XYZ Mortgage Company just mailed a Closing Disclosure to a consumer. The waiting period prior to closing will begin:

Answers

Answer 1

Answer:

The waiting period will begin on the third business day after the closing disclosure is mailed.

Explanation:

The closing disclosure is a 5 page form that your mortgage lender must send to you. It includes all the relevant information about the loan that you applied for, e.g. estimated monthly payments, closing costs and other fees, etc. But the closing disclosure doesn't mean that the loan has been approved, it is a formality prior to closing the deal.


Related Questions

Can somebody help me figure out what he means by this assignment. Don't actually do it but like explain it to me

Answers

Answer:

It seems like u have to see what companies did to help out like did they raise how much the get paid in hour I hope this helps.

Explanation:

The situation that allows the broker to appoint one or more agents for the client within the same firm, is called

Answers

Answer:

Designated agency.

Explanation:

These form of professionals are seen to be run professional duties in several contracting agencies where they are assigned to. This can be seen in real estate, marketing firms, culinery agencies etc. But the above case discuss about brokers. And here this contracting firm is seen to a certain number of workers to a particular firm. In many cases, these agencies do these in a bid to circumvent the conflict of interest inherent in dual agency.

In economics, the phrase "There is no such thing as a free lunch" means what?
А.
Everyone must pay for his or her own lunch.
B
Restaurants do not offer lunches for free every day.
C
There are always resources that must be given up to produce and consume the lunch.
D
The person who consumes the lunch gains calories from eating it.

Answers

Answer:

C) .There are always resources that must be given up to produce and consume the lunch.

Explanation:

The phrase means that in economics, there is nothing that is genuinely free. Every decision has a cost implication that has to be meant by somebody.  In the example of a free lunch,  there is still a cost to be met. Even if a client is not charged for the food, the restaurant owner has to pay for labor and the materials used to prepare the lunch.

The phrase implies that all economic decisions have a cost behind them. Anyone offering anything for free must have a plan of recovering their costs.

Martha has $10,000 saved and wants to attend a college with a current tuition of $10,000 a year. She will graduate from high school in five years. Roughly how much more will Martha need to save for one-year’s tuition to account for an annual rate of inflation of 3%?

$1,590.00
$1,255.00
$300.00
$3,000.00

Answers

Answer:

$1,590.00

Explanation:

Martha has $10,000 saved one. She will join college after 5 years.

Tuition for one year is $10,000. Inflation rate is 3%

The applicable formula is A = P ( 1+ r) ^n

Where A = amount after 5 years

P= principal amount $10,000

r= interest rate 3% of 0.03

n = 5 years

A= $10,000( 1+ 0.03) ^5

A = $10,000 ( 1.03)^5

A= $10,000 x 1.159

A= 11,590.00

Marthe already has $10,000. She will need  11,590.00 - $10,000 more

=$1,590.00

please hurry!! Review each of the investment opportunities provided by Earll Investments and Pima Financial Trading. In at least two to three paragraphs, write an analysis of these opportunities that answers the following questions. What are the true risks of each investment, and do the companies accurately describe these risks? What are the potential returns of each investment, and do the companies accurately describe these returns? Based on the evidence available to you, which investment opportunity is more likely to be fraudulent? please be original

Answers

Answer:

Pima Financial

Explanation:

Pima Fiancial Trading is the best investment because they do not claim, unlike Earll Investments, that a high reward is always available with little risk. This is nearly never the case because the higher the risk the higher the reward. Pima Financial Trading's graph rises steadily while Earll's fluctuates heavily. So Pima Financial is the best choice.

Looking at the given question, one can analyse that Pima Financial Trading is best because they do not offer high reward with little risk.

What is investment opportunity?

Investment opportunity refers to tangible and intangible offerings that are given, sold or traded in order to earn profit or appreciation.

Thus, we can see that Pima Financial Trading has a steady rise in their trading graph.

Learn more about investment opportunity on https://brainly.com/question/19350374

#SPJ2

ANSWER ASAP Which of the following may help you protect against identity theft? A. Carrying your Social Security card at all times B. Clicking on pop-up windows to verify their information C. Contacting your credit card company if you don’t receive bills D. Including your name in your online passwords

Answers

Explanation:

I think A. Because it is the only safe way to protect yourself even in the credit card company people might steal your identity and they dont know. So I say A

Answer:

Its C) contacting your credit card company if you don't receive bills

Explanation:

EDGE 2021

Suppose that if your income is $100,000, your tax is $20,000, but if your income is $200,000, your tax is $45,000. Such a tax is

Answers

Answer:

"Progressive" would be the correct answer.

Explanation:

A Progressive tax was indeed determined by the capability of the tax authorities to charge or compensate. It wants to inflict a lower corporate rate of taxation on low-wage earners unlike those with maximum income levels. This would be generally accomplished by establishing taxation levels for the group of tax-paying citizens based on income frequencies.

That is why the aforementioned seems to be the correct approach.

Which of the following is not a requirement for an official purchase order?
A unique purchase order number
The total price of the order
The manufacturers official logo
The price of items per unit

Answers

Answer:

The manufacturers official logo

Explanation:

A purchase order is a business document sent by a buyer to the seller, instructing them to supply the buyer with the stated goods. The purchase order specifies the goods or services the buyer requires. It indicates the make or model, the quantities ordered, and their prices. A purchase order shows the total value of the order. Each purchase order is identifiable by a unique number.

The manufacturer's logo is not a requirement in the purchase order.

Match the following items.

1. Ben does well in math classes. He got the highest grade in his school in Trigonometry and scored exceptionally well on the ACT and SAT tests.

2. Tom completed four years of undergraduate courses at a
university and how has a B.A. in physics.

3. George plays water polo and attends weekly book club
meetings.



accomplishments

activities

credentials

Answers

Answer:3 is activities

1 is accomplishments

2 is credentails

itwas on my quiz

The hartley clinic purchased a new surgical laser for $9000. The estimated salvage value is $5000. The laser has a useful life of five years and the clinic expects to us it $10000 hours. It was used 1600 hours in year 1; 2200 hours in year 2; 2400 in year; 1800 hours in a year; 2000 hours in year 5

Answers

Answer and Explanation:

The computation is shown below:

Years          Straight line            Units of production

Year 1 ($90,000 - $5,000 ÷ 5)    1,600 × 8.5 = $13,600

                    = $17,000

Year 2              $17,000                       2200 × 8.5 = $18,700

Year 3              $17,000                       2400 × 8.5 = $20400

Year 4               $17,000                       1,800 × 8.5 = $15,300

Year 5              $17,000                        2000 × 8.5 = $17,000

Total                 $85,000                      $85,000

The 8.5 come from

= ($90,000 - $5,000) ÷ (10,000 hours)

= 8.5

hence, the units of production would be most appropriate

What would you do if fear was not a factor and you could not fail?

Answers

Answer:

I would take advantage while it still lasts

Explanation:

but in real life that actually is a thing to I cry myself to sleep

Nokia's dramatic operational change and demonstration of organizational adaptability in transforming their business from wood pulp and logging to communications is one of the best examples of which innovation characteristic

Answers

Answer: Thinking laterally

Explanation:

Lateral thinking simply refers to an indirect way of solving problems. It typically involves a new and creative way of doing something.

This can be seen in Nokia's dramatic operational change and demonstration of organizational adaptability in transforming their business from wood pulp and logging to communications.

Lateral thinking is a new and innovative wa of doing something that's quite different from how others do it. This usually gives an organization a competitive advantage over its rivals.

What negative consequences might a company face if they failed to keep accurate financial records

Answers

Answer:

Taxes

Explanation: a negative consequence you may face is paying more taxes than what is called for, you have you pay it otherwise tax fraud is a thing. Not only that but when tax return comes around you won't get paid the full amount. Hope this helps.

I want to sell homework answers but I need to contact people without people finding out I did

Answers

Answer:

sell?

Explanation:

Tim is the accountant of a trading firm. Two years ago, the company bought a commercial van that had a value of $10,000. The van’s current market price is $8,500. However, Tim continues to value it at the original cost. Which principle guides his action?

Answers

Answer:

B. historical cost

Explanation:

According to the historical cost principle, the assets should be valued at purchased cost whether the market value is more or less

Since in the question, it is mentioned that the Tim continues the commercial van value at the purchased cost only even the market price is available

So this represents the historical cost principle

Hence, the correct option is b,

a small network is bigger than a large network.​

Answers

Answer:

false

Explanation:

From a business standpoint, I can say that this statement is false. A larger network is bigger and more efficient because it generates more leads and opens more opportunities. By having a larger network you connect with individual's who are know others that may not be in your network and may be strategically positioned to provide you with information, help or even opportunities that you would not have had if your network was small.

All states require that drivers have liability insurance. Why is it also important to purchase uninsured motorist insurance anyway?

Answers

Answer:

see below

Explanation:

It is a requirement that all drivers purchase auto insurance. However, not all drivers oblige to this requirement. This is a certain percentage of drivers without any form of auto insurance.  

Uninsured motorists is an insurance policy that offers insurance protection for bodily injury in an accident caused by an uninsured motorist. Some uninsured motorist policies may cover damages to properties. Therefore, uninsured motorist insurance is important because it allows one to claim compensation from their own insurances if they are involved in an accident caused by a negligent uninsured motorist.

What does gaslighting mean?

Answers

it’s basically manipulate
Basically to manipulate

I really need help pleaseeee

Answers

This is false they use manufactures to make product not build their own
This question is true, because companies need factories to manufacture products

Betty is assessing the effectiveness of her firm's marketing communications. She knows the ultimate goal is to

Answers

Answer:

drive the receiver to action.

Explanation:

Using the AIDA model of assessing the effectiveness of the marketing, the ultimate goal of any marketer is to drive the receiver to action.

AIDA is acronym for Attention, Interest, Desire, and Action.

The last step in marketing and advertising is to lead the receiver to action, action of buying the product or service. Any marketer campaigning an advertisment for his/her product keeps a goal of driving the customers in buying the product.

So, in the given scenario also, Betty's ultimate goal will be to drive receiver to action.

Which type of reference group influence usage, while creating advertisements, has raised the most ethical concerns since it plays on people's insecurities and fears

Answers

Identification influence

Explain why the Federal Reserve Bank might be concerned if the economy begins growing too quickly.

Answers

Answer:

To check against high inflation rate

Explanation:

Inflation is the steady increase in the prices of goods and services in the economy per period. Inflation is associated with economic growth. Naturally, as the economy grows, the prices of different products and services tend to increase.

When the economy is growing at a fast rate, the inflation rate tends to increase.  A rise in the inflation rate means prices are increasing at a high rate. When prices are unstable, planning and budgeting become challenging for individuals, firms, and the government. Inflation erodes the strength of a currency, which causes unstable prices and other economic challenges. The Federal Reserve keeps monitoring inflation and applies appropriate monetary policies to regulate economic growth and the inflation rate.

______ allows you to earn money while caring for your own children.
a. in-home care
b. home visitor care
c. child care center
d. family child care
WILL GIVE CROWN! RE-POST SINCE IT WOULDN'T ALLOW ME TO EDIT IT.

Answers

Answer:

it would say C.

Explanation:

im sorry if this is wrong

have a great day/night

Which is better 21 jump street or 22 jump street?

Answers

Answer:

according to my calculation its 21.

Explanation:

how many months weeks days are in 157 days?

Answers

The answer is 5.162 months

Price discrimination exists when a firm sells ________ goods at different prices to ________ groups of customers

Answers

The same
Different

Meaning it is discriminating against groups of people, with the same exact good.

The stage in the product life cycle when a successful product first becomes profitable is known as the _____ stage.

Answers

Answer:

growth stage

Explanation:

can someone help . i know I'm dumb:) x-5=7​

Answers

Answer:

Hey Army

Nice to meet you:)

your answer is 12

as x-5=7

so x=7+5

x is 12

Stream life goes on and Dynamite. :)

Answer:

x=12

Explanation:

x-5=7

x-5+5=7+5

x=12

Sara wants to purchase new equipment for her home office. The sales tax rate that will apply when she makes her purchase is 6%. Here is a list of items she wants to purchase:

keyboard, $9.99
mouse, $14.99
22-inch monitor, $99.99
chair, $129.99
If Sara has $275 to spend on new equipment for her home office, she ____
be able to purchase all of the items on her list because the total of her purchase after applying sales tax is ____
BLANK ONE:
Will
Will not

BLANK TWO:
$254.96
$270.26
$272.81
$277.91

$

Answers

Answers:

Blank One: WillBlank Two:  $270.26 (choice B)

=========================================================

Explanation:

Add up the prices given to get

9.99+14.99+99.99+129.99 = 254.96

This is the total amount before tax.

Now let's calculate the tax based on this subtotal.

6% of 254.96 = 0.06*254.96 = 15.2976 which rounds to 15.30. So the sales tax is $15.30 which is added on top of the previous subtotal which gets us 254.96+15.30 = 270.26

A different way to get this is to multiply 254.96 by 1.06 and you should get 270.2576 which rounds to 270.26

Assuming there are no other taxes, fees or surcharges, the value $270.26 is the grand total that Sara will have to pay if she wants all of those items.

Since $270.26 is smaller than $275, this means she will be able to purchase all of the items. Her change will be 275-270.26 = 4.47 dollars.

The purpose of this category of interview questions is to learn about the interviewee’s personal attributes.
a.
General information questions
b.
Behavioral questions
c.
Character questions
d.
Stress questions

Answers

The correct statement will be that the purpose of the behavioral questions is that it helps to learn about the interviewee's personal attributes. So, the correct option is B.

Behavioral questions are an essential part of the interview as it tells about the interviewee's knowledge other than his educational and qualification skills applicable in the real world.

Behavioral questions are a set of questions asked by an interviewer to the interviewee in the rounds of interviews that follow. Such questions tell so much about the interviewee as it denotes their personal attributes.

Such questions help to determine the intelligence, presence of mind, practical behavior in a situation and an ideal set of practices followed by such person applicable to the work environment.

Behavioral questions also tell so much about how the person readily accepts a mistake committed and the steps they took in such a situation to rectify the mistakes.

Hence, the correct statement is B that the Behavioral questions' purpose in an interview is to tell about the interviewee's personal attributes already faced by such person.

To know more about behavioral questions, click the link below.

https://brainly.com/question/10125043

Answer:

B

Explanation:

Behavioral questions    

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