An individual bank can safely lend an amount equal to its excess reserves, but a commercial banking system can lend _____.

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Answer 1

An individual bank can safely lend an amount equal to its excess reserves, but a commercial banking system can lend greater than its excess reserves.

It should be noted that a single bank may not lend money more than the amount that it has in its excess reserves. This is different from the commercial banks that lend more than what they've in their reserves.

An individual bank can safely lend an amount equal to its excess reserves because it's typically difficult for individual banks to keep reserves as per the legal reserve requirements.

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Related Questions

A salesperson lacking goals will drift around their territory, wasting time and energy. Group startsTrue or False

Answers

The answer here is TRUE. A salesperson that is lacking goals is no longer a need in an organization.

Marketing intermediaries add __________ utility to products by having them available when consumers want them.

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Based on business sales strategy, marketing intermediaries add time utility to products by having them available when consumers want them.

This is because the time utility allows the business firms and marketers to make the products available to the consumers whenever they need them.

Time utility is a marketing tool used by the business firms like retails to add value to products and to bridge the gap between the products and consumers.

Hence, in this case, it is concluded that the correct answer is "time utility."

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overflow packages will have a color matched to it on the delivery app

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There are thousands of packages being delivered daily. he overflow packages will have a color matched to it on the delivery app, will have a color matched to it on the Rabbit’s “Scan to Verify” screen is a false statement.

A package is simply referred to as a small container that has a quantity of something that is sold. They can be small boxes made of thin cardboard, or bags, envelopes etc.

An overflow is simply when a place or container is having too much people or things. That is, it is too full of them.

An overflow of packages is when there are too much packages. This is often seen during the festive periods and in airport and delivery companies.

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According to the new classical critique of fiscal policy, an increase in government spending today will lead to what change in current savings

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In accordance with the new classical critique of fiscal policy in today's world, an increase in government spending will lead to an increase in current savings.

Fiscal policy refers to a economic policy whereby governments seeks to stabilize the economy by manipulating the levels and allocations of taxes and government spending.

The new classical critique of fiscal policy states that an increases in government spending and decreases in taxes are largely offset by increases in savings.

Therefore, in conclusion, In accordance with the new classical critique of fiscal policy in today's world, an increase in government spending will lead to an increase in current savings.

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ssume on December 1, 2017, a company borrows funds to purchase equipment. The company will make the following principal payments: 2018, $5,100 2019, $3,600 2020, $2,160 2021, $1,620 On December 31, 2019, the total long term liabilities will be $______

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Based on the information given, the total value of the long-term liabilities will be $7380.

Long-term liabilities simply refer to the liabilities that are payable after twelve months. They are the liabilities that are due after one year of normal operation.

The long-term liabilities will be:

= $3600 + $2160 + $1620

= $7380

In conclusion, , the total value of the long-term liabilities will be $7380.

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trini started a new office job and her supervisor trained her for the position. however, her supervisor was not an adequate trainer and left trini with more questions than answers. the supervisor told trini to take the stack of invoices and enter the order numbers, order amounts, and purchase price into the spreadsheet. the supervisor said to let trini to let her know when she was done entering the numbers so she could check trini’s work. trini worked diligently and entered the numbers into the spreadsheet exactly how they were printed on the invoices. when the supervisor reviewed the work, she told trini it was all incorrect. the order numbers had to have a department code attached, the order amounts had to have backorder amounts subtracted, and the purchase prices should not include sales tax. this supervisor lacks

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Based on the information given, it can be deduced that the supervisor lacks an appropriate communication pattern, therefore, he lacks communication competence.

Communication competence simply means the degree to which the goals of a communicator are achieved through appropriate and effective interaction.

From the information given, it can be seen that the supervisor lacks an appropriate communication pattern, therefore, he lacks communication competence. His information isn't effectively passed to the subordinates.

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How do we minimize short run cost and maximize short run profits?​

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In the short run, a firm that is maximizing its profits will:-

Increase production if the marginal cost is less than the marginal revenue.Decrease production if marginal cost is greater than marginal revenue.Continue producing if average variable cost is less than price per unit.__________________________

Which of the following are some of the biggest perceived detriments of the performance management system?
a. Feedback that is delivered frequently.
b. Lack of fairness by managers.
c. Too much focus on pay and incentives.
d. Lack of clarity on how to improve.

Answers

The factors that are considered some of the biggest perceived detriments of the performance management system are: b. Lack of fairness by managers; c. Too much focus on pay and incentives, and; d. Lack of clarity on how to improve.

To understand this subject, we need to know what the performance management system is.

What is a Performance management system?

Performance management system refers to a series of activities that are performed by the human resource department in an organization to improve the productivity of employees. Its features are;

Provision of feedback in real-time

TrainingRewardRecognitionProgress review.

While all of these are good, certain downsides can be seen when managers are not fair, focus much on pay and incentives, and do not provide enough information on what workers can do to improve.

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In order to overcome the ________ problem, interest groups often provide ________ to their members. free-rider; collective goods free-rider; selective benefits principal-agent; collective goods principal-agent; selective benefits

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The selective benefits are regarded as benefits given only to group members. In order to overcome the free-rider problem, many interest groups offer selective benefits.

The free-rider problem is often known as a type of market failure. It takes place when individuals who benefit from resources, public goods or services of a benefit to all nature do not pay for them or they under pay.

They are problem because they do not pay for the goods but still continue to access or use it.

This problem in social science deals with how to limit free riding and its negative effects in the society.

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Television advertising offers many advantages to national advertisers, but it is a relatively ______ form of advertising

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Television advertising offers many advantages to national advertisers, but it is a relatively expensive form of advertising.

Advertisement is used by companies to promote their products and make people aware of such products. There are different forms of advertisement such as through television, radio, newspaper, etc.

Television advertising is typically desirable but costly to produce the advertisement. It's desirable but expensive to buy time. Despite its advantages, it's costly.

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Um...look what i found

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NASTY AND ALSO THE GUY THE ANSWERED IS NOW BANNED HAHAHA

Large stock dividends are recorded at _______ and small stock dividends are recorded at ______. Multiple choice question. market value; market value par value; par value cost; cost cost; par value par value; market value

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Firms always distribute dividend to its shareholders. Large stock dividends are recorded at par value and small stock dividends are recorded at market value

Large stock dividends are simply referred to as new shares issued that are more than 25% of the value of the total shares outstanding before dividend.

The journal entry is known to transfers the par value of the said shares from retained earnings to paid-in capital.

The stock market often see and adjust for the changing value of each share as the company have an increased number of shares.

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Explain the term economic activity

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Answer:

Economic activity is the activity of making, providing, purchasing, or selling goods or services. Any action that involves producing, distributing, or consuming products or services is an economic activity. Economic activities exist at all levels within a society.

Explanation:

CAN I GET BRAINLIEST

Kristina (41), a freelance photographer, reports a net profit of $50,000 on schedule c, profit or loss from business. This is her only income. How much is kristina's self-employment tax?.

Answers

Based on the slab rates for self-employment tax, Kristina's self-employment tax is "$7,650."

What is Self Employment tax?

The self-employment tax rate for 2021 is 15.3 percent which is a summation of the 12.4% Social Security tax and a 2.9% Medicare tax on net earnings.

Given that the net profit of Kristina is $50,000

Therefore, the self-employment tax is calculated as

$50,000 × 15.3% = $7,650

Hence, in this case, it is concluded that the correct answer is $7,650

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A(n) ____________________ is all the people and organizations that might purchase a product.

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Consumers refers to a group of people, individuals, businesses that make use of a product.

A(n) consumer is all the people and organizations that might purchase a product

The consumers can also be refered to as the market for a product. They are people who have the ability, and willingness to buy a product at a particular time.

Consumers can either purchase a product to consume directly or buy with the purpose of using it for production of other items.

Therefore, consumers are purchasers and users of a product.

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what is a signed affidavit verifying self employment

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a sworn statement and written legal document that is under the oath of law typically used to show a court proof of employment

Rahm finishes dressers and nightstands at a furniture manufacturing company. However, a chemical spill at the factory caused an accident that left him permanently disabled. Which program is specifically designed to help employees like Rahm

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The program that is specifically designed to help employees like Rahm is: Social security program.

Social security program is program that provide insurance coverage in order to protect and provide for people who are no longer earning due to old age or unforeseen circumstance.

Social security program are specifically for:

Old peoplePeople with disability etc.

This program help to provide or render financial assistance to old people, and to individual that are disabled due to workplace hazard by providing monthly financial assistance to them.

Based on the information given social security program is a program that is specifically designed to help employees like Rahm that has permanent disability due to workplace hazard.

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Situational variables that cause one style of leadership to be more effective than another are also called:

Answers

Answer:

leadership style and situational favorableness

Explanation:

Sun Do sells key chains with leather fobs for $12 and $9. The key chains are very similar and have identical manufacturing costs. The difference is that the stitching on the leather fob is in a less precise pattern on the $9 key chain than it is on the $12 key chains. What approach to price discrimination is Sun Do using

Answers

Answer:

offering imperfect goods as part of the hurdle method

Explanation:

3. Suppose we have an investment of $10,000 that is earning 2.1% interest compounded continuously. How long would it take to triple the initial investment

Answers

It will take an approximate of 52 years to triple the initial investment.

The formula for Future value is A = Pe^(rt)

Given Information

Triple amount

Rate = 2.1%

[tex]3 = e^(.0.021t)\\ln(3) = 0.021t\\t = ln(3)/0.021\\t = 1.09861228867 / 0.021\\t = 52.314870889\\t = 52.31[/tex]

Therefore, it will take an approximate of 52 years to triple the initial investment.

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*15 POINTS*
PLEASE HELP WITH ALL SOLUTIONS​

Answers

Answer:

i cant see them

Explanation:

Why is term life insurance better than whole life insurance?

Answers

Answer:  Term life is “pure” insurance, whereas whole life adds a cash value component that you can tap during your lifetime. Term coverage only protects you for a limited number of years, while whole life provides lifelong protection—if you can keep up with the premium payments.

Explanation:

Managers can limit conflicts brought about by ______ by treating employees equally, being open about why some employees are rewarded, and offering mentoring programs.

Answers

Based on workplace or organizational management, Managers can limit conflicts brought about by co-workers by treating employees equally, being open about why some employees are rewarded, and offering mentoring programs.

To promote good working relationships, managers need to solve any conflicts among co-workers amicably by being open to everyone involved.

This will show impartiality from the managers and will help solve the issue permanently.

Co-workers tend to have dynamic relationships in the same organization, and to prevent long-term conflict; managers should settle the issue without looking biased.

Hence, in this case, it is concluded that the correct answer is "Co-workers."

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A wage increase of $3000 per year is most likely to increase the subjective well-being of people who currently earn ________ per year.

Answers

Answer:

12,000

Explanation:

A wage increase of $3000 per year is most likely to increase the subjective well-being of people who currently earn $12,000 per year.

What is wage?

The term wage refers to the payments made to employees or labor as compensation for their services. Daily, weekly, and monthly are the norm. The wages are paid on a daily, weekly, or according to the work basis. The wages are the expenses of the business.

According to the given was the amount are the wage was the increased the per year in the $3000. There was the subjective in the people are the increased the well-being into the people are the collection was the wage are the $12,000 per year in the currently to the earn.

As a result, the wage increase of $3000 per year is most likely to increase the subjective well-being of people who currently earn $12,000 per year. Therefore, option (a) is correct.

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#SPJ5

Your question is incomplete, but most probably the full question was.

a. $12,000b. $40,000c. $25,000d. $75,000

what is the difference between hazard insurance and homeowners insurance

Answers

Answer:

The difference between the two is that Hazard insurance can cover you and or protect you against "structural damage caused by natural disasters".

Meanwhile Homeowners insurance is "a financial protection against theft"...

So, long story short,

Hazard insurance=protection from natural disasters (structural damage)

Hazard insurance=protection from natural disasters (structural damage)Homeowners insurance=protection against theft and damage to your home and belongings

I hope this helped!!

the definition of workplace teams includes the requirement that team members _____.

Answers

Explanation:

I dont know sorry have a good day

________ is a statistically based philosophy that aims to reduce defects, boost productivity, eliminate waste, and cut costs throughout a company.

Answers

Six Sigma is a statistically based philosophy.

You will still be able to get public broadcasting whether or not you contribute to their fundraising campaign. You decide not to contribute. What is this an example of?
A. a public-sector problem
B. an externality problem
C. a public-good problem
D. a free-rider problem

Answers

Answer:

D. a free-rider problem

Which statement explains a reason why the United States relies more heavily on expensive, high-tech medical treatments as compared to European countries

Answers

The main reason why the U.S. relies more on this is because the its health care costs are paid from a mixture of sources which leaves no single source primarily responsible for controlling health care costs.

In Europe, the countries does not rely more heavily on expensive and high-tech medical treatments as United States does.

In conclusion, the main reason why the U.S. relies more on this is because the its health care costs are paid from a mixture of sources which leaves no single source primarily responsible for controlling health care costs.

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the purpose of _______ is to build selective demand.

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Persuasive advertising serve as kind of advertising that build selective demand.

Persuasive advertising can be regarded as a form of product promotion which convince the potential customer in a persuasive manner to purchase a specific product.

It is a kind of advertising that bring about Selective demand whereby demand for a specific brand is been set as a result of the advert to the potential customer.

Therefore, Persuasive advertising is the correct term.

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4. View of space from earth keeps on changing because earth is.....? damon swam 0.68 km in the pool for each day for 2 weeks how many meters did damon swim in those 2 weeks 1. Yo ___________ quince aos (tener).2 pointsa. tieneb. tengoc. tenemos2. Ella _________ por la fiesta a las cinco de la tarde (salir)2 pointsa. saleb. salenc. salimos3. Mis amigos y yo ____________ mucho dinero (tener)2 pointsa. tengob. tienenc. tenemos4. Los chicos ____________la torta para el cumpleaos de mi mam (traer).2 pointsa. traigob. traenc. traemos5. l ____________ 1000$ porque no soy un objeto (valer).2 pointsa.valeb. valgoc. valen6. Ella siempre ______ una sombrilla en mi bolso antes de salir(poner).2 pointsa. ponenb. ponemosc. pone7. Yo _________ la cama (hacer)2 pointsa. hagob. hacec. hacen8. T _____________ con tus padres (salir)2 pointsa. salenb. salgoc. sales9. Usted ____________ muy temprano al trabajo (venir).2 pointsa. vengob. vienec. vienes10. Mi hermana y yo _________ las bebidas a la fiesta (traer)2 pointsa. traigob. traemosc. traeSubmitClear form Click to review the online content. Then answer the question below, using complete sentences. Scroll down to view additional questions.Online Content: Site 1Online Content: Site 2Describe tectonic plates and explain how they float on the Earths surface (what do they float on and what causes their movement). (site 1) A taxi service charges an initial fee plus $1.80 per mile. How far can you travel for $12?What information do you need in order to be able to solve the problem? Calculate the altitude above the surface of Earth, in meters, at which the acceleration due to gravity is g can someone please help Based on the above quote, explain how the fear of failure is important to entrepreneurs and why finding a good team of people is a key focus of franchise owners. I dont know how to do this The title of this piece tells you it is a Piano Concerto. What instrument(s) do you hear playing the melody as the piece begins what are the values of each variable Solve: 2x^2 -x >15 Show your work. THink about a beautiful waterfall that can make many changes to the land. Some changes we notice rights away and some we do not see immediately.write about both of these changes . How much time do you think it takes to make changes? What differences would the height or speed of the waterfall will make? What changes do you think occur further downstream? what is 90 plus 60 plus 7x-12 hi! can someone please help me with these im confused on how to answer it Chance has hired a construction crew to renovate his kitchen. They charge $3.57 per square foot for materials and $122.22 per dayof labor. Chance spent $3,411.87 on the renovation. If the number of square feet is 251 more than the number of days it took for therenovation, how long did the renovation take? Its for pre college in missouri, who may legally use a crossbow during an archery season? I need help ASAP please. A woman's baby is HIV positive at birth. She asks the nurse if this means the baby will develop AIDS. Which statement would be the nurse's best answer