which of the following are normally included in a credit application? (choose every correct answer.)

Yes, you are accurate. Total Variable Cost (TVC) is determined in a break-even analysis as the product of marginal expenses and output quantity. The variable costs involved with generating one more.

unit of output, such as direct materials, direct labor, and variable overhead expenses, are referred to as marginal costs. The TVC is calculated by multiplying the marginal cost per unit by the number of units produced. This is the overall cost of manufacturing that number of units, assuming that all expenses are variable and no fixed costs exist. By comparing the TVC to the Total Revenue (TR) generated by the same number of units, the break-even point can be determined, which is the point at which the corporation is neither profitable nor losing money.

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Repetition is seen crucial by classical conditioning in order for learning to take place through associative process. E is the right response.

Key Learnings. A business that is partially owned by a main company is known as an associate company. In contrast to a subsidiary, its parent will only have a small or – anti ownership in the associate firm. Joint ventures frequently result in partnerships between associate companies.

A company that has a substantial influence over another company and is not an unit of that company is referred to as a "associate company." This term also encompasses joint venture companies.

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The Complete Question :
According to classical conditioning, which of the following factors is considered important for learning to occur through the associative process?

Multiple Choice

A. high distance

B. dissimilation

C. reward

D. disintegration

E. repetition

Reckitt Benckiser and Diageo PLC seem to be the most promising investment candidates because a high ESG disclosure score is better than Amcor and Lloyds. This statement is true.

The ESG Disclosure Score is a percentage that compares your overall degree of disclosure to quantitative ESG data points that are taken from international standards and are thought to be the most pertinent for your sector.

ESG (Environmental, Social, and Governance) aspects are gradually being taken into account by investors during the engagement and decision-making phases. The ESG Disclosure Score is a percentage that compares your overall degree of disclosure to quantitative ESG data points that are taken from international standards and are thought to be the most pertinent for your sector.

Therefore, the given statement is true.

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Countries with a collectivist orientation extol the virtues of sharing over individual ownership and therefore see little reason to respect the concept of individual ownership, whereas countries with an individualist orientation .

One of the simplest forms of real estate ownership is sole ownership. When a person is the sole owner of a property, they can sell, lease, or give the property to another person without needing permission, as the name suggests. A non-incorporated business is an individual enterprise. This includes freelancers, consultants, and independent contractors. A Social Security number from the United States is required to register as an individual business. "Solopreneurs" are sometimes used to refer to personal businesses. Countries with a collectivist orientation extol the virtues of sharing over individual ownership and therefore see little reason to respect the concept of individual ownership, whereas countries with an individualist orientation view the idea of individual ownership of an idea as intrinsically legitimate.

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The correct answer is (D) general ledger accounts and balances. Businesses utilize a trial balance, a collection of credit and debit entries, to internally evaluate their double-entry accounting systems.

Businesses utilize a trial balance, a collection of credit and debit entries, to internally evaluate their double-entry accounting systems. Verifying that the total of all debits and credits equals one another is the objective.

To check that entries in a company's bookkeeping system are mathematically sound, a trial balance is generally produced. A trial balance serves as a test of a fundamental component of a group of books, hence the name.

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Be backed by secured assets is the criteria is a cash equivalent must sisty. Hence, option B is correct.

The difference between the beginning and ending balances of cash and cash equivalents is explained by the statement of cash flows, which must be backed by secured assets and be close to maturity.

The balance sheet displays the assets and liabilities that arise from the cash flow statement's activities whereas the cash flow statement displays the amount of money coming in and leaving out.

Thus, option B is correct.

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Answer: Be close to maturity and Be readily convertible to a known amount of cash

Explanation: was originally answered incorrectly

True, You are more prone to give in to outside pressure when making decisions if you are unsure about your own moral principles.

Unacceptable conduct has a negative impact on both individuals and groups. You might lose your job and reputation, businesses might suffer a loss of credibility, morale and output may suffer, or the behavior might result in costly fines and/or financial losses.

Making ethical decisions is based on essential character attributes including reliability, accountability, respect, fairness, compassion, and good citizenship. Making ethical choices results in ethical behaviors, and these behaviors form the basis of ethical business practices.

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The given statement "one method Tesla inspires sustainability across the entire automobile industry is by producing batteries and chargers for many other car manufacturers" is true because one means Tesla inspires sustainability across the whole automobile industry is by making batteries and chargers for several other car manufacturers.

Tesla produces batteries and chargers for several other car manufacturers, including Toyota and Mercedes-Benz, through its subsidiary, Tesla Energy. This has had a significant impact on the automobile industry, inspiring other companies to invest in electric vehicle technology and creating a more sustainable future for transportation. Tesla's advancements in battery technology and charging infrastructure have helped to increase the range and accessibility of electric vehicles, making them a more viable option for consumers and accelerating the transition to a more sustainable transportation system.

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The number of employed workers and the unemployment rate would change in employed workers, but there would be no change if discouraged jobless workers gave up looking for work, lowering the unemployment rate.

The unemployment rate is the percentage of the working population that is unemployed. Since it is a trailing indicator, changes in economic conditions usually cause it to rise or fall rather than predict them. If the economy is struggling and there aren't many jobs available, the unemployment rate is likely to rise.

It is typical to anticipate a decline in it when the labor market is strong and there are many open positions in the economy. Unemployment is one of the metrics of economic health that is most widely watched, along with GDP and the consumer price index.

The stock market and inflation, two essential measures of the health of the economy as a whole, are inversely related to unemployment.

Correct question:

If unemployed workers become discouraged and give up trying to find work, the number of workers employed and the unemployment rate would change in which of the following ways?

workers employed

no change

unemployment rate

decrease.

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The accrual foundation of accounting recognizes revenues and prices when the goods and services are delivered regardless of the timing for the trade of cash. The 12 months quit closing procedure is used to convert the books from a money to accrual basis.

Accrual foundation accounting acknowledges business income and matching fees when they are generated—not when cash honestly modifications hands. This ability companies document income when it is earned, not when the employer collects the money.

The income attention precept the use of accrual accounting requires that revenues are identified when realized and earned–not when money is received.

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We will debit Insurance Expense for $1,272 and credit Prepaid Insurance for $1,272. This entry will reduce the balance in Prepaid Insurance to $1,908 ($3,180 - $1,272)

The adjusting journal entry for Nicole's Getaway Spa at December 31, 2015, for the insurance expense would be:

Insurance Expense $1,272

Prepaid Insurance $1,272

The insurance policy was purchased on June 1, 2015, and provides coverage for 12 months, meaning it covers the period from June 1, 2015, to May 31, 2016. Since the insurance coverage since June has been used up, we need to record an adjusting entry to reduce the balance in the Prepaid Insurance account, which represents the unexpired portion of the policy as of December 31, 2015.

The calculation for the insurance expense is as follows:

Total cost of insurance policy / 12 months x 7 months (June 1, 2015, to December 31, 2015) = $3,180 / 12 x 7 = $1, 272

Therefore, we will debit Insurance Expense for $1,272 and credit Prepaid Insurance for $1,272. This entry will reduce the balance in Prepaid Insurance to $1,908 ($3,180 - $1,272), which represents the amount that is still prepaid and will be used in the future periods.

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decisions such as deciding how many employees to hire, salary schedules, and training policies are made during the implementation phase of the management process.

The management process' implementation phase, when the strategy created in the preceding phases is put into effect, is when decisions concerning hiring employees , wages, and training are often made. Managers are in charge of monitoring staff actions during implementation, making sure that the organization's goals and objectives are being achieved, and modifying the plan as needed when circumstances change. Nevertheless, depending on the requirements and objectives of the company, similar choices may also be made during other stages of the management process, such as planning or controlling. In any event, these choices must be well thought through and scrutinised because they are crucial to the organization's success.

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E) While salaries climbed and desktop computers became a common item, labor expenses to make personal computers also increased.

The demand curve is a line graph used in economics that depicts the number of units that will be purchased at various pricing of a good or service. The amount is represented on the horizontal (X) axis, while the price is plotted along the vertical (Y) axis.

The law of demand, which stipulates that the quantity required will decrease as the price increases, is followed by demand curves, which are used to determine the relationship between price and quantity. Demand and supply curves are frequently mixed in order to estimate the market's equilibrium price and quantity.

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High-end Levi's jeans that are produced in the United States but then sold to stores in China and France are an example of US exports.

In international trade, an export refers to goods or services that are produced in one country and sold to buyers in another country. In this case, the high-end Levi's jeans are produced in the United States and sold to stores in China and France, which makes them US exports.

Exporting is an essential component of international trade, as it enables countries to benefit from their comparative advantages and creates a global marketplace. By exporting their goods and services, countries can increase their revenues, create jobs, and spur economic growth.

In addition, exporting allows producers to reach a wider audience, expand their customer base, and gain access to new markets.

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The skill that has been most likely overused by Cheryl is professionalism. Thus, the correct answer is option B.

A skill is the learned ability to act in a predictable manner with good execution, often within a limited amount of time, energy, or both. Domain-general and domain-specific skills are frequently distinguished.

Professionalism entails meeting high standards on a consistent basis, both visibly and "behind the scenes" - regardless of our role or profession. Some industries, workplaces, or roles have specific "rules" of professionalism. These can be explicit, such as an agreed-upon dress code or a social media policy.

Therefore, professionalism is the skill that is being overused by Cheryl.

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Absolute advantage is defined as the ability of a producer to generate more goods per unit of time than other persons or organizations with the same quantity of inputs.

It is a business term that refers to a producer's capacity to do a given economic activity more efficiently than competitors. The ability to create a good at a lower 'opportunity cost' is referred to as a comparative advantage.

According to Ricardo's comparative advantage theory, even if a country does not have an absolute advantage, it should specialize in specific things if it is efficient at producing them. I

n other words, a country should specialize in specific commodities if the opportunity cost of producing them in that country is lower, even if other countries are more efficient.

The first country can either make 40,000 refrigerators or 10,000 shoes. U can manufacture either 10,000 refrigerators or 8000 shoes.

As a result, the opportunity cost of producing one unit of refrigerator in terms of shoes is 10,000/40,00 unit = 0.25 unit for the first country.

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Employees are very driven to achieve goals: False. Because the budget is typically imposed on lower levels of the business in a top down method, employees might not be particularly driven to organization

A social unit known as an organisation is created to carry out certain tasks using a variety of resources, including labour, capital, and technology. It might be a government organisation, a for profit or nonprofit organisation, or another kind of institution. Organizations come in a variety of shapes, sizes, and functions. They might be centralised or decentralised, flat or hierarchical. Organizations frequently have explicit policies and processes in place for deliberating, communicating, and allocating resources. They frequently have a management group in charge of keeping an eye on things and making sure the company is heading in the right direction. In order to stay competitive, successful firms put special emphasis on training and keeping skilled personnel managing risks, and adapting to changing surroundings

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Using open-market operations to buy securities and using open-market operations to sell securities are ways that the Federal Reserve influences the U.S. economy through its monetary policies.

If the FOMC's policy directive instructs the Trading Desk at the New York Fed to decrease the federal funds rate because the U.S. economy is experiencing a recession, the Trading Desk traders will buy government securities.

This results in a shift of the money supply curve to the right, and so there will be a decrease in interest rates. As a result, consumers will purchase and save more, and businesses will invest more.

Consequently, the aggregate demand curve will shift to the right, which shows that the economy has been successfully stimulated.

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False. When individuals or groups are in the process of purchasing a company or firm, this action is known as being a stakeholder is incorrect.

Stakeholders are parties that have an interest in a company that affects or can be affected by the company.

A typical company's investors, employees, customers, and suppliers form its key stakeholders. However, due to the growing interest in corporate social responsibility, this idea is being extended to local communities, governments and industry associations.

An entity's stakeholders can be either internal or external. Her one form of stakeholder that companies need to recognize is shareholders.

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According to the map, the location that received manufactured goods in exchange for enslaved humans were in Africa.

Being a slave, who is unable to stop working for an enslaver, and having one's property treated as one's own are both considered to be slavery and enslavement, respectively. While the location or residence of the worker is determined by the enslaver, slavery typically involves some type of work.

Many historical cases of slavery resulted from breaking the law, accruing debt, or losing a war; other types of slavery were established along demographic lines, such as race. For a set amount of time after which they would be freed, or for life, slaves may be held in servitude.

Despite the fact that coercion and forced servitude are the norm in slavery, there are some instances where people choose to work as slaves voluntarily in order to repay debts or supplement their meager income.

Slavery was a common feature of civilization throughout human history and was legal in the majority of societies, but it is now prohibited in the majority of the world's nations, with the exception of those that use it as a punishment for crimes.

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The statement '' many U.S companies took advantage of Mexico's low labor costs and proximity to the United States to establish maquiladoras '' is true because the average company can save nearly a million dollars a year in labor costs.

American companies are becoming more competitive in the world market by combining American high technology with lower labor and material costs in Mexico.  The Mexican government created the maquiladora program in 1960 in response to increased unemployment after the end of the Bracero program.

,

Maquiladoras are located on the US-Mexico border to improve supply chain management. Geographical proximity reduces transportation costs and the time needed to transport materials and goods. Factories are heavily concentrated in the US-Mexico border states .

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An income summary account is an account that is used to record all the temporary accounts when a business makes a closing statement at the end of every accounting period. So the correct answer to the question above is the statement " it is a temporary account used during the closing process to summarize revenues and expenses."

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If a subsequent event occurs after the report date but prior to the release date of an audit report for a nonissue and results in management's revision of the financial statements.

The dual date of the audit report: The auditor may add a new date to the audit report, reflecting the date when the revised financial statements were issued.

Update the audit report: The auditor may update the original audit report to reflect the revisions made by management.

Take no action: The auditor may choose not to take any action, particularly if the revisions made by management are not material to the financial statements as a whole.

However, one thing the auditor cannot do is issue the original audit report without any modification or update, as the revised financial statements would invalidate the original report.

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Demand and supply have both increased. Consequently, the equilibrium Q has increased, but the equilibrium P is uncertain.

Option B is correct.

Both the demand and the supply of microbrew beer have increased as a result of technological advancements, which have reduced the cost of production and increased American preference for microbrew beer over wine. The equilibrium quantity will rise as a result of an increase in demand and supply, but the equilibrium price cannot be determined.

In economics, demand is the capacity and willingness of consumers to purchase a specified quantity of a product or service at a specified cost. The willingness is the supply. of sellers offering a specified quantity of a product or service at a specified cost. An economic model of market price determination is supply and demand. It assumes that, given all other factors being equal, the unit price of a particular good,

Incomplete question :

Assume that in recent years the cost of producing microbrew beer in the u.s. has decreased largely due to technological improvements. at the same time, more and more americans prefer microbrew beer over wine. which of the following best explains the effect of these events in the microbrew beer market?

A) Supply has decreased, while demand has increased. As a result, there has been an increase in the equilibrium P, but the equilibrium Q is indeterminate

B) Both supply and demand have increased. As a result, there has been an increase in the equilibrium Q, but the equilibrium P is indeterminate.

C) Both supply and demand have decreased. As a result, there has been a decrease in the equilibrium Q, but the equilibrium P is indeterminate.

D) Supply has increased, while demand has decreased. As a result, there has been a decrease in the equilibrium P, but the equilibrium Q is indeterminate

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The right response is d) Gross domestic product (GDP) will typically surpass gross national product (GNP). The value of all goods and services generated inside a nation's boundaries is measured by its gross domestic product (GDP).

But the value of all goods and services produced by its citizens, wherever they may be, is measured by its gross national product (GNP).

Because these employees and investments help with domestic production of goods and services, a country's GDP will often rise when it draws significant numbers of foreign labour and foreign investment. The GNP might not rise by the same amount, though, because part of the gains from foreign investment might be repatriated to the investors' home nations, lowering the value of the goods and services made in the nation by its citizens.

Therefore, GDP will typically exceed GNP in this scenario.

Gross domestic product, or GDP. It is a measurement of the total cost of all finished products produced inside a nation's boundaries over a certain time period (usually a year). The gross domestic product (GDP) is a measure of a nation's economic output that is frequently used to compare the economic performance of several nations or to monitor changes in a single nation's economic performance over time.

Gross National Product is what GNP stands for. It is a measurement of the entire value of all goods and services generated by inhabitants and businesses of a country over a given time period, regardless of where they are located (usually a year).

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An income statement's objective is to demonstrate whether a business made a profit or a loss during the reporting period.

A company's revenue and expenses for a given period of time, usually a month, quarter, or year, are reported in an income statement, also known as a profit and loss statement.

Req 3A

WELLS TECHNICAL INSTITUTE

Income Statement

For Year Ended December 31, 2017

Revenues:

Tuition fees earned $120,552

Training fees earned $45,302

Total revenues $165,854

Expenses:

Depreciation expense – Equipment $13,871

Depreciation expense – Teaching supplies $6,936

Salaries expense $7,704

Rent expense $51,815

Utilities expense $25,716

Total expenses $105,042

Net income $60,812

Req 3B

WELLS TECHNICAL INSTITUTE

Statement of Owner's Equity

For Year Ended December 31, 2017

Capital, January 1, 2017 $224,356

Add: Net income for the year $60,812

Less: Withdrawals during the year $25,000

Capital, December 31, 2017 $260,168

Req 3C

WELLS TECHNICAL INSTITUTE

Balance Sheet

As of December 31, 2017

Assets:

Cash $58,988

Accounts receivable $11,880

Prepaid rent $7,498

Teaching supplies $13,805

Equipment $309,524

Less: Accumulated depreciation $42,848

Total assets $359,847

Liabilities:

Accounts payable $15,475

Salaries payable $7,498

Unearned tuition fees $15,575

Total liabilities $38,548

Owner's equity:

Capital $260,168

Therefore, total liabilities and owner's equity $359,847.

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You may utilize the notion of a financial annuity to compute the annual withdrawal amount. A financial annuity is a series of equal payments delivered at regular intervals over.

a certain period of time. In this scenario, you must calculate the equal yearly payment that may be paid from a $750,000 amount over a 25-year period at a 9.0% annual interest rate. The withdrawal amount may be calculated using the annuity present value formula. The formula is as follows: PV = P / [(1 - (1 + r)-n) where: PV is the annuity's present value (in this example, $750,000). P denotes the yearly payout. r represents the yearly interest rate (9.0%). n denotes the annuity's number of years (25) Calculating P: P = PV * (r / (1 - (1 + r)^-n)) P = $750,000 * (0.09 / (1 - (1 + 0.09)^-25)) P = $750,000 * (0.09 / 0.4665) P = $145,442.72 As a result, the yearly withdrawal amount for the following 25 years is roughly $145,442.72. None of the answer choices quite equal this number, although option C) $55,620 comes the closest. This is, however, much less than the right figure, and taking only $55,620 each year will deplete the balance far sooner than the allotted 25 years. As a result, none of the response options are accurate, and the right answer is not given.

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In India, reports of groundwater pollution and depletion caused Coca-Cola to encounter resistance from the environmental and health communities.

Due to claims of groundwater contamination and depletion, Coca-Cola encountered strong criticism in India from environmental and health organisations. The corporation was charged with consuming excessive amounts of water from nearby aquifers, which reduced the amount of water available to nearby people, farmers, and cattle. The business was also charged with discharging hazardous garbage into the earth and waterways. As a result, there were demonstrations, court cases, and a damaged corporate reputation in India. Coca-Cola responded by implementing a number of water management measures to cut back on water use, enhance water quality, and work with nearby communities to resolve their concerns.

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When cyclical unemployment is equal to zero, the unemployment fee becomes equal to the herbal charge of unemployment.

The motion of labor in and out of employment, whether or not it is voluntary or not, represents natural unemployment. Any unemployment now not regarded to be natural is often referred to as cyclical, institutional, or policy-based unemployment.

Cyclical Unemployment: actual rate of unemployment - herbal fee of unemployment = u - u*. The cyclical fee of unemployment is the unemployment created by way of recessions and booms. During recessions, u - u* > 0; for the duration of booms, u - u* < 0 Actual Unemployment Rate: natural fee + cyclical price = u = u* + (u - u*).

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Option C is the correct option.

Forecasting methodologies is considered a causal forecasting technique. Linear regression is considered a causal forecasting technique because it seeks to establish a relationship between the variable being forecasted and one or more other variables that are believed to be causally related to it.

A variable's value can be predicted using linear regression analysis based on the value of another variable. The dependent variable is the one you want to be able to forecast. The independent variable is the variable you are using to forecast the value of the other variable.

The other options listed - exponential smoothing, weighted moving average, historical analogy, and market research - are not considered causal forecasting techniques.

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