B. The satisfaction or pleasure obtained from consuming a good or service best defines utility.
Utility is a term used in economics to describe the value or worth of a good or service. Utility is more exactly the overall satisfaction or benefit obtained from using a good or service.
It is a common assumption in economic theories of rational choice that customers will attempt to maximize their utility. Understanding a good or service's economic utility is crucial since it has a direct impact on its demand and, consequently, price.
Consumer utility is typically impossible to gauge or quantify in practice. However, some economists think that by using several models, they can indirectly evaluate the usefulness of an economic commodity or service.
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A balance sheet that places the liabilities and equity to the right of the assets is
a(n):
Select one:
a. Report form balance sheet.
b. Interim balance sheet.
c. Account form balance sheet.
d. Unclassified balance sheet.
a. Report form balance sheet. A balance sheet that places the liabilities and equity to the right of the assets is called a report form balance sheet.
This format of balance sheet is also known as the traditional format and is commonly used by companies to present their financial position. It is easy to read and understand and it provides a snapshot of the company's assets, liabilities, and equity at a given point in time. It also shows how the assets have been financed, whether through debt or equity. The report form balance sheet is often used in financial statements and annual reports. The other options like interim balance sheet, account form balance sheet, and unclassified balance sheet are not commonly used and not standard forms of balance sheet.
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What are the four steps in solving one's personal financial challenges?
The four steps that are involved in solving one's personal financial challenges are-
considering opportunity costs.assessing risks and returns.setting short- and long-term goals.assessing needs and wants.Financial challenges refers to being unable to pay debts over the short or long term. The financial challenges can be caused various reasons such as- by losing a job or being retrenched, being unemployed or unable to find sufficient work, having debts that can't be paid, or worrying about expected financial pressures.
Causes of financial challenges-
Lack of financial knowledgePersonality traitsEconomic factorsRelationship issuesUnexpected hardshipsThe fixing of a financial problem will depend on the cause and specific issue. The main should be to not just fix your short-term financial issues but to make a plan to also improve your financial situation for the future.
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write a declaration for two variables , price and cost, that can hold numbers with decimal places.
float price, cost are the declaration for two variables , price and cost, that can hold numbers with decimal places.
The above code declares two variables named "price" and "cost" that can hold numbers with decimal places, using the "float" data type."float price" and "cost" are two variables that are declared using the "float" data type. The "float" data type is used to store decimal numbers (numbers with fractional parts) in programming languages. The "float" data type is a single-precision floating point, which means that it can store decimal numbers with a limited number of digits after the decimal point. The variables "price" and "cost" can be used to store any decimal number, such as the cost of a product or the price of a service.It's important to note that the variables "price" and "cost" are just a placeholder and they do not have any value assigned to them yet, and it's also important to use them properly and assign them a value before using them in any operation.
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The Sarbanes-Oxley Act of 2002 greatly increased the accountability of auditors, executives, and corporate lawyers. This law is an example of which segment of the general environment ?
O economic
O sociocultural
O political and legal
O demographic
Option C, The Sarbanes-Oxley Act of 2002 is an example of the political and legal segment of the general environment as it's a federal law passed by the United States Congress to protect investors by improving the accuracy and reliability of financial reporting, and to prevent fraud and corporate misconduct.
The Sarbanes-Oxley Act of 2002 is an example of the political and legal segment of the general environment. This law is a federal law passed by the United States Congress in response to a number of corporate and accounting scandals, such as Enron and WorldCom.
The law increased the accountability of auditors, executives, and corporate lawyers, by imposing new or expanded requirements for financial reporting, corporate governance, and internal controls.
The law aims to protect investors by improving the accuracy and reliability of financial reporting and preventing fraud and corporate misconduct, and it is a legal requirement for public companies. It falls under the category of political and legal environment as it's a law passed by the government and it's affecting the way companies operate, report, and govern themselves.
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A firm's bank reconciliation statement shows a book balance of $16,820, an NSF check of $900, and a service charge of $70. Its adjusted book balance is:
Its adjusted book balance is $15,850 at book balance of $16,820 and NSF check of $900.
given data:
book balance = $16,820
NSF check = $900
service charge = $70
The adjusted book balance will be calculated as:
= $16,820 – 900 – 70
= $15,850
Since the bank's deductions for NSF checks and service fees were not reflected in the book balance, they will be lowered.
The cash balance listed in an organization's accounting records is known as the book balance. Transactions that haven't settled or gone through the bank account's clearing process may be included in the "book balance." The monthly bank statement is used by businesses to reconcile their book balance at the conclusion of each accounting period with their bank balance.
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How does a production possibilities graph show opportunity cost?
A production possibilities graph shows opportunity cost by illustrating the trade-off between two different production options. It shows how much of one good must be given up in order to produce more of the other.
It also shows the maximum amount of both goods that can be produced given limited resources. The opportunity cost of one good is shown by the slope of the production possibilities graph, which is the amount of the other good that must be given up in order to produce more of the first good. Applying the following formula, opportunity cost is determined as follows: Opportunity Cost is calculated as Return on the Most Profitable Investment - Return on the Investment Selected to Pursue.
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Clark is a piece rate worker who earns $8.25 per completed unit. During a 40-hour workweek, Clark completed 57 units. What is Clark's hourly rate
When workers are paid by the unit produced (such as the number of t-shirts or bricks produced) rather than the amount of time spent on the job, this is known as piece rate pay.
In some professions or businesses where the job is repetitive in nature and where individuals have a great degree of control over the outcomes, piece rates are regularly employed. Examples include activities like picking tea, trimming fruit trees, sorting used books, making clothes, or driving a certain number of miles. Workers who work from home or in locations other than the employer's are usually compensated on a piece rate basis. Employees in developing nations that depend on piece rate earnings are frequently a vulnerable group of workers, with many of them participating in the informal sector. The majority are female. The textile, apparel, footwear, and leather sectors as well as international supply chains frequently use piece rate compensation.
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What is the meaning command economy?
A command economy is an economic system in which all or most major economic decisions are made by the government. This includes decisions regarding the production and distribution of goods and services, investment, pricing, and even resource allocation.
Government will often set prices and quantities of output and direct the activities of businesses and other organizations. This type of economic system is common in countries with a strong central government, such as China, North Korea, and Cuba. This is in contrast to a market economy in which production, pricing and investment decisions are based on the decisions of individual consumers and producers.
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Almost all major purchases result in ________, or discomfort caused by postpurchase conflict.
A) need recognition
B) cognitive dissonance
C) consumer ethnocentrism
D) conspicuous consumption
E) consumer capitalism
Almost all major purchases result in cognitive dissonance, or discomfort caused by postpurchase conflict. Thus, option 'B' is the correct option.
What is cognitive dissonance?Cognitive dissonance, as used in psychology, is the mental strain brought on by the perception of contradictory information. A person's behaviors, feelings, thoughts, beliefs, values, and things in the surroundings are examples of relevant pieces of information. Having to choose between conflicting options, putting effort into the aim, and is required to comply with something against one's convictions are all examples of cognitive dissonance triggers.
Contrary to popular belief, cognitive dissonance is beneficial to our mental health and happiness. Particularly when they cannot be readily changed, it may help us feel content with our decisions—or at the very least, allow us to rationalize them.
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What are the effects of competition in a mixed market economy?
The competition in the mixed market has a positive impact through the economy. That kind of competition will foster an environment of efficiency and also innovation.
In economic and business, A mixed market or also known as mixed economy generally can be defined as one that incorporates the principles of a capitalist free market to allow for private economic freedoms. Mixed market has a principle that attempts to compensate negative effects of economic freedom to ensure or improve the social good. One of the benefit from mixed market is that each companies will compete for creating better products or services for consumers.
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What are the three main types of organizational buyers?
(1) industrial firms, which in some way reprocess a product or service they buy before selling again to the next buyer; (2) resellers, which are wholesalers and retailers that buy physical products and resell them again without any reprocessing; and (3) government units, which are the federal, state, and local agencies that buy products and services for the constituents they serve
The three main types of organizational buyers are :(1) industrial firms, which in some way reprocess a product or service they buy before selling again to the next buyer;
(2) resellers, which are wholesalers and retailers that buy physical products and resell them again without any reprocessing; and
(3) government units, which are the federal, state, and local agencies that buy products and services for the constituents they serve.
What kinds of organizational buyers exist?Producers, resellers, institutions, and the government might be the primary organizational buyers. Where the company that acquires goods for subsequent production or reproduction is referred to as a producer. Wholesalers, retailers, and agents are examples of organizations that acquire products for the purpose of reselling them.
What exactly are corporate buyers?Individuals who represent a business are known as organizational buyers. These buyers typically take into account both their own preferences and the potential preferences of the customers to whom the organizational buyer's business will market itself when making purchases.
The decision-making process by which an organization identifies, evaluates, and selects among alternative brands and suppliers after determining the need for those products or services is referred to as organizational buying behavior.
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On the statement of cash flows, activities that create long-term liabilities are usually
a. financing activities.
b. operating activities.
c. investing activities.
d. noncash investing and financing activities.
On the statement of cash flows, activities that create long-term liabilities are usually (A) financing activities.
Financial transactions' long-term liabilities, owner equity, and adjustments to short-term borrowings are referred to as financing operations. The statement of cash flow categorizes long-term debt as financing activities. This covers both payments and borrowings. A firm must consider its future possibilities when deciding whether to borrow money.
The cash flow statement's financing activity focuses on how a company obtains capital and returns it to investors via capital markets. Along with paying in cash dividends, adding or altering debts, and issuing and reselling more stock, these actions also include these.
On the balance statement of your company, long-term obligations are listed. The balance sheet provides a comprehensive picture of the business's financial situation. The accounting formula is as follows: assets = liabilities + owners' equity.
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There are two basic kinds of credit cards. The typical credit card is based on a/an [ Select ] that is set by [ Select ] , and it is linked to your [ Select ] or personal request. The second kind of credit card is a [ Select ] and it is more like a [ Select ] because it is directly tied to a checking or savings account. All limits for this card are based on your [ Select ] instead of an approved limit.
Debit cards typically pull funds from a checking account, while credit cards charge purchases using a line of credit.
What type of credit is a credit card an example of?A credit card generally operates as a substitute for cash or a check and most often provides an unsecured revolving line of credit. The borrower is required to pay at least part of the card's outstanding balance each billing cycle, depending on the terms as set forth in the cardholder agreement.credit limitthe sponsoring financial institutioncredit ratingsecured carddebit cardaccount balanceA financial sponsor is a private-equity investment firm, particularly a private equity firm that engages in leveraged buyout transactions.A credit rating is a quantified assessment of the creditworthiness of a borrower in general terms or with respect to a financial obligation. Unlike a prepaid card, a secured card is an actual credit card that reports to the three major credit bureaus—providing the opportunity to build your credit, with responsible use.When you open a checking account at a bank or credit union, you usually get a debit card. A debit card lets you spend money from your checking account without writing a check. When you pay with a debit card, the money comes out of your checking account immediately.An account balance represents the available funds, or current account value, of a particular financial account, such as a checking, savings, or investment account.
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The chief difference between a low-cost provider strategy and a focused low-cost strategy is:
A. whether the product is strongly differentiated or weakly differentiated from rivals.
B. the degree of bargaining power that buyers have.
C. the size of the buyer group that a company is trying to appeal to.
D. the type of value chain being used to achieve a low-cost competitive advantage.
E. the number of upscale attributes incorporated into the product offering.
Option C) " the size of the buyer group that a company is trying to appeal to." is the correct answer for defining the distinction between a targeted low-cost strategy and a low-cost leader strategy.
A corporation is said to have a targeted low-cost strategy when it focuses on a certain consumer segment and provides affordable services and products. By focusing on a narrow market, they may cut costs. Because they can rely on experience and consistency, they could offer low costs. In order to attract clients to the market, a low-cost provider aims to sell its goods for the lowest possible price while yet turning a profit. Because these businesses strive to appeal to a sizable market, this is a broad interpretation of the low-cost strategy. Very soon, examples of low-cost strategy spring to mind. For instance, Walmart advertises itself as a supplier with low prices. The slogan of Walmart is "Save money. Live better."
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Fill in the blank: The difference between digital advertising and organic marketing on social media platforms is that digital advertising is _____ and organic marketing is _____. Select all that apply.
The correct answer is B and D. Fill in the blank: The difference between digital advertising and organic marketing on social media platforms is that digital advertising is paid and organic marketing is not paid.
Advertising and marketing is the method of exploring, creating, and handing over fees to satisfy the wishes of a target market in terms of goods and offerings; doubtlessly which includes the selection of an audience; selection of positive attributes or subject matters to emphasize in advertising and marketing; operation of advertising and marketing campaigns;
Attendance at exchange shows and public activities; design of merchandise and packaging appealing to buyers; defining the phrases of sale, including rate, reductions, warranty, and go back policy; product placement in media or with people believed to influence the shopping for habits of others; agreements with shops, wholesale distributors, or resellers; and tries to create recognition of, loyalty to, and high-quality emotions approximately a logo.
Advertising and marketing are normally achieved via the vendor, commonly a store or producer. every so often the task is shrunk to a committed advertising firm or advertising enterprise. More rarely, a trade association or government agency (such as the rural marketing service) advertises on behalf of an entire industry or locality, regularly a selected sort of food (e.g. were given Milk?), meals from a particular vicinity, or a city or location as a tourism destination.
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Complete question:
Fill in the blank: The difference between digital advertising and organic marketing on social media platforms is that digital advertising is _____ and organic marketing is _____. Select all that apply.
A). paid; not paid
B). for e-commerce only; for all businesses
C).more targeted; less targeted
D).unhelpful; helpful
Which of the following are disadvantages of the limited partnership form of a direct participation program?
Size limitations
Illiquidity
Lack of a management voice for limited partners
A)
I and II
B)
I only
C)
II only
D)
II and III
The disadvantages of the limited partnership form of a direct participation program are illiquitidy and lack of management voice for limited partners (D).
Limited partnership is a type of business partnership agreement made up by 2 or more partners. In limited partnership, there are 2 kinds of partners, general partner and limited partner. General partner refers to one or more owners who have full responsibility to manage the partnership and have unlimited personal liablity. Limited partner refers to another kind of owner with who is simply investing to the business and ensuring the flow of revenue.
General partner has full management control, meanwhile limited partners only have limited control in the management.
The ownership of limited partnership is harder to transfer since the shareholer's interest is not freely transferable. This makes limited partnership has low liquidity. Changes in management roles in limited partnership is not flexible since it would be related to the personal liability responsibility and protection.
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Serious question for the verified answers, do yall get paid to answer our questions?
Answer:
no, not if you are the community. somebody gets his answer verified then that just means his is the correct answer.
Explanation:
I have been verified
____________________ pays health-care providers a fixed monthly fee for a range of services for each HMO member in their care.
Capitation pays health-care providers a fixed monthly fee for a range of services for each HMO member in their care.
A type of health insurance plan that, in most situations, restricts coverage to medical services provided by staff members of the HMO or staff members with whom it has a contract. Unless it is urgent, out-of-network care is frequently not covered. You might need to reside or work within an HMO's service region to qualify for coverage.
Preventive care and general patient welfare are given top priority by a health maintenance organization, which also aims to keep costs low for its members by only covering in-network providers and facilities.
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You will receive an inheritance of \$500,000$500,000 in 20 years on your 40th birthday. What is the value of the inheritance today if the discount rate is 10\%
The present value of the inheritance at 10% discount rate in 20 years is $74321.81.
Give a brief account on Inheritance Value?The tangible and intangible parts of a heritage constitute its total value. The successor's wealth is increased by mutually beneficial reinforcement. The value of an inheritance is determined by the purpose, not the amount of the gift.
The standard for inherited homes is usually the fair market value (FMV) of the property at the time of the deceased's death. If no valuation has been done at this point, you should consult a real estate professional to figure out her FMV. There is no other way to establish your claim to land.
Whether you receive an inheritance in the form of cash, stock, or real estate, it does not count as income for federal tax purposes.
PV = C/(1 + r)ⁿ
Where, PV = Present value
C = Inheritance ($500,000)
r = Discount rate (10%)
n = Time period (20 years)
PV = $500,000 / (1+10%)²⁰
= $74,322
Hence, $500,000 to be inherited after 20 years is worth $74,322 of today.
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While the company’s strategy sets forth an approach to offering superior value, a company’s business model is management’s blueprint for delivering a valuable product or service to customers in a manner that will yield an attractive profit. In this exercise you will be asked to evaluate the business model for SiriusXM
Yes, there has been an improvement in the cost structure form 71% for 2016 to 69.55percentage points in 2017. Therefore, its profit margin has already been expanding and is at an acceptable level.
How is profit margin determined?Simply deducting the expenses supplied (COGS) from the entire revenue of the company and dividing the result by the total revenue, you can quickly ascertain the profit margin of the company. To convert that amount to a percentage, multiply it by 100.
What is an acceptable profit margin?Industry-specific net profit margins range from 20% to 5%, with 5% being low or poor, 10% being normal, and 20% being good, based on the Corporate Finance Institute. Companies can pay their expenses and get an amount of profit when they have healthy profit margins.
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. PJ can afford an $800 monthly mortgage payment. If the current mortgage rates are 4.75% and he wishes to have a 30-year mortgage, what is the maximum amount he can afford to borrow
PJ has the maximum financial means to borrow up to $153,360.
Given a specific rate of return, or discount rate, the present value of an annuity is the current value of the future payments from an annuity. The present value of the annuity decreases as the discount rate increases.
Use the standard annuity present value formula.
The equation is:
PV = PMT {[1- (1+ r / k) ^ (-kn)] / (r/k)}
PMT monthly equals 800
R = 4.75% of the interest rate, or 0.0475
K / monthly compounded = 12
Time / N = 30 years
Present Value = 800 x [1- (1+0.0475 / 12)⁽⁻¹²ˣ³⁰⁾/ (0.0475 / 12)]
Therefore, Present Value = 153,360.32 or 153,360
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Corporations may buy back their own stock for any of the following reasons except to:
a. Avoid a hostile take-over.
b. Have shares available for a merger or acquisition.
c. Have shares available for employee compensation.
d. Maintain market value for the company stock.
e. Allow management to assume the voting rights.
Corporation may buy back their own stock for any of the following reasons except to: Allow management to assume the voting rights
Hence, Option E is correct
A share buyback is a type of shareholder compensation in which businesses repurchase their own stock in order to lower their capital by canceling the purchased shares. The ownership stake in the company and the amount of future dividends that shareholders are due rises as the number of shares in circulation declines.
During a stock buyback, a company buys back shares of stock from any and all shareholders who wish to sell them on the secondary market. Any shareholder may participate in a stock buyback, which is open to all stockholders and does not require them to sell their shares back to the company.
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For a fee, a real estate licensee offers a mortgage company the names and telephone numbers of all of the people who attended an open house, but the mortgage company does not accept the offer. Who is in violation of RESPA
Both the real estate licensee and the mortgage company could potentially be in violation of RESPA
Both the real estate licensee and the mortgage company could potentially be in violation of RESPA (Real Estate Settlement Procedures Act) if the fee being offered for the names and telephone numbers of the open house attendees is considered a kickback or referral fee. Under RESPA, it is illegal for real estate licensees and mortgage companies to give or receive any fee, kickback, or thing of value for the referral of business related to a federally related mortgage loan. Therefore, if the fee being offered for the names and telephone numbers is considered a referral fee, both the real estate licensee and the mortgage company could be in violation of RESPA.
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Rosalyn is planning to sell her apartment complex. Ten years ago, she bought the eight-room complex for $420,000. The building has gained 2.2% in value every year since she bought it. She charges a monthly rent of $720 for each room, and pays $22,900 per year in upkeep costs. If Rosalyn has kept all of the rooms occupied continuously since she bought it, to the nearest hundred dollars, how much profit will she have made in total when she sells it
The upkeep expense is 22900 dollars annually, or 229000 dollars over ten years. She will make (522105.48 - 420000 + 691200 - 229000) dollars in profit when she sells her apartment, for a total of 564305.48 dollars.
Mesne profits, pronounced "mean," are sums of money paid to someone having the right to immediate possession expense of land when no licence has been granted for that occupancy. The revenue generated from selling a good is referred to as the profit, and it must exceed the cost of the good. In other terms, a gain from any business activity constitutes a profit.
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Complete the following statement: "When there is a shortage of a good, O A. as prices increase, consumer demand more of a particular good worsening the shortage." O B. producers react to shortages by lowering prices and producing less worsening the shortage." O C. Consumers compete against one another by bidding the price upward. At higher prices there is an increase in quantity supplied until the market is finally in equilibrium." O D. consumers do not give up trying to buy it, so there is a rightward shift in demand curve that worsens the shortage and cause prices to increase."
O E. Consumers eventually give up trying to buy it, so the demand for the good declines, and the price falls until the market is finally in equilibrium."
When there is a shortage of a good, consumers compete against one another by bidding the price outward and the process continues until the market is finally in equilibrium. The Option C is correct.
What does market shortage means?At a price point determined by market forces, there is an equilibrium between the quantity demanded and quantity supplied in a normally functioning market. A shortage occurs when demand for a product or service exceeds available supply.
When this happens, the market is said to be in disequilibrium. This is usually a temporary condition because the product is replenished and the market returns to equilibrium.
It is important to note that shortage should not be confused with the economic term "scarcity," because shortages are typically temporary and can be corrected, whereas scarcities are systemic and cannot be easily replenished.
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The market for wheat is initially in equilibrium. If workers in the wheat industry are successful in negotiating higher wages we would expect equilibrium prices to ______.
At first, there is balance in the wheat market. We would anticipate higher equilibrium prices if wheat sector workers are successful in securing higher wages.
What exactly is equilibrium?Price stability results from a balance between supply and demand. The phrase for this is equilibrium. In general, a shortage or undersupply causes prices to increase, which reduces demand, while a surplus or excess causes prices to decrease, which increases demand.
Equilibrium is essential for a market to be both efficient and balanced. A market cannot stray from its equilibrium price and quantity since it is maintaining equilibrium between the quantities requested and supplied.
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the expense for warranty costs is recorded in the period ________.
Warranty fee is identified in the equal length as the sales for the products that have been sold, if it is probable that an cost will be incurred and the organization can estimate the quantity of the expense.
In which of the following periods should the cost for guarantee charges be recorded?The warranty cost is a legal responsibility of an organization, so accounting requirements require recording this price as early as possible, hence, the company have to document it at the time of true sale by estimation method.
Is warranty a length cost?A guarantee cost refers to the value that a corporation anticipates incurring for the alternative or repair of merchandise clients purchase. Companies account for guarantee charges only during the hooked up warranty period. After the guarantee duration expires, businesses stop to incur the assurance expense.
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Which search engine strategy would best limit the results to the vehicle, Ford Explorer, rather than someone exploring in a vehicle made by Ford Motor Company or an explorer named Ford?
1. Ford Explorer*
2. Ford Explorer
3. Ford Explorer
4. Ford Explorer"
The search engine method that would best restrict the results here to vehicle is Ford Explorer.
What is a search engine?A search engine is a piece of software used to conduct online searches. They carry out methodical searches of the Internet for certain data that is specified in a sms web particular keyword.
What are results from search engines?The search engine results pages, or SERPs, are often displayed when the results are retrieved. These outcomes or details could include references to online pages, a combination of pictures and videos, published papers, news pieces, etc.
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A situation where an owner sells his or her improved property and at the same time, signs a long-term lease with the buyer is called a (an)
A bridge loan is what is used when an owner sells their upgraded property while concurrently agreeing to a long-term lease with the buyer.
What form of loan would be completely repaid during its whole life?The principal and interest portions of your payments will fluctuate over the course of fully amortized loans' schedules, ensuring that your balance is entirely repaid at the conclusion of the loan's duration.
What is a fully amortized loan's alternate name?A debt that has had all of its principal and interest paid off is said to have been fully amortized. The principal and interest installment payments are both fixed.
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performs, they sign an accord, in which Lester promises to pay $4,000 within ten days instead of $5,000 later
A written document authored by the defendant and signed by him is always required when the cost of the items is $500 or higher.
How to pay $4,000 within ten days instead of $5,000 later?A collateral contract is one in which one party (the guarantor) undertakes to cover the debt or obligation that a second party (the primary debtor) owes to a third party (the obligee) in the event that the principle debtor is unable to fulfill their obligations.
Any signed writing that (1) clearly defines the contract's subject matter, (2) is sufficient to prove that a contract exists, and (3) expresses the contract's essential elements with reasonable confidence satisfies the Statute of Frauds.
All parties to a contract must sign the written document in order for the statute of frauds to be satisfied. Due to the statute of frauds, certain verbal agreements are deemed non-binding and unenforceable in the absence of written documentation.
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