what is the difference between hazard insurance and homeowners insurance

Answers

Answer 1

Answer:

The difference between the two is that Hazard insurance can cover you and or protect you against "structural damage caused by natural disasters".

Meanwhile Homeowners insurance is "a financial protection against theft"...

So, long story short,

Hazard insurance=protection from natural disasters (structural damage)

Hazard insurance=protection from natural disasters (structural damage)Homeowners insurance=protection against theft and damage to your home and belongings

I hope this helped!!


Related Questions

When Ms. McConnley is ready to check out, she informs Samra that she does not have any cash to pay her $25 copayment. How should Samra respond?.

Answers

Samra should react professionally and sympathetically in the event that a patient, like Ms. McConnley, is unable to pay the $25 copayment.

Samra might approach the matter in the following manner:

Remain Calm and Empathetic: Speak to Ms. McConnley patiently and with an understanding of her predicament.Offer Alternative Payment Options: Mention any accessible payment plans or assistance programs, as well as alternative payment options like credit/debit cards.Ask whether she may postpone the payment due to anticipated short-term financial problems. Discuss Delayed Payment.Communication with Supervisor: If necessary, seek guidance from a supervisor, especially if the circumstance calls for special treatment.Note the Interaction: Detail the talk, any agreements, and any subsequent actions in detail in the patient's chart.Respect patient privacy by handling sensitive information discreetly and securely when recording.Share contact information with the billing department or patient financial services to get more information about payment plans and financial aid.

Hence, maintaining empathy, looking for solutions, and professionally recording interactions when dealing with Ms. McConnley's condition all contribute to a patient-centered approach and accurate record-keeping for efficient healthcare administration.

Learn more about Copayment, here:

https://brainly.com/question/32500367

#SPJ12

The given question is incomplete; below is the full question.

How should Samra handle the situation with Ms. McConnley? When Ms. McConnley is ready to check out, she informs Samra that she does not have any cash to pay her $25 copayment. How should Samra respond? When Ms. McConnley is ready to check out, she informs Samra that she does not have any cash to pay her $25 copayment. How should Samra respond? Is it necessary for Samra to make any notations in the patient’s chart?

In the new media world of social media, new territory has opened up for ethical challenges. What is an ethical focus question a company should ask itself before posting a piece on social media?.

Answers

The ethical-focus question that a company should ask itself before posting includes:

is this post transparent?is this post honest? is this post ethical?

Ethical principles in this context refers to making sure that the post has moral and is acceptable to the public.

Hence, the ethical-focus question should includes is this post transparent? is this post honest? is this post ethical? etc

Read more about this here

brainly.com/question/17684836

Select the steps in financial planning. (Select all that apply) Multiple select question. define the firms organizational chart forecasting short term needs recruit employees establish financial controls develop budgets

Answers

The available steps which are part of the financial planning process for a business or an individual includes:

B. Forecasting short term needsD. Establish financial controlsE. Develop budgets

According to the given question, we are asked to state the available steps which are part of the financial planning process for a business or an individual.

As a result of this, we can see that the main objective of the financial planning process is to optimize the profits which the business makes. With this in mind, we can see that the steps which are

Therefore, the correct answers are options B, D and E

Read more about financial planning here:

https://brainly.com/question/17586668

a Shannon has been a member of her school's newspaper club for 2 years and attends writing workshops in her free time. Which career choice should she explore? A. Museum Curator B. Web Content Developer C. Graphic Designer D. Business manager​

Answers

She could look into both option B and D but I’m leaning more towards D as She could use her writing and English skills to compose formal documents and prepare motivational and persuasive speeches. And her initiative and independence would also be solid qualities to have for a business manager.

The issue price of a bond is ______. (Select all that apply.) Multiple select question. determined by the company issuing the bonds based on what the market is willing to pay based on a present value calculation determined by the financial advisers

Answers

There are different factors that determines the price of a bond. The issue price of a bond is based on what the market is willing to pay.

The price of a bond is usually known by discounting the expected cash flow to the present using a discount rate. The three factors that affects bond pricing on the open market are supply and demand, term to maturity, and credit quality.

The issue price of a bond is often known by the relationship between the interest rate that the bond pays and the market interest rate being paid on the same date. The different ways needed to known the issue price is to know the interest paid by the bond and other factors.

Learn more about Bonds from

https://brainly.com/question/13990294

expain what is debt in a 70 word paragraph

Answers

Answer:

Debt is money one person, organization, or government owes to another person, organization, or government. Typically, the person who borrows the money has a limited amount of time to pay back that money with interest (an additional amount you pay to use borrowed money).

Answer:

Debt is amount of money borrowed by one party, from another. Debt arrangement gives the borrowing party permission to borrow money under the condition that it is to be paid back at  later date, usually with interest. In simple word it money borrowed from another, for something you can't afford. If you are in or get in debt, you owe money. If you are out of or get out of debt, you paying all the money that you owe.

Convertibles. Barry, a new car dealer, advertised that a new brand of convertible called Wind would be available at his dealership for the price of $10,000 each. He had only three Wind vehicles, however, and when those were sold, he tried to convince shoppers to purchase a much more expensive new convertible at a price of $25,000. Kathy, a customer who decided to purchase one of the more expensive vehicles, needed financing in order to do so. She had $10,000 to pay on the car and sought a loan from ABC Bank for the remainder. She wanted the loan for a specific amount of time. ABC Bank offered her the loan and she agreed. The only information she received from ABC Bank was confirmation that she borrowed $15,000 at an 8% interest rate. After receiving several complaints, the Federal Trade Commission disapproved of Barry's action in regard to the Wind vehicles. Claiming that his advertisement was misleading, the Federal Trade Commission proceeded to issue a cease-and-desist order prohibiting deceptive advertising involving Wind vehicles and any other vehicles Barry offered for sale.

Required:
What terms references the cease-and-desist order entered by the Federal Trade Commission involving not only Barry's sales of Wind but also his sales of all other vehicles?

Answers

Answer:

Which of the following terms references the cease-and-desist order entered by the Federal Trade Commission involving not only Barry's sales of Wind but also his sales of all other vehicles? A Multiple Product Order

Explanation:

Barry pays $200 per month for his insurance coverage, whether he uses it or not. This payment is called a ______.

Answers

Answer:

Premium

Explanation:

The amount of $200 that Barry pays per month for his insurance coverage is called an insurance premium.

What is an insurance premium?

An insurance premium is a periodic payment made by the insured to the insurer for insurance coverage.  The insurer or insurance company uses it to pool resources together so that in the event of a financial loss, suffered by a policyholder, the insured will be adequately compensated.

Thus, the amount that Barry pays per month for his insurance policy is called an insurance premium.

Learn more about insurance premiums at https://brainly.com/question/25280754 and https://brainly.com/question/1191977

The era in marketing history characterized by the notion that the consumer is king is known as the ________ era.

Answers

Answer:

The Selling Era

Kotler refers to this as businesses "selling what they make, rather than making what the market wants to buy." ... Selling-era tactics can be risky for companies, as the hard sell can turn off consumers, perhaps even push them into the arms of a competitor.

Explanation:

if the firm can vary all factors of production, it is operating:

Answers

Answer:

in the short run.

Explanation:

On August 1, a $58,800, 9%, 3-year installment note payable is issued by a company. The note requires equal payments of principal plus accrued interest of $23,229.22. The entry to record the first payment on July 31 would include:

Answers

Based on the information given the entry to record the first payment on July 31 would include: Debit to Interest Expense of $5,292.00.

The appropriate journal entry to record the first payment on July 31 based on the information given is:

Journal entry

July 31

Debit Interest Expense $5,292.00

($58,800×9%)

Debit Notes Payable $17,937.22

($23,229.22-$5,292.00)

Credit Cash $23,229.22

(To record first payment)

Learn more here:https://brainly.com/question/15907753

3. Which is the correct order for making financial decisions? A) put goals in writing, rethink goals if necessary, have a plan of action, set specific goals. B) Be realistic about goals, put goals in writing, implement goals, have specific goals. C) Set up specific goals, put goals in writing , have a plan of action, rethink goals if necessary. D) have a plan of action, set specific goals if necessary

Answers

Answer:

B

Explanation:

Setting up realistic goals is key to saving money. Why would you want to save for a car when you are 12? You would rather save to get a new tablet or toy.

Realistic could also mean achievable why would you set a goal that has a low chance of you reaching such as becoming a millionaire and so on.

capital is the amount of money paid into a company by its owners. true or false?

Answers

Answer:

True. The Capital is the amount of money invested into a company by its owners.

how much money was spent on black friday this year?

Answers

Answer:

a lot of money was spent this year

Major investments in either tangible long-term assets such as land, or intangible assets such as patents are considered to be ______ expenditures. Multiple choice question. master

Answers

Major investments in either tangible long-term assets such as land, or intangible assets such as patents are considered to be capital expenditures.

Capital expenditures is the amount spent on the purchases, repair or maintenance of fixed assets. capital expenditures are capitalised and recorded in the balance sheet.

Fixed assets are long term assets used in the production of goods and services. They can be tangible or intangible.

To learn more, please check: https://brainly.com/question/15000262

________ is a communication process in which sales associates help customers satisfy their needs through face-to-face exchanges of information.

Answers

Answer:

online marketing

Explanation:

Through there u can communicate face to face

If customer satisfaction does not always lead to customer loyalty, firms may need to focus additional effort on _____ strategies..

Answers

The firms may need to focus additional effort on retention strategies.

Retention strategies are means employed by firms to retain their customers both new and existing, over some specified period.

Where a company has high customer retention, it means customers would continue to patronize the company's products and not not defect to another product or business.

Customer retention process starts with the first point of contact in an organization and spread through the whole duration of the customer's relationship with the organization.

Learn more at: https://https://brainly.com/question/4310845

what is the name of the honor society for students in the ivy college of business?

Answers

The name of the honor society for students in the Ivy college of business is the Cardinal Key Honor Society.

The Cardinal Key Honor Society is simply a national organization for the students in American colleges and universities.

The honor society for students in the Ivy college of business is the Cardinal Key Honor Society. The Cardinal Key Honor Society is for the people who are seen as leaders in the college and community. They are also seen as potential leaders in the future.

Read related link on:

https://brainly.com/question/25586106

complete the table by indicating the change in each determinant necessary to increase aggregate demand.

Answers

Aggregate demand often experience an increase and decrease due to different factors. The table showing the change in each determinant that is necessary to decrease aggregate demand.

Consumer expectations about future profitability = improveGovernment spending = IncreaseInterest rates = IncreaseThe value of the domestic currency relative to the foreign currency = Appreciate/Increase.

Aggregate demand is simply known to be the sum of the consumption expenditure, government expenditure, investment expenditure, and net exports of a country.

It is often used to know the changes in income, output, and level of employment in the economy.

A decrease in aggregate demand will make Consumer expectation about future profitability Worsen while an increase in aggregate demand will make Consumer expectation about future profitability to improve.

Learn more from

https://brainly.com/question/11516028

List one thing you SHOULD do if your car loan suddenly becomes too expensive.

Answers

Answer:

Modify Your Auto Loan.

Refinance Your Vehicle Loan.

Trade-in Your Car.

Let Someone Else Assume Your Loan.

Sell Your Vehicle.

Turn the Keys In.

Let Your Car Be Repossessed.

File for Bankruptcy.

write Description the day was hot.

Answers

Answer:

Hope my answer helps you (⌒▽⌒)

Explanation:

A hot summer is more a punishment than a gift. The unbearable heat makes us uncomfortable and lethargic.The period between dawn and sunrise is a lovely sight. The twilight scene is most appealing. The calm and serene atmosphere, the cool and bracing climate and the refreshing breeze soothe our spirits. The sweet chirping sound of birds appears to be the most enchanting.After some time, we can see the golden disc of the rising sun in the East. It is slightly hot. But as the day advances, temperatures keep increasing. People who are out, begin to come back in order to avoid the oppressive heat. At noon the sun is red hot. People are hardly seen outside. Farmers stop ploughing their fields during these hot hours. The doors and windows of the houses are closed. People sit in their rooms, which are kept cool by fans, desert coolers and air conditioners. Some have to go to the offices. Their clothes become wet with perspiration. One feels very uneasy due to this.The afternoon is the hottest. The piercing rays of the sun fall on the ground. The heat is unbearable and oppressive during the afternoon.

An exporter can shift exchange rate risk to their customers by:_________.
a. invoicing in their home currency.
b. splitting the difference, and invoicing half of sales in local currency and half of sales in home currency.
c. invoicing in their customer's local currency.
d. invoicing sales in a currency basket such as the SDR as the invoice currency.

Answers

The process of invoicing in their home currency can definitely shift an exporter exchange rate risk to their customers

An exchange rate risk refers to the risk related to fluctuations in local currency in comparison to the foreign currency.

An exporter who want to avoid the risk of exchange rate can invoice the trade in his local currency, thus, only the customer will suffer for fluctuation if any occurs.

Hence, the Option A is correct because the The process of invoicing in their home currency can definitely shift an exporter exchange rate risk to their customers

Learn more about exchange rate

brainly.com/question/1962276

Online calculators and worksheets can help you find answers to financial planning and investing questions. Group of answer choices True False

Answers

True, the various online calculators and worksheets can help one to find answers to financial planning and investing question.

Today, the computer application which are programmed to provided the solutions to different level of financial planning and investing question can not be assessed online.

For instance, the MS Excel which was one of the earliest wroksheet can not be used online in form of G.oogle Spreadsheet etc

Therefore, it is true that various online calculators and worksheets can help one to find answers to financial planning and investing question.

Read more about this here

brainly.com/question/2554742

product, price, place, and promotion are the four elements in the

Answers

Answer: Marketing Mix

Explanation:

If the reserve ratio is 20%, and the money supply increases by $100,000 because of open-market operations, then the Federal Reserve made a purchase of $_____ in Treasury bills.

Answers

Answer:

$20,000

Explanation:

____ is the process of gathering, storing, accessing, and analyzing data about a company in order to make better business decisions.

Answers

Every process that has to do with gathering, storing accessing and analyzing data for a company to make business decisions is referred to as: Business Intelligence.

The business world is faced with many vagaries such as risks and uncertainties. Every business intends to minimize cost and maximize profits. In order to do this, wise and better decisions must be made daily.

For business decisions to be made, predictive views, data mining, process analysis, descriptive analytics, and performance benching are all business intelligence entails.

Therefore, every process that has to do with gathering, storing accessing and analyzing data for a company to make business decisions is referred to as: Business Intelligence.

Learn more here:

https://brainly.com/question/21765674

When the federal reserve announces that it is increasing the federal funds rate, it is actually going to ___________.

Answers

The federal funds rate is commonly described as the target interest rate that has been fixed by the Federal Open Market Committee (FOMC). When the federal reserve announces that it is increasing the federal funds rate, it is actually going to sell bonds on the open market until the federal funds rate rises the new target.

The target interest rate is often the rate at which commercial banks do borrow and lend their excess reserves to one other.

The FOMC often meets eight times a year so as to set the standard federal funds rate.

The Federal government announces a new federal funds rate. It takes place through buying or selling bonds to influence interest rates. fed do sells bonds, and as a result the bond prices fall and interest rates rise.

Full question below

When the federal reserve announces that it is increasing the federal funds rate, it is actually going to ___________.

A. Require that banks pay higher interest rates to each other

B. Change the law on the federal funds rate

C. Buy bonds on the open market until the federal funds rate rises to the new target

D. Sell bonds on the open market until the federal funds rate rises the new target

Learn more from

https://brainly.com/question/15601362

Delectable, Inc.'s unadjusted trial balance includes Accounts Receivable of $10,000; Allowance for Doubtful Accounts of $50 credit balance; and credit sales of $100,000. Based on an aging of its receivable, management estimates that $1,000 of receivables will be uncollectible. Delectable's financial statements will show ______. (Select all that apply.)

Answers

Answer:

Allowance for Doubtful Accounts of $1000 credit balance and Bad Debt Expense of $950 ($1000- 50 (unadjusted))

Explanation:

Delectable, Inc.'s unadjusted trial balance contains $10,000 in accounts receivable, $50 in allowance for doubtful accounts, and $100,000 in credit sales. Management predicts that $1,000 of receivables will be uncollectible due to aging. The financial statements for Delectable will indicate  

Allowance for Doubtful Accounts of $1000 Bad Debt Expense of $950 Thus, option (b) and (e) is correct.

What is Management?

The term “management” refers to the act of managing. The management of the business activities. Management is the basis of art, science, and the profession. Management are they manage the organization. Management are based of the different functions are the step by step.

According to the management credit balance of $1000 and the Allowance for Doubtful Accounts of (1000-50)

Journal Entry                                                               Debit         Credit

Bad Debts expenses                                                  950

Allowance for Doubtful Accounts                                                 950

Therefore, option (b) and  (e) is correct.

Learn more about on management, here:

https://brainly.com/question/29023210

#SPJ5

The _____ must be prepared by the condominium owners association no more than 3 months prior to the date the completed certificate is delivered to the buyer.(a) Condominium Resale Certificate(b) Loan Assumption Addendum(c) Certificate of Reasonable Value(d) Title Commitment Letter

Answers

The Condominium Resale Certificate must be prepared by the condominium owners association no more than 3 months prior to the date the completed certificate is delivered to the buyer.

A(n) to is any policy that is designed to reduce the competitiveness of foreign producers that wish to sell their goods or services in the domestic market.

Answers

A protectionism policy is any policy that is designed to reduce the competitiveness of foreign producers in the domestic market.

The protectionism policy helps to protect the domestic industries against the foreign competition through various means methods including

Imposition of tariffsSubsidiesImport quotasTrade restrictions.

The policy of protectionism are determined by the Federal government of the country to help reduce the importation or competitiveness of foreign company in the country's market.

In conclusion, the policy is known as a protectionism policy.

Read more about this here

brainly.com/question/3279101

Answer:

Barrier to Trade

Explanation

Other Questions
Describe If each statement describes England, or Spain, France and Russia. Parliament had important powers.Monarchs had limits on their power Absolutism was increasing Monarchs grew more powerful Viviana sells handmade necklaces for $12.50 and bracelets for $10.50. On Tuesday,she sold 24 pieces of jewelry and made $288. How many of each type of jewelry didshe sell?x= Necklacesy= Bracelets Which international organization would most likely defend a western European against an invasion from an Asian country?A. The Red CrossB. The World Health Organization C. The Red CrescentD. The North Atlantic Treaty Organization PLEASE ANSWER !!!Our sun is a low mass main sequence star at the middle of its life cycle. Explain how theappearance of the sun's location on the HR diagram will change as it continues to the end ofits life cycle. A, B, C and D are four towns. B is 30 kilometres due east of A. C is due 30 kilometres north of A. D is due 45 kilometres due south of B. Calculate the bearing of D from BONLY ANSWER QUESTION B PLEASEGiving lots of points I will give brainlistNO FRAUDS Write an equation in slope-intercept form of the line that passes through the given point and is parallel to the graph of the given equation. (-6,-3); y=-2x+4 Please help! Need an expert in this and will give 50 points and brainliest if its answered. Getting reported if its answered for pointsPat Jones is a college student who is planning some networking opportunities for the current semester. Pat wanted to look professional for these events and felt a new suit would be a real benefit; however, the cost for the first event ended up being $75 which was a strain on the budget. Pat did not want to attend theremaining three events in the same outfit, so a new strategy was developed. Instead of paying for new suits in cash, Pat decided to charge the suits on a credit card, wear them to the events, and then return them the nextday for full credit.2. Do you feel Pat's new strategy is ethical? Why or why not? Could there be any consequences with this strategy?3. How will this new strategy impact the company/companies where the suits are purchased?4. What journal entry/entries would the company have to record related to the return of the suit? which term refers to the ability to understand health information and use it to make good decisions about health and medical care? Question 12 Objective: Given an acute angle of a right triangle, label the hypotenuse, opposite, and adjacent sides. What side is opposite to angle R? What side is adjacent to angle R? R S En tu clase de espanol, ?__________ es tu maestro?Que QuienCuanto Por queCualesMi clase de espaol es a las ocho.Y t, ?A _______ hora es tu clase?Por quporquequinqu If you paid $160 in interest to a loan company for the use of $10000 of or 30 days, what annual simple interest rate did they charge? in the united states, which group is the most susceptible to iron deficiency anemia? The company has net nonoperating obligations (NNO) of $10,000 and 5,000 shares outstanding. Calculate the per-share stock price for 2021 using the FCFF information above, a discount rate of 7%, and a terminal growth rate of 2%. Hint: a. Calculate PV FCFF for each of 2022 to 2025 and sum them up; b. Calculate PV Terminal Year; c. Calculate Total Firm value by adding up (a) and (b); d. Subtract net nonoperating obligation to get total equity value; e. Divide total equity value by shares outstanding to get the per-share stock price (Please show your calculations) Which of these passages from Saki's story, "The Open Window," is an example of flashback? A. Sec. 14:"They were all three engulfed in a treacherous piece of bog" is flashback used by the niece. B. Sec. 8: "Then you know practically nothing about my aunt?" is flashback used by Saki. C. Sec. 9: "An undefinable something seemed to suggest masculine habitation" is a flashback Mr. Morton sold bird houses to stores he started the week with 60 he sold 10 to one store and divided the rest between five other stores how many bird houses hes so to each of the other five stores there are 5 crayons 4 pencils and 6 erasers. what is the number of crayons to total school supplies Which of the following snack foods is comprised mainly of carbohydrates? Select the sentence that quotes the passage correctly according to MLA guidelines. A. E.F. Harkin says, " Mr. Clemens's humor will live forever" (43).B. E.F Harkin reports, "Mr. Clemens's mother was a remarkable woman" (43).C. E.F Harkins states, " . . . Mr. Clemens was a typical American" (43).D. E.F Harkins writes, "Mr. Clemens was born on November 30, 1835, in Florida, Missouri" (43) Hiyaaaaaa! I need help with this assignment! Please help me out :D So were supposed to write a story but i dont have any ideas! List at least 1 idea and 3 important details thanks!!10 points!with a name Please help me solve this problem asap!