Answer:
You would have to commit to your future self about tax returns.
Explanation:
People projected that adopting a commitment device, which allows them to commit to saving before receiving their tax refund, would boost savings.
What is tax refund meaning?A tax refund is a payment issued to taxpayers who have overpaid their taxes due to employers withholding too much from their salaries.
According to the US Treasury, over three-quarters of taxpayers have too much money withheld, resulting in tax refunds.
Thus, people are more like to make long term judgement.
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Isabel and Stuart open a money market account to begin saving for the
college expenses of their newborn daughter. This is an example of a
investment strategy.
O A. high-return
B. diversified
C. long-term
O D. high-risk
SUBMIT
Considering the situation described above, this is an example of a "Long-Term investment strategy."
What is a Long-Term Investment Strategy?Long Term Investment Strategy is a type of investment decision in which the investor hopes to reap the rewards later, usually five years or more.
Given that Isabel and Stuart opened a money market account to begin saving for the college expenses of their newborn daughter, which may take an average of 16 years or more before they reap it, this is an example of a "Long-Term Investment Strategy."
Hence, in this case, it is concluded that the correct answer is "Long-term investment strategy."
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Answer: C, long-term
Explanation: just finished test
Liam has purchased a fee-for-service health insurance plan from Leroux Health Insurance. Plan A includes a $248. 00 monthly premium and an annual deductible of $5,500. 00 (not including co-pays). Liam is a fairly healthy young man. He visits his primary care physician three times a year on scheduled visits. He sees a chiropractic specialist every week to help with lower back pain. He has no current prescriptions that need refilling regularly. Assuming Liam maintains his regular visits with his primary care physician and his chiropractor, and avoids any trips to the emergency room or urgent care, how much will Liam pay in health care related fees this year? Leroux Health Insurance Plan A Cost: Monthly Premium: $248. 00 Annual Deductible: $5,500. 00 Co-pays: Brand-name Prescriptions $35. 00 Generic Prescriptions $15. 00 Visits: Primary Care Physician: $40. 00 Specialist: $60. 00 Urgent Care: $125. 00 Emergency Room: $325. 00 a. $716. 00 b. $3,816. 00 c. $5,500. 00 d. $6,216. 0.
Liam would have to pay $6216 in health care related fees this year. Option D is right
The total expenses that Liam's health would incur are:
Monthly premium at 248 * 12 months in a year
= 2976
52 visits to the specialist at 60 dollars
= 52*60
= $3120
3 Visits to the primary care physician at 40 dollars
= 3*40
= $120
Then Liam's total expenses would be =
$2976 + $120 + $3120
= $6216
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Read the excerpts and answer the question that follows. Once in a Lifetime by Jhumpa Lahiri (excerpt) My feelings were complicated by the fact that, until rather recently, to my great shame, I’d regularly slept with my parents on the cot in their room, and not in the room where I kept my clothes and things. My mother considered the idea of a child sleeping alone a cruel American practice, and therefore did not encourage it, even when we had the space. She told me that she had slept in the same bed as her parents until the day she was married and that this was perfectly normal. But I knew that it was not normal, not what my friends at school did, and that they would ridicule me if they knew. Freeway 280 by Lorna Dee Cervantes (excerpt) I scramble over the wire fence that would have kept me out. Once, I wanted out, wanted the rigid lanes to take me to a place without sun, without the smell of tomatoes burning on swing shift in the greasy summer air. Maybe it's here en los campos e
The description that details the difference in both excerpts is that Hema's identity was influenced by her parents whereas the speaker of Freeway 280 is searching for her identity.
The narrator stated that her mother considered the idea of a child sleeping alone a cruel American practice, and therefore did not encourage it.
The above showed that the narrator was influenced by her mother. On the other hand, the speaker of Freeway 280 is searching for her identity.
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Answer: C. Hema's identity is influenced by her parents, whereas the speaker of "Freeway 280" is searching for her identity.
Explanation: Just took the test and got 100%:)
You took out a $5000 car loan from a bank that is going to charge you month 4% APR for the next 3 years list how much interest you pay for this loan, list how much the loan will cost you overall and your monthly payment for the loan.
The final values of the loan would be:
The cost of the payment for each month is: $ 138.88 + $ 16.66 = $ 155.54 (interest)The total cost of interest is: $ 600 = $ 200 × 3 years.The total cost of the loan is $ 5000 + $ 600 = $ 5600 (3-year interest)What is the APR?APR is an acronym for the percentage interest rate on a loan that a bank charge for each year that the loan is repaid. According to the above, in a loan of $ 5000, we must pay 3 times the 4% because the payment will be made within 3 years.
To know the value of the interest on the loan we must divide the value of the loan by 100 and multiply the result by 4 as shown below:
$ 5000 ÷ 100 = $ 50$ 50 × 4 = $ 200According to the above, the value of the interest is $ 200. To know the total value of the interest we must multiply $ 200 by the years that we are going to pay the loan as shown below:
$ 200 × 3 = $ 600Finally, to know how much we must pay each month we must divide the total value of the loan by the number of months that we are going to pay the loan. On the other hand, we must divide the total value of the interest by the number of months that we are going to pay the loan and add it to the total value of each month as shown below:
$ 5000 ÷ 36 = $ 138.88$ 600 ÷ 36 = $ 16.66138.88 + $ 16.66 = $ 155.54Learn more about APR in: https://brainly.com/question/8846837
Can someone help me with this question?
Answer:
My opinion social media marketing
difference between associative and commutative property
Answer:
The associative property of addition states that you can group the addends in different ways without changing the outcome. The commutative property of addition states that you can reorder the addends without changing the outcome.
Explanation:
aaron is earning 5% interest on his savings account. he starts with $5,000.00. how much money will he have in 6 months?
Answer:
I think the answer is $1,500.
Explanation:
I hope this helps. If the answer is wrong then sorry and you don't have to give me the points. In here I think I did the calculation wrong.
A savings account is an interest-bearing deposit account held at a bank or other financial institution. Aaron will have approximately $5,124.51 in his savings account after 6 months.
To calculate how much money Aaron will have in his savings account after 6 months, Compound interest is to be used,
A = P{1 + r/n[tex]\left \} }nt} \atop[/tex]
Where:
A = the final amount (including interest)
P = the principal amount (starting amount)
r = the annual interest rate
n = the number of times interest is compounded yearly
t = the time period in years
Given,
P = $5,000.00 (starting amount)
r = 5% = 0.05
n = 12 (compounded monthly)
t = 6 months = 6/12
n×t = 12 × 6/12 = 6
By calculating we get,
A = 5000(1.004166)⁶
A = 5000(1.02490)
A = 5124.51
After 6 months, Aaron will have approximately $5,124.51 in his savings account.
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Specialties in the property management field include all of the following EXCEPT A) resort housing. B) asset management. C) concierge services. D) land-use planning.
The answer choice which is not one of the specialties in the property management include:
C, Concierge servicesProperty managementProperty management refers to all the processes which are involved in the handling, the organization, the leasing and management of a piece of property, usually by a realtor.
Concierge servicesWith this in mind, we can see that concierge services includes the coordination of the guests in a lodging by making reservations and bookings and everything else which makes the customer service better and this is NOT a specialty in property management.
Therefore, the correct answer is option C
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QUESTION 7 of 20: Money market refers to:
how has globalization impacted operations management
Answer:
Findings show that different aspects of globalization such as competitive intensity, technological change, cost pressure, and new opportunities, affect different aspect of operational performance, namely quality improvement, cost reduction, flexibility, speed of delivery.
Explanation:
besides starting the vehicle, what else can 2022 versa’s available remote engine start in do?
Answer:
Warm or cool the interior before driving.
is it more common for a firm to fail due to lack of sales or poor financial management?
Answer:
Poor financial management
Explanation:
Poor financial management.
what are the common reason firm fail financially?The most common financial problems are (1) capital shortages, (2) inadequate cash flow management, and (3) inadequate spending management.
The most common reasons for SMEs to fail include lack of capital and funding, poor management team maintenance, flawed infrastructure and business models, and failed marketing initiatives.
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the use of money and credit controls to change the macroeconomy is
According to economic theory, using money and credit controls to change the macroeconomy is "Monetary Policy."
What is Monetary Policy?Monetary Policy is the policy or method by which government controls the amount of money in circulation in an economy.
Monetary policy can increase or reduce rue money in an economy.
The three primary tools of Monetary Policy are:Reserve requirementsDiscount rateOpen market operationsHence, in this case, it is concluded that the correct answer is Monetary Policy.
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Discuss five of the essential components of the venture formation process.
Niki makes the same payment every two months to pay off his $61,600 loan. The loan has an interest rate of 9. 84%, compounded every two months. If Niki pays off his loan after exactly eleven years, how much interest will he have paid in total? Round all dollar values to the nearest cent. A. $39,695. 48 b. $10,294. 26 c. $3,126. 29 d. $39,467. 12.
The total amount of interest paid by Niki is $39,695.48.
The loan is termed as the amount that is borrowed by the lender and is paid off back at some defined amount of interest.
Computation of amount of interest to be paid by Niki:
The given information is:
P is the periodic payment.
PV = $61,600
r = 0.0984
t = 6
n = 11 years
[tex]\begin{aligned}PV = \frac{P(1 - (1 +\frac{r}{t}^{nt}))}{\frac{r}{t}}\end{aligned}[/tex]
[tex]\begin{aligned}61600 =\frac{P(1 - (1 +\frac{0.0984}{6}^{11\times6})}{\frac{0.0984}{6}}\end{aligned}[/tex]
[tex]\begin{aligned}61600 =\frac{P(1 - (1 + 0.0164)^{66} )}{ 0.0164}\end{aligned}[/tex]
[tex]61600\times0.0164 = P(1 - (1.0164)^{66} )[/tex]
[tex]\begin{aligned}1010.24&=p\times(1-0.341769)\\1010.24&=0.658321\times p\\p&=\frac{1010.24}{0.658321}\\p&=1534.78\end{aligned}[/tex]
Niki pays $1534.78 every two months continuously for eleven years.
[tex]\begin{aligned}\text{The total payment made by Niki} &= \text{Tenure Period} \times 6 \times \text{Amount of interest}\\\text{The total payment made by Niki}&=11\times6\times\$1534.78\\\text{The total payment made by Niki}&= \$101295.48\end{aligned}[/tex]
[tex]\text{Interest paid} = \text{Total Payment} - PV\\\text{Interest paid} = 101295.48-61600\\\text{Interest paid} =\$39,695.48[/tex]
Therefore, the correct option is A.
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what are the different theories of liquidity
On July 1, 2022, Jenks Company purchased the copyright to Jackson Computer tutorials for $424,000. It is estimated that the copyright will have a useful life of 5 years and a remaining legal life of 9 years with an estimated salvage value of $24,000. The amount of Amortization Expense recognized for the year 2022 would be: ____________
Based on the cost of the copyright and the period of amortization, the amortization in 2022 will be $40,000
First find the annual amortization expense:
= (Cost of copyright - Salvage value) / Useful life
= (424,000 - 24,000) / 5
= $80,000
The amortization for 2022 will however be for 6 months as the copyright was purchased on July 1.
= 80,000 x 6/12 months
= $40,000
In conclusion, the amortization expense will be $40,000
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Producing goods only enough to meet the basic needs of the family is called
Subsistence Production
Surplus Production
Domestic Production
Export Production
Answer:
Domestic production
Explanation:
Domestic production means we make things only to satisfy our household needs of family.In simple words the production which is made not in the intention of business is called Domestic productionwhich trade sanction (embargo or subsidy) would be more effective in protecting domestic jobs? EXPLAIN WHY!!!
Answer:
International trade increases the number of goods that domestic consumers can choose from, decreases the cost of those goods through increased competition, and allows domestic industries to ship their products abroad. While all of these effects seem beneficial, free trade isn't widely accepted as completely beneficial to all parties
In simplest terms, a tariff is a tax. It adds to the cost borne by consumers of imported goods and is one of several trade policies that a country can enact. Tariffs are paid to the customs authority of the country imposing the tariff. Tariffs on imports coming into the United States, for example, are collected by Customs and Border Protection, acting on behalf of the Commerce Department.6 7 In the U.K., it's HM Revenue & Customs (HMRC) that collects the money.
THREE government regulations that guides the establishment and operation of a business.
what does it mean when the feds lower interest rates
Interest rates are lowered by the Fed in order to boost economic development. Reduced finance costs might entice people to borrow and invest. When interest rates are excessively low, however, they might stimulate excessive growth and perhaps inflation. On the other hand, if growth becomes excessive, the Fed will boost interest rates.
When the quantity supplied is greater than the quantity demanded:
Answer:
... you have lots of extra products lying around and often prices will drop.
Lopez Corporation, a manufacturer of household paints, is preparing annual financial statements at December 31, 2007. Because of a recently proven health hazard in one of its paints, the government has clearly indicated its intention of having Lopez recall all cans of this paint sold in the last six months. The management of Lopez estimates that this recall would cost $800,000.
Requried:
What accounting recognition, if any, should be accorded this situation?
The accounting recognition to be accorded in this situation is operating expense of $800,000 and liability of $800,000.
Basically, an accounting recognition refers to the act of recording a business transaction in the firm's accounting records.
Because the management of Lopez estimates that this recall of all cans of paint sold in the last six months would cost $800,000, then, the entry will be as followsIn conclusion, the accounting recognition to be accorded in this situation is operating expense of $800,000 and liability of $800,000
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The Bridal Shop bought a dress from a supplier for $105 wholesale and applied a 65% markup to the price. If a 7. 5% sales tax were added after a 20% discount was used, what would be the total cost to purchase the dress?.
Based on the various additions as well as discount, the total cost of the dress would be $149.00
The cost of the dress after the markup would be:
= Wholesale cost x ( 1 + markup)
= 105 x (1 + 65%)
= 105 x 1.65
= $173.25
After the discount, the cost is:
= 173.25 x (1 - 20%)
= $138.60
The cost after the sales tax is:
= 138.60 x (1 + 7.5%)
= $148.995
= $149.00
In conclusion, the cost of the dress is $149.00
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Export Production,
Increases the country's stock of wealth
Allows family members to make productive use of their time
Saves money on imports
Produces enough to support the needs of the community
Answer:
Increases the country's stock of wealth
Explanation:
There are two types of businessesImportExportImport means to buy things which are made otherwhere from other countries to our own country.Export means to transfer things which are made in our country to outsideaccording to the long-run phillips curve, in the long run monetary policy influences
Answer: only in the short run. According to the long-run Phillips curve, in the long run monetary policy influences. the inflation rate but not the unemployment rate.
Explanation:
an example of a digital buyer who is engaged in product-focused shopping is someone who
Answer:
repurchased toothpaste from Amazon
Explanation:
On December 28, Kerr Manufacturing Co. purchased goods costing $50,000. The terms were F.0.B. destination. Some of the costs incurred in connection with the sale and delivery of the goods were as follows.
Packaging for shipment $1,000
Shipping 4,500
Special handling charges 2,000
These goods were received on December 31. In Kerr's December 31 balance sheet, what amount of cost for these goods should be included in inventory?
What features would you look for when purchasing your first home? Would you insist on a porch or a basement? What other things might you want your home to have?
i would insist on a stove to learn how to cook, and a porch because i want a house and not an apartment.
By 2030, what will Elon Musk's, net worth will be?