Why would a bank be more likely to make a loan to someone with a FICO score of 750 rather than someone with a score of 500? a) The higher the score, the greater the interest rate the lender can charge the borrower b) The closer the score to zero, the less the person owes in debt to other companies c) The higher the score, the less risk to the lender that the borrower will be past due on their payments d) None of the above

Answers

Answer 1

Answer:

c) The higher the score, the less risk to the lender that the borrower will be past due on their payments

Explanation:

Fair Isaac Corporation scores are used to measure the creditworthiness of a borrower. The higher the credit scores, the higher the chances of the borrower paying back what was borrowed. Credit scores are in ranges. Credit scores below 500 are rated as Poor and indicates that the borrower's chances of returning what was borrowed are very low.

Credit scores between 740-799 are rated as very good and indicate that the borrower would be prompt in the repayment of his loan.

Answer 2

Answer: the higher the score, the less the risk to the lender that the borrower will be past due on their payments

Explanation:


Related Questions

In a production cost report using process costing, transferred-in costs are most similar to: costs transferred-out to the next process. costs included in beginning inventory. conversion costs added during the process. material added at the beginning of the process.

Answers

can u please tell where are u from??

Answer:

hmm..... . . . .

...

..

....

A loan to a company or government that pays investors a fixed rate of truth over a specific timeframe is known as:

1. 401k
2. Tax shelter account
3. Stocks
or 4. Bonds

Answers

Answer:

4. Bonds

Explanation:

Bonds are debt instruments used by corporates and governments to raise capital. Bonds are long-term sources of capital for a business and government and also an investment option to investors.

When the government or corporate issues bonds, they promise to pay the principal amount when the bond matures. Maturity ranges from 5 to 30 years. The bond issuer also commits to pay interest on regular intervals until the bonds mature. The interest to be paid is based on the coupon rate or interest rate as specified by the bond.

) Outline two ways VKW might be affected by increased import controls.​

Answers

Answer:

see below

Explanation:

Increased import control tends to increase the cost of imports. For a business that depends on imports for its raw materials, increased control will have the following effects.

Can delay or halt production. Increase import control may affect the cost of imports and the quantity of material or parts imported.   VKW may be unable to import all the materials it requires for production. This may force it to slow down production before it can get alternative suppliers. Increase in product prices: Imports control might include a rise in import tariff making imports expensive. VKW is likely to increase the price of its products to maintain its profitability.

True or false?

2 best friends are one mind in 2 bodies?

Answers

Answer:

True

Explanation:

because they are I hope its right

Answer:

well i would say true because friendship is a really strong thing

but then i don't really know

Does CG5 have a second channel or is it just the one?

Answers

Answer:

Just one

Explanation:

Answer:

i will check the channel of CG5

Explanation:

MARK ME AS THE BRAINLIEST

is carriage inward
debit or credit​

Answers

Answer:

From the buyer's point of view, the delivery charge would he referred to as “carriage inwards”. Any such carriage charges should be debited to the carriage inwards account in the general ledger. The carriage inwards account is written off to the trading account at the end of the accounting period.

Explanation:

Carriage inwards refers to the transportation costs required to be paid by the purchaser when it receives merchandise it ordered with terms FOB shipping point. Carriage inwards is also known as freight-in or transportation-in. Carriage inwards is considered to be part of the cost of the items purchased.

write the Express of following numbers. Three times x is 11 and 36 ​

Answers

Answer:

3x + 11 = 32

Explanation:

In this case, expressing means creating an equation that describes

the sum of three times x and 11 is 32.

'Sum' refers to the total while 'is' refers to equals to.

therefore, the total of 3x and 11 = 32

i.e., 3x + 11 = 32

The term posting means: Entering transactions in a book of original entry Transferring debit and credit amount from the journal to the ledger Proving the equality of debit and credits in the ledger Determining the balances of individual ledger accounts

Answers

Answer: Transferring debit and credit amount from the journal to the ledger.

Explanation:

Posting in Accounting refers to the process of transferring debit and credit amounts from the books of original entry i.e the journals, to the relevant general ledger.

Posting to the general ledger is the third step in the Accounting Cycle and as such is very important in determining the balances to put into the Unadjusted Trial balance.  

The type of control system that only be succsseful in attining systrms' objective if we know with certinty the events that take place during system procees

Answers

Answer: Management control system

Explanation:

Management control system could be defined as a system that collects and uses information to analyze the performance of different organizational resources like human, physical, financial considering them all together in the light of organizational strategies pursued. It looks at comparing performances with the standards, plans or objective of the organization to determine if they are line with standards.

Which are the two best examples of long-term needs that people need to save for?
1) college education
2)down payment on a home
3)medical emergences
4)plumbing problems in the home
5) unexpected car repair

Answers

Answer:

1. college education

2. medical emergencies

Explanation:

"Long-term needs" refer to things that you will be needing in the future. Among the choices above, the two best examples of long-term needs that people need to save for are: college education and medical emergencies.

Saving up for college is important if you want to have a bright future or a better salary. Having a good income will give you the chance to save up for your future home's down payment as well as mortgage payment. It will most likely give you a better quality of life. Thus, college education should come first.Saving up for medical emergencies is also crucial because we're all human beings who, at some point, will deteriorate physically. There are also incidents which we cannot control such as "car accidents." Having money allotted for it will prevent you from borrowing money from other people.

Tommy Richards is paid $20.50 an hour for a regular 40-hour week. He earns time and a half if he works overtime. This week Richards worked his regular 40 hours plus 9 hours of overtime. What is his total pay

Answers

Answer:

$1,094.50

Explanation:

Regular pay is $20.50

Over time pay is $20.50 x 1.5 = $30.75

Tommy earned as follows.

Regular hours : 40 x $20.50 = $820

Overtime hours: 9 x $30.75 =$274.50

Total amount earned

= $820 + $274.50

=$1,094.50

When Get the Glare Out needed some information about the potential market for its product, the marketing team looked to the Internet to find industry trends and at the market for eyewear products, which uses the same technology that is used in its self-darkening windshield. The type of information the marketing team was using is referred to as

Answers

Answer:

Secondary data

Explanation:

There are two types of data sources that can be used by individuals. These are the primary and secondary data.

Primary data is a data that is formed for the first time for a particular purpose. For example information contained from running experiments in a research study.

Secondary data is one that is obtained from primary data. Data was used for another purpose before now and the new user is using the existing data for another purpose.

The marketing team is using the Internet to find industry trends and at the market for eyewear products, which uses the same technology that is used in its self-darkening windshield.

This is secondary data that existed before now and is being used by the marketers to identify trends

Using the SMART goal-writing criteria, what refers to answering the six "w" questions?

Specific
Measurable
Attainable
Realistic

Answers

Explanation:

specific is the right answer

Answer:

specific

Explanation:

The Eks-Plore Company exports outdoor gear for firms on the east coast of the United States. The company identifies companies in Europe and Asia that market and sell these products. Eks-Plore handles all documentation, logistics, and transportation for the products. What type of business is the Eks-Plore Company?

Answers

Answer:

exporting trading company

Explanation:

Eks-Plore doesn't actually manufacture any outdoor gear. it provides trading services to companies that manufacture them. Eks-Plore sells goods produced in the US and exports them to foreign markets, e.g. European and Asian nations. This is a type of intermediary that is also responsible for located new potential markets where to sell the goods.

What program would be likely to help a person prepare for teacher certification?
O a master's degree in Psychology
O a bachelor's degree in Education
O a one-year technical school certificate
O an associate degree from a community college

Answers

Answer: The answer is a bachelor’s degree in Education.

Explanation:

To help a person prepare for teacher certification is likely program is a bachelor's degree in Education.

A Bachelor of Education (B. Ed.) is a professional undergraduate degree that qualifies graduates to work as teachers in educational institutions.

In other nations, like Tanzania and Kenya, the student must do additional activities like fieldwork and research in order to be completely qualified to teach.

Tests for the licenses or certificates necessary for instructors in some places may also be administered concurrently with or after it.

Therefore, the correct option is "a bachelor's degree in Education".

To know more about the bachelor's degree in Education, visit:

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If a checking account has an interest rate of 1% and a government bond has an interest rate of 2%, the opportunity cost of holding the checking account as money is:

Answers

Answer:

the opportunity cost of holding the checking account as money is 1%

Explanation:

The computation of the opportunity cost of holding the checking account as money is shown below:

= Interest rate on the government bond - interest rate on checking account

= 2% - 1%

= 1%

Hence, the opportunity cost of holding the checking account as money is 1%

We simply applied the given formula so that the correct percentage could come

What makes you buy a candied vegetable or a candied fruit?

Answers

Answer: Your curiosity on whether it tastes like any other candy or not.

Explanation:

Answer:

Eat whatever you like not whatever makes other people happy also the anwser is either a b c or d

Explanation:

Mary invested $200 for 3 years at 5% per annum. John invested $300
at the same rate. If they both received the same amount of money in
simple interest, for how many years did John invest his money?​

a. 1 1/2
b. 2
c. 3
d. 10

Answers

Answer:

b. 2

Explanation:

Simple interest is calculated using the formula

I = p x r x t

Where p= principal amount

r= interest rate

t= time in years

Mary invested $200, at 5% for three years. She earned a simple interest of;

I= $200 x 5/100 x 3

=$200 x 0.05 x 3

=$30

If John received the same amounts, It means

$30= $300 x 0.05 x t

$30 = $15t

t= $30/$15

t=2

Time is 2 years

A U.S.-based firm is planning to make an investment in Europe. The firm estimates that the project will generate cash flows of 100,000 euros after one year. If the one-year forward exchange rate is $1.50/euro and the dollar cost of capital is 8%, what is the present value (PV) of the project cash flows?

Answers

Answer:

the present value of project cash flows is $138,888.89

Explanation:

The computation of the present value of project cash flows is shown below

Value of €100,000 in US $ in one year is

= €100,000 × $1.50

= $150,000

Now the Present value is

= Payment × (1 ÷ (1 + rate of interest)^number of years)

= $150,000 × (1 ÷ (1 + 8%)^1)

= $138,888.89

Hence, the present value of project cash flows is $138,888.89

When presenting a persuasive speech, one speech goal is to ask the audience members to perform a certain action, also know as performing a specific_________. Group of answer choices belief value behavior none of the above No answer text provided.

Answers

Answer:

behavior.

Explanation:

A persuasive speech is one in which the speaker addressing the audience or giving speech to the audience tries to impress or persuade the audience by his speech and convince the listeners through his presentation and speeches.

It is a process of changing people belief, action or reinforcing them. While giving a persuasive speech, one main goal of the speaker is to ask the audience to perform a certain action. It is also known as performing a specific behavior.

Credit cards can help When paid off on time regularly

Answers

Answer:

good to know.

Explanation:

Answer:

yes? I dont know if your talking about credit then your credit score will go up. but if your just telling us some info on credit cards. thanks

A project has an initial cost of $40,000, expected net cash inflows of $8,000 per year for 11 years, and a cost of capital of 10%. What is the project's NPV? (Hint: Begin by constructing a time line.) Do not round intermediate calculations. Round your answer to the nearest cent.

Answers

Answer:

the net present value is $11,961

Explanation:

The computation of the project NPV is as follows;

The net present value is

= Present value of cash inflows - initial investment

= $8,000 × PVIFA factor for 11 years at 10% - $40,000

= $8,000 × 6.4951 - $40,000

= $51,961 - $40,000

= $11,961

Hence, the net present value is $11,961

The same is to be considered

I'm a Senior high school student with the interest of learning in investments. As a beginner, what should I learn first or what topics should I study about? Any tips about investing?​

Answers

Answer:

Explanation:

As an investor myself I believe that there are three main things that beginners should learn. The first one is learning to diversify and manage risk. It is important to understand that holding all your money in a single investment is never a smart idea regardless of how safe it may be. Secondly, would be learn the power of compound interest. Compound Interest is one of the most powerful tools/options an investor can focus on. Lastly, would be to have patience, know how to control your emotions, and wait for the right moment to act.

The first thing that the customer needs to do to take a loan is

Answers

is a bank account because how their going to take a loan with no bank account

In which situation would a person pay a higher property tax than he or she did the year before?
A. The value of the person's home increased.
B. The number of dependents the person had increased.
C. The salary the person earned increased
D. The amount the person spent on electronics increased.

Answers

The answer is A the value of a persons home increased.

A person would pay a higher property tax than he or she did the year before when A. the value of the person's home increased.

What is property tax?

Property tax is an ad valorem tax levied on real estate, such as a building or a residential home, that is owned by an individual or another legal body, such as a corporation.

It is an ad valorem tax because it is based on the assessed value of the property.

As a result, the higher the value of a property compared to the year before, the higher the property tax.

Therefore, a person would pay a higher property tax than he or she did the year before when the value of the person's home increased.

Learn more about property tax here: https://brainly.com/question/11544476.

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jetnhetnhtnhterk egrepjgjk

Answers

Answer:

jbjhh etdiuzfbv;f v;a

thx for the points

Explanation:

If the level of activity increases within the relevant range Group of answer choices Variable cost per unit and total fixed costs also increase Fixed cost per unit and total variable cost also increase Total cost will increase and fixed cost per unit will decrease Variable cost per unit and total cost also increase.

Answers

Answer:

Total cost will increase and fixed cost per unit will decrease V

Explanation:

25 points and will mark brainliest!!!


Tickets for 2 adults and 4 children at a theme park cost £152.
An adult ticket costs twice as much as a child ticket.
Write and solve an equation to work out the price of an adult ticket​

Answers

Explanation:

Let x be the price of an adult ticket.

Then 0.5x is the price of a child ticket.

We have 2x + 4(0.5x) = £152, therefore 4x = £152 and x = £38.

Hence the price of an adult ticket is £38.

I got a hair cut that I did not wanted but my parents did. Can some one give me tips or tell me a way to make my hair grow faster?

Answers

You can try to put aloe Vera and use it as a leave in conditioner, it will make your hair grow and give it shine and a healthy look. You can also try using vitamins for hair growth
You can get biotin pills or hemp oil hope this helped plz mark brainlist

Promoters are those who sell a business idea and the corporate form for it.
O True
False

Answers

Answer:

True.

Explanation:

Promoters are those people who have the job of advertising a certain business or idea, in order for it to be acquired by a certain sector of the market or for mass sale to undetermined consumers.

Thus, the function of the promoter is to give visibility to a certain project, so that it is known by individuals and generates economic returns for its creators.

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