expalain fiveprinciples of insurance​

Answers

Answer 1

Answer:

insurable interest, Utmost good faith, proximate cause, indemnity, subrogation and contribution.


Related Questions

Monsters Incorporated (MI) in ready to launch a new product. Depending upon the success of this product, MI will have a value of either $100 million, $150 million, or $191 million, with each outcome being equally likely. The cash flows are unrelated to the state of the economy (i.e. risk from the project is diversifiable) so that the project has a beta of 0 and a cost of capital equal to the risk-free rate, which is currently 5%. Assume that the capital markets are perfect. Assume that in the event of default, 20% of the value of MI's assets will be lost in bankruptcy costs and suppose that MI has zero-coupon debt with a $125 million face value due next year. The initial value of MI's debt is closest to:

Answers

The Initial value of debt is $111.11 million.

Value of unlevered equity = ($100 million+ $150 million + $191 million)/3 / 1.05

Value of unlevered equity = $147 miliion / 1.05

Value of unlevered equity = $140 million.

Since the corporation have has zero-coupon debt with a $125 million face value, this means If the firm has a value of $100 million, all of it is from the debt value,

Initial value of debt = ($100 million + $125 million + $125 million)/3 / 1.05

Initial value of debt = $111.11 million.

The Initial value of equity = Value of unlevered equity - Initial value of debt

The Initial value of equity = $140 million - $111.11 million

The Initial value of equity = $29 million

Hence, the Initial value of debt is $111.11 million.

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Razimah has been investing in a Unit Trust for the past 10 years. She is very happy with the performance of the fund manager that enables her to get at least 15 % return annually. Razimah has estimated that she will receive a return of RM8000 next year, RM9000 in next 2 years, and RM10, 000 in the next 3 years. What is the value of these future payments?​

Answers

Based on the amounts to be received and when they are to be received, the value of the payments is RM 20,336.98

The value of these payments is the sum of their present values.

The value is therefore:

= (8,000 / (1 + 15%)) + ( 9,000 (1 + 15%)²) + (10,000 / ( 1 + 15%)³)

= 6,956.52 + 6,805.29 + 6,575.16

= RM20,336.98

In conclusion, the value of the payments is RM20,336.98

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please help!!

Bobby is an electrician who specializes in installing electronic locks. What kind of company might be interested in hiring Bobby?

A.
a national hotel chain

B.
a meat packing facility

C.
a local parks department

D.
a printing company

Answers

Answer:

a . national hotel chain

Explanation:

because electrician who install lock are supposed to work at a hotel for the safety of the people

Answer:

I think it's A ? I'm not 100% sure, but hotels often have electronic locks that you need a key card to open

All proposals should be formal documents.

True

False

Answers

Answer:

false..................

False....................

The Jehan Division of a company manufactures and sells Product A. The current selling price
is $73 per unit. Per-unit costs are as follows:
Direct materials $ 5.00
Direct labor 6.00
Manufacturing overhead:
Variable 7.00
Fixed 8.00
Selling costs:
Commissions 1.00
Shipping 1.50
Fixed 1.00
$ 29.50

The contribution margin per unit is: $____________

CONSIDER THE FOLLOWING QUESTIONS
1. A special one-time order to purchase 20,000 units was recently received at a price of $60 per unit. There is enough capacity to fill the order and filling this order will NOT disrupt current operations. If BLUE accepts this order, variable manufacturing costs will be reduced by $5 per unit and variable selling costs (both commission and shipping) will go down by 80%.
Is there an opportunity cost to BLUE, yes or no, and WHY?
________ (yes or no)

Answers

Answer: yes

Explanation: i dont understand what you said below but its yes

Answer:

$20.50 per unit

Explanation:

The minimum acceptable selling price is equal to the variable cost per unit

Variable Cost per unit =$5.00+6.00+7.00+1.00+1.50 =$20.50

So the Minimum Selling Price shall be $20.50 per unit

Help help please I need straightforward answer please

Answers

Answer:

I think its B i could be wrong but that's what makes sence to me

B might be the answer

During the current year, merchandise is sold for $21,100 cash and $341,700 on account. The cost of the merchandise sold is $217,200. What is the amount of the gross profit

Answers

Answer:

$235,900

Explanation:

i hope she is your answer

The gross profit is $145,600. A company's gross profit is equal to its total sales less its total cost of products sold. Total sales include all goods sold by the company.

What are COGS?

The total amount your company paid as a cost directly tied to the selling of products is known as the cost of goods sold. Depending on your industry, this could include resale products, raw materials, packaging, and direct labor associated with making or selling the product.

Given

Cash Sale = $21,100

Credit Sale = $341,700

COGS = $217,200

Required to Calculate the amount of the Gross Profit =?

Gross Profit = Sales - COGS

Gross Profit = 341,700 + 21,100 - 217,200 = $145,600.

Thus, the gross profit is $145,600. On the surface, a gross profit margin ratio of 50 to 70% appears to be healthy, and it is for many types of businesses, including retailers, restaurants, manufacturers, and other goods makers.

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#SPJ2

what's the net price equivalent rate of 9/15/18

Answers

Answer: 0.6357 (in decimal form)

Suppose that on any given day the prevailing equilibrium federal funds rate is below the Federal Reserve's federal funds target rate. If the Federal Reserves wishes for the federal funds rate to be permanently at the target level, then the appropriate policy for the Federal Reserve is to take a defensive open market purchase, everything else held constant. True False

Answers

The statement which states that If the Federal Reserve's wishes for the federal funds rate to be permanently at the target level, then the appropriate policy for the Federal Reserve is to take a defensive open market purchase, is TRUE.

Based on the given question, we can see that an open market operation refers to the way the federal government makes the federal funds rate to change buy making the loans more easily obtainable.

With this in mind, if they wish for the federal funds rate to be permanently at the target level, then they would have to take a defensive position by increasing the reserves through buying of securities so that economic activity would be stabilised.

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Suppose that you are an orange grower. Would you expect the demand for your
orange to be more elastic or more inelastic? Why

Answers

It should be noted that the demand for orange will be elastic because when there's a change in price, there'll be a larger change in quantity demanded.

It should be noted that an elastic demand simply means a situation whereby a change in the price of a good lead to a larger change in the quantity demanded.

In this case, the demand for orange will be elastic because when there's a change in price, there'll be a larger change in quantity demanded. For example, an increase in price will make the customers buy other fruits.

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Help help help help help help please please

Answers

Answer:

C. it allows them to collect income tães from employees

StylesQuestion 12 (Essay Worth 4 points)
(02.04 MC)
Which two investment options would be best if you are 45 years old, just starting to save, and want to retire when you are 65? Consider the kind of investment,
of return, level of risk, and other factors

Answers

Answer:

forex

Explanation:

With growing dissatisfaction with performance management processes, Agile Manifesto was developed by software developers and emphasized principles of all of these EXCEPT:________.
a. emotional intelligence.
b. regular reflection on how to work more effectively.
c. self-direction.
d. self-organization.
e. collaboration.

Answers

Considering the Agile Manifesto analysis and available options, the correct answer is emotional intelligence.

What is the Agile Manifesto?

Agile Manifesto is the document that establishes the fundamental values and standards in the Agile philosophy context.

Agile Manifesto is formulated to assist the development teams in performing their tasks with efficiency and sustainability.

Four Agile Manifesto PrinciplesRegular reflection Self-directionSelf-organizationCollaboration

Hence, in this case, it is concluded that the correct answer is option A. "emotional intelligence."

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On May 3, what is the balance of the Equipment Office account? A. Debit $5,090 C. Debut $4,400 B. Debit $690 D. Credit $5.090​

Answers

Based on the balance on the account and the amount purchased, the balance on the Equipment office account was A. Debit $5,090.

The opening balance for the Equipment office account was $4,400 on May 1.

The store then purchased a calculator for the office on May 1 for $690. This will increase the Equipment office account by the same amount.

The balance would therefore be:

= 4,400 + 690

= $5,090

This balance would be a debit as this is an asset.

In conclusion, option A is correct.

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regional economic intergration in india

Answers

Answer:

the india is regional economic in EST asia

Phil's qualified education expenses for the year are $34,000. He claims a $2,500 American Opportunity Credit (based on $4,000 of his expenses). If Phil receives a $40,000 ESA distribution that includes $4,000 in earnings, how much of the entire ESA distribution will he receive tax-free

Answers

Based on the information given, the amount that will be tax-free from the ESA distribution will be $39000.

From the information given, the eligible education expenses will be:

= $34000 - $4000

= $30000

The tax free portion will be:

= (4000 × 30000) / 40000

= $3000

The total tax-free distribution will be:

= Contributions + Earnings

= $36000 + $3000

= $39000

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You are the head of the central bank and you want to maintain a 2 percent long-run inflation rate. Suppose that velocity is constant and real GDP growth is 3 percent per year. Moreover, you know that the current money supply is $120 billion. Your money supply target for one year from today is $______ billion.

Answers

The answer I think is 12 billion

Midyear on July 31st, the Digby Corporation's balance sheet reported: Total Liabilities of $128.297 million Total Common Stock of $6.350 million Cash of $10.050 million Retained Earnings of $45.255 million. What were the Digby Corporation's total assets

Answers

Based on the information given  Digby Corporation's total assets is:$179.902 million .

Using this formula

Total assets = Total liabilities + Shareholders’ equity

Total assets= Total liabilities + ( Total common stock + Retained earnings)

Where:

Total liabilities= $128.297 million

Total common stock= $6.350 million

Retained earnings= $45.255 million

Let plug in the formula

Total assets= $128.297 million  + ( $6.350 million  + $45.255 million)

Total assets= $128.297 million  +$51.605 million

Total assets= $179.902 million  

Inconclusion  Digby Corporation's total assets is:$179.902 million .

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Master’s Cleaners’ average variable costs consist of $.70 of direct labor, $.30 of direct

materials, and $.50 of other variable inputs. If it has fixed costs of $1,000, what level of output

is required at a price of $2 to generate $500 in profits?

a. 1,000

b. 1,500

c. 2,000

d. 2,500

e. 3,000

Answers

d, no explanation but hope this helps!

The process of packing 316 ounce bottles of Hershey chocolate syrup in super size packages like those sold at Sam’s and Costco is an example of what type of packaging… Is it adaptive packaging allocating sorting out accumulating or accruing

Answers

The chocolate syrup in super size packages is an example of accumulating type of packaging

Basically, packaging refers to the process of boxing or wrapping a product is offered for sale.

Accumulating packaging is the type of packaging described in the question.

Majority of accumulating package in factory are done by automated machines.

In conclusion, the chocolate syrup in super size packages is an example of accumulating type of packaging

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What are the issues of integrity, ethics and law posed in the case study? What options does the woman have, and what should she do and why?​

Answers

The integrity, ethics, and law issues raised in the case study are illegal and unethical conduct.

The woman must reject the economic proposal made by the company and maintain her complaint so that the executive is judged for what she did because she would avoid future harm to other employees.

What is ethics?  

Ethics is a term that refers to moral philosophy. This focuses on the study of human behavior based on right and wrong according to duty. Contemporary ethics is usually divided into three branches which are:

Metaethics studies the origin, nature, and meaning of ethical concepts. Normative ethics seeks norms or standards to regulate human conduct. Applied ethics examines specific ethical controversies.

According to the above, it can be inferred that the situation presented is an example of an unethical and illegal act because the company and the executive want to bribe the employee to prevent the executive from being removed from his position and the company from being judged for endorsing that conduct of the executive.

Note: The question is incomplete because the information is missing. Here is the complete information:

Case study 4

A woman is sexually harassed by a top-level senior executive in a large company. She sues the company, and during settlement discussions she is offered an extremely large monetary settlement. In the agreement, the woman is required to confirm that the executive did nothing wrong, and after the agreement is signed the woman is prohibited from discussing anything about the incident publicly. Before the date scheduled to sign the settlement agreement, the woman's lawyer mentions that she has heard the executive has done this before, and the settlement amount is very large because the company probably had a legal obligation to dismiss the executive previously. The company however wants to keep the executive because he is a big money maker for the company.

What are the issues of integrity, ethics and law posed in the case study? What options does the woman have, and what should she do and why?

Lecturer Guidelines

Some of the issues raised by this case study include initial issues of unethical and unlawful conduct, by the executive and the company; whether the company should allow the executive to continue working because of the revenue he generates, in view of his propensity to harm co-workers, and whether this action is ethical or reflects integrity; whether the company should require the woman to state that the executive did nothing wrong as part of the settlement agreement; whether the woman should agree to this settlement in view of the harm future employees are being exposed to; and whether the woman is prioritising justice for herself over harm to future employees in an acceptable way.

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A firm is considering purchasing two assets. Asset A will have a useful life of 15 years and cost $3 million; it will have installation costs of $400,000 but no salvage or residual value. Asset B will have a useful life of 6 years and cost $1.3 million; it will have installation costs of $180,000 and a salvage or residual value of $300,000. Which asset will have a greater annual straight-line depreciation?
A) Asset B has $40,000 more in depreciation per year.
B) Asset B has $30,000 more in depreciation per year.
C) Asset A has $30,000 more in depreciation per year.
D) Asset A has $40,000 more in depreciation per year.

Answers

7919191922827aajashsg
89

Draft an inquiry letter for purchase of 10 units of IBM P4 computers and 2 units of Lx 300 Epson printers to Kathmandu Computers and Engineering Kathmandu. ​

Answers

Based on writing standards, the inquiry letter for purchase should begin with the sender's address and be written like a formal letter.

Structures of Letter of Inquiry.The sender's address should be written at the beginning of the letter, followed by the receiver's address.

The letter must contain all the elements of the enquiring item, including their quantities.

There must be the date and address of the receiver included.

The letter's subject must be written clearly before the letter's content.

Ensure you provide the expected salutation at the beginning of the letter.

Write clearly and straightforward.

Provide reasons and inquiry descriptions.

Add your signature, name, and designation at the end of the letter.

Hence, in this case, it is concluded that there are specific ways to write a good inquiry letter.

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1) consider any leader you are aware of from study or the media. Do they confirm to the myths set out in the text or do they transcend that? 2) What is your personal leadership style? What benefits and problems does it generate for you and orgamization? 3) How important is integrity to a leader in your opinion? Give examples to support your views?

Answers

Based on the information given, a leader that I'm aware of is Mahatma Gandhi. He was an ambassador of non-violence.

A leadership style simply means providing direction, implementing plans and also motivating people. My personal leadership style is pacesetting and motivating others.

Integrity makes one secure and confident.  Someone who has integrity is honest about his or her morals and values. Therefore, such a person can be trusted.

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Help help help businesses

Answers

Answer:

A. monopolize access to printing currency

Answer is A - monopolise access to printing currency.

And, the Central bank has two primary goals in what is known as a dual mandate. Those goals are price stability, low inflation (at about 2 percent), and maximum employment.

Ambinu Flower Company provides flowers and other nursery products for decorative purposes in medium to large sized restaurants and businesses. The company has been investigating the purchase of a new specially equipped van for deliveries. The van has a value of $133,750 with a six-year life. The expected additional cash inflows are $52,500 per year. What is the payback period for this investment

Answers

The payback period for this investment is 2.55 years.

The payback period is a capital budgeting method. It is used to determine how long it would take to recover the amount of money invested in an project from the cumulative cash flows.

An advantage of the payback period method is that it is easy to calculate. A drawback is that it ignores the time value of money.

Payback period = amount invested in the van / cash flows

$133,750 / $52,500 = 2.55 years

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Mean for in grouped data

Answers

Answer:

To calculate the mean of grouped data, the first step is to determine the midpoint of each interval or class. These midpoints must then be multiplied by the frequencies of the corresponding classes. The sum of the products divided by the total number of values will be the value of the mean.

If only one airline serves a town, does a monopoly exist? What about competition from other services?

Answers

If only one airline serves a town, the question of whether a monopoly exists is:

Yes, a monopoly exists

Based on the given question, we are asked to state whether a monopoly exist in a situation where there is only one airline in a town, and the answer is, yes, that is a monopoly

It is important to note that a monopoly has to do with the domination of one company in a market system whereby there is little to no competition from other companies. In this situation, there is usually higher prices of products because there is a lack of competition for competitive prices.

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For this firm, the average revenue when 14 units are produced and sold is a. $15. b. $13. c. $9. d. $11.

Answers

I think it's A or D but I'm not sure

Help help buddies pelsss I’ll give points I need straightforward answer ASAP

Answers

Answer:

1

Explanation:

1 divided by 1 is 1

100% in number form is 1

The answer is::::

C. 1

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which of the following is the correct order from earliest to latest of the revolution Alan wears his coat when the temp is colder than -4.cwrite an inequality that i true only for temps(t) at witch Alan wears his winter coat 11) Which shows another way to write 6%?A) 6B) -6C) 0.06D) six tenths 135% as a fraction or a mixed number fully simplified please 76 % of 150 calculate this which computer language uses short words known as mnemonics for writing programs? Find the slope of the line (-3,-2),(1,-2) Which of the following is true of analogies in supporting problem solving?. a letter to your friend mentioning the inspiration you get from the life of Gehendra Shumsher state all kinds of errors _____, a linguistic tool that studies language patterns such as abbreviations and spelling errors used by writers is often helpful to identify the writers of ransom notes and text messages.Discourse analysisForensic phoneticsLinguistic dialectologyForensic stylistics 10^5 =easy question Nineteen less than twice a number is greater than the number added by four It is March 15, in the year 2514. The people of former New York are in desperate circumstances. They are being overrun, and they are losing hope. The banners proclaiming a Free the Real NYC lie in the gutters, trampled by terrified and panicked citizens. Two teens or kidz, as they are called now are on their way home from a secret meeting. As they walk in the shadows to avoid detection, they both trip on a huge titanium cylinder. Etched into the surface are a series of scratched-out words. The only words they can make out are, "he will prevail." They drag the heavy cylinder into a hidden alleyway and twist it open. The glow from their flashlights reveals the contents of the cylinder. With gasps of relief, they look at each other with hope in their eyes for the first time in years.Two teens were coming over from a secret meeting. They were Jess and Elijah they were worried about what would happen to them if they got caught at night especially since they've been going to secret meetings to save NYC. They were walking home when they came across a surface with words. The words read ''he will prevail'', They wondered who the message was talking about. Beside that message was a huge titanium tube. They dragged it with them into a secluded tunnel and opened it. They opened the cylinder and found contents in it that brought them hope to saving New York. They had hope. In the cylinder was a bunch of things to help them. There was a list of steps and a message from anonymous telling them that he knew what would happen and made that cylinder to help whoever found it to save the city. On March 15, 2014, the residents of New York City buried a time capsule. Their hope was that on March 15, 2114, it would be opened and the future residents of NYC would see what life was like 100 years in the past.Locked away in the titanium cylinder were important artifacts from the present day. The objects were chosen by citizens from all walks of life and professions: librarians, teens, computer programmers, medical professionals, research scientists, gardeners, biologists, and more.Etched onto the surface of the time capsule were the words of a famous author, William Faulkner: "I believe that man will not merely endure. He will prevail .....because he has a soul, a spirit capable of compassion and sacrifice and endurance."The capsule was buried with much hope for the future.Sadly, things didnt turn out as they had hoped.By March 15, 2514, New York had become a desperate place. Something big had changed. The city was in near ruins. Citizens were terrified.Two teens, as they were called now were on their way home from a secret meeting. As they walked in the shadows to avoid detection, they tripped on a huge titanium cylinder. Etched into the surface were a series of scratched-out words. The only words they could make out were, "He will prevail."The kidz dragged the heavy cylinder into a hidden alleyway and twisted it open. The glow from their flashlights revealed what was inside. With gasps of relief, they looked at each other with hope in their eyes for the first time in years. It was an article from 2505! They discovered that it was written about how the leader of the formerly NYC was planning to build a machine that could wipe out the entire city! They rushed back to the secret base of the Free the Real NYC resistance. They put the container on the table. Now that it was in better lighting, they could read the rest of the etchings. They read , Greek for "I'm dying." They learn that the etching was written by the founder of the resistance, Henry Gihigal. He wrote it when the leader of the Cultists, Tabea Thomas, was torturing him with methods unheard of. He wrote the "He will prevail" section speaking of the resistance. The "" was to tell the resistance to choose a new leader. 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