If you spend more in a month than is expected in your budget, what are your two options?

Answers

Answer 1

Answer:

It's hard to define how much should be left over each month after paying all your personal finances as they are different for everyone. But to generalize it, the 50/20/30 rule is applicable to most of us. According to this rule, up to 50% of your income goes to fixed spending, 20% would go to savings.

Explanation:


Related Questions

Which company has the comparative advantage in producing large tubes of toothpaste? Sparkling Fresh! Bright White Mmmint.

Answers

"Bright White" Company has the comparative advantage in producing large tubes of toothpaste.

What is the term Comparative advantage about?

Comparative advantage determines the country's specialization by comparing opportunity cost whereas absolute advantage determines country's productivity.

Comparative advantage have some disadvantage also like it can exploit the nation's labor and some economic resources.

Therefore, correct option is B.

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The measure of how much one currency is worth in relation to another is referred to as.

Answers

Answer:

Currency Exchange Rate

Explanation:

Total revenue from six jet skis is $2,400, and total revenue from seven jet skis is $2,700. The marginal revenue in the interval between six and seven jet skis is

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The marginal revenue in the interval between six and seven jet skis is $300.

What is marginal revenue?

Marginal revenue is the revenue gained by producing an additional unit of a good or service.

Marginal revenue is calculated by subtracting the total revenue at a certain quantity from the total revenue when the quantity is one unit lower.

Marginal revenue = 2700 - 2400 = $300

The marginal revenue in the interval between six and seven jet skis is $300.

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Place the following items in order of the magnitude of the effect on the aggregate demand curve, starting with the greatest effect and descending to the least. Keep in mind that there will be an item which has zero effect on the AD curve (because it causes movement along the curve). Start by clicking the first item in the sequence or dragging it here Drag the items below into the box above in the correct order, starting with the first item in the sequence. Development of computer-based technologies from the 1940s to now. People notice prices rising and an associated decrease in purchasing power. State governments in the 2010s cut their budgets for teachers, infrastructure, police, and other government expenditures. Prices of tech stocks increase in the late 1990s as a result of a speculative bubble, A trade war with China in the late 2010s leads to a decrease in trade.

Answers

Based on their effects on aggregate demand, the correct order of the items from the greatest effect to the least is:

Development of computer-based technologies from the 1940s to now. State governments in the 2010s cut their budgets for teachers, infrastructure, police, and other government expenditures.Prices of tech stocks increase in the late 1990s as a result of a speculative bubble.People notice prices rising and an associated decrease in purchasing power. A trade war with China in the late 2010s leads to a decrease in trade.

What were the effects of these items on aggregate demand?

Development of computer technologies had the highest effect on aggregate demand because they increased production on an unprecedented scale which allowed for more people to earn incomes.

State governments cutting their budget in the 2010s reduced aggregate demand because government spending is important to aggregate demand.

Prices then rose which led to less people demanding goods and services and the trade war with China led to a decrease in trade and in aggregate demand.

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Mei starts a job with a $72,000 annual salary that is paid twice a
month. How much should she expect her gross pay to be on her
first paycheck?

Answers

$3000

Explanation:

just diveide the number by 24

Suppose the United States can produce two goods, cloth and tea. Suppose there was a technological breakthrough in making cloth ONLY. Would the PPF curve shift inward or outward in this case and can we indirectly allocate resources from cloth to tea production along the new PPF curve? Explain. Please draw and the label the initial PPF curve PPF 1 and then please draw the new PPF curve PPF 2. Please draw an arrow to indicate the shift in the PPF curves. Also, put tea on the y-axis and cloth on the x-axis.

Answers

Answer:

PPF will rotate rightward by  technological breakthrough in making cloth only

Explanation:

PPF is the graphical representation of two goods, that an economy can produce with given resources & technology.

If there is a technological breakthrough in only one good (cloth here) in economy (US here). The new PPF shift outward (rightwards or upwards) only on the axis representing that particular good (on x or y axis respectively). As cloth is on x axis, the PPF will rotate rightward by technological breakthrough in making cloth only.

Yes, on new rightward rotated PPF also, cloth & tea can be traded off, but at an altered slope & marginal opportunity cost (sacrifise ratio).

True or false: According to AICPA (2008) guidance, the development of an expectation is the most important step when using analytical procedures.

Answers

Answer:

True

Explanation:

Forming an expectation is the most important phase of the analytical procedure process. The more precise the expectation (that is, the closer the auditor's expectation is to the correct balance or relationship), the more effective the procedure will be at identifying potential misstatements.

The chess club needs to raise money for tournament uniforms. some members want to sell energy drinks at a football game to raise funds, but others want to organize a car wash in the school parking lot. based on the concept of scarcity, which thought should drive members' decision-making process to determine how to fundraise? where will unsold energy drinks be stored? is there enough consumer demand for a car wash? will the concession stand be open during the big game? are there enough volunteers to work a car wash?

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The scarcity of individuals is the main issue here. The availability of adequate car wash volunteers will be decided in the decision-making process.

What is the decision-making process?

The decision-making process involves a process of decision-making by examining all the factors that contribute to the end.

At a chess club for deciding where to drink energy or car wash, the biggest problem will be determined by the availability of enough car wash volunteers.

Return of a non-marketable strong drink is possible. The club is visited by members, so finding a car wash will not be a problem. The agreement that will add to the revenue will be analyzed.

Thus, the availability of the number of volunteers for car washing was the major concern that will be raised in the decision-making process. Thus, option D is correct.

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Answer:"d" Are there enough volunteers to work a car wash?

Explanation:Took the test

In decision analysis, the ____ correspond to future events that are not under the control of the decision maker. Group of answer choices alternatives payoffs criteria states of nature

Answers

The states of nature is what correspond to future events that are not under the control of the decision maker.

What is decision making in business?

These are the processes that the manager uses to determine the planned part that he wants his business to take.

The goal is to establish the best course of action that would be helpful for the business.

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When you are in a conflict that you are not passionate about, it is seen as gracious to sometimes ______. A. Fight for your side until the other person agrees b. Step aside and let the other person prevail c. Use ad hominem arguments until a mediator steps in d. Allow the other person to compromise their position Please select the best answer from the choices provided A B C D.

Answers

Generally, it will be seen as gracious thing to ttep aside and let the other person prevail when we find our-self in a conflict that we  are not passionate about.

What is a conflict?

A conflict refers to a deliberate action where one person or group attempts to thwart the actions of another.

Sometimes, a conflict are healthy because when controlled, it leads to strengthen relationships, teams and leads to better solutions and growth.

In conclusion, the act of stepping aside is also an act of Conflict resolution because its subdues the negative effect of the conflicts.

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Answer:

did the test

Explanation:

B on edge 2022

Profit equals the total amount of money made In Case • $1,500 a month for rented building • Will need two new employees • $2,000 for inventory expenses • $4,500 for equipment expenses Wrap It Up • $1,500 a month for a rented store • Will need five new employees • $1,500 for inventory expenses • $2,500 for equipment expensesminus

Answers

Answer:

In Case will require a less costly investment in labor, while Wrap It Up will require less capital in the long term.

Explanation:

These is the rest of the question;

Which statement correctly compares the two businesses? In Case will require a less costly investment in labor, while Wrap It Up will require less capital in the long term. In Case will require less capital in the long term, while Wrap It Up will require a less costly investment in labor. In Case will require a more costly investment in land, while Wrap It Up will have higher inventory costs. In Case will have higher inventory costs, while Wrap It Up will require a more costly investment in land.

The statement that correctly compares the two businesses is "In Case will require a less costly investment in labor, while Wrap It Up will require less capital in the long"

From, the question, it is kind of comparisms between two entities i.e the businesses ""Wrap it up"" signifies that the amount spend on labor is less then it will affect all capital expenses since it will be less too.

The factor of production here include labor as well as capital.

All of the following were consequences of Eli Whitney's invention of the cotton gin, except: A. the urbanization of the southern economy. B. the strengthening of slavery in the southern states. C. the development of an American textile industry. D. the spread of cotton as a cash crop in the southern states.

Answers

The consequences of Eli Whitney's invention of the cotton gin did not include The Urbanization of the southern economy.

What is Urbanization?

Urbanization refers to the shift of population from the rural area to the urban area. It looks at the development of big cities and sometimes can lead to population explosion.

The invention of the cotton gin by Eli Whitney strengthens the amount of slavery in the south. It also led to the development of the American Textile industry but it didn't lead to the urbanization of the southern economy.

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When Macy's promotes and sells different apparel based on the location of its retail stores, it is an example of _____ segmentation.
a. strategic
b. geographic
c. psychographic
d. product

Answers

Answer:

B.) Geographic

Explanation:

A.) is incorrect because strategic segmentation is not one of the types of market segmentation. The four main types of market segmentation are demographic, psychographic, behavioral, and geographic segmentation.

B.) is correct because geographic segmentation assumes that people living in different areas have different wants and needs. Thus, this marketing strategy involves altering the sale or promotion of certain items depending on the location of the store.

C.) is incorrect because psychographic segmentation aims to recognize the psychological characteristics of customers in order to explain or predict their behaviors. These characteristics may include customer values, morals, religion, motivations, priorities, etc.

D.) is incorrect because product segmentation is not one of the types of market segmentation.

The following data represent the beginning inventory and, in order of occurrence, the purchases and sales of Sox, Inc. For an operating period. Units Unit Cost Total Cost Units Sold Beginning Inventory 32 $72 $2,304 Sale No. 1 10 Purchase No. 1 28 80 2,240 Sale No. 2 32 Purchase No. 2 20 76 1,520 Totals 80 $6,064 42 Assuming Sox, Inc. Uses FIFO periodic inventory procedures, the ending inventory cost is

Answers

Assuming Soz, Inc. uses the FIFO periodic inventory procedures, the ending inventory cost is $2,960.

What is the FIFO periodic inventory system?

The FIFO periodic inventory system assumes that goods sold first are the ones put in stock earlier.

To determine the ending inventory, the units bought last are used, and this calculation is always done at the end of the financial period, instead of when units are sold.

Data and Calculations:

                                 Units    Unit Cost     Total Cost     Units Sold

Beginning Inventory  32            $72           $2,304

Sale No. 1                                                                              10

Purchase No. 1          28              80              2,240

Sale No. 2                                                                            32

Purchase No. 2         20              76               1,520

Totals                        80                              $6,064            42

Ending inventory = 38 (80 - 42) units

Ending inventory cost = $2,960 (20 x $76 + 18 x $80)

Thus, assuming Soz, Inc. uses the FIFO periodic inventory procedures, the ending inventory cost is $2,960.

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The following statement describes which of the following theories? _________ is a theory of management that analyzes and synthesizes workflows. Its main objective is improving economic efficiency, especially labor productivity.

Answers

Scientific management is a a theory of management that analyzes and synthesizes workflows.

What is scientific management?

This is a theory that has to do with the management of businesses, industries, and the economy.

This theory is based on the theories that are derived from efficiency and work and production.

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in a job interview, amanda tells the hiring manager that she is eager to learn and passionate about the work the company does. which personality test trait does this showcase?
a. respect
b. enthusiasm
c. confidence
d. friendliness

Answers

Answer:enthusiasm

Explanation:

The personality test trait this showcase is enthusiasm. Thus the correct option is B.

What is a Job interview?

A job interview is referred to as an assessment technique used to evaluate the capabilities of an individual related to a particular job position. In a Job interview, a set of questions is asked by the employer to analyze the strength of an individual.

In the example presented, it is noted that Amanda informs the hiring manager during a job interview that she is eager to learn and enthusiastic about the work the company does.

Tests of practical techniques known as trait assessments are used to evaluate a person's personality and identify their personality traits.

In the given case, the personality test trait she is showing is enthusiasm as it reflects her excitement and interest to join the company. She portrays her thoughts to the hiring manager.

Therefore, option B is appropriate.

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How does data mining help interactive marketing for a business? question 2 options: by predicting which customers are likely to go to a competitor by identifying which prospects should be included in a mailing list by revealing the difference between a typical customer this month and last by predicting what each individual accessing a website is most likely interested in seeing

Answers

The process of detecting the outcomes is called data mining. It helps interactive marketing by predicting what individuals access on websites.

What is interactive marketing?

Interactive marketing is based on triggers and events that include the behaviors, actions, demands, and preferences of the customers. The customer's action results in the building of interactive marketing.

The potential consumer can connect with the company and interact through two-way communication and relations. The interests of the consumers on the website can be analyzed through data mining to help in the interactive form of business.

Therefore, option D. prediction of the customer's data on the website aids in interactive marketing.

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Interest Practice
How much would x dollars earn in 1 year at a rate of 4.4% compounded annually?

Answers

Answer:

x1.044 - x

Explanation:

The formula for calculating compound interest is as below

FV = PV × (1+r)^n

where FV = Future Value

PV = Present Value

r = annual interest rate

n = number of periods

How much would x dollars earn in 1 year at a rate of 4.4% compounded annually?

In this case, PV =X, r =4.4% and n=1

FV = x  x ( 1+4.4/100)^1

Fv = x  x( 1.044)^1

Fv = x1.044

x dollars will earn x1.044 - x

Which of the following is an example of involuntary debt

Answers

Court judgement lien.

True or False? Buyer personas can help you identify your target audience's preferred content distribution channels.

Answers

It should be noted that Buyer personas can help you identify your target audience's preferred content distribution channels.

What is distribution channels?

The distribution channels serves as a medium in which the goods from the producer get to the final consumer.

However, a Buyer personas can help you identify your target audience's since the audience( consumer) is needed for production to be completed.

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Planning, budgeting, obtaining funds, managing receivables, payables, and inventory, and managing taxes are all part of a(n) ________ job.

Answers

Planning, budgeting, obtaining funds, managing receivables, payables, and inventory, and managing taxes are all part of a(n) financial manager job.

Who is a financial manager?

A financial manager can be defined as the person whose sole responsibility is to manage the finance of a company or an organization.

Every company needs a financial manager as they help to plan and manage the resource of the company as well as the revenue of the company.

Inconclusion Planning, budgeting, obtaining funds, managing receivables, payables, and inventory, and managing taxes are all part of a(n) financial manager job.

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Bank deposits that can be withdrawn on demand in various ways, including with a check or debit card, are called:

Answers

Answer:

Demand deposits is the answer of your question

The demand curve faced by a monopolistically competitive firm is.

Answers

Answer: highly but not perfectly elastic.

Explanation: It is elastic because the monopolistically Competitive seller has many competitors producing closely substitutable goods, the latter being a determinant of the elasticity of demand.

Item 3 ________ refers to the number of individuals who receive a publication, either through subscription or store purchase.

Answers

food items with 45 purchased

One of the requirements of an enforceable lease is that both parties are bound to the terms of the lease. This is called ______.

Answers

The scenario where both parties are bound to the terms of the lease illustrates a contract.

What is a lease?

A lease simply means a contractual agreement that calls for the user of a property or asset to pay the owner.

In this case, a requirement of an enforceable lease is that both parties are bound to the terms of the lease and this is termed the contract of the lease.

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The first step of the risk assessment process is generally to Group of answer choices estimate the risk probability of negative events occurring. identify controls to reduce all risk to zero. identify the threats that the company currently faces. estimate the exposure from negative events.

Answers

Answer:

It is negative events verse negative events

Explanation:

In a closed economy, if y and t remained the same, but g rose and c fell but by less than the rise in g, what would happen to public and national saving?.

Answers

A situation where the g rose and c fell the effect on public and natioa;l savings is that public and national saving would fall.

What is national savings?

This is a term that is used to refer to the sum of the private and the public savings that exists in an economy.

When the following happens in a closed economy, it would lead to a fall in the public and the national savings.

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Which factor plays the biggest role in motivating economic decisions in a
market economy?
O A. Corruption in the leadership of powerful groups
O B. Commitment to maintaining a traditional lifestyle
O C. Competition between different businesses
D. Cooperation between governments and citizens

Answers

The answer is D I’m pretty sure

Cooperation between governments and citizens: plays the biggest role in motivating economic decisions in a market economy. Thus, option D is the correct option.

What Is a Market Economy?

A market economy is a kind of capitalism in which a nation's companies and residents interact to determine economic policy and the cost of products and services. Although there may be some central planning or government interference, this phrase often denotes a more generally market-oriented economy.

The majority of economic decisions in a market economy are made through voluntary transactions that follow the rules of supply and demand. In a market economy, entrepreneurs are free to pursue profit by producing outputs that are worth more than the inputs they use, or, if they choose not to, to fail and close their doors. The forces of supply and demand are used in market economies to set the right prices and quantities for the majority of products and services.

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If the price of a good increases, all else the same, then the consumer's total utility will increase. decrease. remain the same as consumption shifts to cheaper goods. decrease if there are no substitutes for the good and remain the same if there are substitutes for the good.

Answers

When the price of a good increases, all else the same, then the consumer's total utility will decrease.

What is utility?

Utility simply means the satisfaction that's gotten when one consumes a particular product.

In this case, it should be noted that when the price of a good increases, all else the same, then the consumer's total utility will decrease. This is because less products will be bought.

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Which three components are characteristics of a Pitch Deck?

10-20 slides, Used To Get Investor Buy-in, and Highly Text-Based

10-20 slides, Used to Get Investors Attention, and Highly Visual

10-100 Pages, Used to Get Investors Attention, and Highly Visual

10-100 Pages, Highly Visual, and Highly Text-Based

Answers

Answer:

The correct answer should be (B) "10-20 slides, Used to Get Investors Attention, and Highly Visual".

Explanation:

It's the answer which makes the most sense within this context. Concise, but intriguing.

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