What would happen in the market for loanable funds if the governemnt increases the tax on interest income?

Answers

Answer 1

Answer: c. The supply of loanable funds would shift left.

Explanation:

An increase on taxes on interest income will reduce the earnings of savers who are the suppliers of loanable income. Some of those savers will divest from savings and look for other forms of investment to make better earnings from.

This flight from savings will reduce the savings held in banks and therefore the supply of loanable funds will reduce as well which will shift the supply curve to the left.


Related Questions

Consider the following limit order book for a share of stock. The last trade in the stock occurred at a price of $70. Limit Buy Orders Limit Sell Orders Price Shares Price Shares $69.75 800 $69.80 120 69.70 1,100 69.85 120 69.65 800 69.90 200 69.60 200 69.95 120 68.65 900 a. If a market buy order for 120 shares comes in, at what price will it be filled

Answers

Answer:

$69.80

Explanation:

Note, a market order is an order designed to execute an order immediately by matching the best available price on the sell order list.

When we look carefully at the sell order book, we observe that the only sell order containing the specified quantity of 120 units of shares at a price close to the market price is $69.80. Even though there are other cheaper orders are available, their order quantity does not match the market buy order for the 120 shares and thus would not be filled.

can someone help me:
list down 3 recession marketing strategy?​

Answers

Answer:

Don't arbitrarily cut your marketing budget.

Do a deep dive of your target audience's recession behavior.

Analyze and track everything—now.

Focus on existing customers.

Explanation:

Detect changes in habits and reformulate your products and services to provide greater perceived value to your customers. Pamper your consumers, pay more attention to them. ... Don't compete on price.

Holmes Company produces a product that can be either sold as is or processed further. Holmes has already spent $68,000 to produce 2,150 units that can be sold now for $89,500 to another manufacturer. Alternatively, Holmes can process the units further at an incremental cost of $250 per unit. If Holmes processes further, the units can be sold for $435 each. Compute the incremental income if Holmes processes further.

Answers

Answer:

$30,000

Explanation:

See solution below.

Sells as it is

Sales $89,500

Additional processing cost ($68,000)

Net profit or loss = $39,500

To process further

Sales (2,150 units × $435) $935,250

Additional processing cost

$68,000 + (2,150 units × $250) ($537,568)

Net profit loss $397,682


How does simple interest differ from compound interest?


You earn simple interest in a savings account and compound interest on an investment.

Simple interest rates are between 1-5% while compound interest rates are over 5%.

Simple interest is calculated on the principal as well as the interest you’ve already earned; compound interest is calculated on principal alone.

Simple interest is calculated on principal alone; compound interest is calculated on the principal as well as the interest you’ve already earned.

Answers

Answer:

Simple interest is calculated on principal alone; compound interest is calculated on the principal as well as the interest you’ve already earned.

Explanation:

Simple interest remains a constant amount throughout the life of the loan or deposit. The amount does not change because it is calculated based on the principal amount only. As long as the principal amount is unchanged, the simple interest amount will remain the same.

Compounding refers to the adding of interest earned to the principal amount. At the end of a financial period, the interest earned is added to the principal.  In the next period, the principal amount will be higher due to the interest earned added. An increase in the principal amount results in higher interest earnings.

Wininger Corporation has 1000 shares of 6%, $50 par value, cumulative preferred stock and 25,000 shares of $1 par value common stock outstanding on December 31, 2019 and December 31, 2020. The board of directors declared and paid a $2,000 dividend in 2019. In 2020, $15,000 of dividends are declared and paid. What are the dividends received by the common stockholders in 2020 (there were no dividends in arrears prior to 2019)

Answers

Answer:

Dividends received by the common stockholders in 2020 = $12,000

Explanation:

Cumulative preferred stock can be described as a type of preferred stock whose dividends accumulate when they are not paid in any year and their accumulated dividends has to be paid in future before common stockholders receive any dividend.

The dividends received by the common stockholders of Wininger Corporation in 2020 can therefore be calculated as follows:

Annual dividend payable to  cumulative preferred stock = 1000 * 5% * $50 = $2,500

Dividend declared paid in 2019 = $2,000

Dividend declared and paid in 2020 = $15,000

Outstanding dividend payable to cumulative preferred stock in 2019 = Annual dividend payable to  cumulative preferred stock - Dividend declared in 2019 = $2,500 - 2,000 = $500

Dividend paid to cumulative preferred stock in 2020 = Outstanding dividend payable to cumulative preferred stock in 2019 + Annual dividend payable to  cumulative preferred stock = $500 + $2,500 = $3,000

Dividends received by the common stockholders in 2020 = Dividend declared and paid in 2020 - Dividend paid to cumulative preferred stock in 2020 = $15,000 - $3,000 = $12,000

Multiple Choice Question 119Sarah Jones's regular rate of pay is $26 per hour with one and one-half times her regular rate for any hours which exceed 40 hours per week. She worked 49 hours last week. Therefore, her gross wages were

Answers

Answer:  $1391

Explanation:

given data:

pay per hour = $26

hours worked last week = 49

pay for hours exceeding 40 = [tex]1\frac{1}{2}[/tex]

solution:

her gross wage

[tex]= 26 * 40 + 1\frac{1}{2}*26*9\\[/tex]

[tex]= 1040 + 1.5(26)*9\\[/tex]

[tex]= 1040 + 39*9[/tex]

[tex]= 1040 + 351\\[/tex]

[tex]= 1391[/tex]

her gross wage for the week is $1391

Felicia put $175 into a CD that pays 4% interest, compounded semiannually.
According to the rule of 72, approximately how long will it take for her money
to double?
A. 8 years
B. 16 years
C. 12 years
D. 18 years

Answers

Answer:

D. 18 years

Explanation:

Felicia has $175; doubling it will make it  $350 ($175 x 2)

The interest per year is 4%

The applicable formula is A= P ( 1 + r)^n

where A = $350

P=$175

r=0.04

n= time ???

$350=$175 (1 +0.04)^n

350= 175(1.04)^n

350/175=1.04^n

2=1.04^n

log 2= (log 1.04)n

n= log2/ log1.04

n= 0.30102/0.017033

n= 17.70 year

n=18 years

Donna is looking into investing a portion of her recent bonus into the stock market. While researching different companies, she discovers the following standard deviations of one year of daily stock closing prices. Masterful Pocket Watches: Standard deviation of stock prices =$9.73=$ 9.73 Perfect Plungers Plus: Standard deviation of stock prices =$1.07=$ 1.07 Based on the data and assuming these trends continue, which company would give Donna a stable long-term investment

Answers

Answer: d. Perfect Plungers Plus; the smaller standard deviation indicates that Perfect Plungers Plus has less variability in its closing prices than Masterful Pocket watches.

Explanation:

Standard deviation measures volatility with a high standard deviation pointing to more volatility than less. Stocks with a high volatility are by definition, not very stable.

Masterful Pocket watches has a higher standard deviation than Perfect Plungers Plus which means that Perfect Plungers is more stable than Masterful Pocket watches when it comes to closing prices. Perfect Plus would therefore be the best option for providing a stable long-term investment based on this metric.

Collins, Inc. issued a nontaxable stock dividend of one share for each share owned. Melissa, a shareholder of Collins, had a total basis in her 500 shares of stock of $5,000. The total basis of Melissa's 1,000 shares of stock after the dividend is ______.

Answers

Answer:

$5,000

Explanation:

Based on the information given we were told that had a total basis in her 500 shares of stock of the amount of $5,000 which means that The total basis of Melissa's 1,000 shares of stock after the dividend is $5,000 which is her total basis in her 500 shares of stock.

Short Corporation acquired Hathaway, Inc., for $33,520,000. The fair value of all Hathaway's identifiable tangible and intangible assets was $30,000,000. Short will amortize any goodwill over the maximum number of years allowed. What is the annual amortization of goodwill for this acquisition?

Answers

Answer:

$0

Explanation:

The computation of the annual amortization for goodwill is shown below:

As we know in the case of goodwill, the impairment test is to be done on periodic basis and if there is any fall in the value so the same is to be reported as the impairment loss

So for goodwill, no amortization is to be done

hence, the annual amortization is zero

Suppose that Nike creates a new UK t-shirt for the basketball season. When asked how much they w ould be willing to pay for this new shirt: Logan says he is willing to pay $30 Shelby says she is willing to pay $27 Alex says he is willing to be $25 Luke says he is willing to pay $18 Nigel says he is w illing pay $18 Emily says she is willing to pay $10 If the shirts end up selling for a price of $20, what is the total amount of consumer surplus that will occur in the market

Answers

Answer:

$22

Explanation:

consumer surplus is the difference between the price that consumers are willing and able to pay for a good versus the selling of the good:

Logan = $30 - $20 = $10Shelby = $27 - $20 = $7Alex = $25 - $20 = $5total = $22

Since Luke, Nigel and Emily probably didn't buy the t-shirts, they are not included in this calculation.

The only way consumer surplus can be negative is that consumers are forced to purchase an essential good, but that is not the case here.

While _______ decisions will generally need to be processed via the ______ system in our brains in order for us to reach a good decision, with ______ decisions, heuristics can allow decision-makers to switch to the quick, _____ system. Group of answer choices Nonprogrammed; reflective; programmed; reactive Nonprogrammed; reactive; programmed; reflective Nonprogrammed; reactive; programmed; reactive Programmed; reflective; nonprogrammed; reflective None of the above

Answers

Answer:

Nonprogrammed; reflective; programmed; reactive

Explanation:

Programmed decisions can be regarded as decision which involves well understood criteria when making it,. nonprogrammed decisions on the other hand can be explained as decisions which are novel, they are decision that does not have clear guidelines when trying to reach solution. rules as well as guidelines can be set up for programmed decisions by Managers when known fact is available because this will enhance in reaching

decisions quickly. It should be noted that While non programmed decisions will generally need to be processed via the reflective system in our brains in order for us to reach a good decision, with programmed decisions, heuristics can allow decision-makers to switch to the quick, reactive system.

List at least Two functional digital wallet

Answers

‏,digital wallet, mobile wallet, and e-wallet credit cards, debit cards, gift cards, electronic cash, tickets, and IDs. Not every wallet stores every type of payment information

I’m not sure.. hope it’s correct!
There are two types of digital wallets. Hot wallets and cold wallets. Hot wallets are connected to the internet while cold wallets are not.

When an investor adds international stocks to his or her U.S. stock portfolio, a. he or she needs to seek professional management because he or she doesn't have access to international investments on his or her own. b. it will have no impact on either the risk or the return of his or her portfolio. c. he or she will increase his or her expected return but must also take on more risk. d. he or she can reduce the risk of his or her portfolio. e. it will raise his or her risk relative to the risk he or she would face just holding U.S. stocks.

Answers

Answer:

When an investor adds international stocks to his or her U.S. stock portfolio, a. he or she needs to seek professional management because he or she doesn't have access to international investments on his or her own. b. it will have no impact on either the risk or the return of his or her portfolio. c. he or she will increase his or her expected return but must also take on more risk. d. he or she can reduce the risk of his or her portfolio. e. it will raise his or her risk relative to the risk he or she would face just holding U.S. stocks.

Condensed financial data of Windsor Company for 2017 and 2016 are presented below.WINDSOR COMPANYCOMPARATIVE BALANCE SHEETAS OF DECEMBER 31, 2017 AND 2016 2017 2016Cash $1,770 $1,170Receivables 1,790 1,320Inventory 1,610 1,940Plant assets 1,910 1,680Accumulated depreciation (1,200) (1,190 )Long-term investments (held-to-maturity) 1,300 1,420 $7,180 $6,340Accounts payable $1,210 $910Accrued liabilities 200 240Bonds payable 1,370 1,560Common stock 1,880 1,740Retained earnings 2,520 1,890 $7,180 $6,340WINDSOR COMPANYINCOME STATEMENTFOR THE YEAR ENDED DECEMBER 31, 2017Sales revenue $7,010Cost of goods sold 4,730Gross margin 2,280Selling and administrative expenses 930Income from operations 1,350Other revenues and gains Gain on sale of investments 80Income before tax 1,430Income tax expense 540Net income 890Cash dividends 260Income retained in business $630Additional information:During the year, $70 of common stock was issued in exchange for plant assets. No plant assets were sold in 2017.Prepare a statement of cash flows using the indirect method.

Answers

Answer and Explanation:

The preparation of the cash flow statement is presented below

Windsor Company

Statement of cash flow  

Cash flows from operating activities  

Net Income $890

Adjustments made

Add: Depreciation expenses ($1,200 - $1,190) $10  

Less: Gain on sale of investment -$80  

Less: Increase in receivable -$470  

Add: Decrease in Inventories $330  

Add: Increase in Accounts Payable $300  

Less: Decrease in Accrued Liabilities -$40  

Net cash from operating activities $940

Cash flows from investing activities  

Sale of long term investment (($1,420 - $1,300) + $80) $200  

less: Purchase of Plant Assets ($1,910 - ($1,680 + $70)) -$160

Net cash used investing activities $40

Cash flows from financing activities  

Repayment of Bonds Payable -$190  

Add: Issue of Common stock ($1,880 - ($1,740 + $70)) 70  

Less: Payment of Dividends -$260

Net cash from financing activities -$380.00

Net Increase in cash and cash equivalents $600

Add: Beginning cash balance $1,170.00

Ending Cash Balance $1,770

Non cash activities  

Issue of common stock of $70 for acquisition of Plant

Bonds are considered fixed-income securities because they pay a fixed amount of interest per quarter or per year for the term of the loan.

True or false

Answers

Answer:

Bonds are considered fixed-income securities because they pay a fixed amount of interest per quarter or per year for the term of the loan.

True

Explanation:

The Federal, State, or Municipal Governments and some well-known and established corporations may issue bonds as a form of long-term borrowing to fund their activities.  Bonds, traditionally, pay a fixed interest rate to the bondholders or debtholders per indicated periods.  Because Bonds pay some fixed incomes, they are regarded as fixed-income debt securities or instruments.  Nowadays, some bonds are known to pay variable or floating interest rates.


What are the three main categories of a tax return?

A.
allowances, deductions, and income
B.
credits, allowances, and withholding
C.
income, deductions, and credits
D.
allowances, deductions, and credits​

Answers

Answer:C.

Explanation:

Explanation:

C.

income, deductions, and credits

There are currently 417 students enrolled in Webster Elementary School, and the number of students is decreasing at the rate of 15 students per year. Currently the annual expense to educate one student is $1,149, and the expense to educate one student is increasing at the rate of $39 per year. Use the product rule to determine the rate at which the total expense to educate the students at Webster Elementary School is currently changing per year.

Answers

Answer:

Current student = 417

Student increasing rate per year = 15

Annual cost to educate one student = $1,149

The decreasing rate on one student = $39

Total decreasing cost = 417*$39 = $16,263

Total cost of Increase students per year = 15 * $1,149 = $17,235

∴$17,235 - $16,263 = $972

So, the cost to educate the students at Webster Elementary School is increasing at the rate of $972 per year.

The management of London Corporation is considering the purchase of a new machine costing $750,000. The company's desired rate of return is 6%. The present value factors for $1 at compound interest of 6% for 1 through 5 years are 0.943, 0.890, 0.840, 0.792, and 0.747, respectively. In addition to this information, use the following data in determining the acceptability in this situation:Year Income fromOperations Net Cash Flow1 $37,500 $187,500 2 37,500 187,500 3 37,500 187,500 4 37,500 187,500 5 37,500 187,500 The average rate of return for this investment is:____________a.10%.b. 25%.c.15%.d. 5%.

Answers

Answer:

London Corporation

The average rate of return for this investment is:____________

b. 25%.

Explanation:

a) Data and Calculations:

Cost of new machine = $750,000

Desired rate of return = 6%

Present value factors:

1   0.943,

2  0.890,

3  0.840,

4  0.792,

5  0.747

Year Income from Operations   Net Cash Flow

1                    $37,500                    $187,500

2                     37,500                       187,500

3                     37,500                       187,500

4                     37,500                       187,500

5                     37,500                       187,500

Total           $187,500                    $937,500

The average rate of return for this investment is the total profit divided by total investment, multiplied by 100.

= $187,500/$750,000 * 100

= 25%

Which leadership theory states that the challenge facing leaders is first to analyze the situation and identify the most appropriate style of leadership and then to develop the capacity to be flexible enough to use different leadership styles as appropriate

Answers

Answer:

path-goal approach to leadership

Explanation:

According to the information provided by the question above, the most adequate leadership theory is that of path goal leadership approach, which is a model characterized by the adequacy of the leader's behavior in relation to the behavior of employees in the work environment, or in other words, the leader has the flexibility to vary his actions according to the expectations of the employees, with this it is believed that there will be greater motivation and productivity at work.

This theory has as its central focus the adaptation of the leader to the individual needs of each employee in order to provide the best tools and the ideal way to obtain the expected objectives and goals.

Fairview Hospitals has three divisions (service lines). They are General Clinics, Specialty Clinics and Pharmacy Services. The sales for each service line were $1,400,000 General Data, $600,000 Specialty Clinics, and $420,000 Pharmacy Services while the variable expenses for each service line (division) were $520,000, $360,000 and $280,000 respectively. The related service line (division) discretionary and committed fixed expenses are presented below: Fixed expense General Clinics Specialty Clinics Pharmacy Services Discretionary $320,000 $140,000 $160,000 Committed $190,000 $280,000 $130,000 Calculate the net income of each division and the business in total

Answers

Answer:

                                             General          Specialty       Pharmacy

Sales                                   $1,400,000     $600,000      $420,000

Variable cost                      $520,000       $360,000      $280,000

Contribution margin A       $880,000       $240,000      $140,000

Fixed Expenses B              $510,000        $420,000      $290,000

Net income/(Loss) (A-B)    $370,000        ($180,000)     ($150,000)

Concord Corporation sells one product and uses a perpetual inventory system. The beginning inventory consisted of 80 units that cost $19 per unit. During the current month, the company purchased 481 units at $20 each. Sales during the month totaled 365 units for $42 each. What is the number of units in the ending inventory

Answers

Answer:

the number of units in ending inventory is 196 units

Explanation:

The computation of the number of units in ending inventory is shown below:

= Opening inventory units + purchased units - sales units

= 80 units + 481 units - 365 units

= 196 units

hence, the number of units in ending inventory is 196 units

We simply applied the above formula so that the correct value could come

And, the same is to be considered

QUESTION 7 / 10
Which of the following is the BEST reason to use cash for making purchases?
A. Knowing what you have spent your money on is
simple.
B. Getting more cash from an ATM machine is easy to do.
C. Splitting bills with friends is easier.
D. Keeping track of how much you have spent is simple.

Answers

the answer is D (imo)

Franklin is designing an advertisement. What is a good practice for him to follow? A. make the headline long and complicated B. use simple images in the advertisement C. show the product in use in the advertisement D. use a lot of text in the advertisement

Answers

Answer:

I would say C. Show the product in use in the advertisement.

Explanation The point of advertisement is that people immediately know if they want to have/buy the products advertised. With showing the product in use, you achieve exactly this. If person likes, what he sees, he buys the product.

On the other hand, if a person only sees random simple images, he may see pictures of not the product itself or the purpose for what it can be used. So he doesn't know, if he needs or wants the product.

Answer:

C. show the product in use in the advertisement

Explanation:

Try to show the product in use in your photograph rather than a static picture of the product. Showing the product in use more effectively demonstrates its usability.

Use this information for ABC Corporation to answer the question that follow. ABC Corporation has three service departments with the following costs and activity base: Service Department Cost Activity Base for Allocation Graphics Production $200,000 number of copies made Accounting 500,000 number of invoices processed Personnel 400,000 number of employees ABC has three operating divisions, Micro, Macro and Super. Their revenue, cost and activity information is as follows: Micro Macro Super Direct revenues $700,000 $850,000 $650,000 Direct operating expenses $50,000 $70,000 $100,000 Number of copies made 20,000 30,000 50,000 Number of invoices processed 700 800 500 Number of employees 130 145 125

Answers

Answer: See explanation

Explanation:

The question is:

1. What is the service department charge rate for Graphics Production?

a.$10.00

b.$2.00

c.$0.50

d.$6.66

The service department charge for Graphics Production will be calculated by dividing the cost of graphic production by the total number of copies that are made. This will be:

= $200000/(20000 + 30000 + 50000)

= $200,000 / 100,000

= $2 per copy

2. How much service department cost will be allocated to the Micro Division?

a.$200,000

b.$145,000

c.$345,000

d.$60,000

The service department cost that is allocated to the Micro Division will be calculated as:

= [20000 x ($200000/100000)] + [700 x ($500000/2000)] + [130 x ($400000/400)]

= (20000 × 2) + (700 × 250) + (130 × 1000)

= $40000 + $175000 + $130000

= $345000

The following information is available regarding John Smith's capital account in Technology Consulting Group, a general partnership, for a recent year: Beginning of the year balance $ 32,000 His share of partnership income $ 11,000 Withdrawals made during the year $ 7,000 What is Smith's partner return on equity during the year in question

Answers

Answer:

32.35%

Explanation:

Calculation for What is Smith's partner return on equity during the year in question

First step is to calculate the Ending partner equity

Ending partner equity = $32,000 + $11,000 - $7,000

Ending partner equity = $36,000

Now let calculate the partner return on equity

Partner return on equity= $11,000 / (($32,000 + $36,000)/2)

Partner return on equity= $11,000/($68,000/2)

Partner return on equity= $11,000/$34,000

Partner return on equity= 32.35%

Therefore Smith's partner return on equity during the year in question will be 32.35%

Minion, Inc., has no debt outstanding and a total market value of $344,400. Earnings before interest and taxes, EBIT, are projected to be $49,000 if economic conditions are normal. If there is strong expansion in the economy, then EBIT will be 17 percent higher. If there is a recession, then EBIT will be 26 percent lower. The company is considering a $175,000 debt issue with an interest rate of 8 percent. The proceeds will be used to repurchase shares of stock. There are currently 8,200 shares outstanding. Assume the company has a market-to-book ratio of 1.0 and the stock price remains constant.a. Calculate earnings per share (EPS) under each of the three economic scenarios before any debt is issued. (Do not round intermediate calculations and round your answers to 2 decimal places, e.g., 32.16.) b. Calculate the percentage changes in EPS when the economy expands or enters a recession. (A negative answer should be indicated by a minus sign. Do not round intermediate calculations and enter your answers as a percent rounded to 2 decimal places, e.g., 32.16.)

Answers

Answer:

A. $5.97

$6.99

$4.42

B. 17%

26%

Explanation:

A. If Economy conditions are normal

$49,000 / 8,200 shares = $5.97 each

If Economy expands

$49,000 * 117 / 100 = $57,330

$57,330 / 8,200 shares = $6.99 each

If Economy is in recession

$49,000 * 74 / 100 = $36,260

$36,260 / 8,200 = $4.42 each

B.

If Economy expands

$6.99 - $5.97 = $1.02

$1.02 / $5.97 * 100 = 17%

If Economy is in recession

$4.42 - $5.97 = -$1.55

-$1.55 / $5.97 = -26%

What is the primary purpose of insurance
A)
To pay for your mistakes
To take money sway from you
To protect you agains a financial los
To allow you to do things you couldntoo

Answers

Answer:

the third one I think

Explanation:

Sorry If its wrong!

On January 1, 2020, Marvel Company purchased an investment in Stark Industries for $5 million, representing 35% of the book value of Stark Industries. During the year, Stark reported net income of $1,200,000 and pays cash dividends of $100,000. At the end of the year, the fair value of Marvel’s investment is $5.4 million. Required At what amount is the investment reported on Marvel’s balance sheet at year-end? What amount of income from investments does Marvel report? Prepare journal entries to record the transactions for Marvel Company.

Answers

Answer:

1. Investment at beginning               $5,000,000

Add: Net Income  (1200000*35%)   $420,000

Less: Dividend (100000*35%)          $35,000    

Investment at year end                   $5,385,000

2. Amount of Income from Investment = $1,200,000*35% = $420,000

3. Journal entries to record transactions

 Particulars                                Debit         Credit

Investment in Marvel Co.      $420,000

       Equity Income                                      $420,000

(Recording receipt of net income)

Cash                                         $35,000

       Investment in Marvel Co                     $35,000

( Recording receipt of dividend)

A.J., a 20-something college graduate, was recently hired as a financial-analyst assistant for a large company. He recalled that business school stressed that he manage his personal finances as prudently as he manages the financial concerns of his company. A.J. has come to you to assist him in developing a systematic approach to managing his own finances. As a start, your advice is to:

Answers

Answer:

prepare an expense record, and make certain that his credit is good so he can continue to spend more than he makes

Explanation:

Since in the question it is mentioned that an individual is recently hired as a financial analyst for a big company he remebered that how he can manage his personal finance and the financial concerns so in order to maintain its approach with respect to his own finance we should suggest that first prepare the record of an expense and also certain about the good credit score so that he is able to spend more

Therefore the first option is correct

Other Questions
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