YASHARI earns $27,000 per year, is single, and lives in Wyoming. She has $7000 in Direct Subsidized loans and another $19,000 in Direct Unsubsidized loans. She is trying to save up an emergency fund of at least 6 months’ take-home pay, so she’s torn about how much she should devote to her student loans and how much to the emergency fund every month.
- Which plan has the highest total amount paid? How long is the repayment period for this plan?

Answers

Answer 1

a) The plan with the highest total amount paid is the Direct Unsubsidized Loan of $19,000 because, in addition to the interest, the principal amount is higher than the Direct Subsidized Loan.

b) The repayment period for the Direct Unsubsidized Loan is 10 years after graduation if the Standard Repayment Plan is chosen.

What are unsubsidized and subsidized loans?

Subsidized Loans are student loans subsidized by the Federal Government, especially with respect to the interest payment.

Subsidized Loans do not accrue interest during school at least half-time or during deferment periods. They are available for undergraduate and graduate students in financial need.

Unsubsidized Loans are federal student loans for both undergraduate and graduate students that are not based on financial need.  They accumulate interest during school if the student does not elect to make monthly interest payments.

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Related Questions

True or false? Product/market fit automatically results in high-volume sales.

Answers

Answer:

It is True

Explanation:

Defining product-market fit

"Product-market fit," writes startup coach and investor Marc Andreessen, "means being in a good market with a product that can satisfy that market." When an entrepreneur identifies a need in the market and builds a solution that customers want to buy, that's product-market fit.

Product/market fit automatically results in high-volume sales, is the true statement.

What is a Product/market fit?

"Product-market fit" is defined by startup advisor and investor Marc Andreessen as existing in a healthy market with a product that can satisfy that market's needs. When an entrepreneur recognizes a market gap and creates a product that customers want to buy, product-market fit has occurred.

It shows that people are willing to pay a price for your goods and that it has a significant enough market or audience. Take the case where you want to create a smartphone app that allows for free video conference communication. If it doesn't fit, nothing fits.

Strategic fit describes how well a company is matching its assets and capabilities to opportunities in the external environment.

Thus, it is a true statement.

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X circle company purchased a computer system black box, inc. With a list price of $100,000 plus 5% sales tax. The cost to deliver and install the computer was $10,000. The debit to equipment equals.

Answers

The debit to the equipment account should equal $115,000 for X Circle Company, which recently purchased a computer system black box.

What is the recognized cost of the equipment?

The costs that should be recognized for the purchase of new equipment (or asset) include all the costs that will bring the asset into use.

These costs include the purchase cost, delivery, and installation costs.

Data and Calculations:

Computer system black box = $100,000

5% sales tax = $5,000 ($100,000 x 5%)

Delivery and Installation costs = $10,000

Total cost of computer = $115,000 ($100,000 + $5,000 + $10,000)

Thus, the debit to the equipment account should equal $115,000.

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An indication of one’s lifestyle is __________________.

the kind of vehicle you drive
the kind of house you live in
the kind of clothes you wear
all of the above

Answers

Answer:

all of the above

Explanation:

all of these indicates one's lifestyles.

How much does it cost to hike the appalachian trail?.

Answers

Trail ranges from $5,000 to $7,000 for a 5- to 7-month hike; that amount includes gear, trail resupply, and town expenses. Expect to spend about $1,000 a month per person.

Which of the following factors are considered when calculating GDP? I. Goods produced within a country by citizens of that country II. Goods produced within a country by residents who are not citizens III. Goods produced within a country for use in production of other goods IV. Goods produced by a country’s citizens outside of its borders a. II and III b. I only c. I and II d. I, II, III, and IV.

Answers

GDP refers to the total value of goods and services produced by resident and non-resident during a year in a country.

What is GDP?

Gross Domestic Product refer to the gross value (in terms of money) of finished goods and services produced in a country within a year by resident and non-resident in domestic territory of the country.

The above option I and II describes the factors considered for calculation of GDP, i.e. Goods produced  by citizens as well as non-resident within a country.

Therefore, option c aptly describes the factors considered for calculating GDP.

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Answer:

C. I and II

Explanation:

Help me please.. there is no option on here for human resources principals, so i jus clicked business as the subject..

Answers

Answer:

pls explain the question first

An online photo printing company can temporarily lose its e-commerce ubiquity if.

Answers

An online photo printing company can temporarily lose its e-commerce ubiquity if its website crashes as a result of a coding error or an attack by hackers.

What is E-Commerce Ubiquity?

This refers to the ability of a company to give its customers unrestricted access to its products and service at all times.

Hence, we can note that an online photo printing company can temporarily lose its e-commerce ubiquity if the customers are unable to get access to its service as a result of its website crash and customers lose accessibility.

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Which of the following types of credits would best describes home equity loans? a. closed and secured b. closed and unsecured c. open and secured d. open and unsecured please select the best answer from the choices provided a b c d

Answers

The home equity loans are such loans often associated with line of credits and are for a short term. Such loans are open and secured types of credit facility.

What are home equity loans?

Home equity loans are generally referred to as such loans where the home of the borrower is kept as collateral and is open to be utilized for any legal purpose.

It is generally given for a short term and the repayment is often done monthly over a span of the entire term of the loan. As the collaterals can be used by the banks in case of defaults by the borrower, it is a secured type of loan.

Hence, option C; the above-mentioned facts describe that a home-equity loan is an open and secured type of credit facility.

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Kay a person with a disability is an employee of mid state transport company when the firms elevator is taken out of service kay cannot get to her offics

Answers

Companies are supposed to provide working elevators for people living with disabilities.

In this regard, because Kay is disabled, the only means for her to access her office conveniently and on time is availability of elevator during the working hours.

However too, it could be inferred that the company is trying to kick her out if management is taking away the elevator or if they stopped the elevator officially from working.

What is an elevator?

An elevator is lift that moves people or passengers in a vertical shaft in a multistory building.

So therefore, companies are supposed to provide working elevators for people living with disabilities.

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Which design principle is especially important when you are creating navigational aids for your document?.

Answers

The design principle that is important when one is creating navigational aids for your document is repetition.

What is a design principle?

It should be noted that the design principle simply means the principles that are used to create visually appealing designs.

In this case, the design principle that is important when one is creating navigational aids for your document is repetition.

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Answer:

IM SO SLOPPY he is so genius!!! ☞ ̄ᴥ ̄☞

What is a very common way to purchase an automobile?

Answers

Answer:

through a car dealership?? what kinda question is that

Between 1950 and 2015 the percentage of women in the work force has______.

A. remained more or less constant

B. decreased by a noticeable margin

C. surpassed the percentage of men

D. increased by a significant margin

Answers

Answer:

A.

increased by a significant margin is correct

Explanation:

The proportion of women in the labor force has significantly increased between 1950 and 2015. As a result, option (D) is the appropriate response.

What do you know about the women participation in workforce?

Since the industrial revolution, women's engagement in the labor force outside the home has grown in industrialized countries, with a particularly significant increase noted in the 20th century.

Women made up 34% of the general labor force in 1950. In 1960, the rate increased to 38%, then to 43% in 1970, 52% in 1980, 58% in 1990, and 60% in 2000.

In the labor force in 1950, women made up around one third of the population. By 1998, almost three out of every five working-age women were employed. In 1950, 33.9 percent of women over the age of 16 were in the work force; by 1998, that number had increased to 59.8 percent.

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To become a successful entrepreneur, you should:
Select one:
O Prepare to risk all of your family assets.
O Plan to quit your job before starting.
O Choose a business that is in a field you enjoy.
O Expect to put down a lot of money.

Answers

I guess it is Choose a business that is in a field you enjoy .....

An employee contacts his supervisor to request time off guaranteed to him under the family and medical leave act. Under which circumstance do the provisions of this law apply?.

Answers

Answer:

The employee qualifies for time off to care for a newborn child.

Explanation:

For which holiday is the most candy purchased in the united states?.

Answers

Easter has the most can’t purchased

Answer:

i think it is halloween.

Explanation:

hope this helps

________ innovation is based on the conviction that new products and consumer solutions can successfully emerge only from inside the organization. marketing

Answers

Marketing innovation is based on the conviction that new products and consumer solutions can successfully emerge only from inside the organization.

What is marketing innovation?

Marketing innovation is a term used to refers to how the new products can be used to convince the consumer so they can buy it.

It is based on the organization can comes up with better idea to win heart of consumer.

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Which loan service is better a private loan or a federal loan?
A. Private
B. Federal

Answers

Federal? I think federal just seems better

Raphael, Alex, and Clancy are lumberjacks who live next to a forest that is open to logging; in other words, anyone is free to use the forest for logging. Assume that these men are the only three lumberjacks who log in this forest and that the forest is large enough for all three lumberjacks to log intensively at the same time.

Each year, the lumberjacks choose independently how many acres of trees to cut down; specifically, they choose whether to log intensively (that is, to clear-cut a section of the forest, which hurts the sustainability of the forest if enough people do it) or to log nonintensively (which does not hurt the sustainability of the forest). None of them has the ability to control how much the others log, and each lumberjack cares only about his own profitability and not about the state of the forest.

Assume that as long as no more than one lumberjack logs intensively, there are enough trees to regrow the forest. However, if two or more log intensively, the forest will become useless in the future. Of course, logging intensively earns a lumberjack more money and greater profit because he can sell more trees

Answers

The solutions which would ensure that the forest is sustainable in the long run assuming that the regulation is enforceable are:

Convert the forest to private property, and allow the owner to sell logging rights.Outlaw logging intensively.

What is LumberJacking?

This refers to the cutting down of trees for the purpose of making woods.

With this in mind, we are aware that because lumberjacking is not regulated, then anyone can use the forest for logging and because of this, independent lumberjacks come to the forest to cut down trees and in the process hurts the sustainability of the forest.

Hence, we can see that the way to ensure that the forest is sustainable in the long run assuming that the regulation is enforceable is to outlaw logging intensively and also to convert the forest to private property, and allow the owner to sell logging rights.

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A clothing store has ordered a new supply of jeans for the fall season and wants to sell off the remaining items from the previous spring. What action would the store owner most likely take? The store owner would most likely raise the price of the spring jeans to encourage producers. The store owner would most likely lower the price of the spring jeans to encourage producers. The store owner would most likely raise the price of the spring jeans to encourage consumers. The store owner would most likely lower the price of the spring jeans to encourage consumers

Answers

The action that the store owner would likely take is that : The store owner would most likely lower the price of the spring jeans to encourage consumers.

What is supply?

Supply refers to the quantity of goods that a seller is willing to sell at a given price in a given period of time. It has a positive relationship with price of commodity, which means supply increases with increase in the commodity's price.

There is also law of supply which states that the quantity of a good supplied increases as the price increases and vice versa.

Hence, the action that the store owner would likely take is that : The store owner would most likely lower the price of the spring jeans to encourage consumers.

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Answer:

D

Explanation:

On january 1st year 1, a company issues $410,000 of 7% bonds

Answers

Answer:

The appropriate journal entries to record the bond issue on January 1, 2021, and the first two semiannual interest payments on June 30, 2021, and December 31, 2021 are:

White Water journal entries

1-Jan-21

Debit Cash $382,141

Credit Discount on Bonds Payable $27,859

($410,000-$382,141)

Credit Bonds payable  $ 410,000

30-Jun

Debit Interest Expenses $ 15,286

($382,141 x 8%/2)  

Debit Discount on Bonds Payable $736

Credit Cash $14,350

($410,000 x 7%/2)  

31-Dec

Debit Interest Expenses $15,315.08

[($382,141 + 736) x 8%/2]

Credit Discount on Bonds Payable $965.08

($15,315.08-$14,350)

Credit Cash $14,350

($410,000 x 7%/2)

yo

Firelight Corporation manufactures and sells two types of decorative​ lamps, Knox and Ayer. The following data are available for the year 2020. Machine​ setup-hours is the only driver of manufacturing overhead costs. Firelight has a set up capacity of 660 hours.


Required:

Calculate the manufacturing overhead costs budget

Answers

The manufacturing overhead budget contains the manufacturing costs other than the direct materials and direct labor.

What is manufacturing overhead budget?

Your information is incomplete. Therefore, an overview will be given. The information in the manufacturing overhead budget is part of the cost of goods sold line item in the master budget.

One can calculate it by dividing the total expected overhead costs for one period by the number of direct labor hours expected in that period.

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Which activities support the central idea about financial planning? select 3 options. saving money in a piggy bank making impulsive candy purchases investing extra money to earn interest spending lavishly as a personal reward purchasing stock in a growing company

Answers

Answer:

a, c and e

Explanation:

The activities support the central idea about financial planning include options A, C and E: Saving money in a piggy bank,Investing extra money to earn interest and Purchasing stock in a growing company.

What is the term Financial Planning about?

Financial Planning is literally the establishment of the policies, steps and procedures that will be implemented from a financial and resources point of view to ensure that the objectives and vision of a company are met.

One of its purposes is to help a company establish the monetary resources it will need, aside from the human and material resources, to meet the objectives and be productive.

This is why, the piggy bank, which means saving money, and investing to earn interest and purchasing stock in other growing businesses.

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What risk are you taking when you invest your money in the stock market?.

Answers

Answer:

You could lose your entire investment.

Explanation:

Describe your strategy for pricing your goods or service. What will the final price be?:​

Answers

Answer:

Think of the price of materials then of your time

Explanation:

Advances in technology like the creation of cheap, lightweight laptops has allowed workers to work from almost anywhere. Please select the best answer from the choices provided T F.

Answers

Answer:

Got this from the same website you used

Explanation:

Advances in technology like the creation of cheap, lightweight laptops have allowed workers to work from almost anywhere. TRUE.

The advancement in communication, transportation, etc. increases the performance and productivity of an employee. The creation of cheap, lightweight laptops has allowed workers to work anytime and anywhere.

What is Technology advancement?

Technology advancement means the ease of doing things and improving all the aspects of human lives.

Advancements in technology made life easier by increasing employee productivity, performance, and satisfaction. The creation of cheap, lightweight laptops has allowed workers to work flexibly and efficiently.

Therefore, the above statement is True.

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Select the correct answer.
Ichika is writing a thank-you letter to an interviewer. Which statement should go in the beginning of Ichika's letter?
OA. In this letter, I am enclosing a sample of the index card layout that I mentioned during the interview.
OB.
I am very eager to join the Lexo Library and work with the head librarian and other team members.
Oc. Thank you for meeting me last Monday and considering me for the assistant librarian position.
OD. My knowledge of Indexing techniques will be a great asset for the new section your library plans to add.

Answers

Answer:

C. Thank you for meeting me last Monday and considering me for the assistant librarian position.

Explanation:

Standards are:_______.
A. set for each major production input or task
B. rarely used outside of management accounting
C. benchmarks for measuring performance
D. compared to the actual quantities and costs of inputs

Answers

Standards are benchmarks for measuring performance.

What is standard?

Standard is used to measure an individual or group performance.

It helps to know if an individual is doing exceptionally well or not.

Therefore, Standards are benchmarks for measuring performance and can be compared to the actual quantities and costs of inputs.

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According to the principles of scientific management, the best way to improve productivity is to.

Answers

Answer:

here is ur answer

Explanation:

According to the principles of scientific management, the best way to improve productivity is to: use time-motion studies to find the best method of doing each job, then teach those methods to employees

Whenever price is ______ average variable costs but is ______ average total costs, the firm can pay part, but not all, its fixed costs by producing.

Answers

Whenever price is exceed average variable costs but is less than average total costs, the firm can pay part, but not all, its fixed costs by producing.

What is price?

Price is the money paid for a service rendered or goods and services bought.

The price of a goods is determined by the number of goods or the type of an item.

Therefore, Whenever price is exceed average variable costs but is less than average total costs, the firm can pay part, but not all, its fixed costs by producing.

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Helena has always loved children and worked hard to become an elementary school teacher. Her family does not like this career because it traditionally does not pay a lot of money. Helena is determined to stay on her career path. What could Helena do to make sure she is secure financially?

Answers

Answer:

listen to her family and choose another career

Explanation:

Hope this helps! Please let me know if you need more help or think my answer is incorrect. Brainliest would be MUCH appreciated. Have a wonderful day!

Answer:

She could invest the spare money she has, and minimize her cost of living to save as much money as possible.

She could also try to do tutoring on the weekends to make sure extra money.

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