Answer:
Possession
Explanation:
POSESSION UTILITY can be defined as the type of Utility in which a person derived a value for owning a product reason been that POSSESSION UTILITY give such person who purchased a product the right to own the product by enabling such person to possess the ownership of the product and to use the product . Example a person who purchased a car bought it for the purpose of driving it around which means that such person has the POSSESSION UTILITY to own the car , drive the car and enjoy the car thereby deriving a value for owning the car .
You plan to make a series of deposits in an interest-bearing account. You will deposit $1,000 today, $2,000 in 2 years, and $8,000 in 5 years. If you withdraw $3,000 in 3 years and $5,000 in 7 years, how much will you have after eight years if the interest rate is 9%?
Answer:
$5,641
Explanation:
DEPOSIT NOW
$1000 * FVIF 9%,8 PERIODS
= $1000 * 1.9926
= $1992.6
IN 2 YEARS
= $2000 * FVIF 9%,6 PERIODS
= $2000 * 1.6771
= $3354.20
IN 5 YEARS
= $8000 * FVIF 9%, 3 PERIODS
= $8000*1.2950
= $10360
WITHDRAWAL: IN 3 YEARS
= ($3000) * FVIF 9%, 5 PERIODS
= ($3000) * 1.5386
= ($4615.80)
IN 7 YEARS
= ($5000) * FVIF 9%, 1 PERIOD
= ($5000) * 1.0900
= ($5450)
Total value = $1992.6 + $3354.20 + $10360 - $4615.80 - $5450
Total value = $5,641
So, the total future value after eight years is $5,641
as a good student ,what advice would you say to them
Answer:do ur work and try hard
Explanation:to get good grades
Answer:
-dont punish yourself because of your mistakes (mistakes help you learn)
-dont procrasinate, use your time wisely
-study for atleast 10 min everyday
-pay attention during class
-take notes
-give yourself breaks every once in a while
-love yourself
Explanation:
The main purpose of a cover letter is to:
a. Get hired for a position
b. Be called in for an interview
C. Let yyour friends know how your job search is going
d. Obtain references from your network
Answer:
be called for an interview
With your bill paid off and starting back at $0, the latest video game comes out and costs $60. You put it on your credit card and can’t afford to pay the whole bill all at once, so you make the minimum payment each month.
How much is that minimum payment?
Answer: 5 dollars per year
TRUE OR FALSE: A mathematics professor at a university would fall under both the Education and Training career cluster and the STEM career cluster.
Jaiden is in 6th grade and plans to attend college. He has created a college preparation plan. 1. He will fill out the FAFSA form and send it in immediately. 2. He will ask his parents if they have a college savings account. 3. When he gets to high school, he will start trying harder in school so he can qualify for academic scholarships. 4. During his last year of high school, he will get involved in sports and clubs he enjoys to qualify for scholarships. 5. Upon graduation, he will start saving money for college. Which statements identify errors in Jaiden’s plan? Check all that apply. He should wait until his last year in high school to fill out the FAFSA. He should start saving right away. It is never too early to start a savings account. He should work hard throughout middle school and high school or it might be too difficult for him to excel later, since bad habits are hard to break. He should try different sports and clubs in middle school and early high school. Then he should pick his favorites and invest more time in them. While in high school, he should quit all extracurricular activities so he can work more hours and save money. He should ask all his friends and neighbors to contribute to his college fund so it will grow faster.
Answer:
-He should wait until his last year in high school to fill out the FAFSA.
-He should start saving right away. It is never too early to start a savings account.
-He should work hard throughout middle school and high school or it might be too difficult for him to excel later, since bad habits are hard to break.
-He should try different sports and clubs in middle school and early high school. Then he should pick his favorites and invest more time in them.
Explanation:
Answer:
1
4
5
I did the test and pretty sure i got it correct
During January, Ajax Co. Incurs 1,850 hours of direct labor at an hourly cost of $11.80 in producing 1,000 units of its finished product. Ajax standard labor cost per unit of output is $22 (2 hours x $11.00). Compute the total, price, and quantity labor variances for Ajax Co. For January. Identify whether the variance is favorable or unfavorable?
Answer:
Std rate per hour: 11.00
Std hours = 1000*2 =2000
Actual hours = 1850
Actual rate = 11.80
Labor cost variance = Std cost - Actual cost
Labor cost variance = (2000*11) - (1850*11.80)
Labor cost variance = 170 Unfavorable
Labor rate variance = Actual hrs (Std rate - Actual rate)
Labor rate variance = 1850 *(11-11.80)
Labor rate variance = 1480 Unfavorable
Labor qty variance = Std rate (Std hrs-Actual hrs)
Labor qty variance = 11 (2000-1850)
Labor qty variance = 1650 Favorable.
to start a new business, a sole proprietor must meet a small number of government. Which of the following is not one of them
A. Site permit
B. Business license
C. Name
D. Work a minimum of 30 hours
Answer:
d
Explanation:
D. Work a minimum of 30 hours
A 35-year-old client purchases a variable life insurance policy. Under current regulations, the maximum sales charge permitted over the life of the policy is A) 9% B) 8.5% per premium payment C) 9% per premium payment D) 8.5% of total premiums over the life of the plan
Answer: 9%
Explanation:
A variable life insurance policy is simply referred to as a contract between an individual and the insurance company. In the case of death to the individual, a certain amount would be paid to the family of the individual.
It should be noted that under current regulations, the maximum sales charge permitted over the life of the policy is 9% and this period should not be more than twenty years.
Could someone help with the answer please
Answer:
Explanation idea generation
Answer:
Idea generation , i just did it
Someone please help will mark as brainliest
Answer:
divide by the table and lilly pads
Explanation:
well how long is the table you divide the table from the number of lilly pads and there you go
A building was constructed in August 1999 for $2,340,000. The cost index at that time was 192.3. The current cost index is 302.1. What is the indicated cost new of the building today
Answer:
$3,676,100
Explanation:
in base year dollars, the building costed $2,340,000 / 1.923 = $1,216,849
if today's cost index is 3.021, then it should cost $1,216,849 x 3.021 = $3,676,100 to build the same building.
The cost index is used to adjust inflation, since costs tend to increase a little every year, you need some type of index to compare costs over different periods of time.
Goodnight y’all ! I just wanted to tell y’all that
Good night
Explanation:Have a sweet drem
A coupon bond which pays interest semi-annually, has a par value of Rs.1,000, matures in 5 years, and has a yield to maturity of 8%. If the coupon rate is 10%, the intrinsic value of the bond today will be __________.
Answer:
Rs.1,081.10
Explanation:
The intrinsic value of the bond today is the present value of the bond's future cash flows discounted at the appropriate yield which in this case is the semiannual yield to maturity since the bond pays coupons twice a year.
Using the bond price formula below, the bond price is computed thus:
Bond price=face value/(1+r)^n+semiannual coupon*(1-(1+r)^-n/r
face value=Rs.1,000
r=semiannual yield to maturity=8%*8/12=4%
n=number of semiannual coupons in 5 years=5*2=10
semiannual coupon=face value*coupon rate*6/12=1000*10%*6/12=50
bond price=1000/(1+4%)^10+50*(1-(1+4%)^-10/4%
bond price=1000/(1.04)^10+50*(1-(1.04)^-10/0.04
bond price=1000/1.48024428 +50*(1-0.67556417 )/0.04
bond price=1000/1.48024428 +50*0.32443583 /0.04
bond price= 675.56+405.54 = Rs.1,081.10
How long would it take to double your money in an account that paid 6% per year
Answer:
depending on how much you put in there to start with but 5 to 10 years
Which of the following is a characteristic of a checking account?
Easy access to funds through a debit card
Fee charged if money is removed early
High rate of return on deposits
Minimum money amount requirement to invest
Which of these factors is likely to have the greatest influence on purchases by consumers with a limited amount of cash on hand?
The price of a good or service
The price of alternatives or substitutes
Their own income
Their personal preferences
Answer:
Part 1: Easy access to funds through a debit card
Part 2: The price of a good or service
Explanation:
1. Easy access to funds through a debit card
A checking account is among the savings accounts offered by financial institutions. It is the regular or most common savings account in use. Checking accounts are risk-free and hence attract a low-interest rate.
A checking account does not restrict the number of withdrawals, unlike other savings accounts such as the certificate of deposit. Due to this reason, financial institutions have developed a debit card that allows access to the funds in a checking account. A debit card facilitates withdrawal from an ATM or making payments at a POS anytime as long as there are funds in the checking account.
2. The price of a good or service
A consumer with a limited amount of money is most concerned with the price of what they are purchasing. They will likely opt to buy goods and services with relatively lower prices. Economists refer to such goods and services as inferior products, not because of their quality but due to their low prices. As income decrease, the demand for inferior goods increase.
Select two answers
Marcus is applying for a job as a guidance counselor at a high school. Which two details should he include in his résumé?
A. his ethnicity
B. his counselor certification
C. his country of origin
D. his years of teaching experience
E. his age
How can interest rate fluctuations impact a nation's economy?
Higher interest rates tend to attract foreign investors.
Lower interest rates limit credit availability for residents of a country.
Higher interest rates trigger intervention from the WTO and IMF.
Lower interest rates raise the value of a country's currency.
Answer:
A. Higher interest rates tend to attract foreign visitors.
Explanation:
I just took the test.
Which of the following is the best example of clear and concise writing for a résumé?
a.
explored every avenue
b.
last but not least
c.
at this point in time
d.
finally
Please select the best answer from the choices provided
A
B
C
D
Answer: D. finally
Explanation:
Answer: D. Finally
Explanation: I just did it on edge. Hope this helps!
Hammers, screwdrivers, drills, and saws are _____ a construction worker uses.
-tasks
-skills
-tools
-qualifications
Answer:
are a - tool - construction workers use
Robert works part-time for JJ Financial Planning, where he develops financial plans for clients. He asks clients a series of questions about their current finances and investment objectives, and uses their answers to create customized financial plans. These plans often include recommendations that they purchase insurance or variable annuities, opening IRAs or other types of retirement accounts. Robert charges a fee for the plans, but he does not earn commissions for selling clients variable annuities and insurance to implement their plans. Is Robert an investment adviser representative
Answer: Yes. Robert is is an investment adviser representative
Explanation:
Based on the scenario given in the question, we can deduce that Robert is an investment adviser representative. An Investment Adviser Representative is someone who is an employee for an investment advisory company and the person provides advice that are related to investments activities for the company.
In this case, Robert is performing the duties of an investment adviser representative for JJ financial planning.
Health benefits are an example of ____ income.
Labor
rental
interest
non of the above
Which definition best describes the FAFSA?
A.The amount of money the federal government offers you in student loans
B.The paperwork your bank has you complete in order to take out a personal student loan
C.The paperwork you complete in order to have part of or all of your student loan debt forgiven
D. The application you complete in order to determine eligibility for federal student aid
Answer:
the answer is D have a good day
Explanation:
The definition that best describes the FAFSA is the application you complete in order to determine eligibility for federal student aid. The correct option is D.
What is FAFSA?Your eligibility for financial aid from the government and the majority of universities is determined by the Free Application for Federal Student Aid or FAFSA.
In order to calculate your expected family contribution or EFC, the form asks students and parents for personal and financial information. With the FAFSA, students can apply for a federal loan.
The FAFSA permits the student to be eligible for a variety of financial aid programs from various sponsors. Some of this money is gratuitous, some of it needs to be worked for and some of it needs to be paid back.
Therefore, the correct option is D. The application you complete in order to determine eligibility for federal student aid.
To learn more about FAFSA, refer to the below link:
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Submit your 300-word essay that thoroughly analyzes a problem that was solved through social media and provides your opinions on the impact social media use had on the issue. a definition of the problem-- what it is; an analysis of the problem-- what caused it and what the major issues are; how social networking was used to solve the problem; your opinions on how social media made it easier to solve the problem; and your sources.
Explanation:
Social media are tools that significantly impacted the relationship between companies and consumers, one could even say that they revolutionized this relationship.
Companies managed to get closer to their target audience in order to build a relationship that means increasing brand value, consumer loyalty and engagement on social networks. The so-called relationship marketing is a double path with benefits for both the client and the company, due to the fact that with greater proximity between them, there is a greater possibility for the client to have their issues with the brand resolved in less time, as for the brand to carry out instant and cheap advertising that reaches its potential audience almost at the same time.
Therefore, a problem that may have arisen, for example, a product purchased through a website that came with a manufacturing defect can be communicated directly to the company through its social media and the consumer can get a much quicker and less answer bureaucratic, and thus be able to exchange that piece or guarantee the refund of your money and solve your problem much more easily.
why are improvement required in traditional technology? give two reason.
Answer:
Technology can be used to improve teaching and learning and help our students be successful. Instead of the teacher being the only source of help in a classroom, students can access web sites, online tutorials, and more to assist them
Explanation:
The improvement required in traditional technology is to bring it up to date. The reason behind improving or updating anything is to give it the latest version so that it will be as useful as it was earlier.
Another reason is to make it available for the usage of current consumers.
What is traditional technology?Traditional technology refers to technology that uses late designs in the process. They were designed according to that time, when they were demanded for use.
Therefore, with the change in time, it is also required to improve traditional technology.
Learn more about traditional technology from here:
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Prepare journal entries,On 25 September, you pay payroll for all employees, out of the company's bank account. Total gross salary was 5,750,000 and PAYE was 2,000,000. The salary is paid to the employees out of your company's bank account but PAYE payments will be made to the authorities in October.
Answer:
On 25 September, we have:
Debit Salary expenses for $5,750,000; Credit Bank for $3,750,000; and Credit PAYE payable for $2,000,000.
Explanation:
On 25 September, the journal entries will look as follows:
Date Account Title Dr ($) Cr ($)
Sep. 25 Salary expenses 5,750,000
Bank (w.1) 3,750,000
PAYE payable 2,000,000
(To record total gross salary.)
Note that when the PAYE is eventually paid to the authorities in October, let say on October 5, the journal entries will look as follows:
Date Account Title Dr ($) Cr ($)
Oct. 05 PAYE payable 2,000,000
Bank 2,000,000
(To record PAYE paid to the authorities.)
Workings:
w.1: Bank = Total gross salary - PAYE = $5,750,000 - $2,000,000 = $3,750,000
Harper Engine Company needs $684,000 to take a cash discount of 2.50/10, net 80. A banker will loan the money for 70 days at an interest cost of $15,400.
Answer: 11.58%
Explanation:
Here is the remaining question:
What is the effective rate on the bank loan?
The effective interest rate would be calculated as:
= 15400/684000 × 360/70
= 0.1157895
= 11.58%
= 11.58%
In the U.S., cash takes which two forms
its takes the form of paper money and coins
For what purpose was Jims' superior going to recommend his name to the ATSL? Jim has been working as a logistician with a company for the past 25 years. He is a very efficient worker and has helped the company tremendously during crises. Thus, his superior, who is a member of the ATSL, told him that he is going to recommend his name for the membership.
Answer:
The main purpose that Jim's superior is recommending Jim to the ATSL is to enable Jim to be admitted as a member of the association.
Explanation:
The reward for work well done, they say, is more work. Jim has proved that he is professional, efficient, and trustworthy. No wonder, his superior is taking the responsibility of gaining him membership admission into the ATSL, a prestigious association for professional logisticians. This is what a superior does for his subordinate to encourage him or her to grow professionally and acquire more relevant and up-to-date skills that will ensure his career growth and success.
when you patroniz ea restaurant, you expect the restaurant to serve safe, edible food, and the restaurant expects you to pay for the food that you order. This is an example of which type of contract?
Answer:
Implied and bilateral (implied contract since the terms and conditions are assumes to by the nature for the agreement. It is bilateral in that the promise of safe and edible food is given in exchange for payment)