Which of the following is NOT considered to be one of the main revenue centers at most financial institutions?
Review Later
Wealth management
Capital markets & Investment banking
Digital marketing
Commercial banking

Answers

Answer 1

Answer:

money and credit markets,investments,financial management

Explanation:

Finance consists of three interrelated areas: (1) money and credit markets, which deals with the securities markets and financial institutions; (2) investments, which focuses on the decisions made by both individuals and institutional investors; and (3) financial management, which involves decisions made within the ...


Related Questions

The increased demand for hair and skin care products with Argan oil illustrates how new product ideas can come from unexpected sources.

Answers

It is true that the increased demand for the products made with Argan oil shows how new product ideas can come from unexpected sources.

Basically, the Argan oil is derived from the kernels of argan tree.

Different brainstorm of new idea of product by beauty and skin care lead to the invention of use of the Kernel for extraction of the Argan OIl.

It is very fortunate that the organic product seems likable by consumers, thus, leading to increased demand for product made from the Argan OIl.

Therefore, in conclusion, it true that the increased demand for the products made with Argan oil shows how new product ideas can come from unexpected sources.

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executive Summary in cooperatives​

Answers

Answer:

In recent years there has been growing interest in having fisheries stakeholders involved in various aspects of fisheries data collection and experimentation. This activity is generally known as cooperative research and may take many forms, including gear technology studies, bycatch avoidance studies, and surveys. While the process is not new, the current interest in cooperative research and the growing frequency of direct budgetary allocation for cooperative research prompted this report. Cooperative Research in the National Marine Fisheries Service addresses issues essential for the effective design and implementation of cooperative and collaborative research programs.

In some cases, individuals who start a business have special voting rights that help them exercise more control over the firm. They own a special class of stock called

Answers

individuals that have special voting rights owns a special class of stock called classified stock.

The classified stock refers to class of common stock that comes with special privileges like dividend rights or enhanced voting rights.

Usually, these stock are issued/owned by individual that started or co-start the business.

The classified stock is used to ensure the company's founders maintain its control over the establish company even without owning the majority of the common stock.

Therefore, the individuals that have special voting rights owns a special class of stock called the classified stock.

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3. As a department manager, you have decided to purchase two projectors to be installed in two of the conference rooms. Your brother has just started his own business in office supplies. He is able to provide you the two projectors with no installation cost. What might you want to consider? Please provide 4 answers. very urgent thanks BUSINESS FOR ETHICS.​

Answers

While the exemption of installation fee might save cost, it is imperative to consider possible issues which may arise and conflict with business and family ethics. Hence, it is important to consider the following ;

The state of the product supplied Associated warranty Family ties in case of product defect Actual cost

The initial condition of the projectors should be considered as one cannot be blinded by family ties to avoid future query.

Similarly, the warranty on the product should be considered in case of early damage or technical malfunction.

Also, it is highly important to consider family ties, as business dealings should not be mingled with family issues.

The cost of the appliance is also an important factor to consider as many sellers up their initial price, and then issue discount afterward. Hence, cost of substitutes and other suppliers should be compared.

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1) Over their lifetime, a high school dropout will make how much less money than a college graduate?

A) $5,000

B) $10,000

C) $100,000

D) $1 million

Answers

I thought 200,000 but I think it’s c

Over their lifetime, a high school dropout will make $100,000 in money than a college graduate. Thus, option (c) is correct.

What is college?

The term “college” refers to an educational institute. The students are expected to learn and educate on a specific topic. The college is part of the university. A college provides the degree of the students who clear the sessions. The college students are learning something on the course.

High school dropouts earn $2,00,000 less than their classmates who graduate. On an annual basis, bachelor's degree holders earn $100,000 more than people with only a high school education. College dropouts take out more loans on medium to pay for school than their colleagues who complete their degrees.

As a result, in the lifetime, a high school dropout will make $100,000 in money than a college graduate. Therefore, option (c) is correct.

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If a bank that faces a 25 percent reserve ratio received a deposit of $30,000 and makes a loan to a customer for $10,000, what is the consequence if the bank then deposits the rest of the funds at the Federal Reserve

Answers

The consequence if the bank deposits the rest of the funds at the Federal Reserve is that Excess reserves increase by $12,500 and required reserves increase by $7,500.

Data and Calculations:

Reserve ratio = 25%

Deposit received by the bank = $30,000

Reserves increase = $7,500 ($30,00 x 25%)

Loan made to a customer = $10,000

Thus, the excess reserves would increase to $12,500 ($30,000 - $7,500 - $10,000).

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Most retirees spend roughly half of their budget
on
A.living expenses
B. New hobbies
C.travel
D.children and grandchildren

Answers

Answer:

A.Living expenses.

Explanation:

wag mag mura kung mali

Answer:

a

Explanation:

living expenses

what is most likely true of a formulaic story

Answers

Answer:

It closely follows Freytag's pyramid

Explanation:

Using your understanding of how conflict occurs, complete the sentence.

The two managers often engaged in ______________________; in today’s meeting, they had a spirited debate over the project’s optimal workflow, and their disagreement ultimately led to a creative solution.

a. relationship conflict
b. groupthink
c. task conflict

Answers

Answer:

c. task conflict

Explanation:

The two managers often engaged in task conflict; in today’s meeting, they had a spirited debate over the project’s optimal workflow, and their disagreement ultimately led to a creative solution.

At the beginning of 2020, Gothic Architecture has issued1,200 shares of 6%, $50 par value cumulative preferred stock. All remaining shares are common stock. Gothic Architecture did not pay dividends in 2020 or 2021. Gothic plans to pay total dividends of $12,000 in 2022. How much of the $12,000 dividend will be paid to preferred stockholders and how much will be paid to common stockholders

Answers

The Preferred Stockholders of Gothic Architecture will be paid $10,800 ($3,600 x 3), while the Common Stockholders get $1,200.

Data and Calculations:

1,200 shares, 6% Cumulative Preferred Stock at $50 par value = $60,000

Dividends in 2020 = $0

Dividends in 2021 = $0

Dividends in 2022 = $12,000

Preferred dividends = $10,800 ($60,000 x 6%) x 3)

Common stock dividends = $1,200 ($12,000 - $10,800)

Thus, the Preferred Stockholders will be paid arrears of $7,200 ($3,600 x 2) and $3,600 for the current year, while the Common Stockholders will only get $1,200 ($12,000 - $10,800).

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Discussion Questions
15-1. This chapter discusses four important issues
that will shape compensation professionals?
work for years to come. Which one of these
issues stands to create the greatest uncertainty
for compensation professionals? Explain
your answer.

Answers

The question is about the Compensation of professionals and its issues.

The most important issue out of the four discussed is the workforce diversity, this creates a great uncertainty in compensating the professionals.

Diversity in professionals create an environment where a group of people are working more and hard while the other group of people does not work much hours but still the compensation is on a similar level and sometimes when this compensation is varied with the group it is highly regarded as the inequality.

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A manufacturer of fine pens produces in two plants. The total cost of producing in
the first plant is given by
T C1 = y12 + 100.
The total cost of producing in the second plant is given by
TC2=y23 +200. 3
In these cost functions, y1 corresponds to the number of pens produced in the first plant, and y2 corresponds to the number of pens produced in the second plant. Suppose the firm is producing 60 fine pens. If the firm is minimizing costs, how many pens is it producing in the first plant?

Answers

If the manufacturer of the fine pens is minimizing costs, it will produce the 60 pens at the first plant, incurring a total cost of $3,900, which is detailed as follows:

Variable costs = $3,600 (60 x 60)

Fixed costs at first plant = $100

Fixed costs at second plant (opportunity costs) = $200

Data and Calculations:

Total production cost in first plant = TC1 =  y₁²+ 100.

Total production cost in second plant = TC2=y₂³ +200

Where:

y₁ = number of pens produced in the first plant

y₂ = number of pens produced in the second plant

Total cost of producing at the first plant = $3,900 (60² + 100) + 200

Total cost of producing at the second plant =  $216,200 (60³ + 200)

Thus, if the firm produces 60 fine pens, and wants to minimize costs, it will produce the 60 fine pens at the first plant with a total cost of $3,900 (60² + 100) + 200, instead of producing the 60 fine pens at the second plant with a total cost of $216,200 (60³ + 200) or even any part of the fine pens.

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what happen when unity is not there?​

Answers

if there is no unity in a shared system, then diversity can become chaos.

Answer:

without unity there's no growth no integrity no freedom and definitely no patriotism

Psychographic segmentation of Starbucks

Answers

Answer:

One of the main marketing strategies a company like Starbucks employs is psychographic segmentation. Psychographic segmentation consists of dividing consumers from a market into groups based on social class, ... 34). This kind of strategy allows for appropriate allocation of resources proper adjustment of marketing mix

Explanation:

PA BRAINLIEST

Your client, Leo Getz, was elected to the bench on the Supreme Court of Washington last year. As such, he is required to attend court in Olympia at a minimum of two days a week but usually spends four days each week at this location. Justice Getz resides in Spokane and has lived there for the last 30 years. He is registered to vote in Spokane, has a home and lives with his wife and three children there. In addition to being a state Supreme Court Justice, Mr. Getz is a professor at the Gonzaga School of Law and will continue teaching one class per semester. He plans on maintaining his residence in Spokane and to continue renting an apartment in Olympia for when he is required to be there. Justice Getzâs schedule is as follows:

He spends Sunday evening through Thursday in Olympia where he attends to his Supreme Court duties. He drives back to Spokane Thursday afternoon and teaches his class on Friday afternoon. For the remainder of Friday, Saturday and Sunday, he spends his time grading papers, preparing for his next class and also spends additional time with regard to his judicial duties reading briefs and records and clerk memos, writing opinions, etc. At the Washington Supreme Court, Justice Getz has an office, staff, and access to the State law library. Nonetheless, he completes much of his judicial work at the law school library in Spokane during the weekends.

Justice Getz earns $175,000 per year as a member of the Supreme Court and an additional $30,000 from Gonzaga for teaching his classes.

Justice Getz is reimbursed for much of his travel expenses to and from Olympia. In addition, he pays rent for his Olympia apartment and is wondering what the tax consequences of this situation are and whether he can take a deduction on Schedule A for his unreimbursed expenses and whether there are any tax consequences to his reimbursement for travel expenses.

Your client, Justice Getz, is late in filing his taxes so he provided the above information as it pertains to his 2017! tax return â prior to the Tax Cuts and Jobs Act that was effective in 2018⦠Ignore any potential limitations on employee business expenses that were effective starting in 2018. Determine where his "Tax Home" is located.

Answers

According to the IRS rules, Justice Leo Getz's tax home is Washington and not Spokane nor Olympia, where he maintains living homes.

The IRS tax home rule defines a tax home as the taxpayer's principal place of business, employment, or post of duty. This rule does not consider where the taxpayer maintains a family home. Without a regular or main place of business, or living place, the taxpayer is an itinerant worker and has a tax home as where they work.

Thus, Justice Getz's tax home is neither Spokane nor Olympia but Washington.

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PLEASE I NEED HELP!
Correct answers only and no links please:)

Explain the term 'Social enterprise'. State the differences between the objectives of Social enterprises and Business enterprises

Answers

Answer:

Social entrepreneurs seek innovative ways and operate to drive change, whereas social enterprises form to fulfill a business purpose and solve societal needs through their commercial activities.

On January 1, 2022, Austin Company received a 12-month, $100,000 note with a stated rate of 7%. On April 30, 2022, Austin discounted the note at the Houston Bank. The bank's discount rate is 8%. What are the cash proceeds from discounting the note receivable?

Answers

Answer:

$101,293

Explanation:

$100,000 face amount + $7,000 interest to maturity ($100,000 x 7%) = maturity value less the discount for the time remaining to maturity of $5,707 ($107,000 x 8% x 8/12) = $101,293

Jade has learned that listening to customers, learning about their needs, and communicating with them over a prolonged period of time is key toward making large business sales. Jade is most likely using

Answers

Since Jade has learned that listening to customers, learning about their needs, and communicating with them is the key to making large business sales, Jade is probably using relationship selling.

This is an effective sales strategy, as currently the relationship between companies and consumers has intensified and is much more direct, with companies creating value for the consumer in different aspects of the sales process.

Relationship selling focuses on solving problems through personalized service that does not focus on the product and price, but on the consumer's perspective.

Therefore, relationship selling aims to understand the buyer's needs by solving their problems and satisfying their desires, where the seller acts as a partner capable of generating value for the consumer.

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It is better to go to banks instead of family and friends for business loans because ______. (Select all that apply)

Answers

It is better to go to banks instead of family and friends for business loans because;

Banks can assist the business in analyzing problems.

Loans from family can hurt family relationships.

One of the primary reasons why financial institutions such as banks are established is to grant loans to its customers.

Banks assist people make sound financial decisions whilst also analysing their business needs such that the loan borrowed would be properly utilized.

loans from family can hurt relationships because such loans are based on trust and once the borrower is not able to payback as at when due, then such could hurt family relationships.

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A(n) ________ is a coherent set of interdependent processes and structures that dictates how the company searches for novel problems and solutions, synthesizes ideas into a business concept and product designs, and selects which projects get funded. innovation system organizational development human resource inventory organizational behavior

Answers

Based on business analysis, an innovation system is a coherent set of interdependent processes and structures that dictates how the company searches for novel problems and solutions.

Innovative systems generally synthesize ideas into a business concept and product designs and select which projects get funded.

Innovation system usually involves significant components such as the following:

Information, TechnologyPeople, Enterprises, Institutions

Innovation system. Generally used to facilitate and assist innovation to the success stage.

Hence, in this case, it is concluded that the correct answer is "innovation systems."

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A comparative balance sheet for Lomax Company containing data for the last two years is as follows: Lomax Company Comparative Balance Sheet This Year Last Year
Assets Current assets: Cash and cash equivalents $ 91,000 $ 66,000 Accounts receivable 630,000 660,000 Inventory 632,000 440,000 Prepaid expenses 26,000 15,000 Total current assets 1,379,000 1,181,000 Property, plant, and equipment 2,470,000 1,880,000 Less accumulated depreciation 639,000 578,000 Net property, plant, and equipment 1,831,000 1,302,000 Long-term investments 122,000 190,000 Loans to subsidiaries 140,000 80,000 Total assets $ 3,472,000 $ 2,753,000
Liabilities and Stockholders' Equity Current liabilities Accounts payable $ 902,000 $ 590,000 Accrued liabilities 37,000 60,000 Income taxes payable 159,000 134,000 Total current liabilities 1,098,000 784,000 Bonds payable 720,000 460,000 Total liabilities 1,818,000 1,244,000 Stockholders' equity: Common stock 1,130,000 1,020,000 Retained earnings 524,000 489,000 Total stockholders' equity 1,654,000 1,509,000 Total liabilities and $3,472,000 $2,753,000 stockholders' equity The following additional information is available about the company's activities during this year:
a. The company declared and paid a cash dividend this year.
b. Bonds with a principal balance of $400,000 were repaid during this year.
c. Equipment was sold during this year for $80,000. The equipment had cost $170,000 and had $64,000 in accumulated depreciation on the date of sale.
d. Long-term investments were sold during the year for $150,000. These investments had cost $68,000 when purchased several years ago.
e. The subsidiaries did not repay any outstanding loans during the year.
f. Lomax did not repurchase any of its own stock during the year.
The company reported net income this year as follows: $3,400,000 2,108,000 1,292,000 1,036,000 256,000 Sales Cost of goods sold Gross margin Selling and administrative expenses Net operating income Nonoperating items: Gain on sale of investments Loss on sale of equipment Income before taxes Income taxes Net income $ 82,000 (26,000) 56,000 312,000 100,000 $ 212,000
Required: Using the indirect method, prepare a statement of cash flows for this year. (List any deduction in cash outflows as negative amounts.)
Lomax Company Statement of Cash Flows Operating activities: 0 0 Net cash provided by operating activities Investing activities: 0 Net cash provided by investing activities Financing activities: 0 0 Beginning cash and cash equivalents Ending cash and cash equivalents $ 0

Answers

Based on the information given, it can be deduced that the ending cash and cash equivalents of Lomax Company will be $91000.

From the computation, the values gotten include:

Net cash flow from operating activities = $422000Less: Net cash flow in investing activities = -$590000Add: Net case flow from financing activities = $193000Net increase in cash = $25000Beginning cash and cash equivalents = $66000Ending cash and cash equivalents = $91000.

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The charter of a corporation provides for the issuance of 100,000 shares of common stock. Assume that 45,000 shares were originally issued and 5,000 were subsequently reacquired. What is the amount of cash dividends to be paid if a $2 per share dividend is declared

Answers

The amount of cash dividends to be paid if a $2 per share dividend is declared is $80,000

Total number of shares issued

= 45,000

Shares reacquired

= 5,000

Total number of outstanding shares

= 45,000 - 5,000

= 40,000

Then,

Cash dividends to be paid

= Total number of outstanding shares * Share dividend declared

= 40,000 * $2

= $80,000

Therefore, the amount of cash dividends to be paid if a $2 per share dividend is declared is $80,000

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The accounting process of ensuring accuracy and completeness includes Journalizing transactions timely using ledgers and journals, closing entries, create a trial balance, make adjusting entries, create adjusting trial balance and prepare the four basic financial statements (balance sheet, income statement, changes in net assets/equity and cash flows). Note, adjusting entries are not necessary but reversals are a must in this process. This statement is:________.
A. True
B. False

Answers

Answer:

The accounting process of ensuring accuracy and completeness includes Journalizing transactions timely using ledgers and journals, closing entries, create a trial balance, make adjusting entries, create adjusting trial balance and prepare the four basic financial statements (balance sheet, income statement, changes in net assets/equity and cash flows). Note, adjusting entries are not necessary but reversals are a must in this process. This statement is:________.

A. True

False…………….. yea ma’am

During a situational analysis of the ________ of her dog training service, Jaela determined that one of her strengths was that trained dogs retained their skills for at least three months after training, and that one of her weaknesses was that very few clients brought another dog to her for training. Multiple Choice growth strategy internal environment external environment forecasting

Answers

Answer:

During a situational analysis of the internal environment of her dog training service, Jaela determined that one of her strengths was that trained dogs retained their skills for at least three months after training, and that one of her weaknesses was that very few clients brought another dog to her for training.

Internal environment simply are the various conditions, entities, events, and factors within a place or organization that affect its works and choices, mostly the behavior of the workers and in this case the dog.

Conclusively, we can say that internal environment of animal can determined how their skills will be, after its training. :)

During a situational analysis of the internal environment of her dog training service, Jaela determined that one of her strengths was that trained dogs retained their skills for at least three months after training. Hence, option B is correct.

What is internal environment?

To determine the strengths and limitations of her dog training company, Jaela performed a situational analysis. She discovered that one of her advantages was that trained dogs continued to demonstrate their abilities for at least three months after training, and one of her disadvantages was that very few people brought in another dog for training.

The various events, conditions, items, and elements of a place or an organization that have an impact on their actions and judgments, particularly how their employees behave, in this case, the behavior of the dog.

Thus, option B is correct.

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>>
Which of these masking techniques is used for masking a flush-mounted part?
O Reverse masking
O Back masking
O Reverse taping
O Fine line masking

Answers

A lot of painter use different type of masking techniques. The type of masking techniques that is used for masking a flush-mounted part is  Fine line masking.

Fine Line tapes are known too have thin, smooth backings  that are made to create low-profile paint edges.

A painter can also have a sharp paint lines by using fine line tapes with smooth backings coated with  some adhesives to stop paint edge  bleed.

Scotch Fine Line 218, a type of fine line masking tape is made for straight   line application, and it can be found in nine narrow widths for a number of paint striping  options.

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At the end of the first pay period of the year, Sofia earned $6,000 of salary. Withholdings from Sofia’s salary include FICA Social Security taxes at the rate of 6.2%, FICA Medicare taxes at the rate of 1.45%, $540 of federal income taxes, $200 of medical insurance deductions, and $50 of life insurance deductions. Compute Sofia’s net pay for this first pay period. (Round your intermediate and final answers to 2 decimal places.)

Answers

A withholding tax is the amount remitted on the employees behalf by the employer.

When the salary or payroll is computed then that amount is deducted from the earned salary which gives the net salary.

Sofia’s net pay $ 4751

Sofia earned salary of $6,000

Less

FICA Social Security taxes =6.2% ×$6,000= $372

FICA Medicare taxes= 1.45% ×$6,000 =  $87 ,

Federal income taxes, $540

Medical insurance deductions  $200,

Life insurance deductions  $50

Total Deductions: $1075

Sofia’s net pay $ 4751

The FICA , Social Security ,Federal or other taxes are deducted by the government which benefit the citizen in older age or any other difficult circumstances.

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Which statement is false? The balanced scorecard aligns an organization's operational activities with its mission. The balanced scorecard focuses on these four primary areas: financial, customer, internal process, and learning and growth. The balanced scorecard measures, tracks, and reports on a balance of qualitative and financial data and metrics. The balanced scorecard ensures the organization's profitability aligns with director compensation and dividend expectations.

Answers

The balanced scorecard ia often known as a management system. The statement that is false is that The balanced scorecard ensures the organization's profitability aligns with director compensation and dividend expectations.

A balanced scorecard is set up so as to transform an organization's strategic goals into a number of performance objectives.

It is a strategic management performance measurements that helps firms to know and improve their internal operations so as to help their external outcomes.

Conclusively, It also helps in drafting organizational strategy.

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Hudson Company reports the following contribution margin income statement.


HUDSON COMPANY
Contribution Margin Income Statement
For Year Ended December 31
Sales (10,000 units at $300 each) $ 3,000,000
Variable costs (10,000 units at $240 each) 2,400,000
Contribution margin 600,000
Fixed costs 420,000
Income $ 180,000
1. Compute break-even point in units.
2. Compute break-even point in sales dollars.

Answers

Hudson Company's break-even point in units and sales dollars = 7,000 units and $2,100,000, respectively.

Data and Calculations:

HUDSON COMPANY

Contribution Margin Income Statement

For Year Ended December 31                          Total          Per Unit

Sales (10,000 units at $300 each) =          $ 3,000,000     $300 (as given)

Variable costs (10,000 units at $240 each) 2,400,000     $240 ($2.4 m /10,000)

Contribution margin                                         600,000       $60 ($300 - $240)

Fixed costs                                                       420,000

Income                                                           $ 180,000

Contribution margin ratio = 20% ($60/$300 x 100)

1. Break-even point in units = Fixed costs/Contribution margin per unit

= $420,000/$60

= 7,000 units

2. Break-even point in sales dollars = Fixed costs/Contribution margin ratio

= $420,000/20%

= $2,100,000

Thus, the break-even point in units and sales dollars = 7,000 units and $2,100,000, respectively.

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Beacon Corporation issued a 7 percent stock dividend on 22,500 shares of its $9 par common stock. At the time of the dividend, the market value of the stock was $28 per share. Required Compute the amount of the stock dividend. Show the effects of the stock dividend on the financial statements using a horizontal statements model. Prepare the journal entry to record the stock dividend.

Answers

1. The amount of the stock dividend is $44,100 (1,575 x $28) because it is a small stock dividend, that is, less than 25%.  A small stock dividend is recorded at the market price instead of the par value.

2. The effects of the stock dividend on the financial statements are as follows:

Balance Sheet                          Retained Earnings   Statement of Cash Flows

Assets = Liabilities + Equity        

Assets = $44,100 + ($44,100)          ($44,100)            None

Data and Analysis:

Common stock at $9 par value

Stock dividend shares = 1,575 (22,500 x 7%)

Par Value of stock dividend = $14,175 (1,575 x $9)

Additional Paid-in Capital = $29,925 (1,575 x $19

Market value of the stock per share = $28

Retained Earnings $44,100 Additional Paid-in Capital $29,925 Common Stock $14,175

Stock Dividend $44,100 Stock Dividend Distributable $44,100

Thus, the effects of the issuance of the 7% stock dividend are the creation of a liability of $44,100 and a reduction of the Retained Earnings, which are transferred to the Common Stock and Additional Paid-in Capital.

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The NYSE is an example of a(n) _______________ exchange while NASDAQ is an example of a(an) __________________ market. Organized; over-the-counter Broker; dealer Electronic; private Private; public

Answers

Considering the functions and operations of the organizations, The NYSE is an example of a(n) Organized exchange while NASDAQ is an example of a(an) Over the Counter market.

NYSE is an acronym for the New York Stock Exchange. It is generally considered the most significant capital market in the world, with over $30 trillion. Its stock market is deemed to be stable. It is also known as a designated market.

On the other hand, NASDAQ is an acronym for National Association of Securities Dealers Automated Quotations. However, its stock market is considered to be volatile. It is also a dealer market

Hence, in this case, it is concluded that the correct answer is option A. "Organized; over-the-counter."

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