what causes mortgage interest rates to change when it comes to real estate?

Answers

Answer 1

Answer:

The answer is below

Explanation:

Various reasons cause mortgage interest rates to change when it comes to real estate. These are:

1. Inflation: when there is inflation in the economy, everything increases in prices. Mortgage brokers also increase the mortgage interest rates to meet up with the price increase.

2. Strength of the economy: this is based on the belief that a good economy will lead people to demand housing properties and in turn, will increase demands for mortgages. This increase in demands will lead to rising in mortgage interest rates

3. Law of demand and supply: the higher the demand for housing properties, the higher the mortgage interest rates increases, and vice versa.

4. The nation's federal reserves: the monetary policies of a nation has a direct impact on the lending operation of a financial institution. Thereby affecting the mortgage interest rates as the capital for financing the mortgage became is affected through the monetary policy of a nation

5. The bond market: an increase in bond investment particularly mortgage bonds leads to an increase in mortgage interest rates as there will be competition to attract investors.


Related Questions

GUYS WHAT COLOR IS THE SKY im trapped in the basement with excellent wifi HELP

Answers

Answer:

Blue, but a bit cloudy here

Explanation:

Answer:

the sky out side is blue :) but can be many colors in the evening or morning :)

a) Identify ONE specific example of how historians might argue that the end of the Cold War was attributable to Reagan's
policies and US pressure.
b) Identify ONE specific example of how historians might argue that the end of the Cold War was attributable to Gorbacher's
leadership
c) Identify ONE reason (other than partisanship), based on the events of the last decade of the Cold War, that historians
might still debate the respective influences of Reagan and Gorbachev on the end of the Cold War.

Answers

Answer:

A. One example that historians might argue that the end of the cold war was attributable to Reagans policies and US pressure is that Reagan when in his last year of presidency was in a press conference and said he was the supporting actor of the end of the cold war. 

B. Historians may argue Gorbachev ended the cold war because during the press conference Reagan says the end of the cold war was most credited to Gorbachev for being the leader of his country. 

C. One reason that historians may argue who is attributable to the end of the cold war is that it wasn't as simple one person they both contributed therefore, it's a matter of who's strategy was better.  

Explanation:

just did it on edgenuiy

I was not satisfied with the answers given to this question and others, so I decided to type my own answer. Hope you like it! :)

a) Identify ONE specific example of how historians might argue that the end of the Cold War was attributable to Reagan’s policies and US pressure.

Ronald Reagan was a huge factor in ending the Cold War, as he negotiated with Soviet President Mikhail Gorbachev numerous times, building up a friendship while working on the sidelines to end the Cold War. Besides negotiating, Reagan "developed a broad counteroffensive strategy. He initiated a $1.5 trillion military buildup, the largest in American peacetime history, which was aimed at drawing the Soviets into an arms race he was convinced they could not win. He was also determined to lead the Western alliance in deploying 108 Pershing II and 464 Tomahawk cruise missiles in Europe to counter the SS-20s. At the same time, Reagan did not eschew arms control negotiations. Indeed, he suggested that for the first time the two superpowers drastically reduce their nuclear stockpiles" (historynet.com). The fact that Ronald Reagan negotiated treaties to de-escalate the rising threat of a nuclear war gives a great example of how the end of the Cold War was attributable to Reagan’s policies and US pressure.

b) Identify ONE specific example of how historians might argue that the end of the Cold War was attributable to Gorbachev’s leadership.

While Mikhail Gorbachev "is not popular with the Russian people who blame him for the loss of Soviet power" (belfercenter.org), the end of the Cold War was attributable to Gorbachev’s leadership due to the actions the former Soviet President took. "Ultimately, the deepest causes of the Soviet collapse were the decline of communist ideology and economic failure. This would have happened even without Gorbachev. In the early Cold War, communism and the Soviet Union had considerable soft power. Many communists led the resistance against fascism in Europe and many people believed that communism was the wave of the future" (belfercenter.org).

c) Identify ONE reason (other than partisanship), based on the events of the last decade of the Cold War, that historians might still debate the respective influences of Reagan and Gorbachev on the end of the Cold War.

The respective influences of Reagan and Gorbachev on the end of the Cold War are widely debated by American People long after the end of the Cold War for differing reasons.  Many people directly involved are still asking: Was Soviet communism defeated? Was it overthrown? Or did it simply collapse from within? Many people across the globe question whether Reagan "won" the war or not. Michael Cox, a British professor, asked his students a simple question regarding the Cold War: "Indeed, in a recent class I taught at my home institution—the London School of Economics—I asked a simple question about which policy-maker at the time was most instrumental in ending Soviet control in Eastern and Central Europe. Reagan was of course high on my list of possible candidates; and you might say that for a European I made a fairly strong case for him—but to no avail. Amongst a group of 500 very bright first-year students, there seemed to be only one correct answer, and that was not Ronald Reagan but, rather, Soviet leader Mikhail Gorbachev. By a considerable margin it was the Russian rather than the American who won the overwhelming majority of votes (over 70 percent of the total)" (ap.gilderlehrman.org), showing that there is still debate on the respective influences of Reagan and Gorbachev on the end of the Cold War.

How do animals contribute to soil productivity?

A)
soil tramping
B)
defecation
C)
plant consumption
D)
plant habitation
E)
all of the above

Answers

Answer:

E all of the above. feel free to thank or rate have a nice day

Answer:

the correct answer is B)   defecation

Explanation:

please mark me brainliest

HELP PLEASE WILL PICK BRAINLIEST!

Answers

Okay ima give the number questions with the answers.

4. Flat tax

5. Progressive tax

6. Regressive tax

7. Money your employer pays for your medical insurance.

8. It is your income plus your deduction

9. They are tax breaks that you can claim without having to itemize.

I don’t know the rest

In the 1950s, the suburbs grew in the United States as a result of

cargo routes
highway systems
hub airports
subway lines
train tracks

Answers

Answer: highway systems

Answer:

highway systems

Explanation:

i took the exam

On which issues are members of Congress MORE likely to vote as delegates rather than as trustees?

a. issues related to foreign policy

b. issues concerning the military and its power

c. issues directly concerning their constituencies

d. issues that apply to populations around the country

Answers

Answer:

The correct answer is C. Issues directly concerning their constituencies.

Explanation:

The representatives usually have two different positions regarding the way in which they represent the population of their constituencies: either as delegates, exercising the literal will of their voters (thus, they decide according to what most of them manifest), or as trustees, that is, as representatives with independent political criteria (where they decide according to their criteria, insofar as it is understood that voters trust the representative's criteria to represent them in Congress). Thus, in matters that directly influence their constituencies, representatives tend to act as delegates, manifesting as the majority of their voters do.

You should present a cogent argument based on your critical analysis of the questions posed, using appropriate psychological terminology. It is not enough to answer a question by merely listing facts. REMEMBER SODAS

Researchers dropped 200 identical wallets on sidewalks near a large university. Each wallet contained the name and address of the owner and either a photograph of a baby, a photograph of a puppy, a photograph of a young family, a photograph of an older couple, or no photograph. The researchers hypothesized that the type of photograph left in the wallet would influence the rate of return. The wallets with a photograph of the baby and the wallets with a photograph of the puppy were left early in the morning, the wallets with a photograph of the young family were left in the afternoon, and the wallets with either no photograph or a photograph of an older couple were left in the evening. Eighty-four of the 200 wallets (42%) were eventually mailed back to the owner, as shown below.

Type of Photograph Baby Puppy Young family No photograph Older couple
Return Rate 80% 65% 47% 10% 5%
A. Identify the following aspects of the study as described above.

Control condition
Dependent variable
Confounding variable
B. How might cognitive dissonance explain why people returned the wallets?

C. How might individualistic culture explain why people did not return the wallets?

D. How might out-group bias explain the low rate of return for the wallets with the older couple’s photograph?

E. A survey was conducted in which individuals were asked, “Would you return a lost wallet that you found?” Use social desirability bias to explain whether the percentage of individuals who answered “yes” to this survey question would be higher, the same, or lower than the overall return rate (42%) in the study above.

Answers

Answer: A)Control : no photograph

Dependent: whether they returned it or not

Confounding:time of day

B) people have the need to see themselves as righteous so to raise their self esteem and maintain their image they’ll do something good

C)they valued their own interest ?? (Not sure)

D)maybe the ppl who picked up the wallets were young, so the older couple’s photograph would be an out group “them” compared to the young “us”

E)higher

Explanation:

Based on the information given, there is no control condition in this case.

The dependent variable is the people that are returning the wallet and the  confounding variable is the amount of cash and other debit or credit cards in the wallet.

Cognitive dissonance means the mental discomfort that results when people hold two conflicting beliefs. This can explain why people returned the wallets.

Individualistic culture explains why people return the wallets as  the individuals who valued honesty and integrity would have returned the wallet.

Outgroup bias is the tendency to favor the outgroup over the ingroup. This will lead to low rate of return for the wallets with the older couple’s photograph.

Learn more about researches on:

https://brainly.com/question/13347943

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