Which of the following borrowing options would cost her the least? Credit card. Personal loan at bank. Student loan. Payday loan.

Answers

Answer 1

Answer:

Explanation:

The student loan is set up to have a very low interest rate. They are mostly in the 2 to 3 % range if you qualify. The worst is a payday loan. Those have double digit rates associated with them.


Related Questions

A company delivers packages by truck and would like to minimize the length of the route that each driver must travel in order to reach n delivery locations. The company is considering two different algorithms for determining delivery routes.
Algorithm I Generate all possible routes, compute their lengths, and then select the shortest possible route. This algorithm does not run in reasonable time.
Algorithm II Starting from an arbitrary delivery location, find the nearest visited delivery location. Continue creating the route by selecting the nearest unvisited location until all locations have been visited. This algorithm does not guarantee the shortest possible route and runs in time proportional to n2.
Which of the following best categorizes algorithm II?
A. Algorithm II attempts to use an algorithmic approach to solve an otherwise undecidable problem.
B. Algorithm II uses a heuristic approach to provide an approximate solution in reasonable time.
C. Algorithm II provides no improvement over Algorithm I because neither algorithm runs in reasonable time.
D. Algorithm II requires a much faster computer in order to provide an improvement over Algorithm I.

Answers

Answer:

Algorithm II uses a heuristic approach to provide an approximate solution in reasonable time.

Explanation:

1.different types of socialization?​

Answers

Answer:

Primary and secondary

Explanation:

Generally there are 5 types of socialisation.

1. Primary

2. Secondary

3.Anticipatory

4. Development

5. Resocialisation.

But the common are primary and secondary

Primary socialization
This type of socialization happens when a child learns the values, norms and behaviors that should be displayed in order to live accordingly to a specific culture.
Example: A child hears his father talk bad words against an old lady. The child would think that this behavior is socially acceptable, so he would start talking bad words against older people.

Secondary socialization
This type of socialization occurs when a person learns an appropriate behavior to be displayed within a smaller group which is still part of a larger society. The changes within the values, attitudes and beliefs of an individual are seen to be less important than the changes made in him as he participates in the larger society.
Example: A high school graduate chooses a career in Business Management after participating in a small group career seminar led by college business majors.

Developmental socialization
This type of socialization involves a learning process wherein the focus in on developing our social skills.
Example: A shy senior high school student starts to teach English to new freshmen students in order to develop verbal communication.

Anticipatory socialization
This type of socialization refers to the process wherein a person practices or rehearses for future social relationships.
Example: A child anticipates parenthood as he observes his parents perform their daily roles.

Resocialization
This type of socialization involves rejecting previous behavior patterns and accepting new ones so the individual can shift from one part of his life to another. Resocialization is said to be happening throughout human life cycle.

Why is it helpful to include milestones when setting personal performance goals. a) Including milestones allow one to explore many diverse interests before setting personal performance goals. b) Including milestones sets a long-term vision of where one wants to be in ten years. c) Including milestones allows one to use several short-term achieveable tasks to achieve one long-term goal. d) Including milestones allows one to measure one's performance in miles.

Answers

Answer:

c) Including milestones allows one to use several short-term achieveable tasks to achieve one long-term goal.

Explanation:

In this regard, we can relate the inclusion of milestones when defining personal performance goals to SMART goals, which is a method used to better target which actions will lead to the achievement of your goals and objectives.

SMART goals include milestones that allow you to use a variety of short-term, achievable tasks to achieve a long-term goal.

The acronym SMART stands for: Specific, Measurable, Achievable, Relevant and Time-based.

Which implies that the goals must be specific, they must be planned as clearly as possible. Measurable because they must be measured and monitored to analyze the performance of the tasks required to reach the goal. It must also be attainable, which means that the goal must be planned only if there are real possibilities to be achieved. Relevant to achieving motivation and ultimately time-based, as every goal must have a deadline for reaching it.

Answer:

c

Explanation:

Martinez co. Sells a machine that cost $10,000 with accumulated depreciation of $8,000 for $2,000 cash. The entry to record this transaction will recognize a gain or loss of how much?.

Answers

Based on the book value of the machine and the cash for which the machine was sold, no gain or loss would be recognised.

What is the gain or loss on the sale of the machine?

Depreciation is the process of expensing the cost of purchasing an asset. Depreciation declines the carrying value of the machine.

A profit would be recorded if the cash the machine was sold is greater than the book value of the machine. If this is not the case, a loss would be recognised.

Book value = $10000 - $8,000 = $2000

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Arnita was hoping to ship her products for a relatively low cost, meaning that she wants to avoid having to ship far away. Based on this, what critical segmentation method should she consider when identifying her target market?

Answers

The geographical segment is the critical segmentation method she should consider when identifying her target market.

What is a Market segmentation?

Market segmentation refers to breaking down of market into series of segment bases on age, geographic location, occupation for marketing purpose.

The geographical segmentation is the segment that is used to target products at people who live in a particular location.

In conclusion, the geographic segment is the critical segmentation method she should consider when identifying her target market.

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Brooos

How can make money fast?? I need tips and now plzz

Answers

Can u mark me bro I’m begging

Answer:

You can pet sit, or do chores

Michelle runs a shop on etsy. One month, she spends $2,800 to promote her shop on etsy and other social media sites. In that month, she gains 50 new customers. All customers purchased products that cost $100, that were marked up 100 percent. What is the actual amount of revenue earned per customer, taking into account materials and promotional costs?.

Answers

The actual amount of revenue earned per customer, taking into account materials and promotional costs is -$6.

Actual amount of revenue

First step is to find the customer acquisiton cost

Customer acquisition cost=Amount spent/Number of new customers

Customer acquisition cost=$2,800/50 customers

Customer acquisition cost=$56

Second step is to calculate the amount of revenue

Amount of revenue=$50-$56

Amount of revenue=-$6

Inconclusion the actual amount of revenue earned per customer, taking into account materials and promotional costs is -$6.

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One example of an unexpected event that can seriously affect your finances
is:
A. the bank charging you for an account overdraft.
B. losing your job because your company's performance was poor.
C. spending more than you took in the past two months.
D. missing a credit card payment and being charged interest on the
balance.

Answers

B. All of the options can affect your finances but only B could potentially be a long term serious affect.

The example of an unexpected event that can seriously affect the finances of any person is losing the job because the company's performance was poor.

What is finance?

Finance is defined as a broad phrase that encompasses activities such as credit, banking, debt, funds, capital markets, and investments.

Finance is defined as the obtaining, expenditure, and management of funds. The elements that affect the finances of any person is that the bank charges on an account overdraft.

The finances of any person may be affected by spending more than the person took in the past two months.

Therefore, option B is correct.

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an in-house center and education facilitythat offers a wide range of learning opportunities for Disney employees. Disney University would be considered a(n) ______________ . a. learning community b. assessment center c. orientation center d. on-the-job training center e. corporate university

Answers

Disney University would be considering a learning community  in case they need an in-house center and education facility for their employees.

What is learning community all about?

A learning community serves as  cohort of students that needs to achieve some academic goals.

They work collaboratively in the classroom with one or more professors and do get wide range of learning opportunities.

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Price elasticity of demand is useful because it measures _____ responsiveness to changes in _____.
a. taxpayers'; demand
b. producers'; supply
c. consumers'; price
d. consumers'; demand
e. producers'; income

Answers

Price elasticity of demand is useful because it measures consumers' responsiveness to changes in price.

What is Price Elasticity?

This refers to the effect which occurs as a result of a change of price on a given good and the demand.

Here, we can note that because price elasticity has to do with the response of the customer in relation to the change in price, then we can note that option C is correct.

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How much does a check-cashing place typically charge to cash a check?

Answers

3%, The cost for cashing checks varies, with most states setting limits on how much a business can charge to provide this service. The fee charged is often a percentage of the amount of the check being cashed, and can range from 1%-12%.

Do you Like fort nite? Write a whole paragraph to answer this question. Best paragraph gets 100 points. So be good. Good Luck.

Answers

Answer:

No in my opinion its so overrated its like 2019 and honestly its boring. First of all, it can be addictive. Sure, it doesn't show blood, but players still k i l l each other, and that's too intense for kids. The game is free, but it pushes players to spend money to buy extras, like dance moves for the characters. LIKE WHO IS GOING TO WASTE MONEY ON V - BUCKS. Its wack as well. So yeah that's my opinion.

Explanation:

Lol I sound like a karen but its my opinion.

A transaction against a consumer's normal buying behavior can be used to do which
of the following?
Create promotional campaigns
Identify similar customer behaviors
Detect fraudulent credit card transactions
Group the customer into a different category?

Answers

Consumer behavior can be studied, transaction against a consumer's normal buying behavior can be used to identify similar customer behaviors.

What is consumer behavior?

It is the attitude of an individual, organization or group of people towards a particular goods and services.

It involves a study of this individuals and groups to know their perception of a product.

Therefore, transaction against a consumer's normal buying behavior can be used to identify similar customer behaviors.

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Answer:

Detect fraudulent credit card transactions

Explanation: I got it correct trust me

Edison Corporation's variable manufacturing overhead rate is $5.00 per direct labor-hour. Total budgeted fixed overhead is $25,000 per month. The $25,000 per month includes $7,000 in depreciation expense. Total budgeted direct labor-hours for the month of July is 20,000. Based on the month of July only, the predetermined overhead rate is $ (Enter your answer as a number rounded to 2 decimal places.)

Answers

Based on the month of July only, the predetermined overhead rate is $6.25.

Predetermined overhead rate

First step

Total budgeted manufacturing overhead =(Budgeted direct labor hours × Variable overhead rate) + Total budgeted fixed overhead

Total budgeted manufacturing overhead = (20,000 × $5) + $25,000

Total budgeted manufacturing overhead = $100,000 + $25,000

Total budgeted manufacturing overhead = $125,000

Second step

Predetermined overhead rate=Total budgeted manufacturing overhead/Total budgeted direct labor-hours

Predetermined overhead rate=$125,000/20,000

Predetermined overhead rate=6.25

Inconclusion the predetermined overhead rate is $6.25.

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The major purpose of test marketing is to provide management with the information needed to make a final decision about ________.

Answers

The major purpose of test marketing is to provide management with information : Whether to launch the new product.

What is test marketing?

Test marketing refers to the few introduction of a product and a marketing program to determine the reactions of potential customers in a market situation.

The objective of test marketing is to find the limitations and strengths of the product based on customers' reactions. It also help to structure the marketing strategy of that product

Hence, the major purpose of test marketing is to provide management with information whether to launch the new product.

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A company sells a product for $3. Direct materials are $1.80 per unit. The company prepares a flexible budget at two sales volumes. At a sales volume of 50 units, budgeted direct materials will be

Answers

At a sales volume of 50 units, the budgeted direct materials cost for the company that sells its product for $3 per unit will be $90.

What are the direct materials costs?

Direct materials costs are the costs incurred by a manufacturer for the purchase of raw materials for production.

Direct materials costs are one class of the variable costs of production.  Others include direct labor costs and variable overhead costs.

Data and Calculations:

Selling price = $3

Direct mateirals cost per unit = $1.80

Sales volume = 50 units

Thus, the direct materials cost will be $90.

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For a 13-person team, how many extra workers should be hired to meet the labor hours needed without overtime

Answers

For a 13-person team, The number of extra workers that should be hired to meet the labor hours needed without overtime is 7.

What is Labor hours?

This is a term that connote the total hours of workers that are said to be having or getting an hourly wage and they are the ones who are said to be directly employed on the site of a building, public works project, etc.

Note that "Labor hours" is one that entails hours of work that has been carried out  by workers who have been employed by the general contractor or the subcontractors  that are found to be working on the project.

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If for a firm MRP > MFC, then the firm:______.
a. is maximizing profits and should continue producing its current output.
b. should produce less output by decreasing the quantity of factors employed.
c. should produce more output by increasing the quantity of factors employed.
d. is minimizing factor costs and therefore is maximizing profits.

Answers

Answer:

b

Explanation:

because this should be mfc and I see to book the mrp and I see the answer ty

hope it's helps make me brainless tyy

in addition to exporting and importing goods and services, other forms of exchange take place among nations. Provide at least two examples.

Answers

Answer:

1. money exchange

2. tourism / trade

Explanation:

Money exchange happens among nations,

tourism can happen within another country.

( Intro to Business: Chapter 3 )

You manufacture covers for barbeque grills at a cost of $5 each and make a profit of $2 per cover.
The barbeque grill covers are sold to consumers by a national outdoor furniture retailer for $18,
and you know the selling price includes a markup of $9 each. What is true about this situation?

Answers

You sold the covers through a distributor is true about this situation of manufacture.

Production is the making of goods by way of hand or via a device that upon finishing touch the enterprise sells to a consumer. items used in manufacturing can be uncooked materials or component components of a bigger product. the production typically happens on a huge-scale production line of equipment and professional labor.

A producer is a person or organization that produces completed items from uncooked substances by way of using diverse gear, devices, and processes, after which sells the goods to consumers, wholesalers, distributors, retailers, or different producers for the manufacturing of greater complex goods.

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Select the scenario that best demonstrates the entrepreneurial mindset of taking initiative and
being self-reliant

A. Jon starts a café in his town. He observes that due to a drop in the economy, his café is not doing as well as expected. He hopes his business will pick up again once the economy is strong again.
B. Linda is developing a music app. However, she gets stuck many times while
writing the code. She considers giving up on her app and working under an
experienced person to develop apps.
C. Samantha works as a nail artist. To keep up with the competition and customer
demands, she expands her skill set with new techniques and designs in the market.
D. Steve works as a pizza delivery boy, but wants to start his own pizza parlor. It
will be difficult to make time to implement his business plan, so he is going to wait
for a better time to start his business.

Answers

Answer:

c.Samantha works as a nail artist. To keep up with the competition and customer

demands, she expands her skill set with new techniques and designs in the market.

Explanation:

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You swerve into the next lane and scratch another person's car. The total damages are
$1,500. According to the insurance coverage you chose, how much will insurance pay for
and how much will you pay for?

Answers

Both the Basic and Moderate policy will cover the full cost for the total damage to the car as the 2 coverage limit is more than the loss payable.

What is coverage limit?

The coverage limit means the maximum amount that a policy can pay for a loss that occurred in relation to the vehicle insured,  

Data given

Total loss amount = $1,500

Basic coverage limit = $15,000

Moderate coverage limit = $25,000

In conclusion, the Basic and Moderate policy will cover the full cost for the total damage to the car as the 2 coverage limit is more than the loss payable.

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Long-term investments tie up money for . one reason why individuals focus on long-term investments is to . a(n) allows both employees and employers to contribute to a retirement account.

Answers

The money invested for the long-term period is to restrain the retirement life happily, along with incurring the fixed income from the investments made in the long-term plans.

What is an investment?

An investment is defined as the allocation of assets in such ways that the value of the assets increases and appreciates over time.

The only reason people tie up money for long-term investments is to have a safe retirement life.

Long-term investment plans and those governed by Section 401(k) retirement accounts are safer and better for employees and employers who show contributions in the retirement accounts.

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Answer:

more than one year, save for their retirement, and 401(k)

Explanation:

those are the answers your welcome

So I have this thing that says that the earliest “wavier period” is October 24th which Is today so would that mean I still have time to turn it in to day?

Answers

i think that means it wasn’t available to work on until today i looked up the definition so yes you still have time

Employee ________ are perks that are provided in addition to salaries and wages, such as all or part of medical, dental, life and disability insurance.
a. taxes
b. benefits withholdings

Answers

The correct word used to describe the given statement is "Employee benefits"

What is Employee Benefit?

This refers to those perks and good things which an employee enjoys which are work-related and include medical, dental, life insurance, etc.

Hence, we can see that these are part of the employment package and are usually negotiated before an employee is accepted into an organization and are for the well-being of the employee.

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What happens when the firm achieves the breakeven point?.

Answers

The total sales equal and correlate to the total expense when a firm achieves the breakeven point.

What is a breakeven point?

The term "breakeven point" in accounting is used in a variety of commercial and financial contexts. It is the level of output about which total production income equals entire production expenses.

This indicates that you are taking in the same amount of money as you require to meet all of your costs and manage your firm. Your firm does not make a profit or benefit when it reaches break-even and It does not also incur any loss.

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One of the difficulties of finding a Coase theorem solution to the problem of flu vaccine externalities is that:___________
a) Pigouvian
b) taxes and subsidies
c) simply do not work.

Answers

The difficulties of finding a Coase theorem solution to the problem of flu vaccine externalities is that of Pigouvian.

What is Coase Theorem?

The Coase Theorem serves as one that explains the ideal economic conditions, where there is a conflict of property rights.

This conflict is one if the problem involving in finding solution to the problem of flu vaccine externalities.

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58. Why did incumbent pharmaceutical firms enter into hundreds of strategic alliances with biotech start-ups

Answers

Random guess but I suppose to increase the rate in which the firm gets noticed more and become more self sufficient

Describe the process of myelination and how it impacts information processing in childhood.

Answers

Answer:

Myelination occurs when children develop a myelin sheath, or a sheath of fatty tissue made of glial cells, around the axon of a neuron. Information processing, or the ability to process information, speeds up as a result of this process. In other words, children are able to think more quickly, which allows them to process information in complex ways as myelination occurs.

Because it takes ________ to find jobs, frictional unemployment occurs because it is a world of imperfect information.

Answers

Frictional unemployment occurs in a world of imperfect information because it takes a long time to find jobs.

What is frictional unemployment?

Frictional unemployment is the period of time a person is unemployed from the period he leaves his current job and the time he gets another job.

For example, a person leaves his job in one city and moves to another city to search for a better paying job. The period of time between leaving the job and find another job, the person is frictionally unemployed.

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