his license for practicing in the state of Virginia?
Joseph needs a certification from
his license for practicing as an auditor in the State of Virginia.
s reserved.
Reset
Next
The
renews
Joseph obtained a Certification (certified public accountant) designation in Virginia.
What does a CPA do?After obtaining, collecting data, and assessing the complete set of financial statements, an accountant assists firms in formulating important financial decisions. They are in charge of conducting financial audits, comparing bank statements, and guaranteeing the accuracy and reliability of accounting records all year long.
Do accountants earn substantial salaries?In conclusion, the average pay for an accounting career is $70,000 to $130,000 per year, with a 6% job growth rate by 2030. Accounting career wages can range from $40,000 to $120,000 per year based on education, certifications, firm location, and notably years of experience.
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a company is running several workloads in a single aws account. a new company policy states that engineers can provision
In new company policy, engineers can provision only approved resources & use AWS CloudFormation. Solution architect will update IAM policy & IAM role to only allow access to their own AWS CloudFormation stack.
What is the IAM policy in AWS?Regardless of the technique you employ to carry out the process, IAM policies define permissions for an action. For instance, if a policy permits the GetUser action, a user with that policy can access the AWS Management Console, the AWS CLI, or the AWS API to obtain user data.
To create a solution, the solutions architect will provide resources in AWS CloudFormation stacks and update the IAM policy for the engineers' IAM role to only allow access to their own AWS CloudFormation stack.
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How Long was Huey jailed?
Huey P. Newton was jailed for six months for misappropriating public funds.
Who Is Huey P. Newton?Huey P. Newton is a political activist and co-founder of the Black Panther Party. The Black Panther Party was created as a response to the racist and brutal police behavior towards black people in America. Huey was sentenced to jail for six months for misappropriating public funds for the Oakland school which the Black Panther Party funded. On August 22 1989, Huey Newton was killed after being shot by Tyrone Robinson which was a drug dealer and one of the members of the Black Guerilla Party.
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Clara's savings account has an apr of 10. 95%, calculates interest daily, and pays interest at the end of the month. If during the month of september, her balance was $700 for the first 10 days of the month, $1900 for the next 10 days of the month, and $1400 for the last 10 days of the month, how much total interest did clara earn in september?.
The correct option is C. $12.00
Annual Principal Rate = 10.95%
= 0.1095
Time duration = 10 days
time duration in year = 10/365 = 0.027
First, find an interest rate of $700
Interest = 700 × 0.1095 × 0.027
= $2.10
Now finding an interest rate for $1900
Interest = 1900 × 0.1095 × 0.027
= $5.70
Then finding the interest rate for $1400
Interest = 1400 × 0.1095 × 0.027
= $4.20
Total Interest paid = 2.10 + 5.70 + 4.20
= $12.00
Hence, The correct option is C. $12.00
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What are the qualities of a financially responsible person?
A financially responsible person avoids debt; they have a budget; they have investments or savings; they utilize credit cards sensibly; and they keep track of their spending.
Paying your payments on time, avoiding debt that you cannot afford, and taking care of your dependents and yourself are all examples of being financially responsible. It also entails being ready for the unexpected so that a debt does not bankrupt you.
Being financially responsible is handling your money and assets in a way that benefits you, your loved ones, or your business. You are considered to be that person's financial supporter if you cover more than 50% of their basic needs.
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What are the steps to balancing a checking account?
The steps to balancing a checking account are, first write down your transactions often, open your checking account statement, check all transactions, update your balance, and repeat.
The first step in balancing a checking account is by comparing the checks in the check record with those on the statement. So, balancing your checkbook will thus help you in order to make sure that you have enough money in your account in order to cover all of your withdrawals and also the payments.
However, a checking account is a bank account which is used for the everyday deposits and also the withdrawals, which means putting money into your account and then taking it out or using your debit card.
Hence, a checking account is a type of deposit account.
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What was the significance of broken chains Mcq answer?
It represents emancipation from servitude. The broken chain, represented independence for the third estate, or common people, as opposed to the aristocracy, during the French Revolution. The explanation for the name "broken chain."
A broken chain represented liberation from slavery. A single rod can be broken with ease, but not a whole bundle of rods or fasces. It stands for the strength inherent in unity.
Typically, a broken chain only represents the polar opposite of a connected chain. A broken chain can symbolize any number of concepts, including freedom, emancipation, expression, and individualism. Broken chains can also represent broken ties.
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Intangible assets do not include:
a. Patents
b. Copyrights
c. Trademarks
d. Goodwill.
e. Land held as an investment.
Answer: e
Explanation:
just a guess but im pretty sure im right
If a small business wants to take the least risky strategy to enter its first foreign market, it would choose which of the following global entry strategies?
Exporting
Franchising
Joint venture
Strategic alliance
Direct investment
Exporting is the lowest-risk strategy; however, for a food service business it probably makes more sense to use franchising, another relatively low-risk global expansion strategy.
A foreign market entry plan must be created by businesses that intend to enter a new market after conducting a comprehensive investigation of any potential opportunities. Exporting products is a typical first step to entering a foreign market (which can lead to setting up a business presence there). Hiring a foreign sales agent—a local of the target foreign market who is aware of the local context—can be advantageous when expanding into a new country. Job losses at Goldman Sachs have a significant negative effect on investment banking and global markets: The lowest-risk method is exporting, but for a food service company, it probably makes more sense to adopt franchising, another moderately low-risk strategy for international development.
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What are the factors that contribute to an effective exercise program?
The FITTE principle is a great acronym to keep in mind when designing any type of exercise program, whether it is cardio, strength, and/or flexibility.
What are the important factors for effective strength training?Progressive strengthening activities are safe for those with diseases like cancer, according to strength.
It is crucial that our clients are followed up on as they proceed through these activities, either as part of a programme for lymphoedema monitoring or if they already have condition as part of a management plan.
We must accurately determine each person's present level of fitness. It is common knowledge that people are more likely to stick with fitness programmes if they find them enjoyable.
Obesity has far-reaching impacts. We are well recognised that it might raise the possibility of lymphoedema after cancer therapy, and that it can intensify and complicate the condition for people who already have it.
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During which process in the water cycle does water release thermal energy ?
During the process of evaporation in the water cycle, water releases thermal energy.
Evaporation occurs when the sun's heat causes the surface of water bodies, such as oceans, lakes, and rivers, to turn into water vapor. This process requires the absorption of heat, which causes the water molecules to gain enough energy to break their bonds and move into the air as a gas.
This release of heat energy, or thermal energy, from the water molecules is what causes evaporation to occur. As the water vapor in the air rises and cools, it eventually condenses to form clouds, and the thermal energy is once again absorbed.
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Why does buying the right present for Jim seem important to Della *?
Buying the right present for Jim is important to Della because she wants to show him her love and appreciation.
B. Della loves Jim and is deeply devoted to him, so she wants to make sure she gets him a present that will show him how much she cares for him. She knows that a thoughtful gift will make Jim feel special and appreciated, and it will be a tangible reminder of her love for him.
Therefore, Della is willing to sacrifice her own possessions to make sure she gets Jim the perfect gift. She wants to make sure that Jim knows how much she loves him and that she is willing to go to great lengths to make him happy.
She is also hoping that her gift will bring a smile to his face and make him feel appreciated. By getting Jim the right present, she will be able to demonstrate her love and appreciation for him in a tangible way.
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__________CAFTA, NAFTA, OECD, and OPEC are all examples of
a. political organizations.
b. peace treaties.
c. international economic communities.
d. World Trade Organization members.
e. democratic organizations.
The right answer is C. CAFTA, NAFTA, OECD, and OPEC are all examples of these economic financial communities.
What is the position of financial community?Community Economic Development's purpose is to revitalize communities, improve and rehabilitate inexpensive housing, promote sustainability, entice investments, build wealth, motivate entrepreneurship, and create jobs.
Currently, there are eight RECs recognized by the AU, every installed underneath a separate regional treaty. They are: Arab Maghreb Union (AMU)
Economic neighborhood refers to a group of international locations prepared to work toward frequent desires in the regulation of worldwide trade. One such community is the European Union (ELI).
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Customer history is the example of transaction personal information. It is because customer history contain privacy information.
Personal information also known as 'Information or an opinion about an identified individual, or also known as an individual who is reasonably identifiable generally can be defined as the opinion or information is true or not; and. whether the information or opinion is recorded in a material form or not. The example of personal information are an individual's name, signature, address, phone number or date of birth, sensitive information, employee record information, and also customer information.
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With compound interest, what happens when you start compounding more and more frequently? a. there is no correlation between compound interest and the computed value b. the computed value gets larger c. the computed value stays the samed. the computed value gets smaller
Option (b), With compound interest, the computed value increases as the frequency of compounding increases.
As compounding occurs more frequently, what happens?As the frequency of compounding increases, compound interest increases while simple interest remains constant for a given period. The more often interest is calculated, the bigger the corpus it produces and the quicker it compounds.
What effects does adding a compound more frequently have on returns?As the frequency of interest compounding increases, the effective interest rate rises. The effective interest rate is the final return on an investment that you receive as a result of compounding. A number of factors come into play, including frequency, interest rate, and duration of the investment.
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What is included in an individual's personal assets select three?
The personal assets which are cash, property or building and the personal property which is included in an individual's personal assets.
The assets is the term which is defined as the products like jewelry, land and any other property you bought and sell for money.
The assets play an important in the every individual personal life. It is the vast source of money at the bad or need time.
The assets include cash which is earned by the person on the daily job, the property like land, building, home etc and the personal property like jewelry, cars, etc. and another type of asset is stocks which is bought from the company.
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Prudence is necessary of all effective leaders; a leader must always prudently explain the reality of a situation. T/F
Judiciousness is essential of all successful pioneers; a pioneer must continuously judiciously clarify the reality of a circumstance.
A pioneer is depicted as being well educated and exceling at communication, discernment, and reasoning.
Which exchanging was considered to be an fundamental guideline of participation by Rochdale pioneers?
1st Rule: Intentional and Open Membership Co-operatives are deliberate associations, open to all people able to utilize their administrations and willing to acknowledge the duties of enrollment, without sex, social, racial, political or devout segregation.
What did the Rochdale pioneers do?
In 1844 the Rockdale Pioneers established the advanced agreeable development in Lancashire, Britain, to supply an reasonable elective to poor-quality and debased nourishment and arrangements, utilizing any excess to advantage the community.
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What is the best thing she can do to improve her credit worthiness?
It's typically first-class to pay off all your balances each and every month, if possible.
Doing so helps maintain the amount you owe low and suggests lenders that you can make on-time payments. Hard inquiries.
Hard inquiries take place when a lender or creditor assessments your credit score after you practice for a new line of credit.
What are 5 approaches to improve your credit?Learn the legal steps you need to take to improve your savings report.
Beware of credit-repair scams.
Get copies of your credit score file —then make positive the statistics is correct.
Pay your payments on time.
Understand how your deposit score is determined.
What is the single pleasant way for any person to enhance credit?One of the great matters you can do to improve your credit rating is to pay your money owed on time and in full whenever possible.
Payment history makes up a widespread chunk of your credit score, so it's necessary to keep away from late payments.
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What is a representative republic?
A representative republic is a form of government that is ruled based on a constitution or charter.
In a representative republic, leaders are elected by the citizens, as in national elections for the national legislature. Elected representatives may hold the power to choose other representatives, presidents, or other officers of the legislature, such as the prime minister or of the government.
It means that a republic representative forms a government where the people of the country hold power, but elect representatives in order to exercise that power.
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True or false.
A cross-border acquirer faces exchange rate risks.
A. true
B. false
A cross-border acquirer faces exchange rate risks is false.
What does exchange rate mean to you?A relative price of one currency stated in terms of another currency is called an exchange rate (or group of currencies). The exchange rate is a crucial economic factor for nations like Australia who participate substantially in global trade.
Why is it vital to understand exchange rates?A currency's exchange rate is the cost at which two different currencies can be converted between two different countries or economic regions. It is used to calculate the value of different currencies in relation to one another and is crucial in figuring out how trade and capital flows operate.
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Which of the following strategies would require a business to outlay the most amount of capital for building space: Purchasing a building
Renting a building
Leasing a building
Rent with option to buy
There are no cost-of-living arrangements. There's small chance of any kind of lease control.
What calculate does not influence net working income?
The net working pay is the net working pay, short working costs. Net working wage is valuable in evaluating the potential pay from an speculation property. In any case, it does not account for a few potential costs, such as pay charges or contract amortization.
Why are there no passages for the buy cost of unused apparatus on an salary statement?Assuming that the buy of gear may be a long-term or noncurrent resource that will be utilized in a trade, the buy will not be detailed on the benefit and misfortune explanation (salary articulation, articulation of profit).
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How to know if you are eligible for work-study UC Berkeley?
To be accepted for work-study, undergraduate students must submit an application through the FAFSA or the CA Dream Act. If a student is found to have a financial need, work-study may be an option for them. Work-study is given to students based on need.
What do you mean by work study?
In order to evaluate people's work and identify the variables that affect efficiency, two groups of techniques—method study and work measurement—are combined to create work study.
The goal of work study is often to boost output using already available resources with little to no additional capital investment.
Why is it referred to as work-study?
It may seem obvious to define "work-study": It's a program created to aid students in finding employment. These part-time jobs are a valuable source of cash for students, many of whom struggle to pay for basic requirements.
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customer history is an example of what type of information?
a. personal contact details
b. personal residential details
c. government-issued identification
d. unauthorised access
e. product or service preferences
Names, Social Security numbers, credit card numbers, and other account information that can be used to personally identify customers and workers are kept in most businesses' files.
Order fulfillment, payroll, and other administrative tasks sometimes require this data. However, if private information is compromised, it can lead to fraudulent transactions, stolen identities, and other problems. Protecting clients' private data is sound business practice because a data breach can lead to a drop in confidence and the need to spend money on legal fees to defend yourself.
Some companies may have in-house resources sufficient to carry out a strategy. Some people may benefit from using a contractor. Information security is important for any company, no matter how big or what kind. The guidelines in this pamphlet can help you greatly.
Some examples of such information include your name, SSN, email address, purchase history, IP address, browser type, location data, fingerprints, and inferences drawn from these and other pieces of data.
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What is limited resources in economics?
Limited resources in economics refers to the finite amount of resources (natural, human, and financial) that are available to produce goods and services.
This concept is central to the study of economics because it helps explain why scarcity exists and how governments and individuals must make decisions about how to allocate these resources. Because resources are limited, they must be used efficiently and carefully so that as many people as possible can benefit from them. The are generally also called as scarce resources.
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Eminent domain and escheat are two examples of
Eminent domain is the capacity of a state, provincial, or national government to acquire private property for public purpose, whereas escheat is the government's right to own unclaimed land and assets.
Escheat is the government's right to own unclaimed property and assets. According to the concept of escheat, property always has a recognized owner, which is the state or government if no other claimants to ownership exist or are easily identified. Subjects' property is under the eminent domain of the state, so that the state or those acting on its behalf may use, alienate, and destroy such property, not only in extreme necessity, in which even private persons have a right over the property of others, but for ends of public utility, to which those who founded civil society must be assumed to have intended that private ends give way.
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belief british should have permission from colonists to pass taxes
Violence erupted in the American colonies as a response to the Act, with colonists protesting that they should not be had to pay a tax to which they had not consented through representation in Parliament, in violation of the British constitution.
Instead, the British government contended that the colonies were "virtually represented," meaning that they were afforded the same level of representation in Parliament as the thousands of British subjects without the vote or cities without representation in Parliament like Birmingham and Manchester. It said that legislation passed by the Commons was binding on all British subjects worldwide.
The colonists responded that they had representation in the form of colonial assemblies, which were democratically elected and had been responsible for passing laws and levying taxes since the colonies' inception.
To the colonists, these gatherings served as a substitute for Parliament; they were represented there and paid taxes to the body. It was not acceptable in their eyes to pay what they saw as yet another arbitrary price.
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