What are the 5 factors taken into account when calculating a credit score?.

Answers

Answer 1

Answer:

Payment history. Payment history is the most important ingredient in credit scoring, and even one missed payment can have a negative impact on your score. ...

Amounts owed. ...

Credit history length. ...

Credit mix. ...

New credit.

Explanation:


Related Questions

What are the two key parties to a promissory note?.

Answers

Answer:

The party making the promise to pay is called the maker. The party to whom payment is to be made is called the payee.

Explanation:

SWOT) and to identify 4 strengths, 4 weaknesses, 2 opportunity, and 2 threats. Then to write an analytical text for the case study. Then to write an analytical essay for the case study.
Nike’s Goddess Could a famously masculine company finally click with female customers? That was the challenge behind Nike Goddess, whose goal was to change how the company designed for, sold, and communicated with women. In its 30-year history, Nike had become the undisputed leader in sports marketing. But beneath the success was an Achilles’ heel. Nike is named after a woman – the Greek goddess of victory – but for most of its history, the company had been perceived as being mostly about men. Could Nike do more to realize the full potential of female customers? And how could it afford not to, given the threats to its future with Air Jordan running out of air and brands like Skechers digging into the teen market with shoes inspired by skateboarding, not basketball. That was the huge question at Nike HQ. The launch of Nike Goddess was the makings of an answer. Just Doing It Differently For much of its history, Nike’s destiny was controlled by its founders, Phil Knight and his running buddies, who signed up athletes in locker rooms and made the executive decisions. But by throwing together a diverse team of people with different backgrounds and different levels of seniority, Nike has found that it can keep many of its core attributes while adding new sources of inspiration. Take the combination of star designer John Hoke and newcomer Mindy Grossman, vice president of global apparel. Hoke designed the look and feel of the first Nike Goddess store. Then Grossman, whose career has included helping make Ralph Lauren into a retail icon, pitched1 the design ideas to Nike’s top retailers as stores within stores. Now it looks like Nike has a chance to reach a crucial objective: double its sales to women by the end of the decade. How to Sell to Women Nike Goddess began as a concept for a women-only store, and there’s a reason why. Many of the retail settings in which the company’s products were found were a turnoff to female customers: dark, loud, and harsh – in a word, male. In sharp contrast, the Nike Goddess stores have the comforting feel of a woman’s own home. How to Design for Women Designing a new approach to retail was only one element in Nike’s campaign. Another was redesigning the shoes and clothes themselves. Nike’s footwear designers worked on 18-month production cycles – which made it hard to stay in step with the new styles and colors for women. The apparel group, which worked around 12-month cycles, was better at keeping up with fashion trends. But that meant that the clothes weren’t coordinated with the shoes – a big turnoff 2 for women. How to Talk to Women When Jackie Thomas, Nike’s US brand marketing director for women, first heard the phrase ‘Nike goddess,’ she wasn’t impressed. ‘I don’t like talking to women through gender,’ she says. Nike Goddess had to mean something to women and it was her job to make that happen. ‘Women don’t need anybody’s permission. We are at our best when we are showing women a place where they didn’t think they could be.’ For John Hoke, the real power of Nike Goddess is not about traffic at stores. It’s about changing minds inside the company. ‘I knew that Goddess could galvanise3 us,’ he says, ‘It was an opportunity to redefine and re-energies our entire brand around a market that was taking off.’​

Answers

The strengths of the productThe company has a strong brand awareness. They are a very recognizable brand biven their symbol and its uniqueness in the footwear market.They have a large customer base. They have loyal customers globally. This has helped to grow their market cap.They are committed to healthy environmental practices. The CEO is committed to finding solutions to environmental issues.They have established great relationships with icons that have helped to grow the brand. An example is Michael Jordan.

The weaknesses They have poor employee conditions in foreign nations. These are inclusive of low wages and unsafe labor practices.The business retailers are sensitive to prices. The retailers are the strongest consumers.The business have pending debts. This is a financial threat on the business.The business is largely dependent on the US market. Most of their sales is from the US.

Two opportunities in the marketThey have emerging markets. The product still has the opportunuities of having its presence in more countries.They have an innovative market. The business is within the spheres of technology and fitness and health.

The threats to the productFake products in the market. The fake products that bear same or close name with the product are capable of affecting the revenus that the business has to generate.competition. The existence of similar brands in the market has made the company spend more on ads and marketing.

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After years of false starts in disappointing career paths, bruce feels happy. More than that, he feels that he is living up to his potential and doing what he is meant to do with his life. What state has bruce reached?.

Answers

Answer:

Self-actualization

Explanation:

Please mark me brainliest if correct

Geoff and Matilda formed an LLC. Their LLC will be most likely be treated as a __________ for tax purposes.

Answers

Answer:

pass-through entity

Explanation:

A Pass-through query allows you to execute a SQL statement directly against the tables in an external database (such as an Oracle, Sybase, or SQL Server database). This method uses your ODBC connection to directly access the data in the external database without having to link to the tables or import the data from the external database.

Airlines that try to lower fares in order to increase revenue believe the demand for airline service is

Answers

Airlines that try to lower fares in order to increase revenue believe the demand for airline service is in price elasticity.

What is price elasticity?

Price elasticity occur when a change in price of a commodity or services leads to a change in the quantity of goods or services demanded.

It is believed that when the price is lower more people will demand for the product.

Therefore, Airlines that try to lower fares in order to increase revenue believe the demand for airline service is in price elasticity.

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Airlines that try to lower fares to increase the revenue believe that the demand for the airline's service is price elastic.

What do you mean by demand?

Demand refers to the quantity of a good that consumers can be able and willing to purchase at prices for a particular period.

Airlines try to lower the fares to increase revenues believing the demand to be price elastic for the airline's service. A change in prices causes a substantial change in the demand or supply is price elastic.

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_________________ comes with best-in-class creative publishing tools, so you can create ads from scratch or tap into existing assets.

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Creative tools comes with best-in-class creative publishing tools, so you can create ads from scratch or tap into existing assets.

What are creative tools?

Creative tools are methods, approach and materials that is use to generate information and also disseminate information on a short time.

It can be use to generate good innovation and idea that is needed for ads.

Therefore, Creative tools comes with best-in-class creative publishing tools, so you can create ads from scratch or tap into existing assets.

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Financial assistance from the government to citizens in the form of tax credits or monetary payments is called

Answers

Tax relief serves as Financial assistance from the government to citizens in the form of tax credits or monetary payments.

What is Tax relief?

Tax relief can be regarded as government program or policy that are been put in place to help individuals and businesses .

It help to reduce their tax burdens or resolve their tax-related debts.

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Cash price is $6,000. a down payment of 10% is required. monthly payments will be $120 a month for 52 months

Answers

Based on the total payment, and the down payment, the interest rate can be found to be 6.72%.

What is the interest rate?

First find the loan amount to be:

= 6,000 x (1 - 10% down payment)

= $5,400

The interest rate can be found by a spreadsheet formula called RATE.

Number of periods = 52

Payment = 120

PV = $5,400 loan amount

Rate will be:

= 0.00560

= 0.560%

In yearly terms this is:

= 0.560 x 12 months

= 6.72%

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Scheduling a production shop. midwest parts supply (mps) is a fabricator of small steel parts that are sold as components to manufacturers of electronic appliances and medical equipment. in the mps fabrication department, steel sheets are subjected to a series of three main operations—cutting, trimming, and polishing—which must be completed in this order. each machine processes the jobs in the same order, so it is sufficient to specify a single job sequence in order to describe a schedule. no machine can process more than one job at a time.
this morning, ten jobs have been released to the shop by the erp system, and the production manager is interested in minimizing the time it takes to complete the entire schedule, usually referred to as the schedule makespan. the following table gives the number of hours required for each operation.
what sequence achieves the minimum makespan and what is the minimum length of a schedule?

Answers

The best scheduling to use to ensure that the ten jobs are done in the minimum amount of time is the SJFS.

What is Shortest Job First Scheduling?

This refers to the type of scheduling that makes use of an algorithm to process the shortest time to complete execution and reduces the average awaiting time for other processes to execute.

Please note that your question is incomplete so I gave you a general overview to help you get a better understanding of the concept.

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Which of the following are different categories of risk? (Select all that apply)

Question 3 options:

Physical


Location


Human


Technology


Compliance


Financial


Operational


Environmental

Answers

Risk can be categorized into the following options:

Physical riskCompliance riskFinancial riskOperational riskEnvironmental risk

What is a Risk?

A Risk refers to an occurence or a chance that something that is harmful or unexpected could happen.

Usually, a risk is associated with a harmful outcome which can be managed with different risk management measures.

Some of the risk management measures includes:

avoidance or risk, retention of risk, sharing of risk, transferring of risk etc

In conclusion, the Option A, E, F, G, H is correct.

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From the perspective of a power holder, _____ strategy of negotiation implies that the power holder jointly develops and shares power with the other.

Answers

Answer:

Negotiation

Explanation:

Negotiation is a dialogue between two or more people

Which product most likely has a demand that is inelastic?.

Answers

Answer:  utilities, prescription drugs, and tobacco products

Explanation: necessities and medical treatments tend to be inelastic

From 2004 to 2006 the Fed raised the federal funds rate gradually in a series of steps. The Fed's purpose was to raise the prime interest rate so that: a banks would reduce lending that was building up unmanageable consumer debt. b aggregate demand would continue to grow consistently and with low inflation. c high inflation rates would fall. d aggregate supply would grow, increasing output and lowering the price level.

Answers

it’s c: high inflation rates would fall.

Ronald runs a small furniture making business. He wants to advertise his business. However, he cannot afford to spend a lot of money on
advertising. He wants to provide customers with details of his business, such as the name, products, store locations, and contact addresses.
Which of these advertising vehicles is best suited for Ronald?
OA.
television
ОВ.
radio
O C. newspapers
OD. magazines

Answers

Answer:

Newspapers

Explanation:

Plato

Answer:

A

Explanation:

got correct

A demand curve enables a firm to examine prices Blank _____. Multiple choice question. in terms of quantity sold relative to the costs to produce the product in terms of supply relative to its profits

Answers

The purpose of the demand curve is to allow a firm to examine prices in terms of quantity sold.

What does the Demand Curve show?

The Demand curve shows the price at which various quantities of goods and services are bought and sold in the market.

A firm can therefore use a demand curve to see which prices they can sell their goods and at what quantity.

In conclusion, option A is correct.

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Answer: in terms of demand and the firm's objectives

Explanation: A demand curve enables a firm to examine prices based on the number of buyers who want the product.

A strategy of ________ will be most beneficial for a firm to enhance its overall corporate performance.

Answers

Answer:

A strategy of related-linked diversification will be most beneficial for a firm to enhance its overall corporate performance.

A decline in consumer spending during the Keynesian adjustment process leads to further production cutbacks, more lost income, and still less _______.

Answers

The third step in the Keynesian adjustment process included declines in consumer spending lead to further production cutbacks, more lost income, and still less consumption

What is Keynesian Theory?

This refers to the economic theory that affects the total spending in the economy of a nation and how this affects the output and inflation.

With this in mind, we can see that in the third step in the Keynesian adjustment process, there is the decline in consumer spending lead to further production cutbacks, more lost income, and still less consumption

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Discuss the technology leadership/e leadership approach as well as it's impact on Samsung electronics

Answers

The leadership approach used by samsung electronic is situational leadership model and it lead to their continuous productivity.

What is situational leadership model?

Situational leadership is a type of leadership style where the leader leads based on the people and the environment he finds himself.

The leader is able to adjust and adapt to ensure a good working environment that will lead to their productivity.

Therefore, the leadership approach used by samsung electronic is situational leadership model and it lead to their continuous productivity.

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Within a diversified company a set of businesses that share identical or very similar strategies or strategic challenges is called a.

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The set of businesses that share similar strategies within a diversified company is called a: strategic business unit.

What is a Strategic Business Unit?

A strategic business unit can be defined as a sub-unit or independent department of a diversified, fully funtional organization with a specific target market, vision, mission, and objectives.

Good examples of a diversified company with strategic business units are LG, Proctor and Gamble, etc., which have different product categories.

Therefore, the set of businesses that share similar strategies within a diversified company is called a: strategic business unit.

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What region in georgia is known for textiles and carpet.

Answers

Answer:

The Valley and Ridge Region

Explanation:

Corinne works in procurement for a major electronics company. One of her challenges is ensuring that raw metals, such as tungsten, coltan, and tantalum, are not being sourced from mines whose profits are used to finance war lords and terrorists. She’s very excited to work with a new company that uses _______, an incorruptible digital recordkeeping system to track these precious metals from mine to manufacturer to ensure they are not "conflict metals. ".

Answers

Corinne is very excited because she works with a new company that uses due diligence to track these precious metals from mine to manufacturer to ensure they are not "conflict metals. ".

What is Due Diligence?

This refers to the conscious steps which a person takes in order to ensure that he is not committing an offense or taking a good background check.

Hence, we can see that because of Corinne's work with a major electronics company, she is charged with doing due diligence on the raw materials to ensure that they are not "conflict metals. ".

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what is the importance of knowing how to compute the market share in a business​

Answers

Answer:

Simply put, market share is a key indicator of a company's competitiveness. When a company increases its market share, this can improve its profitability. This is because as companies increase in size, they too can scale, therefore offering lower prices and limiting their competitors' growth.

You can determine a company's market share by dividing its total sales or revenues by the industry's total sales over a fiscal period.
It's important to calculate and understand market size for several reasons. First, entrepreneurs and organizations can use market sizing to estimate how much profit they could potentially earn from a new business, product or service. This helps decision-makers to decide whether they should invest in it.

Knowing your customer is key for any business endeavor. Successful business owners understand what their customers want and the most effective way of making their product or service available. The depth of knowledge is also crucial it requires knowing more than their names, ages and incomes. As a business owner, knowing your customers hobbies, tastes and interests along with what they watch, listen to and read can be a profitable advantage.


Hope this helps ^v^

Zion co. Sells $100 of merchandise and collects $10 sales tax. The sales tax is recorded to which account?.

Answers

If Zion sells merchandise and collects sales tax, The account that the sales tax is going to be recorded is what is known as the sales tax payable.

What is the sales tax payable?

The account is a liability account that acts as a storage of sales tax that a firm has gotten from their customers on behalf of the tax authority of a country.

The business is the one that holds the money and they have to remit to the government on the required dates.

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The three common types of checking accounts are basic, interest-bearing, and lifeline?
True
False

Answers

Answer:

True

Explanation:

Quizlet: Name three common types of checking account? basic checking account, interest-banking checking account, and Lifeline checking accounts.

National distributing company uses a periodic inventory system to track its merchandise inventory and the gross profit method to estimate ending inventory and cost of goods sold for interim periods. net purchases for the month of august were $43,000. the july 31 and august 31, 2021, financial statements contained the following information:

income statements for the months ending
august 31, 2021 july 31, 2021
net sales $60,000 $50,000
balance sheets at
august 31, 2021 july 31, 2021
assets:
merchandise inventory $35,000 $34,000

required:
determine the company's cost percentage.

Answers

The determination of the National Distributing Company's cost percentage under the gross profit method of estimating ending inventory and the cost of goods sold is 70%.

What is the gross profit method?

Under the gross profit method, the cost of ending inventory and the cost of goods sold are estimated in each by following the following steps:

Add the cost of beginning inventory to the cost of purchases during the period to arrive at the cost of goods available for sale.

Multiply (1 - expected gross profit percent, if given) by sales during the period to arrive at the estimated cost of goods sold.

Otherwise, if you have the estimated cost of goods sold, you can use the figure to work out the gross profit percentage.  Then work out the ending inventory by subtracting the cost of goods sold from the cost of goods available for sale.

Data and Calculations:

Net Purchases for August = $43,000

National Distributing Company

Income Statements

For the months ending August 31, 2021, and July 31, 2021:

                     August      July

Net sales    $60,000    $50,000

National Distributing Company

Balance sheets

At August 31, 2021 July 31, 2021

Assets:                              August      July

Merchandise inventory $35,000  $34,000

Cost of goods available for sale for August:

Beginning inventory (July)  $34,000

Purchases                              43,000

Cost of goods available     $77,000

Ending inventory                 (35,000)

Cost of goods sold            $42,000

Company's cost of goods sold percentage = 70% ($42,000/$$60,000 x 100)

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Many companies around the globe voluntarily report their efforts in promoting environmental sustainability using the guidelines developed by the ________.

Answers

Environmental sustainability is promoted by many companies around the globe, using the guidelines developed by the Global Reporting Initiative.

What is environmental sustainability?

Environmental sustainability refers to the capability of our environment to maintain all the biological systems and resources that support the living organisms on our Earth.

Environmental sustainability is important because of how much energy, food and human-made resources we use every day.

Hence, environmental sustainability is promoted using the guidelines developed by the Global Reporting Initiative.

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True or false? A value hypothesis explains the reasons why a customer may choose not to use a product.

Answers

True I believe but could be wrong

A value hypothesis explaining the reasons why a customer may choose not to use a product is a true statement.

Who is a customer?

A customer is a person who purchases goods or uses services from a person, business, or organization. Doing so generally results in him accepting payment. The business typically tries to get the customer to acquire its products or services.

The individual who pays the amount of money to purchase or utilize the services. The customer makes the decision regarding his needs and wants.

The hypothesis is assumed when the data is being achieved after the customer has used the commodity or the services. This leads to the business knowing the reviews.

The value hypothesis examines how much worth any offering or commodity offers clients and, more crucially if they are inclined to pay for same.

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If the price level falls, the real value of a dollar.

Answers

Answer:

If the price level falls, the value of the dollar goes up

Explanation:

When the prices decrease your money can buy more stuff with less money, as opposed to if the prices rise the value of the dollar goes down, as you cannot but as much stuff as you could before

Hope this helps! Pls mark brainliest

In step 2, when you added nitric acid to the copper wire, what gas was produced?.

Answers

Answer:

Nitrogen Dioxide.

Explanation:

That is the answer

Having connectivity and visibility to all partners in a firm's supply chain can be accomplished through the use of: a. Cloud-based communication systems b. Legacy MRP systems c. Mobile Marketing d. Score-carding systems

Answers

Having connectivity and visibility to all partners in a firm's supply chain can be accomplished through the use of: a Cloud-based communication systems.

What is Cloud-based communication systems?

Cloud- based communications  system can be defined as the way  of using internet to communicate or transmit data.

Most companies tend to make use of cloud communication to communicate by making internet phone calls and this is normally done by a hosting service which serves as  a third party.

Inconclusion having connectivity and visibility to all partners in a firm's supply chain can be accomplished through the use of: a Cloud-based communication systems.

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