You have $500,000 to deposit in a bank account. What should you do with this deposit to be certain it is insured?

A.
Split it in half and deposit it in two separate savings accounts at different commercial banks.

B.
Deposit all of the money in one savings account in a commercial bank.

C.
Deposit all of the money in one checking account in a commercial bank.

D.
Split it in half and deposit it in two separate savings accounts at different brokerage firms.

Answers

Answer 1

The correct answer for plato users is option A

Explanation:

I just took the midterm and this was the correct option, please give brainly :)

Answer 2

The correct option is A.

Split it in half and deposit it in two separate savings accounts at different commercial banks.

Can direct deposit go to two different banks?

Typically, yes. In fact, many direct deposit programs allow you to split your payment between savings and checking accounts at different banks. You'll just need to add your banks' routing numbers, your account numbers and the account type for each.

How do I split up my savings?

The basic rule is to divide up after-tax income and allocate it to spend: 50% on needs, 30% on wants, and socking away 20% to savings.

Why is it important that your deposit is insured?

Deposit insurance provides three important benefits to the economy:

It assures small depositors that their deposits are safe, and that their deposits will be immediately available to them if their bank fails.

It maintains public confidence in the banking system, thus fostering economic stability.

Learn more about insured deposits here https://brainly.com/question/2226371

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Related Questions

.A manufacturing business has purchases of raw materials of $4,500, closing inventory of $1,400 and opening inventory of $800. What is the cost of raw materials used in production?

Answers

Answer:

Cost of raw materials used = $5,100

Explanation:

Given:

Purchases of raw materials = $4,500

Closing inventory = $1,400

Opening inventory = $800

Find:

Cost of raw materials used

Computation:

Cost of raw materials used = Opening inventory + Purchases of raw materials - Closing inventory

Cost of raw materials used = 1,400 + 4,500 - 800

Cost of raw materials used = $5,100

Identify each statement as either true or false. In the United States, banks keep the entire value of all customer deposits in the bank vault to meet customer withdrawals. Banks typically loan out a portion of customer deposits. Bank runs occur when many customers attempt to withdraw deposits from a bank at the same time and the bank is unable to pay all customer withdrawals. The Federal Deposit Insurance Corporation (FDIC) protects bank depositors from bank failure. The fractional reserve banking system requires all banks to keep the total value of customer deposits in their vaults to prevent bank runs.

Answers

Answer:

false

true

true

true

false

Explanation:

Fractional banking is a banking system where a portion of customer's deposits is kept as reserves while remaining portion is lent out. The amount kept as reserves is determined by the required reserve ratio set by the Central bank.

If the required reserve ratio is 10% and $100 is deposited, reserves would be $10 and $90 would be lent out

Fractional banking is practiced in the US

Bank run is when depositors withdraw their monies from the bank due to fear of the bank failing.

The Federal Deposit  Insurance Corporation (FDIC) was established after the great depression. Bank run was attributed to be one of the causes of the great depression. The FDIC increases confidence of depositors in banks because they insure the deposit of bank customers. In the case a bank fails, customers are assured that they would not lose their monies deposited

Alicia is conducting research on consumer behavior. The study requires her to note the number of people who shop at Fresnas Mart, a grocery store, in the afternoons during weekdays. She also needs to pay attention to the customers' preferred brands, the customer service, and the arrangement of items in the store. She needs to conduct the study without interacting with the customers so that she does not influence their behavior and choices. In this scenario, Alicia is conducting a(n) _____.

Answers

Answer:

Observational study.

Explanation:

In Statistics, sampling can be defined as a process used to collect or select data (objects, observations, or individuals) from a larger statistical population using specific procedures.

There are various types of sampling used by researchers and these are;

1. Random sampling.

2. Systematic sampling.

3. Stratified sampling.

4. Cluster sampling.

5. Opportunity or convenience sampling.

An observational study can be defined as a type of study in which a researcher observes and measures the effect of a diagnostic test, risk factors, or treatments on individuals without intervening, changing or manipulating who are or aren't exposed to it (controlled conditions).

In this scenario, Alicia is conducting an observational study because the study was required to be conducted without interacting with the customers so as to avoid influencing their behavior and choices.

Kasravi co. Had net income for 2013 of shs 400,000.The average number of shares outstanding for the period was 200,000 shares

Answers

Answer:

$1.98

Explanation:

Calculation for should Kasravi Co. report for diluted earnings per share for the year ended 2013

First step is to calculate the Proceeds amount

Proceeds = 12000 × $30

Proceeds = $36,000

Second step is to calculate the Shares assumed purchased

Shares assumed purchased= ($36,000 ÷ $36)

Shares assumed purchased = 10000 shares.

Third step is to calculate the Incremental share issued

Incremental share issued (12000 - 10000)

Incremental share issued = 2000 shares

Now let calculate the diluted earnings per share for the year ended 2013 using this formula

Diluted earnings per share = (Net income ÷ Average Weighted shares + incremental share issued))

Let plug in the formula

Diluted earnings per share = ($400,000 ÷ (200,000 shares +2000 shares))

Diluted earnings per share= $400,000 ÷ 202,000 shares

Diluted earnings per share= $1.98

Therefore The amount that Kasravi Co. Should report for diluted earnings per share for the year ended 2013 is $1.98

(24^0)+(4^0). solve this problem fast​

Answers

Answer:

your answer will be 2

Explanation:

hope it helps you..

Answer:

solution : -

[tex]24 {}^{0} + {4}^{0} [/tex][tex]1 + 1[/tex][tex]2[/tex]

100 point question + brainliest


Mike Oxmore has 69 apples, Moe Lester has 420, what is the mass of the sun?

Answers

The answer is 489 mass of the sun



.

Answer:

The mass of the sun is -  1.989 x 10 30 kilograms

Also, 69 + 420= 489

Explanation:

Hope this helps?

Have a nice day! <3

Recalling the competency pyramid studied in this chapter, what is the difference between a personal competency and an academic competency?
A personal competency is something you are born with, whereas an academic competency is something a teacher gives you
A personal competency is something warned from schooling, while an academic competency is something learned through reading
A personal competency is a skill that is part of your character or personality, whereas an academic competency is generally learned through schooling
A personal competency is something that you cannot develop, whereas an academic competency is something that you can learn

Answers

Answer:

c

Explanation:

lololololoolololololol

bought a computer for ra 25000
double column cash book with discount and cash column ​

Answers

Answer:

Explanation:

41,900

June 01 Balance b/d   16,300        

Answer:

41,900

June 01 Balance b/d   16,300  

Explanation:

Ben was a salesperson for a manufacturing firm in the late 1920s. Which of the following would his employer most likely have asked him to do? a. Find out what customers really want and how the company can change its products to better meet customer needs. b. Simply take orders from customers and turn them in to the company. c. Nothing, because at this time production lagged well behind customer demand. d. Use high-pressure sales technique to sell more of the company's high production output. e. Develop long-term relationships with clients.

Answers

Answer:

d. Use high-pressure sales technique to sell more of the company's high production output.

Explanation:

In the 1920s there was a boom in the sales due to tariffs placed on goods from outside of the United States.

So there was more patronage for locally made products.

Marketing developed as a conscious strategy for businesses.

As a salesperson for a manufacturing firm in the late 1920s Ben will be accustomed to using high-pressure sales technique to sell more of the company's high production output.

This will be the most effective role for him.

What courses or information would be helpful for a hospitality manager?

Answers

Answer:

Travel Attendants.

Lodging Managers.

Meeting, Convention, and Event Planners.

Food Service Managers.

Holiday Counselor.

Explanation:

Income received by households through the lending of their money to corporations and business firms is an example of
income.

Answers

Answer:

Interest / Dividend Income

Explanation:

Answer:

Answer for EDGE is C or Interest

Explanation:

Specialty store manager Terri is evaluating her employees for the first week of March. Her part-time sales associates have a sales goal of $5,000 per week, and a conversion rate goal of 60%. Keeping track of how many customers came into the store during her shifts, sales associate Suzy had 120 customers enter the store that week during her shift. Her sales indicate 65 separate transactions for a total sales amount of $4803. Suzy's conversion rate for the week is _______ and her Meeting Quota ratio is _______

Answers

Answer:

0.54 and 0.96

Explanation:

Conversion rate is Sales / Sales calls.

There are 65 sales transactions in total and the customers entered into the store are 120.

Conversion rate is 65 / 120 = 0.54

Meeting Quota ratio is Actual Sales / Sales goal

Actual Sales amount to $4803 while the sales goal was $5,000

Meeting quota ratio is 4803 / 5000 = 0.96

Which of the following is NOT a repayment plan option? What is the answer

Answers

The following is NOT a repayment plan is Loan forgiveness repayment plan.

The Extended Repayment Plan: This is a repayment plan option whereby the loan can be paid back for a period of about 25 years.

The Income-Sensitive Repayment Plan: This is a repayment plan option for those who want low income. Here, payment can either increase or reduce based on what the person earns annually.

The Graduated Repayment Plan: This is a repayment plan option which increases every two years.

The loan forgiveness repayment plan is not a repayment plan option.

For such more question on repayment:

https://brainly.com/question/30281186

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The following question may be like this:

Which of the following is NOT a repayment plan option?

O Extended repayment plan

O Loan forgiveness repayment plan

O Income sensitive repayment plan

O Graduated repayment plan

(ASAP NEED THIS NOW!)
Which was the first home entertainment technology to disrupt the movie industry?


A. Radios

B. Cable Television

C. Livestreaming

D. Video Cassette Recorders

Answers

Answer:

B. Cable Television

Explanation:

I'm pretty sure its right sorry if its not

Answer:

A

Explanation:

I thing A aaaaaaaaaaaaaa

Economists assume we are all making the most reasonable decisions with our resources, but how do you explain people paying $40,000 for a "Hermes Birkin Bag" or $2000 for "Kanye West's Sneakers"?

Answers

As not everybody can afford designer items, those who can, typically buy such items to increase their self-esteem, and/or view it as an accomplishment. Also, many will do so in a way to view themselves in a higher class than others.

Someone broke into your apartment and stole all of your stuff. Luckily, you
have renter's insurance. How do you request that your insurance pay for
the lost items?
A. file a claim
B. Write a deductible
C. Submit a powerpoint presentation
D. Prepare a lease

Answers

*☆*――*☆*――*☆*――*☆*――*☆*――*☆*――*☆*――*☆**☆*――*☆*――*☆*――*☆

Answer: A, file a claim

Explanation:

I hope this helped!

<!> Brainliest is appreciated! <!>

- Zack Slocum

*☆*――*☆*――*☆*――*☆*――*☆*――*☆*――*☆*――*☆**☆*――*☆*――*☆*――*☆

Answer:

A. file a claim

Explanation:

The answer is A. If you are on TeachBanzai because I did this a couple months ago and got 100%

Competitive dynamics refers to the: a. circumstances in which competitors are aware of the degree of their mutual interdependence resulting from market commonality and resource similarity. b. set of competitive actions and competitive responses the firm takes to build or defend its competitive advantages and to improve its market position. c. ongoing actions and responses among all firms competing within a market for advantageous positions. d. ongoing set of competitive actions and competitive responses between competitors as they maneuver for advantageous market position.

Answers

Answer:

d. ongoing set of competitive actions and competitive responses between competitors as they maneuver for advantageous market position.

Explanation:

Competitive dynamics refers to the ongoing set of competitive actions and competitive responses between competitors as they maneuver for advantageous market position.

This ultimately implies that, competitive dynamics comprises of various competitive actions or activities that a particular company or business firm engages so as to have a competitive advantage over its competitors in the same industry or market. Thus, it avails a business the opportunity to have a better market-share over rival firms.

Date
Page
2
2) Marketing is meeting
needs
profitably!
Comment

Answers

Answer:

markeing

Explanation:

communication skills, credentials, honesty

Se venció una letra de cambio por $2,000 hace tres meses y se cobra el 1% mensual más IVA (16%) de intereses. Cual es el ajuste

Answers

Answer:

ajuste por moras e intereses = $23.20

valro de la letra de cambio = $2,000

total $2,023.20

Explanation:

el interes real que se cobra por mes = 1% x (1 + 16%) = 1.16%

el valor total de los intereses cobrados mas la letra inicial = $2,000 x (1 + 1.16%)³ = $2,000 x 1.016³ = $2,023.20

ajuste por moras e intereses = $23.20

valro de la letra de cambio = $2,000

total $2,023.20

DUE TODAY PLEASE HELP T^T
After you complete your self-assessment, you should compare it with a description of your career choice.

False
True

Answers

Answer:

i think its true

Explanation:

Answer:

Probably True.

After you complete a self-assessment you should compare it with a description of your career choice. This could be helpful,

Lisa Campos was interested in buying a coffee pot to use at college and a cassette player for her sister's birthday present. At the local discount store, she compared prices on coffee pots and chose the cheapest. She read the product information on each cassette player and finally chose one with stereo headphones and a rechargeable battery. For Lisa, the coffee pot was a. a convenience product, but the cassette player was a specialty product b. a heterogeneous shopping product, but the cassette player was a staple c. an impulse product, but the cassette player was a convenience product d. a specialty product, but the cassette player was a heterogeneous shopping product e. a homogeneous shopping product, but the cassette player was a heterogeneous shopping product

Answers

Answer:

e. a homogeneous shopping product, but the cassette player was a heterogeneous shopping product.

Explanation:

Price can be defined as the amount of money that is required to be paid by a buyer (customer) to a seller (producer) in order to acquire goods and services.

In sales and marketing, pricing of products is considered to be an essential element of a business firm's marketing mix because place, promotion and product largely depends on it.

At the local discount store, Lisa compared prices on coffee pots and chose the cheapest. She read the product information on each cassette player and finally chose one with stereo headphones and a rechargeable battery. For Lisa, the coffee pot was a homogeneous shopping product, but the cassette player was a heterogeneous shopping product.

Homogeneous shopping products can be defined as products that have similar level of quality but with differing attributes such as brand image, price or production style.

On the other hand, heterogeneous shopping products can be defined as products that have different level of quality and their price is less important to consumers.

Jessica completed a four-year degree program in Finance and Accounting. She hasn't yet gained any work experience in this field. However, she's joined a professional organization. She hopes to get an entry-level job in an audit firm. How can the professional organization help her in her quest?

Answers

Answer:

Explanation:

Networking is crucial the professional organization can help her in her search this person knows that person that knows that person looking for a job that she would qualify for.

DUE TODAY PLEASE HELP T^T

When completing a self-assessment, you should think about the cultural environment in which you want to live.
False
True

Answers

Answer:

TRUE TRUE TRUE

Explanation:

:) :) :) :) :) :)

Answer:

True

Explanation:

kind of common sense lol......

Heightened Homes is a real estate firm based in Texas. The company ensures that employees' pay is dependent on what they are capable of doing. The company also supports efforts to empower its employees by encouraging them to be independent and to make decisions in various areas. This, in turn, ensures job enrichment. Based on this information, identify the pay structure being utilized by Heightened Homes. Select one: a. straight piecework plan b. skill-based pay systems c. merit pay system d. differential piece rates e. standard hour plan

Answers

Answer: skill-based pay systems

Explanation:

Besides the full scale, the number of basic scales used in dimensioning plans and drawings is _______.

Answers

Answer:

10.

Explanation:

In Engineering, it is a standard and common practice to use drawings and models in the design and development of buildings, tools or systems that are being used for proffering solutions to specific problems in different fields such as banks, medicine, telecommunications and industries.

Hence, an architect or design engineer make use of drawings such as pictorial drawings, sketches, or architectural (technical) drawing to communicate ideas about a plan (design) to others, record and retain informations (ideas) so that they're not forgotten and analyze how different components of a plan (design) work together.

Architectural drawing is mainly implemented with computer-aided design (CAD) software and it's typically used in plans and blueprints that illustrates how to construct a building or an object.

Besides the full scale, the number of basic scales used in dimensioning plans and drawings is 10.

Which of the following statements would come from someone classified as unemployed? Question 25 options: I can't stand my current job as a telemarketer. I used to be a nuclear engineer. I'm a full-time student at the University of Illinois who doesn't have time to work. I'm not working because I'm going to Jamaica with my buddy. I'm not working. I had three interviews this week, and I'm trying to find a job. I haven't had a job in a year, and I stopped looking for a job nine months ago.

Answers

Answer:

I'm not working. I had three interviews this week, and I'm trying to find a job.

Explanation:

Unemployment rate refers to the percentage of the total labor force in an economy, who are unemployed but seeking to be gainfully employed. The unemployment rate is divided into various types, these include;

I. Natural Rate of Unemployment (NU).

II. Frictional unemployment rate (FU).

III. Structural unemployment rate (SU).

IV. Actual unemployment rate (AU).

V. Cyclical unemployment rate (CU).

The statement which would come from someone classified as unemployed is; I'm not working. I had three interviews this week, and I'm trying to find a job.

Say you are grocery shopping and you come across an item for which the unit price is not labeled. How can you find the
unit price on your own?

Answers

Find a convenient and reasonable unit of measurement to use, then divide the cost of the package by the number of units chosen in that package.

please help 15 points if right brainliest

The other forms and methods of startup capital—the ones that don’t use the money of outside investors—are collectively referred to as bootstrapping. False True

Answers

The other forms and methods of startup capital—the ones that don't use the money of outside investors—are collectively referred to as bootstrapping. Venture capitalists are ruthless; angel investors are kind-hearted.

Answer:

The other forms and methods of startup capital—the ones that don't use the money of outside investors—are collectively referred to as bootstrapping. True False

✓ true

Explanation:

9.Not Answered 10.Not Answered Question Workspace Which of the following statements is CORRECT? a. If a firm increases its sales while holding its inventories constant, then, other things held constant, its inventory turnover ratio will increase. b. An increase in inventories will have no effect on the current ratio. c. A reduction in inventories will have no effect on the current ratio. d. If a firm increases its sales while holding its inventories constant, then, other things held constant, its fixed assets turnover ratio will decline. e. A reduction in the inventory turnover ratio will generally lead to an increase in the ROE.

Answers

Answer:

a. If a firm increases its sales while holding its inventories constant, then, other things held constant, its inventory turnover ratio will increase.

Explanation:

Inventory turnover ratio is defined as the number of times that stock is used up during a given period. It determines the number of times a business needs to restock.

For example a business may have to replenish stock twice a year.

The formula is

Inventory turnover ratio = (Cost of goods sold) ÷ (Average Inventory)

If sales increases it will cause an increase in cost of goods sold. That is the numerator in the equation.

As inventory is held constant the denominator rains the same.

So an increase in sales will result in an increase in inventory turnover ratio

I need q 4 and 5 please:)

Answers

I can’t see the questions very well
Other Questions
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